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What this page is: Delvantic's full research page for M/I Homes Inc. (MHO) — AI-driven forensic equity research: mechanical valuation models (DCF, EPV, anchored-PE, scenario) plus three independent AI lenses (Quality / Value / Sentiment). Everything below is rendered server-side; you are not missing content that requires JavaScript. All scores are predictions and research opinions, not financial advice.
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profile-header/price-overview— company profile, live quote, market capextended-analysis— the core: three AI lens reads with findings, scores, and the analyst memofuture-predictions— our forward price-band predictionsmarket-narrative/ai-findings/gpt-critique— narrative context, cross-model findings, and an adversarial critique of our own analysis (near the end of the document)- Members-only sections (render as login gates for anonymous readers):
price-history,income-trend,key-metrics,financials(statement tables),insider-trading. The analysis above is public; the raw data tables require a free account.
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any ticker resolves at delvantic.com/stock/TICKER ·
raw inputs are public-company filings and market data (via licensed data feeds);
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M/I Homes Inc.
MHO NYSE
Consumer Cyclical · Residential Construction
Columbus, OH 43219-6011, United States
mihomes.com
Price
$153.21
Market Cap
$3.8B
Employees
1,801
Beta
1.61
Avg Volume
220,202
Last Dividend
$0.10
CEO
Mr. Robert H. Schottenstein J.D.
M/I Homes Inc. is a prominent homebuilding company in the United States that constructs and sells single-family homes, catering primarily to first-time and move-up buyers. Established in 1976 and headquartered in Columbus, Ohio, the company operates across several key markets including the Midwest, Southeast, Texas, and the Mid-Atlantic. M/I Homes excels in creating communities that offer modern designs and functional layouts, thereby enhancing the quality of residential living. The core functionality of M/I Homes lies in its end-to-end involvement in the homebuilding process, which includes land acquisition, development, home design, construction, sale, and after-sale service. This integrated approach allows for quality control and the ability to adapt quickly to market demands. In the context of the financial market, M/I Homes Inc. plays a critical role in contributing to the housing sector, which is a key component of the broader economic framework. The performance of its stock is often reflective of housing market trends, consumer confidence, and interest rate fluctuations. As such, M/I Homes Inc. holds substantial significance among investors and stakeholders interested in the real estate and construction sectors.
Runs with full report
Earnings Schedule
Checked daily · calendar updated Aug 13 No upcoming print on the calendar yet — companies typically confirm a few weeks ahead. Last print was Jul 29, 2026.
EPS surprise history — vs analyst consensus · 5 prints of vendor history
-38.4%
Jan '26
+54.8%
Mar '26
+1.6%
Apr '26
-150.0%
Jul '26
+0.3%
Jul '26
| Print date | EPS est. | EPS actual | Revenue est. | Revenue actual |
|---|---|---|---|---|
| Jul 29, 2026 | $3.13 | $3.14 +0.3% | — | — |
| Jul 9, 2026 | $0.04 | $-0.02 -150.0% | — | — |
| Apr 22, 2026 | $2.51 | $2.55 +1.6% | — | — |
| Mar 17, 2026 | $0.42 | $0.65 +54.8% | — | — |
| Jan 28, 2026 | $3.88 | $2.39 -38.4% | — | — |
Green = beat the estimate, red = missed. An earnings print is the fastest way a thesis changes — our designations should be re-read after each one.
Recent SEC Filings
| Filed | Form | Document |
|---|---|---|
| Aug 13, 2026 | 4 | View |
| Aug 11, 2026 | SCHEDULE 13G | View |
| Aug 7, 2026 | SCHEDULE 13G | View |
| Aug 6, 2026 | 4 | View |
| Aug 5, 2026 | 144 | View |
| Aug 4, 2026 | 144 | View |
| Aug 4, 2026 | 4 | View |
| Aug 3, 2026 | 144 | View |
| Jul 31, 2026 | 10-Q | View |
| Jul 31, 2026 | 144 | View |
| Jul 29, 2026 | 8-K | View |
| Jul 9, 2026 | 144 | View |
Filings link to the SEC’s EDGAR system. Annual/quarterly reports (10-K, 10-Q, 20-F) carry the full story; 8-K/6-K current reports are the fastest signal that something material happened.
Price Overview
Last updated: Aug 14, 2026 9:13am (just now)
Current data · timestamped when a report runs
$154.26
Change · Aug 14
+3.19 (+2.11%)
Day Range
$152.56 – $156.41
52-Week Range
$116.78 – $163.66
50-Day MA
$148.72
200-Day MA
$135.77
Volume
129,586.00
Share Structure
Outstanding
25,237,686.00
Float
24,335,929.00
Free Float
96.4%
High free float
— 96.4% of shares trade freely, ~3.6% held by insiders/institutions
Very liquid — most shares trade freely. Low insider ownership can mean less management alignment, but makes large position sizing straightforward.
Price History (1 Year)
Revenue & Net Income Trend
The directional story — useful even when net income is negative.
Revenue
The top line — total sales before any costs or taxes are subtracted. A measure of how much business the company is doing.
Net Income
The bottom line — profit left after subtracting all expenses, interest, and taxes from revenue. Reflects accounting profitability, but includes non-cash items like depreciation, so it isn't the same as cash earned.
Operating Cash Flow
The real cash generated by the day-to-day business — selling products, paying suppliers, collecting from customers. Calculated from net income by adding back non-cash items and adjusting for timing (unpaid bills, unsold inventory). When OCF consistently lags net income, the reported profit may not be converting to real money.
| Period | Revenue | Net Income | Net Margin | YoY/QoQ |
|---|
Key Metrics
TD Twelve Data statement
HEX SEC filing
P/E Ratio (Price per dollar of earnings)
HEXStock Price / EPS (Diluted)
10.39
Stock Price: $153.21
EPS (Diluted): 14.74
EPS (Diluted): 14.74
P/B Ratio (Price vs net asset value)
HEXStock Price / Book Value Per Share
1.32
Stock Price: $153.21
Total Equity: $3.17B
Shares: 27,338,000
Total Equity: $3.17B
Shares: 27,338,000
EV/EBITDA (Total value vs operating profit)
HEXEnterprise Value / EBITDA
6.17
Market Cap: $3.82B
Total Debt: $0.00
Cash: $689.19M
EBITDA: $525.45M
Total Debt: $0.00
Cash: $689.19M
EBITDA: $525.45M
Enterprise Value (Takeover price (cap + debt - cash))
HEXMarket Cap + Total Debt - Cash
$3.2B
Market Cap: $3.82B
Total Debt: $0.00
Cash: $689.19M
Total Debt: $0.00
Cash: $689.19M
Gross Margin (Revenue left after direct costs)
HEXGross Profit / Revenue
23.0%
Gross Profit: $1.02B
Revenue: $4.42B
Revenue: $4.42B
Operating Margin (Revenue left after all operations)
HEXOperating Income / Revenue
11.5%
Operating Income: $506.55M
Revenue: $4.42B
Revenue: $4.42B
Net Margin (Revenue left as actual profit)
HEXNet Income / Revenue
9.1%
Net Income: $402.94M
Revenue: $4.42B
Revenue: $4.42B
ROE (Profit from shareholder equity)
HEXNet Income / Total Equity
12.7%
Net Income: $402.94M
Total Equity: $3.17B
Total Equity: $3.17B
ROIC (Profit from all invested capital)
HEXNOPAT / Invested Capital
15.6%
Operating Income: $506.55M
Tax Rate: 23.5%
Equity: $3.17B
Total Debt: $0.00
Cash: $689.19M
Tax Rate: 23.5%
Equity: $3.17B
Total Debt: $0.00
Cash: $689.19M
Zero debt — invested capital = equity minus cash (very efficient)
Current Ratio (Can it pay short-term bills)
HEXCurrent Assets / Current Liabilities
—
Current Assets: N/A
Current Liabilities: N/A
Current Liabilities: N/A
Missing from API: Current Assets, Current Liabilities
Debt/Equity (Leverage — debt vs equity)
HEXTotal Debt / Total Equity
0.00
Short-Term Debt: $0.00
Long-Term Debt: $0.00
Total Debt: $0.00
Total Equity: $3.17B
Long-Term Debt: $0.00
Total Debt: $0.00
Total Equity: $3.17B
Zero debt — this company carries no debt obligations. Strongest possible score.
Rev/Share (Top-line per share)
HEXRevenue / Shares Outstanding
$161.60
Revenue: $4.42B
Shares: 27,338,000
Shares: 27,338,000
Book Value/Share (Net assets per share)
HEX(Total Assets - Total Liabilities) / Shares
$115.82
Total Equity: $3.17B
Shares: 27,338,000
Shares: 27,338,000
FCF/Share (Real cash generated per share)
HEX(Operating Cash Flow + CapEx) / Shares
$4.67
Operating CF: $137.35M
CapEx: -$9.61M
Shares: 27,338,000
CapEx: -$9.61M
Shares: 27,338,000
CapEx is negative (outflow) — added to OCF to get FCF
Div Yield (Annual income from holding)
TDLast Annual Dividend / Stock Price
0.1%
Last Dividend: $0.10
Stock Price: $153.21
Stock Price: $153.21
Payout Ratio (Earnings paid out as dividends)
HEXDividends Paid / Net Income
—
Dividends Paid: N/A
Net Income: $402.94M
Net Income: $402.94M
Dividends paid not available in cash flow statement
Income Statement (Annual)
Last updated: Aug 8, 2026 6:40pm (5d ago)| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | $3.7B | $4.1B | $4.0B | $4.5B | $4.4B |
| Cost of Revenue | $2.8B | $3.1B | $3.0B | $3.3B | $3.4B |
| Gross Profit | $908.9M | $1.1B | $1.0B | $1.2B | $1.0B |
| Operating Expenses | $390.6M | $424.7M | $431.7M | $492.8M | $510.6M |
| Operating Income | $518.3M | $637.5M | $587.2M | $706.1M | $506.6M |
| Net Income | $396.9M | $490.7M | $465.4M | $563.7M | $402.9M |
| EBITDA | $535.2M | $654.6M | $603.0M | $723.5M | $525.5M |
| EPS | $13.64 | $17.60 | $16.76 | $20.29 | $15.07 |
| EPS (Diluted) | $13.28 | $17.24 | $16.21 | $19.71 | $14.74 |
Balance Sheet (Annual)
Last updated: Aug 8, 2026 6:40pm (5d ago)| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Cash & Equivalents | $236.4M | $311.5M | $732.8M | $821.6M | $689.2M |
| Total Current Assets | — | — | — | — | — |
| Total Assets | $3.2B | $3.7B | $4.0B | $4.5B | $4.8B |
| Current Liabilities | — | — | — | — | — |
| Long-Term Debt | — | — | — | — | — |
| Total Liabilities | $1.6B | $1.6B | $1.5B | $1.6B | $1.6B |
| Total Equity | $1.6B | $2.1B | $2.5B | $2.9B | $3.2B |
| Retained Earnings | $1.3B | $1.8B | $2.3B | $2.9B | $3.3B |
Cash Flow (Annual)
Last updated: Aug 8, 2026 6:40pm (5d ago)| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | -$16.8M | $184.1M | $552.1M | $179.7M | $137.3M |
| Capital Expenditure | -$25.3M | -$9.3M | -$5.8M | -$8.4M | -$9.6M |
| Free Cash Flow | -$42.1M | $174.7M | $546.4M | $171.3M | $127.7M |
| Acquisitions (net) | — | — | — | — | — |
| Net Debt Issued / (Repaid) | $300.0M | $0 | $0 | — | — |
| Dividends Paid | — | — | — | — | — |
| Stock Buybacks | -$51.5M | -$55.3M | -$65.3M | -$177.0M | -$202.0M |
| Net Change in Cash | -$24.4M | $75.2M | $421.3M | $88.8M | -$132.4M |
Growth Trends (YoY %)
Last updated: Aug 8, 2026 6:40pm (5d ago)| Metric | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Revenue Growth | +10.3% | -2.4% | +11.7% | -1.9% |
| Gross Profit Growth | +16.9% | -4.1% | +17.7% | -15.2% |
| Operating Income Growth | +23.0% | -7.9% | +20.2% | -28.3% |
| Net Income Growth | +23.6% | -5.2% | +21.1% | -28.5% |
| EBITDA Growth | +22.3% | -7.9% | +20.0% | -27.4% |
Dividend History (Last 20)
Last updated: Aug 8, 2026 6:40pm (5d ago)| Date | Dividend | Declaration | Record | Payment |
|---|---|---|---|---|
| 2008-06-27 | $0.03 | — | — | — |
| 2008-03-28 | $0.03 | — | — | — |
| 2007-12-28 | $0.03 | — | — | — |
| 2007-09-27 | $0.03 | — | — | — |
| 2007-06-28 | $0.03 | — | — | — |
| 2007-03-29 | $0.03 | — | — | — |
| 2006-12-28 | $0.03 | — | — | — |
| 2006-09-28 | $0.03 | — | — | — |
| 2006-06-29 | $0.03 | — | — | — |
| 2006-03-30 | $0.03 | — | — | — |
| 2005-12-29 | $0.03 | — | — | — |
| 2005-09-29 | $0.03 | — | — | — |
| 2005-06-29 | $0.03 | — | — | — |
| 2005-03-30 | $0.03 | — | — | — |
| 2004-12-30 | $0.03 | — | — | — |
| 2004-09-29 | $0.03 | — | — | — |
| 2004-06-29 | $0.03 | — | — | — |
| 2004-03-30 | $0.03 | — | — | — |
| 2003-12-30 | $0.03 | — | — | — |
| 2003-09-29 | $0.03 | — | — | — |
Insider Trading (Recent)
Type codes
PPurchase
SSale
AAward / grant
MOption exercise
FIn-kind (tax)
CConversion
GGift
DReturn to issuer
All SEC Form 4 codes
Open market
- P Purchase
- Open-market or private purchase of shares.
- S Sale
- Open-market or private sale of shares.
Compensation (Rule 16b-3)
- A Award / grant
- Grant or award of securities (RSUs, options, etc.) under Rule 16b-3.
- D Return to issuer
- Securities disposed back to the company under Rule 16b-3.
- F In-kind (tax)
- Shares withheld or delivered to pay the option-exercise price or tax — not an open-market sale.
- I Discretionary
- Discretionary transaction under an employee plan — Rule 16b-3(f).
- M Option exercise
- Exercise or conversion of a derivative (option/RSU) into shares — exempt.
Derivatives
- C Conversion
- Conversion of a derivative security into the underlying shares.
- E Short expiration
- Expiration of a short derivative position.
- H Long expiration
- Expiration or cancellation of a long derivative position with value received.
- O OTM exercise
- Exercise of an out-of-the-money derivative.
- X ITM exercise
- Exercise of an in-the-money or at-the-money derivative.
Other exempt
- G Gift
- Bona fide gift of securities.
- L Small acquisition
- Small acquisition under Rule 16a-6.
- W Inheritance
- Acquisition or disposition by will or the laws of descent.
- Z Voting trust
- Deposit into or withdrawal from a voting trust.
Other
- J Other
- Other acquisition or disposition (explained in a Form 4 footnote).
- K Equity swap
- Transaction in an equity swap or similar instrument.
- U Tender / buyout
- Disposition via tender of shares in a change-of-control transaction.
Compensation-plan codes (A, D, F, M) are routine and rarely directional. Open-market P (buy) and S (sale) carry the most signal.
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| 2026-08-05 | CREEK PHILLIP G | M-OptionExercise | 10,000.00 | $0.00 | $0 |
| 2026-08-05 | CREEK PHILLIP G | S-Sale | 2,868.00 | $150.53 | $431,723 |
| 2026-08-05 | CREEK PHILLIP G | S-Sale | 6,588.00 | $151.54 | $998,339 |
| 2026-08-05 | CREEK PHILLIP G | S-Sale | 544.00 | $152.09 | $82,736 |
| 2026-08-04 | CREEK PHILLIP G | M-OptionExercise | 12,000.00 | $0.00 | $0 |
| 2026-08-04 | CREEK PHILLIP G | M-OptionExercise | 8,000.00 | $0.00 | $0 |
| 2026-08-04 | CREEK PHILLIP G | S-Sale | 10,000.00 | $150.13 | $1.5M |
| 2026-08-03 | CREEK PHILLIP G | M-OptionExercise | 10,000.00 | $0.00 | $0 |
| 2026-08-03 | CREEK PHILLIP G | S-Sale | 10,000.00 | $148.00 | $1.5M |
| 2026-07-31 | CREEK PHILLIP G | M-OptionExercise | 10,000.00 | $0.00 | $0 |
| 2026-07-31 | CREEK PHILLIP G | S-Sale | 10,000.00 | $150.00 | $1.5M |
Industry Benchmarks
Compares MHO against LLM-researched typical ranges for its
industry. One research call per industry, cached indefinitely — every stock in the same industry
reuses the same baseline.
Deep Analysis
Pre-flight intelligence scans the company first, then routes to the right analytical methods.
0
Company Classification
— What type of company is this?
1
Industry Landscape
— Where is the industry headed?
2
Company Momentum
— Where is this company trending?
3
Forward Projection
— 1Y & 2Y projected metrics (requires Layer 1 + 2)
4a
DCF Valuation
— Present value of future cash flows
4b
Earnings Power Value
— Floor value — worth with zero growth
4c
Anchored PE
— Industry PE adjusted for growth differential
4d
Reverse DCF
— What growth is the market pricing in?
4e
Revenue-Based DCF
— For growth/narrative companies (skip if mature earner)
4f
Anchored P/S
— Price-to-Sales peer comparison (skip if mature earner)
4g
Scenario Analysis
— Bull / Base / Bear (skip if mature earner)
4h
Dividend Discount Model
— For dividend/income stocks only
4i
Book Value Analysis
— For deep value / turnaround stocks only
4j
Insider Activity
— Are insiders buying or selling?
4f
Cash Flow Quality
— How trustworthy is the FCF?
4g
Debt Maturity Risk
— Can it handle its debt?
4h
Macro Environment
— Rates, market valuation, volatility
4i
Sector Intelligence
— How does this company compare within its sector?
4j
Revenue Confidence
— How reliable is the growth projection?
4k
Sensitivity Analysis
— How fragile is the fair value estimate?
4l
Sector Demand Cycle
— Is the sector in a boom, steady state, or contraction?
5
AI Investigation
— Adaptive research engine (Claude)
5b
Thesis Evaluation
— What does the market believe? (narrative/platform stocks only)
6
Valuation Synthesis
— Weighted verdict from all methods (requires Layer 4)
Narrative Economics
The story the market is telling about this stock — the intangible X-factor
(founder mythology, cult dynamics, TAM-of-imagination) that moves price beyond
what cash flows alone explain. After Shiller, Narrative Economics.
No narrative profile yet for MHO — it's generated by the pipeline (
market-narrative step).
Claude Reading
No AI findings yet for MHO — they're generated by the
pipeline (
ai-findings step) when a report is run on this ticker.
GPT Reading
No GPT reading yet for MHO — it's generated by the
pipeline (
gpt-critique step) after the other Big-3 seats, when a
report is run on this ticker.
Grok Reading
No Grok reading yet for MHO — it's generated by the
pipeline (
grok-critique step) alongside the other Big-3 seats, when a
report is run on this ticker.
Advanced Analysis Forensic deep-dive · four lenses
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Data via Financial Modeling Prep · Cached for performance · twelvedata
v1.1.532 · 1ec19de8 · 2026-08-13 17:53:37