Bank of America Corporation operates as a global financial institution, delivering a wide array of banking and financial solutions through its various subsidiaries. Its extensive clientele includes individual consumers, small and mid-sized businesses, institutional investors, large corporations, and governmental entities across the world. The Consumer Banking division caters to individuals with a comprehensive suite of personal financial products. These encompass various savings options (traditional, money market), certificates of deposit (CDs), and IRAs, alongside both interest-bearing and non-interest-bearing checking accounts. It also facilitates investment accounts, provides credit and debit cards, and offers a range of lending solutions such as residential mortgages, home equity lines, and direct or indirect consumer loans for purposes like auto or recreational vehicle purchases. Within its Global Wealth & Investment Management segment, the bank delivers specialized services focused on wealth accumulation and preservation. This includes investment management, brokerage services, private banking, and trust and retirement planning. They also provide tailored wealth management strategies and specialized asset management offerings. The Global Banking segment extends a variety of lending products, such as commercial loans, leasing arrangements, commitment facilities, trade finance, and both commercial real estate and asset-backed lending. It also offers sophisticated treasury solutions, encompassing cash management, foreign exchange services, short-term investment vehicles, and merchant services. Furthermore, this segment assists clients with working capital management, engages in debt and equity underwriting and distribution, and provides advisory services for mergers, acquisitions, and other strategic transactions. Bank of America's Global Markets segment facilitates financial transactions through market-making activities, provides financing, and offers crucial securities clearing, settlement, and custody services. It also develops and implements risk management products, leveraging a wide array of financial instruments including interest rate, equity, credit, currency, and commodity derivatives, as well as foreign exchange, fixed-income, and mortgage-backed products. As of December 31, 2021, the corporation boasted an extensive client base, serving around 67 million consumer and small business customers. This reach is supported by approximately 4,200 retail financial centers and an expansive network of 16,000 ATMs. Furthermore, its digital banking platforms were actively utilized by roughly 41 million users. Tracing its origins back to 1784, Bank of America maintains its headquarters in Charlotte, North Carolina.
Price Overview
Last updated: Jul 9, 2026 5:48am (just now)Price History (1 Year)
Revenue & Net Income Trend
| Period | Revenue | Net Income | Net Margin | YoY/QoQ |
|---|
Key Metrics
EPS (Diluted): 3.88
Total Equity: $303.24B
Shares: 7,546,900,000
Total Debt: $365.90B
Cash: $231.85B
EBITDA: $40.01B
Total Debt: $365.90B
Cash: $231.85B
Revenue: $191.57B
Revenue: $191.57B
Revenue: $191.57B
Total Equity: $303.24B
Tax Rate: 19.1%
Equity: $303.24B
Total Debt: $365.90B
Cash: $231.85B
Current Liabilities: $2,559.61B
Long-Term Debt: $317.82B
Total Debt: $365.90B
Total Equity: $303.24B
Shares: 7,546,900,000
Shares: 7,546,900,000
CapEx: $0.00
Shares: 7,546,900,000
Stock Price: $24.27
Net Income: $30.51B
Industry Benchmarks
Deep Analysis
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Income Statement (Annual)
Last updated: Jul 9, 2026 5:48am (just now)| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | $93.9B | $115.1B | $171.9B | $192.4B | $191.6B |
| Cost of Revenue | $144.0M | $22.6B | $77.7B | $96.4B | $84.1B |
| Gross Profit | $93.7B | $92.4B | $94.2B | $96.1B | $107.4B |
| Operating Expenses | $59.7B | $61.4B | $65.8B | $66.8B | $69.7B |
| Operating Income | $34.0B | $31.0B | $28.3B | $29.3B | $37.7B |
| Net Income | $32.0B | $27.5B | $26.5B | $27.1B | $30.5B |
| EBITDA | $35.9B | $32.9B | $30.4B | $31.4B | $40.0B |
| EPS | $3.60 | $3.21 | $3.10 | $3.25 | $3.88 |
| EPS (Diluted) | — | — | — | — | — |
Balance Sheet (Annual)
Last updated: Jul 9, 2026 5:48am (just now)| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Cash & Equivalents | $355.4B | $237.5B | $341.4B | $296.5B | $231.8B |
| Total Current Assets | $741.6B | $539.4B | $704.8B | $740.8B | $1.1T |
| Total Assets | $3.2T | $3.1T | $3.2T | $3.3T | $3.4T |
| Current Liabilities | $2.6T | $2.5T | $2.3T | $2.4T | $2.6T |
| Long-Term Debt | $280.1B | $276.0B | $302.2B | $283.3B | $317.8B |
| Total Liabilities | $2.9T | $2.8T | $2.9T | $3.0T | $3.1T |
| Total Equity | $270.1B | $273.2B | $291.6B | $295.6B | $303.2B |
| Retained Earnings | $188.1B | $207.0B | $224.7B | $242.3B | $261.7B |
Cash Flow (Annual)
Last updated: Jul 9, 2026 5:48am (just now)| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | -$7.2B | -$6.3B | $45.0B | -$8.8B | $12.6B |
| Capital Expenditure | $0 | $0 | $0 | $0 | $0 |
| Free Cash Flow | -$7.2B | -$6.3B | $45.0B | -$8.8B | $12.6B |
| Acquisitions (net) | $0 | $0 | $0 | $0 | $0 |
| Debt Repayment | — | — | — | — | — |
| Dividends Paid | — | — | — | — | — |
| Stock Buybacks | -$25.1B | -$5.1B | -$4.6B | -$13.1B | -$24.1B |
| Net Change in Cash | -$32.2B | -$118.0B | $102.9B | -$43.0B | -$58.3B |
Analyst Estimates (Annual)
Last updated: Jul 9, 2026 5:48am (just now)| Metric | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|
| Revenue |
$122.1B $120.7B – $124.5B
|
$128.3B $126.8B – $130.6B
|
$134.2B $132.7B – $136.8B
|
$133.4B $131.8B – $135.9B
|
| EBITDA |
$29.7B $29.4B – $30.3B
|
$31.3B $30.9B – $31.8B
|
$32.7B $32.3B – $33.3B
|
$32.5B $32.1B – $33.1B
|
| Net Income |
$34.6B $34.1B – $35.4B
|
$39.3B $38.7B – $40.3B
|
$44.9B $44.2B – $46.0B
|
$52.4B $51.6B – $53.7B
|
| EPS | — | — | — | — |
Growth Trends (YoY %)
Last updated: Jul 9, 2026 5:48am (just now)| Metric | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Revenue Growth | +22.6% | +49.4% | +11.9% | -0.5% |
| Gross Profit Growth | -1.4% | +1.9% | +2.0% | +11.8% |
| Operating Income Growth | -8.9% | -8.5% | +3.2% | +28.9% |
| Net Income Growth | -13.9% | -3.7% | +2.3% | +12.4% |
| EBITDA Growth | -8.2% | -7.7% | +3.4% | +27.2% |
Dividend History (Last 20)
Last updated: Jul 9, 2026 5:48am (just now)| Date | Dividend | Declaration | Record | Payment |
|---|---|---|---|---|
| 2026-07-01 | $0.37 | 2026-07-01 | 2026-07-24 | |
| 2026-04-01 | $0.37 | 2026-04-01 | 2026-04-24 | |
| 2025-12-31 | $0.37 | 2026-01-01 | 2026-01-26 | |
| 2025-10-01 | $0.37 | 2025-10-01 | 2025-10-24 | |
| 2025-07-01 | $0.37 | 2025-07-01 | 2025-07-24 | |
| 2025-04-01 | $0.37 | 2025-04-01 | 2025-04-24 | |
| 2024-12-31 | $0.37 | 2025-01-01 | 2025-01-24 | |
| 2024-10-01 | $0.37 | 2024-10-01 | 2024-10-24 | |
| 2024-07-01 | $0.37 | 2024-07-01 | 2024-07-24 | |
| 2024-03-28 | $0.37 | |||
| 2023-12-28 | $0.37 | |||
| 2023-09-28 | $0.37 | |||
| 2023-06-29 | $0.37 | 2023-07-24 | ||
| 2023-03-30 | $0.37 | 2023-04-24 | ||
| 2022-12-29 | $0.37 | 2023-01-24 | ||
| 2022-09-29 | $0.37 | |||
| 2022-06-30 | $0.37 | 2022-07-01 | 2022-07-25 | |
| 2022-03-31 | $0.37 | 2022-04-01 | 2022-04-25 | |
| 2021-12-30 | $0.37 | 2022-01-01 | 2022-01-24 | |
| 2021-09-30 | $0.37 |
Insider Trading (Recent)
All SEC Form 4 codes
- P Purchase
- Open-market or private purchase of shares.
- S Sale
- Open-market or private sale of shares.
- A Award / grant
- Grant or award of securities (RSUs, options, etc.) under Rule 16b-3.
- D Return to issuer
- Securities disposed back to the company under Rule 16b-3.
- F In-kind (tax)
- Shares withheld or delivered to pay the option-exercise price or tax — not an open-market sale.
- I Discretionary
- Discretionary transaction under an employee plan — Rule 16b-3(f).
- M Option exercise
- Exercise or conversion of a derivative (option/RSU) into shares — exempt.
- C Conversion
- Conversion of a derivative security into the underlying shares.
- E Short expiration
- Expiration of a short derivative position.
- H Long expiration
- Expiration or cancellation of a long derivative position with value received.
- O OTM exercise
- Exercise of an out-of-the-money derivative.
- X ITM exercise
- Exercise of an in-the-money or at-the-money derivative.
- G Gift
- Bona fide gift of securities.
- L Small acquisition
- Small acquisition under Rule 16a-6.
- W Inheritance
- Acquisition or disposition by will or the laws of descent.
- Z Voting trust
- Deposit into or withdrawal from a voting trust.
- J Other
- Other acquisition or disposition (explained in a Form 4 footnote).
- K Equity swap
- Transaction in an equity swap or similar instrument.
- U Tender / buyout
- Disposition via tender of shares in a change-of-control transaction.
Compensation-plan codes (A, D, F, M) are routine and rarely directional. Open-market P (buy) and S (sale) carry the most signal.
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| 2026-06-15 | MOYNIHAN BRIAN T | M-Exempt | 18,083.00 | $0.00 | $0 |
| 2026-06-15 | MOYNIHAN BRIAN T | D-Return | 18,083.00 | $55.87 | $1.0M |
| 2026-06-15 | MOYNIHAN BRIAN T | M-Exempt | 18,083.00 | $0.00 | $0 |
| 2026-05-15 | MOYNIHAN BRIAN T | M-Exempt | 18,083.00 | $0.00 | $0 |
| 2026-05-15 | MOYNIHAN BRIAN T | D-Return | 18,083.00 | $49.77 | $899,991 |
| 2026-05-15 | MOYNIHAN BRIAN T | M-Exempt | 18,083.00 | $0.00 | $0 |
| 2026-05-05 | Greener Geoffrey S | S-Sale | 126,756.00 | $53.01 | $6.7M |
| 2026-05-04 | Zuber Maria T | A-Award | 5,365.00 | $0.00 | $0 |
| 2026-05-04 | Woods Thomas D | A-Award | 5,365.00 | $0.00 | $0 |
| 2026-05-04 | Woods Thomas D | F-InKind | 2,473.00 | $52.19 | $129,066 |
| 2026-05-04 | WHITE MICHAEL D | A-Award | 5,365.01 | $0.00 | $0 |
| 2026-05-04 | ROSE CLAYTON STUART | A-Award | 5,365.01 | $0.00 | $0 |
| 2026-05-04 | Ramos Denise L | A-Award | 5,365.01 | $0.00 | $0 |
| 2026-05-04 | NOWELL LIONEL L III | A-Award | 8,718.15 | $0.00 | $0 |
| 2026-05-04 | Martinez Maria | A-Award | 5,365.00 | $0.00 | $0 |
| 2026-05-04 | LOZANO MONICA C | A-Award | 5,365.01 | $0.00 | $0 |
| 2026-05-04 | DONALD ARNOLD W | A-Award | 5,365.00 | $0.00 | $0 |
| 2026-05-04 | ALMEIDA JOSE E | A-Award | 5,365.00 | $0.00 | $0 |
| 2026-05-04 | Allen Sharon L. | A-Award | 5,365.01 | $0.00 | $0 |
| 2026-04-22 | de Weck Pierre J.P. | F-InKind | 1,096.00 | $53.12 | $58,220 |
Narrative Economics
market-narrative step).