Financial Services · Insurance - Property & Casualty
Price
$341.44
Market Cap
$132.4B
Employees
43,000
Beta
0.42
Avg Volume
1,600,187
CEO
Evan G. Greenberg
Business Description
Chubb Limited, headquartered in Zurich, Switzerland, is a global insurer and reinsurer, offering a broad spectrum of products across various markets. In North America, its Commercial Property & Casualty (P&C) division caters to businesses of all scales, from large corporations to small enterprises, providing a wide range of policies. These encompass commercial property, casualty, workers' compensation, package deals, risk management, financial lines, marine, construction, environmental, medical, cyber risk, surety, and excess casualty, alongside group accident and health insurance. The North America Personal P&C unit serves affluent individuals and high-net-worth families, delivering coverage for homeowners, automobiles (including collector vehicles), valuable possessions, personal and excess liability, travel, and recreational marine risks, complete with related services. Furthermore, its North American Agricultural Insurance arm specializes in multi-peril crop and crop-hail protection, as well as policies for farm and ranch properties and commercial agriculture. Internationally, the Overseas General Insurance segment provides traditional commercial P&C coverage and unique solutions in areas such as financial lines, marine, energy, aviation, political risk, and construction. This division also extends group accident and health, plus conventional and specialized personal lines to corporate clients, mid-market businesses, and smaller customers, distributing products through retail brokers, agents, and other channels. Operating under the Chubb Tempest Re brand, the Global Reinsurance segment furnishes both traditional and specialty reinsurance offerings to property and casualty insurers worldwide. Additionally, Chubb's Life Insurance division features an array of protection and savings products, including whole life, endowment plans, individual and group term life, medical and health, personal accident, credit life, universal life, and unit-linked contracts. The company primarily distributes its extensive range of insurance and reinsurance solutions through brokers. Chubb Limited, which was founded in 1985, was previously known as ACE Limited before adopting its current name in January 2016.
Business History
Price Overview
Last updated: Jun 29, 2026 4:48am (just now)$341.44
+10.62 (+3.21%)
Day Range
$331.42 – $342.69
52-Week Range
$264.10 – $345.67
50-Day MA
$325.04
200-Day MA
$309.88
Volume
1,555,050.00
Analyst Price Targets
Low
$309.00
Consensus
$346.75
High
$373.00
(62 analysts)
Share Structure
Outstanding
387,860,106.00
Float
351,905,474.00
Free Float
90.7%
High free float
— 90.7% of shares trade freely, ~9.3% held by insiders/institutions
Very liquid — most shares trade freely. Low insider ownership can mean less management alignment, but makes large position sizing straightforward.
Price History (1 Year)
Revenue & Net Income Trend
The directional story — useful even when net income is negative.
Revenue
The top line — total sales before any costs or taxes are subtracted. A measure of how much business the company is doing.
Net Income
The bottom line — profit left after subtracting all expenses, interest, and taxes from revenue. Reflects accounting profitability, but includes non-cash items like depreciation, so it isn't the same as cash earned.
Operating Cash Flow
The real cash generated by the day-to-day business — selling products, paying suppliers, collecting from customers. Calculated from net income by adding back non-cash items and adjusting for timing (unpaid bills, unsold inventory). When OCF consistently lags net income, the reported profit may not be converting to real money.
| Period | Revenue | Net Income | Net Margin | YoY/QoQ |
|---|
Key Metrics
API Direct from provider
CALC Derived from statements
P/E Ratio (Price per dollar of earnings)
APIStock Price / EPS (Diluted)
11.92
Stock Price: $341.44
EPS (Diluted): 25.91
EPS (Diluted): 25.91
P/B Ratio (Price vs net asset value)
APIStock Price / Book Value Per Share
1.68
Stock Price: $341.44
Total Equity: $73.76B
Shares: 396,500,000
Total Equity: $73.76B
Shares: 396,500,000
EV/EBITDA (Total value vs operating profit)
APIEnterprise Value / EBITDA
11.87
Market Cap: $132.43B
Total Debt: $17.65B
Cash: $2.27B
EBITDA: $14.11B
Total Debt: $17.65B
Cash: $2.27B
EBITDA: $14.11B
Enterprise Value (Takeover price (cap + debt - cash))
APIMarket Cap + Total Debt - Cash
$139.1B
Market Cap: $132.43B
Total Debt: $17.65B
Cash: $2.27B
Total Debt: $17.65B
Cash: $2.27B
Gross Margin (Revenue left after direct costs)
APIGross Profit / Revenue
29.4%
Gross Profit: $17.61B
Revenue: $59.78B
Revenue: $59.78B
Operating Margin (Revenue left after all operations)
APIOperating Income / Revenue
21.8%
Operating Income: $13.04B
Revenue: $59.78B
Revenue: $59.78B
Net Margin (Revenue left as actual profit)
APINet Income / Revenue
17.2%
Net Income: $10.31B
Revenue: $59.78B
Revenue: $59.78B
ROE (Profit from shareholder equity)
APINet Income / Total Equity
15.6%
Net Income: $10.31B
Total Equity: $73.76B
Total Equity: $73.76B
ROIC (Profit from all invested capital)
APINOPAT / Invested Capital
6.4%
Operating Income: $13.04B
Tax Rate: 18.6%
Equity: $73.76B
Total Debt: $17.65B
Cash: $2.27B
Tax Rate: 18.6%
Equity: $73.76B
Total Debt: $17.65B
Cash: $2.27B
Current Ratio (Can it pay short-term bills)
APICurrent Assets / Current Liabilities
0.62
Current Assets: $87.03B
Current Liabilities: $140.29B
Current Liabilities: $140.29B
Debt/Equity (Leverage — debt vs equity)
CALCTotal Debt / Total Equity
0.24
Short-Term Debt: $1.50B
Long-Term Debt: $16.15B
Total Debt: $17.65B
Total Equity: $73.76B
Long-Term Debt: $16.15B
Total Debt: $17.65B
Total Equity: $73.76B
Rev/Share (Top-line per share)
CALCRevenue / Shares Outstanding
$150.78
Revenue: $59.78B
Shares: 396,500,000
Shares: 396,500,000
Book Value/Share (Net assets per share)
CALC(Total Assets - Total Liabilities) / Shares
$186.02
Total Equity: $73.76B
Shares: 396,500,000
Shares: 396,500,000
FCF/Share (Real cash generated per share)
CALC(Operating Cash Flow + CapEx) / Shares
$36.66
Operating CF: $14.54B
CapEx: $0.00
Shares: 396,500,000
CapEx: $0.00
Shares: 396,500,000
Div Yield (Annual income from holding)
APILast Annual Dividend / Stock Price
1.2%
Last Dividend: N/A
Stock Price: $341.44
Stock Price: $341.44
Payout Ratio (Earnings paid out as dividends)
Dividends Paid / Net Income
—
Dividends Paid: N/A
Net Income: $10.31B
Net Income: $10.31B
Dividends paid not available in cash flow statement
Industry Benchmarks
Compares CB against LLM-researched typical ranges for its
industry. One research call per industry, cached indefinitely — every stock in the same industry
reuses the same baseline.
Deep Analysis
Pre-flight intelligence scans the company first, then routes to the right analytical methods.
0
Company Classification
— What type of company is this?
1
Industry Landscape
— Where is the industry headed?
2
Company Momentum
— Where is this company trending?
3
Forward Projection
— 1Y & 2Y projected metrics (requires Layer 1 + 2)
4a
DCF Valuation
— Present value of future cash flows
4b
Earnings Power Value
— Floor value — worth with zero growth
4c
Anchored PE
— Industry PE adjusted for growth differential
4d
Reverse DCF
— What growth is the market pricing in?
4e
Revenue-Based DCF
— For growth/narrative companies (skip if mature earner)
4f
Anchored P/S
— Price-to-Sales peer comparison (skip if mature earner)
4g
Scenario Analysis
— Bull / Base / Bear (skip if mature earner)
4h
Dividend Discount Model
— For dividend/income stocks only
4i
Book Value Analysis
— For deep value / turnaround stocks only
4j
Insider Activity
— Are insiders buying or selling?
4f
Cash Flow Quality
— How trustworthy is the FCF?
4g
Debt Maturity Risk
— Can it handle its debt?
4h
Macro Environment
— Rates, market valuation, volatility
4i
Sector Intelligence
— How does this company compare within its sector?
4j
Revenue Confidence
— How reliable is the growth projection?
4k
Sensitivity Analysis
— How fragile is the fair value estimate?
4l
Sector Demand Cycle
— Is the sector in a boom, steady state, or contraction?
5
AI Investigation
— Adaptive research engine (Claude)
5b
Thesis Evaluation
— What does the market believe? (narrative/platform stocks only)
6
Valuation Synthesis
— Weighted verdict from all methods (requires Layer 4)
Income Statement (Annual)
Last updated: Jun 29, 2026 4:48am (just now)| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | $40.8B | $43.0B | $50.1B | $56.2B | $59.8B |
| Cost of Revenue | $29.4B | $32.1B | $36.3B | $40.0B | $42.2B |
| Gross Profit | $11.3B | $10.8B | $13.8B | $16.2B | $17.6B |
| Operating Expenses | $1.5B | $4.3B | $4.3B | $4.7B | $4.6B |
| Operating Income | $9.8B | $6.5B | $9.5B | $11.5B | $13.0B |
| Net Income | $8.5B | $5.2B | $9.0B | $9.3B | $10.3B |
| EBITDA | $10.6B | $7.3B | $10.5B | $12.5B | $14.1B |
| EPS | $19.38 | $12.50 | $21.97 | $22.94 | $25.91 |
| EPS (Diluted) | — | — | — | — | — |
Balance Sheet (Annual)
Last updated: Jun 29, 2026 4:48am (just now)| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Cash & Equivalents | $1.7B | $2.0B | $2.4B | $2.3B | $2.3B |
| Total Current Assets | $0 | $0 | $0 | $0 | $87.0B |
| Total Assets | $200.1B | $199.0B | $230.7B | $246.5B | $272.3B |
| Current Liabilities | $0 | $0 | $0 | $130.2B | $140.3B |
| Long-Term Debt | $15.2B | $14.4B | $13.0B | $14.8B | $16.2B |
| Total Liabilities | $140.3B | $148.5B | $167.0B | $178.2B | $192.5B |
| Total Equity | $59.7B | $50.5B | $59.5B | $64.0B | $73.8B |
| Retained Earnings | $47.4B | $48.3B | $54.8B | $61.6B | $70.0B |
Cash Flow (Annual)
Last updated: Jun 29, 2026 4:48am (just now)| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | $11.2B | $11.3B | $12.6B | $16.2B | $14.5B |
| Capital Expenditure | $0 | $0 | $0 | $0 | $0 |
| Free Cash Flow | $11.2B | $11.3B | $12.6B | $16.2B | $14.5B |
| Acquisitions (net) | -$3.7B | -$7.8B | -$2.1B | -$1.6B | -$289.0M |
| Debt Repayment | — | — | — | — | — |
| Dividends Paid | — | — | — | — | — |
| Stock Buybacks | -$4.9B | -$2.9B | -$2.4B | -$1.8B | -$3.7B |
| Net Change in Cash | -$25.0M | $316.0M | $494.0M | -$72.0M | -$79.0M |
Analyst Estimates (Annual)
Last updated: Jun 29, 2026 4:48am (just now)| Metric | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|
| Revenue |
$54.7B $54.0B – $55.1B
|
$58.6B $57.1B – $59.4B
|
$61.6B $59.4B – $63.2B
|
$64.5B $62.7B – $65.6B
|
| EBITDA |
$12.0B $11.9B – $12.1B
|
$12.9B $12.5B – $13.0B
|
$13.5B $13.0B – $13.9B
|
$14.2B $13.8B – $14.4B
|
| Net Income |
$9.5B $9.4B – $9.7B
|
$10.1B $10.0B – $11.5B
|
$11.1B $10.4B – $12.3B
|
$13.2B $12.1B – $14.3B
|
| EPS | — | — | — | — |
Growth Trends (YoY %)
Last updated: Jun 29, 2026 4:48am (just now)| Metric | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Revenue Growth | +5.4% | +16.7% | +12.0% | +6.5% |
| Gross Profit Growth | -4.4% | +27.8% | +16.9% | +8.9% |
| Operating Income Growth | -33.8% | +46.9% | +20.2% | +13.9% |
| Net Income Growth | -38.5% | +72.1% | +2.7% | +11.2% |
| EBITDA Growth | -30.6% | +43.2% | +19.1% | +12.7% |
Insider Trading (Recent)
Type codes
PPurchase
SSale
AAward / grant
MOption exercise
FIn-kind (tax)
CConversion
GGift
DReturn to issuer
All SEC Form 4 codes
Open market
- P Purchase
- Open-market or private purchase of shares.
- S Sale
- Open-market or private sale of shares.
Compensation (Rule 16b-3)
- A Award / grant
- Grant or award of securities (RSUs, options, etc.) under Rule 16b-3.
- D Return to issuer
- Securities disposed back to the company under Rule 16b-3.
- F In-kind (tax)
- Shares withheld or delivered to pay the option-exercise price or tax — not an open-market sale.
- I Discretionary
- Discretionary transaction under an employee plan — Rule 16b-3(f).
- M Option exercise
- Exercise or conversion of a derivative (option/RSU) into shares — exempt.
Derivatives
- C Conversion
- Conversion of a derivative security into the underlying shares.
- E Short expiration
- Expiration of a short derivative position.
- H Long expiration
- Expiration or cancellation of a long derivative position with value received.
- O OTM exercise
- Exercise of an out-of-the-money derivative.
- X ITM exercise
- Exercise of an in-the-money or at-the-money derivative.
Other exempt
- G Gift
- Bona fide gift of securities.
- L Small acquisition
- Small acquisition under Rule 16a-6.
- W Inheritance
- Acquisition or disposition by will or the laws of descent.
- Z Voting trust
- Deposit into or withdrawal from a voting trust.
Other
- J Other
- Other acquisition or disposition (explained in a Form 4 footnote).
- K Equity swap
- Transaction in an equity swap or similar instrument.
- U Tender / buyout
- Disposition via tender of shares in a change-of-control transaction.
Compensation-plan codes (A, D, F, M) are routine and rarely directional. Open-market P (buy) and S (sale) carry the most signal.
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| 2026-06-08 | Ortega Juan Luis | M-Exempt | 3,886.00 | $139.01 | $540,193 |
| 2026-06-08 | Ortega Juan Luis | M-Exempt | 3,886.00 | $139.01 | $540,193 |
| 2026-06-08 | Ortega Juan Luis | S-Sale | 3,886.00 | $322.08 | $1.3M |
| 2026-05-27 | Keogh John W | S-Sale | 20,176.00 | $321.45 | $6.5M |
| 2026-05-27 | Keogh John W | S-Sale | 2,824.00 | $321.95 | $909,185 |
| 2026-05-27 | Keogh John W | G-Gift | 61,000.00 | $0.00 | $0 |
| 2026-05-28 | Keogh John W | G-Gift | 1,352.00 | $0.00 | $0 |
| 2026-05-27 | Keogh John W | G-Gift | 61,000.00 | $0.00 | $0 |
| 2026-05-21 | SIDWELL DAVID H | A-Award | 757.00 | $0.00 | $0 |
| 2026-05-21 | SIDWELL DAVID H | F-InKind | 193.00 | $330.26 | $63,740 |
| 2026-05-21 | HUGIN ROBERT J | A-Award | 1,135.00 | $0.00 | $0 |
| 2026-05-21 | Buese Nancy | A-Award | 1,135.00 | $0.00 | $0 |
| 2026-05-21 | Buese Nancy | F-InKind | 321.00 | $330.26 | $106,013 |
| 2026-05-21 | Steimer Olivier | A-Award | 681.00 | $0.00 | $0 |
| 2026-05-21 | Steimer Olivier | F-InKind | 41.00 | $330.26 | $13,541 |
| 2026-05-21 | GREENBERG EVAN G | D-Return | 11,253.00 | $0.00 | $0 |
| 2026-05-21 | GREENBERG EVAN G | F-InKind | 73,555.00 | $330.26 | $24.3M |
| 2026-05-21 | CONNORS MICHAEL P | A-Award | 681.00 | $0.00 | $0 |
| 2026-05-21 | CONNORS MICHAEL P | F-InKind | 193.00 | $330.26 | $63,740 |
| 2026-05-21 | Johns Bryce L. | D-Return | 243.00 | $0.00 | $0 |
Dividend History (Last 20)
Last updated: Jun 29, 2026 4:48am (just now)| Date | Dividend | Declaration | Record | Payment |
|---|---|---|---|---|
| 2026-06-12 | $1.02 | 2026-05-21 | 2026-06-12 | 2026-07-02 |
| 2026-03-13 | $0.97 | 2026-02-26 | 2026-03-13 | 2026-04-06 |
| 2025-12-12 | $0.97 | 2025-11-20 | 2025-12-12 | 2026-01-02 |
| 2025-09-12 | $0.97 | 2025-08-14 | 2025-09-12 | 2025-10-03 |
| 2025-06-13 | $0.97 | 2025-05-15 | 2025-06-13 | 2025-07-03 |
| 2025-03-14 | $0.91 | 2025-02-27 | 2025-03-14 | 2025-04-04 |
| 2024-12-13 | $0.91 | 2024-11-21 | 2024-12-13 | 2025-01-03 |
| 2024-09-13 | $0.91 | 2024-08-08 | 2024-09-13 | 2024-10-04 |
| 2024-06-14 | $0.91 | 2024-05-16 | 2024-06-14 | 2024-07-05 |
| 2024-03-14 | $0.86 | 2024-02-22 | 2024-03-15 | 2024-04-05 |
| 2023-12-14 | $0.86 | 2023-11-16 | 2023-12-15 | 2024-01-05 |
| 2023-09-14 | $0.86 | 2023-08-10 | 2023-09-15 | 2023-10-06 |
| 2023-06-15 | $0.86 | 2023-05-17 | 2023-06-16 | 2023-07-07 |
| 2023-03-16 | $0.83 | 2023-02-23 | 2023-03-17 | 2023-04-10 |
| 2022-12-15 | $0.83 | 2022-11-17 | 2022-12-16 | 2023-01-06 |
| 2022-09-15 | $0.83 | 2022-08-11 | 2022-09-16 | 2022-10-07 |
| 2022-06-16 | $0.83 | 2022-05-19 | 2022-06-17 | 2022-07-08 |
| 2022-03-17 | $0.80 | 2022-02-24 | 2022-03-18 | 2022-04-08 |
| 2021-12-16 | $0.80 | 2021-11-18 | 2021-12-17 | 2022-01-07 |
| 2021-09-16 | $0.80 | 2021-08-12 | 2021-09-17 | 2021-10-08 |
Narrative Economics
The story the market is telling about this stock — the intangible X-factor
(founder mythology, cult dynamics, TAM-of-imagination) that moves price beyond
what cash flows alone explain. After Shiller, Narrative Economics.
No narrative profile yet for CB — it's generated by the pipeline (
market-narrative step).
No community reviews yet for CB.
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My Notes
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Data via Financial Modeling Prep · Cached for performance · fmp
v1.1.352 · d1100787 · 2026-06-26 11:39:30