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What this page is: Delvantic's full research page for Aegon N.V. (AEG) — AI-driven forensic equity research: mechanical valuation models (DCF, EPV, anchored-PE, scenario) plus three independent AI lenses (Quality / Value / Sentiment). Everything below is rendered server-side; you are not missing content that requires JavaScript. All scores are predictions and research opinions, not financial advice.
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Aegon N.V. is a multinational financial services corporation primarily focused on providing insurance, pensions, and asset management solutions. Established in the Netherlands, Aegon operates extensively across Europe, Asia, and the Americas, offering its services to both individual and institutional clients. The company's core offerings include life insurance, retirement products, and a range of financial planning services designed to help clients secure their financial futures. Aegon plays a significant role in sectors such as healthcare, where its insurance products offer coverage and benefits planning, and in the financial markets, where its asset management division influences capital allocation and investment strategies. It also has a strong presence in the pension and wealth management markets, helping individuals and businesses manage their long-term savings and investments effectively. In the global financial landscape, Aegon stands out for its commitment to sustainability and corporate responsibility, aligning its business practices with broader societal goals. Through its diverse product offerings and strategic global presence, Aegon continues to have a meaningful impact on how consumers and institutions navigate financial planning and insurance needs.
Earnings Schedule
Checked daily · calendar updated Aug 10| Print date | EPS est. | EPS actual | Revenue est. | Revenue actual |
|---|---|---|---|---|
| Jul 8, 2026 | $0.04 | $0.05 +25.0% | — | — |
| May 7, 2026 | $1.11 | $1.22 +9.9% | — | — |
| Jan 23, 2026 | $1.61 | $1.87 +16.1% | — | — |
| Nov 4, 2025 | $3.16 | $3.01 -4.7% | — | — |
| Oct 13, 2025 | $0.02 | $0.03 +50.0% | — | — |
Green = beat the estimate, red = missed. An earnings print is the fastest way a thesis changes — our designations should be re-read after each one.
Recent SEC Filings
| Filed | Form | Document |
|---|---|---|
| Jul 8, 2026 | 4 | View |
| Jul 8, 2026 | 4 | View |
| Jul 8, 2026 | 4 | View |
| Jul 8, 2026 | 4 | View |
| Jul 8, 2026 | 4 | View |
| Jul 8, 2026 | 4 | View |
| Jul 8, 2026 | 4 | View |
| Jul 8, 2026 | 4 | View |
| Jul 8, 2026 | 4 | View |
| Jul 1, 2026 | 6-K | View |
| Jun 25, 2026 | 425 | View |
| Jun 24, 2026 | 11-K | View |
Filings link to the SEC’s EDGAR system. Annual/quarterly reports (10-K, 10-Q, 20-F) carry the full story; 8-K/6-K current reports are the fastest signal that something material happened.
Price Overview
Last updated: Aug 11, 2026 11:03am (just now)Price History (1 Year)
Revenue & Net Income Trend
This company does not file structured financial statements with the U.S. SEC, so quarterly figures aren't available from our filings-based data engine. Annual figures shown here come from the sources that do cover it.
| Period | Revenue | Net Income | Net Margin | YoY/QoQ |
|---|
Key Metrics
EPS (Diluted): N/A
Total Equity: $10.96B
Shares: N/A
Total Debt: $0.00
Cash: $3.15B
EBITDA: N/A
Total Debt: $0.00
Cash: $3.15B
Revenue: $31.00B
Revenue: $31.00B
Revenue: $31.00B
Total Equity: $10.96B
Tax Rate: 6.2%
Equity: $10.96B
Total Debt: $0.00
Cash: $3.15B
Current Liabilities: N/A
Long-Term Debt: $0.00
Total Debt: $0.00
Total Equity: $10.96B
Shares: N/A
Shares: N/A
CapEx: -$47.33M
Shares: N/A
Stock Price: $9.48
Net Income: $1.13B
Income Statement (Annual)
Last updated: Aug 5, 2026 10:57pm (5d ago)| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | $29.1B | $24.6B | $23.1B | $22.5B | $31.0B |
| Cost of Revenue | — | — | — | — | — |
| Gross Profit | — | — | — | — | — |
| Operating Expenses | $1.8B | $1.4B | $2.2B | $2.1B | $2.1B |
| Operating Income | $28.0B | -$40.5B | — | — | — |
| Net Income | $2.3B | -$1.7B | -$206.5M | $793.9M | $1.1B |
| EBITDA | — | — | — | — | — |
| EPS | $1.08 | $-0.92 | $-0.14 | $0.43 | — |
| EPS (Diluted) | $1.08 | $-0.92 | $-0.14 | $0.43 | — |
Balance Sheet (Annual)
Last updated: Aug 10, 2026 1:21pm (21h ago)| Metric | 2022 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Cash & Equivalents | $7.9B | $7.9B | $4.7B | $4.0B | $3.2B |
| Total Current Assets | — | — | — | — | — |
| Total Assets | $530.5B | $530.5B | $348.1B | $377.9B | $366.2B |
| Current Liabilities | — | — | — | — | — |
| Long-Term Debt | — | $3.3B | — | — | — |
| Total Liabilities | $514.8B | $514.8B | $337.1B | $367.1B | $355.2B |
| Total Equity | $15.7B | $15.7B | $11.0B | $10.7B | $11.0B |
| Retained Earnings | — | — | — | — | — |
Cash Flow (Annual)
Last updated: Aug 10, 2026 1:21pm (21h ago)| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | -$2.1B | $3.3B | $997.3M | $879.6M | $501.0M |
| Capital Expenditure | -$87.7M | -$83.1M | -$75.0M | -$58.9M | -$47.3M |
| Free Cash Flow | -$2.2B | $3.2B | $922.3M | $820.7M | $453.6M |
| Acquisitions (net) | — | — | -$39.2M | -$47.3M | -$15.0M |
| Net Debt Issued / (Repaid) | $1.1B | -$596.8M | -$1.8B | -$241.2M | -$878.4M |
| Dividends Paid | -$139.7M | -$192.8M | -$570.2M | -$601.4M | -$688.0M |
| Stock Buybacks | — | — | — | — | — |
| Net Change in Cash | -$1.8B | $1.8B | -$5.0B | -$801.1M | -$682.2M |
Growth Trends (YoY %)
Last updated: Aug 5, 2026 10:57pm (5d ago)| Metric | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Revenue Growth | -15.4% | -6.0% | -2.7% | +37.6% |
| Gross Profit Growth | — | — | — | — |
| Operating Income Growth | -244.8% | — | — | — |
| Net Income Growth | -172.4% | +87.5% | +484.4% | +42.0% |
| EBITDA Growth | — | — | — | — |
Dividend History (Last 20)
Last updated: Aug 5, 2026 10:57pm (5d ago)| Date | Dividend | Declaration | Record | Payment |
|---|---|---|---|---|
| 2026-06-15 | $0.25 | — | — | — |
| 2025-06-17 | $0.22 | — | — | — |
| 2024-09-05 | $0.18 | — | — | — |
| 2024-06-17 | $0.17 | — | — | — |
| 2023-08-29 | $0.15 | — | — | — |
| 2023-05-26 | $0.13 | — | — | — |
| 2022-08-23 | $0.11 | — | — | — |
| 2022-06-02 | $0.10 | — | — | — |
| 2021-08-26 | $0.09 | — | — | — |
| 2021-06-07 | $0.07 | — | — | — |
| 2020-08-21 | $0.01 | — | — | — |
| 2019-08-23 | $0.17 | — | — | — |
| 2019-05-21 | $0.17 | — | — | — |
| 2018-05-22 | $0.16 | — | — | — |
| 2017-08-17 | $0.15 | — | — | — |
| 2017-05-22 | $0.15 | — | — | — |
| 2016-08-18 | $0.15 | — | — | — |
| 2016-05-23 | $0.15 | — | — | — |
| 2015-08-20 | $0.13 | — | — | — |
| 2015-05-21 | $0.13 | — | — | — |
Industry Benchmarks
Deep Analysis
Pre-flight intelligence scans the company first, then routes to the right analytical methods.
Narrative Economics
market-narrative step).
Claude Reading
ai-findings step) when a report is run on this ticker.
GPT Reading
gpt-critique step) after the other Big-3 seats, when a
report is run on this ticker.
Grok Reading
grok-critique step) alongside the other Big-3 seats, when a
report is run on this ticker.