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EverQuote, Inc.

EVER NASDAQ Categories PDF
Communication Services · Internet Content & Information
Cambridge, MA 02139, United States IPO 2018 everquote.com Updated Jun 26, 3:33pm
Price
$23.00
Market Cap
$813.6M
Employees
324
Beta
0.64
Avg Volume
866,624
CEO
Jayme Mendal
Business Description

EverQuote, Inc. operates an online digital platform designed for insurance shoppers across the United States. Through its marketplace, individuals can compare and acquire policies for various needs, including automotive, home, renters, life, and health insurance. The company also provides services to a network of insurance carriers, agents, and other third-party distributors. Established in 2008, EverQuote, Inc. was originally known as AdHarmonics, Inc., before adopting its current name in November 2014. The firm's headquarters are located in Cambridge, Massachusetts.

Business History
Price Overview
Last updated: Jun 27, 2026 10:09am (just now)
$23.20
+1.50 (+6.91%)
Day Range
$21.60 – $23.75
52-Week Range
$13.88 – $28.73
50-Day MA
$18.69
200-Day MA
$20.77
Volume
2,057,882.00
Analyst Price Targets
Low $18.00
Consensus $22.75
High $28.00
(19 analysts)
Share Structure
Outstanding 35,373,281.00
Float 27,436,929.00
Free Float 77.6%
Normal free float — 77.6% of shares trade freely, ~22.4% held by insiders/institutions
Healthy float typical of established companies. Good liquidity for entering and exiting positions without major price impact.
Price History (1 Year)
Last updated: Jun 27, 2026 10:09am (just now)
Revenue & Net Income Trend
The directional story — useful even when net income is negative.
Last updated: Jun 26, 2026 3:33pm (18h ago)
Revenue
The top line — total sales before any costs or taxes are subtracted. A measure of how much business the company is doing.
Net Income
The bottom line — profit left after subtracting all expenses, interest, and taxes from revenue. Reflects accounting profitability, but includes non-cash items like depreciation, so it isn't the same as cash earned.
Operating Cash Flow
The real cash generated by the day-to-day business — selling products, paying suppliers, collecting from customers. Calculated from net income by adding back non-cash items and adjusting for timing (unpaid bills, unsold inventory). When OCF consistently lags net income, the reported profit may not be converting to real money.
Period Revenue Net Income Net Margin YoY/QoQ
Key Metrics
API Direct from provider CALC Derived from statements
P/E Ratio (Price per dollar of earnings)
API
Stock Price / EPS (Diluted)
7.58
Stock Price: $23.00
EPS (Diluted): 2.75
P/B Ratio (Price vs net asset value)
API
Stock Price / Book Value Per Share
4.10
Stock Price: $23.00
Total Equity: $238.04M
Shares: 37,753,000
EV/EBITDA (Total value vs operating profit)
API
Enterprise Value / EBITDA
9.81
Market Cap: $813.59M
Total Debt: $0.00
Cash: $95.38M
EBITDA: $65.63M
Enterprise Value (Takeover price (cap + debt - cash))
API
Market Cap + Total Debt - Cash
$883.0M
Market Cap: $813.59M
Total Debt: $0.00
Cash: $95.38M
Gross Margin (Revenue left after direct costs)
API
Gross Profit / Revenue
97.2%
Gross Profit: $673.15M
Revenue: $692.52M
Operating Margin (Revenue left after all operations)
API
Operating Income / Revenue
9.6%
Operating Income: $66.57M
Revenue: $692.52M
Net Margin (Revenue left as actual profit)
API
Net Income / Revenue
14.3%
Net Income: $99.31M
Revenue: $692.52M
ROE (Profit from shareholder equity)
API
Net Income / Total Equity
53.4%
Net Income: $99.31M
Total Equity: $238.04M
ROIC (Profit from all invested capital)
API
NOPAT / Invested Capital
30.4%
Operating Income: $66.57M
Tax Rate: -60.6%
Equity: $238.04M
Total Debt: $0.00
Cash: $95.38M
Zero debt — invested capital = equity minus cash (very efficient)
Current Ratio (Can it pay short-term bills)
API
Current Assets / Current Liabilities
2.94
Current Assets: $256.29M
Current Liabilities: $87.22M
Debt/Equity (Leverage — debt vs equity)
CALC
Total Debt / Total Equity
0.00
Short-Term Debt: $0.00
Long-Term Debt: $0.00
Total Debt: $0.00
Total Equity: $238.04M
Zero debt — this company carries no debt obligations. Strongest possible score.
Rev/Share (Top-line per share)
CALC
Revenue / Shares Outstanding
$18.34
Revenue: $692.52M
Shares: 37,753,000
Book Value/Share (Net assets per share)
CALC
(Total Assets - Total Liabilities) / Shares
$6.31
Total Equity: $238.04M
Shares: 37,753,000
FCF/Share (Real cash generated per share)
CALC
(Operating Cash Flow + CapEx) / Shares
$2.39
Operating CF: $95.38M
CapEx: -$5.06M
Shares: 37,753,000
CapEx is negative (outflow) — added to OCF to get FCF
Div Yield (Annual income from holding)
API
Last Annual Dividend / Stock Price
0.0%
Last Dividend: N/A
Stock Price: $23.00
Payout Ratio (Earnings paid out as dividends)
Dividends Paid / Net Income
Dividends Paid: N/A
Net Income: $99.31M
Dividends paid not available in cash flow statement
Industry Benchmarks
Compares EVER against LLM-researched typical ranges for its industry. One research call per industry, cached indefinitely — every stock in the same industry reuses the same baseline.
Deep Analysis

Pre-flight intelligence scans the company first, then routes to the right analytical methods.

0 Company Classification — What type of company is this?
1 Industry Landscape — Where is the industry headed?
2 Company Momentum — Where is this company trending?
3 Forward Projection — 1Y & 2Y projected metrics (requires Layer 1 + 2)
4a DCF Valuation — Present value of future cash flows
4b Earnings Power Value — Floor value — worth with zero growth
4c Anchored PE — Industry PE adjusted for growth differential
4d Reverse DCF — What growth is the market pricing in?
4e Revenue-Based DCF — For growth/narrative companies (skip if mature earner)
4f Anchored P/S — Price-to-Sales peer comparison (skip if mature earner)
4g Scenario Analysis — Bull / Base / Bear (skip if mature earner)
4h Dividend Discount Model — For dividend/income stocks only
4i Book Value Analysis — For deep value / turnaround stocks only
4j Insider Activity — Are insiders buying or selling?
4f Cash Flow Quality — How trustworthy is the FCF?
4g Debt Maturity Risk — Can it handle its debt?
4h Macro Environment — Rates, market valuation, volatility
4i Sector Intelligence — How does this company compare within its sector?
4j Revenue Confidence — How reliable is the growth projection?
4k Sensitivity Analysis — How fragile is the fair value estimate?
4l Sector Demand Cycle — Is the sector in a boom, steady state, or contraction?
5 AI Investigation — Adaptive research engine (Claude)
5b Thesis Evaluation — What does the market believe? (narrative/platform stocks only)
6 Valuation Synthesis — Weighted verdict from all methods (requires Layer 4)
Income Statement (Annual)
Last updated: Jun 26, 2026 3:33pm (18h ago)
Metric 2021 2022 2023 2024 2025
Revenue $418.5M $404.1M $287.9M $500.2M $692.5M
Cost of Revenue $23.9M $24.0M $22.5M $20.9M $19.4M
Gross Profit $394.6M $380.1M $265.5M $479.3M $673.1M
Operating Expenses $416.5M $404.9M $317.4M $447.5M $606.6M
Operating Income -$21.9M -$24.8M -$52.0M $31.8M $66.6M
Net Income -$19.4M -$24.4M -$51.3M $32.2M $99.3M
EBITDA -$15.8M -$23.1M -$22.4M $39.7M $65.6M
EPS $-0.67 $-0.77 $-1.54 $0.92 $2.75
EPS (Diluted)
Balance Sheet (Annual)
Last updated: Jun 26, 2026 3:33pm (18h ago)
Metric 2021 2022 2023 2024 2025
Cash & Equivalents $34.9M $30.8M $38.0M $102.1M $95.4M
Total Current Assets $84.7M $81.0M $69.2M $171.8M $256.3M
Total Assets $143.6M $156.5M $110.9M $210.5M $326.9M
Current Liabilities $47.4M $45.4M $29.9M $72.6M $87.2M
Long-Term Debt $0 $0 $0 $0 $0
Total Liabilities $58.5M $49.0M $30.0M $75.2M $88.9M
Total Equity $85.1M $107.5M $80.9M $135.4M $238.0M
Retained Earnings -$137.6M -$162.1M -$213.3M -$181.2M -$81.9M
Cash Flow (Annual)
Last updated: Jun 26, 2026 3:33pm (18h ago)
Metric 2021 2022 2023 2024 2025
Operating Cash Flow $7.2M -$15.8M -$2.8M $66.6M $95.4M
Capital Expenditure -$2.9M -$4.3M -$3.8M -$4.1M -$5.1M
Free Cash Flow $4.3M -$20.1M -$6.7M $62.5M $90.3M
Acquisitions (net) -$16.0M $0 $0 $0 $0
Debt Repayment
Dividends Paid
Stock Buybacks $0 $0 $0 $0 -$21.0M
Net Change in Cash -$8.0M -$4.3M $7.1M $64.2M $69.3M
Analyst Estimates (Annual)
Last updated: Jun 26, 2026 3:33pm (18h ago)
Metric 2027 2028 2029 2030
Revenue $880.4M
$862.4M – $925.2M
$965.5M
$965.5M – $965.6M
$999.1M
$981.2M – $1.0B
$1.0B
$1.0B – $1.1B
EBITDA $285,576
$279,739 – $300,096
$313,183
$313,165 – $313,201
$324,068
$318,265 – $335,311
$339,767
$333,683 – $351,554
Net Income $92.8M
$82.3M – $101.3M
$103.8M
$85.0M – $119.6M
$106.5M
$104.0M – $111.3M
$113.8M
$111.2M – $119.0M
EPS
Growth Trends (YoY %)
Last updated: Jun 26, 2026 3:33pm (18h ago)
Metric 2022 2023 2024 2025
Revenue Growth -3.4% -28.8% +73.7% +38.5%
Gross Profit Growth -3.7% -30.2% +80.5% +40.5%
Operating Income Growth -13.1% -109.7% +161.1% +109.7%
Net Income Growth -25.6% -110.1% +162.7% +208.7%
EBITDA Growth -46.2% +3.1% +277.5% +65.4%
Insider Trading (Recent)
Type codes PPurchase SSale AAward / grant MOption exercise FIn-kind (tax) CConversion GGift DReturn to issuer
All SEC Form 4 codes
Open market
P Purchase
Open-market or private purchase of shares.
S Sale
Open-market or private sale of shares.
Compensation (Rule 16b-3)
A Award / grant
Grant or award of securities (RSUs, options, etc.) under Rule 16b-3.
D Return to issuer
Securities disposed back to the company under Rule 16b-3.
F In-kind (tax)
Shares withheld or delivered to pay the option-exercise price or tax — not an open-market sale.
I Discretionary
Discretionary transaction under an employee plan — Rule 16b-3(f).
M Option exercise
Exercise or conversion of a derivative (option/RSU) into shares — exempt.
Derivatives
C Conversion
Conversion of a derivative security into the underlying shares.
E Short expiration
Expiration of a short derivative position.
H Long expiration
Expiration or cancellation of a long derivative position with value received.
O OTM exercise
Exercise of an out-of-the-money derivative.
X ITM exercise
Exercise of an in-the-money or at-the-money derivative.
Other exempt
G Gift
Bona fide gift of securities.
L Small acquisition
Small acquisition under Rule 16a-6.
W Inheritance
Acquisition or disposition by will or the laws of descent.
Z Voting trust
Deposit into or withdrawal from a voting trust.
Other
J Other
Other acquisition or disposition (explained in a Form 4 footnote).
K Equity swap
Transaction in an equity swap or similar instrument.
U Tender / buyout
Disposition via tender of shares in a change-of-control transaction.

Compensation-plan codes (A, D, F, M) are routine and rarely directional. Open-market P (buy) and S (sale) carry the most signal.

Date Insider Type Shares Price Value
2026-06-08 Sanborn Joseph S-Sale 4,746.00 $19.17 $90,981
2026-06-08 Sanborn Joseph S-Sale 1,920.00 $19.55 $37,536
2026-06-04 DENINGER PAUL F A-Award 9,105.00 $0.00 $0
2026-06-04 Neble George R A-Award 9,105.00 $0.00 $0
2026-06-04 Wilczek Mira A-Award 9,105.00 $0.00 $0
2026-06-04 BANSAL SANJU K A-Award 9,105.00 $0.00 $0
2026-06-04 Shields John L. A-Award 9,105.00 $0.00 $0
2026-06-01 Ayotte Jon S-Sale 889.00 $20.00 $17,780
2026-05-26 Brainard David S-Sale 516.00 $18.69 $9,644
2026-05-27 Brainard David S-Sale 581.00 $19.90 $11,562
2026-05-26 Ayotte Jon S-Sale 888.00 $18.69 $16,597
2026-05-20 Sanborn Joseph F-InKind 3,174.00 $18.71 $59,386
2026-05-20 Brainard David F-InKind 1,209.00 $18.71 $22,620
2026-05-20 Ayotte Jon F-InKind 1,147.00 $18.71 $21,460
2026-05-21 Ayotte Jon S-Sale 285.00 $18.24 $5,198
2026-05-07 Sanborn Joseph S-Sale 20,000.00 $20.70 $414,000
2026-05-05 Ayotte Jon S-Sale 363.00 $20.00 $7,260
2026-05-05 Brainard David M-Exempt 3,172.00 $7.10 $22,505
2026-05-05 Brainard David S-Sale 9,942.00 $19.42 $193,074
2026-05-05 Brainard David M-Exempt 3,172.00 $7.10 $22,505
Dividend History (Last 20)
Last updated: Jun 26, 2026 3:33pm (18h ago)
Date Dividend Declaration Record Payment
2015-11-06 $0.06 2015-10-28 2015-11-10 2015-11-23
2015-08-07 $0.06 2015-07-29 2015-08-11 2015-08-21
2012-11-01 $0.02 2012-10-25 2012-11-20
Narrative Economics
The story the market is telling about this stock — the intangible X-factor (founder mythology, cult dynamics, TAM-of-imagination) that moves price beyond what cash flows alone explain. After Shiller, Narrative Economics.
No narrative profile yet for EVER — it's generated by the pipeline (market-narrative step).
Community AI Feedback
No community reviews yet for EVER. Be the first — hit How to Contribute, have any AI review this page, and paste its take back here.
My Notes personal — only you see this
Data via Financial Modeling Prep · Cached for performance · fmp
v1.1.352 · d1100787 · 2026-06-26 11:39:30