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AGING Analysis Report
Sep 2, 2026
19 days ago · 100% complete
For AI assistants & researchers — machine-readable summary of this page

What this page is: Delvantic's full research page for Darden Restaurants, Inc. (DRI) — AI-driven forensic equity research: mechanical valuation models (DCF, EPV, anchored-PE, scenario) plus three independent AI lenses (Quality / Value / Sentiment). Everything below is rendered server-side; you are not missing content that requires JavaScript. All scores are predictions and research opinions, not financial advice.

Our current read (analysis of 2026-09-22): Designation Watch · Gem Score -3 (−100…+100 Quality+Value blend) · Quality 55 · Value -42 · Sentiment 9 (timing only, not weighted) · Composite fair value $197.11 vs $215.56 at analysis

Page map (sections in order; each card carries a stable reference-name attribute you can cite):

  • profile-header / price-overview — company profile, live quote, market cap
  • extended-analysisthe core: three AI lens reads with findings, scores, and the analyst memo
  • future-predictions — our forward price-band predictions
  • market-narrative / ai-findings / gpt-critique — narrative context, cross-model findings, and an adversarial critique of our own analysis (near the end of the document)
  • Members-only sections (render as login gates for anonymous readers): price-history, income-trend, key-metrics, financials (statement tables), insider-trading. The analysis above is public; the raw data tables require a free account.

More for machine readers: site briefing at /llms.txt · any ticker resolves at delvantic.com/stock/TICKER · raw inputs are public-company filings and market data (via licensed data feeds); every model, score, lens read, and prediction on this page is Delvantic's own analysis.

Darden Restaurants, Inc.

DRI NYSE
Consumer Cyclical · Restaurants
Orlando, FL 32837, United States darden.com Updated Sep 2, 6:00am
Price
$215.56
Market Cap
$24.5B
Employees
209,931
Beta
0.59
Avg Volume
1,094,025
Last Dividend
$6.12
CEO
Mr. Ricardo Cardenas CPA

Darden Restaurants, Inc. is a full-service restaurant company that owns and operates a portfolio of well-known dining brands across the United States and Canada. Its restaurant family includes Olive Garden, LongHorn Steakhouse, Cheddar’s Scratch Kitchen, Yard House, Ruth’s Chris Steak House, The Capital Grille, Chuy’s, Seasons 52, Eddie V’s, and Bahama Breeze, serving a broad mix of casual, polished casual, and fine-dining occasions. The company focuses on dine-in service, takeout, beverages, bar offerings, catering, and gift cards, supported by a multi-brand operating model designed to serve different customer preferences and dining experiences. Darden Restaurants plays an important role in the North American full-service dining market by combining scale, brand recognition, and operational consistency across a diverse restaurant portfolio. Headquartered in Orlando, Florida, Darden Restaurants remains one of the largest operators in the full-service restaurant sector.

Runs with full report Generated: Sep 2, 2026 6:14am
Price Overview
Price at report time
$215.56
as of Sep 2, 6:00am (19d ago)
Change · Sep 2
+1.30 (+0.61%)
Day Range
$213.77 – $217.13
52-Week Range
$169.00 – $229.76
50-Day MA
$209.26
200-Day MA
$200.60
Volume
1,015,439.00
Right now · live
Log in to get the live feed
Members see the real-time price and the move since this report (over 19d).
Share Structure
Outstanding 114,077,969.00
Float 113,555,492.00
Free Float 99.5%
High free float — 99.5% of shares trade freely, ~0.5% held by insiders/institutions
Very liquid — most shares trade freely. Low insider ownership can mean less management alignment, but makes large position sizing straightforward.
Price History (1 Year)
Last updated: Sep 2, 2026 6:29am (19d ago)
Revenue & Net Income Trend
The directional story — useful even when net income is negative.
Last updated: Sep 2, 2026 6:14am (19d ago)
Revenue
The top line — total sales before any costs or taxes are subtracted. A measure of how much business the company is doing.
Net Income
The bottom line — profit left after subtracting all expenses, interest, and taxes from revenue. Reflects accounting profitability, but includes non-cash items like depreciation, so it isn't the same as cash earned.
Operating Cash Flow
The real cash generated by the day-to-day business — selling products, paying suppliers, collecting from customers. Calculated from net income by adding back non-cash items and adjusting for timing (unpaid bills, unsold inventory). When OCF consistently lags net income, the reported profit may not be converting to real money.
Period Revenue Net Income Net Margin YoY/QoQ
Key Metrics
TD Twelve Data statement HEX SEC filing
Industry comparison last run: Sep 2, 2026 6:09am
P/E · trailing (TTM) (Price per dollar of earnings over the past year — not a run-rate or forward P/E)
HEX
Stock Price / EPS (Diluted)
20.77
Stock Price: $215.56
EPS (Diluted): 10.38
P/B Ratio (Price vs net asset value)
HEX
Stock Price / Book Value Per Share
11.36
Stock Price: $215.56
Total Equity: $2.21B
Shares: 116,300,000
EV/EBITDA (Total value vs operating profit)
HEX
Enterprise Value / EBITDA
12.27
Market Cap: $24.48B
Total Debt: $1.64B
Cash: $219.50M
EBITDA: $2.14B
Enterprise Value (Takeover price (cap + debt - cash))
HEX
Market Cap + Total Debt - Cash
$26.3B
Market Cap: $24.48B
Total Debt: $1.64B
Cash: $219.50M
Gross Margin (Revenue left after direct costs)
HEX
Gross Profit / Revenue
20.3%
Gross Profit: $2.68B
Revenue: $13.21B
Operating Margin (Revenue left after all operations)
HEX
Operating Income / Revenue
12.0%
Operating Income: $1.58B
Revenue: $13.21B
Net Margin (Revenue left as actual profit)
HEX
Net Income / Revenue
9.1%
Net Income: $1.21B
Revenue: $13.21B
ROE (Profit from shareholder equity)
HEX
Net Income / Total Equity
54.7%
Net Income: $1.21B
Total Equity: $2.21B
ROIC (Profit from all invested capital)
HEX
NOPAT / Invested Capital
38.2%
Operating Income: $1.58B
Tax Rate: 12.6%
Equity: $2.21B
Total Debt: $1.64B
Cash: $219.50M
Current Ratio (Can it pay short-term bills)
HEX
Current Assets / Current Liabilities
0.31
Current Assets: $942.90M
Current Liabilities: $3.01B
Debt/Equity (Leverage — debt vs equity)
HEX
Total Debt / Total Equity
0.74
Short-Term Debt: $693.60M
Long-Term Debt: $944.10M
Total Debt: $1.64B
Total Equity: $2.21B
Rev/Share (Top-line per share)
HEX
Revenue / Shares Outstanding
$113.59
Revenue: $13.21B
Shares: 116,300,000
Book Value/Share (Net assets per share)
HEX
(Total Assets - Total Liabilities) / Shares
$18.98
Total Equity: $2.21B
Shares: 116,300,000
FCF/Share (Real cash generated per share)
HEX
(Operating Cash Flow + CapEx) / Shares
$9.62
Operating CF: $1.85B
CapEx: -$734.00M
Shares: 116,300,000
CapEx is negative (outflow) — added to OCF to get FCF
Div Yield (Annual income from holding)
TD
Last Annual Dividend / Stock Price
2.8%
Last Dividend: $6.12
Stock Price: $215.56
Payout Ratio (Earnings paid out as dividends)
HEX
Dividends Paid / Net Income
57.4%
Dividends Paid: -$693.00M
Net Income: $1.21B
Industry Benchmarks
Last run: Sep 2, 2026 6:09am
Compares DRI against LLM-researched typical ranges for its industry. One research call per industry, cached indefinitely — every stock in the same industry reuses the same baseline.
Income Statement (Annual)
Last updated: Sep 2, 2026 6:14am (19d ago)
Metric 2022 2023 2024 2025 2026
Revenue $9.6B $10.5B $11.4B $12.1B $13.2B
Cost of Revenue $7.7B $8.5B $9.1B $9.6B $10.5B
Gross Profit $1.9B $2.0B $2.3B $2.5B $2.7B
Operating Expenses $739.6M $763.3M $951.5M $1.1B $1.1B
Operating Income $1.2B $1.2B $1.3B $1.4B $1.6B
Net Income $952.8M $981.9M $1.0B $1.0B $1.2B
EBITDA $1.5B $1.6B $1.8B $1.9B $2.1B
EPS $7.46 $8.06 $8.57 $8.93 $10.45
EPS (Diluted) $7.39 $7.99 $8.51 $8.86 $10.38
Balance Sheet (Annual)
Last updated: Sep 2, 2026 6:00am (19d ago)
Metric 2022 2023 2024 2025 2026
Cash & Equivalents $420.6M $367.8M $194.8M $240.0M $219.5M
Total Current Assets $1.2B $997.7M $822.8M $937.7M $942.9M
Total Assets $10.1B $10.2B $11.3B $12.6B $12.9B
Current Liabilities $1.8B $1.9B $2.2B $2.2B $3.0B
Long-Term Debt $1.9B $884.9M $1.4B $2.1B $944.1M
Total Liabilities $7.9B $8.0B $9.1B $10.3B $10.7B
Total Equity $2.2B $2.2B $2.2B $2.3B $2.2B
Retained Earnings -$25.9M -$32.5M -$35.5M -$16.1M -$108.4M
Cash Flow (Annual)
Last updated: Sep 2, 2026 6:29am (19d ago)
Metric 2022 2023 2024 2025 2026
Operating Cash Flow $1.3B $1.6B $1.6B $1.7B $1.9B
Capital Expenditure -$376.9M -$564.9M -$601.2M -$644.6M -$734.0M
Free Cash Flow $887.7M $987.9M $1.0B $1.1B $1.1B
Acquisitions (net) $0 $0 -$701.1M -$613.7M $0
Net Debt Issued / (Repaid) $0 $0 $500.0M $750.0M $0
Dividends Paid -$563.0M -$589.8M -$628.4M -$658.5M -$693.0M
Stock Buybacks -$1.1B -$458.7M -$453.9M -$418.2M -$671.7M
Net Change in Cash -$742.6M -$55.9M -$196.1M $34.4M -$26.9M
Growth Trends (YoY %)
Last updated: Sep 2, 2026 6:14am (19d ago)
Metric 2023 2024 2025 2026
Revenue Growth +8.9% +8.6% +6.0% +9.4%
Gross Profit Growth +3.3% +15.3% +9.1% +8.5%
Operating Income Growth +3.4% +9.4% +3.7% +16.2%
Net Income Growth +3.1% +4.7% +2.1% +15.0%
EBITDA Growth +3.9% +11.6% +5.9% +14.1%
Dividend History (Last 20)
Last updated: Aug 31, 2026 10:08am (21d ago)
Date Dividend Declaration Record Payment
2026-07-10 $1.62
2026-04-10 $1.50
2026-01-09 $1.50
2025-10-10 $1.50
2025-07-10 $1.50
2025-04-10 $1.40
2025-01-10 $1.40
2024-10-10 $1.40
2024-07-10 $1.40
2024-04-09 $1.31
2024-01-09 $1.31
2023-10-06 $1.31
2023-07-07 $1.31
2023-04-06 $1.21
2023-01-09 $1.21
2022-10-06 $1.21
2022-07-07 $1.21
2022-04-07 $1.10
2022-01-07 $1.10
2021-10-07 $1.10
0Company Classification 1Industry Landscape 2Company Momentum 3Forward Projection 4aDCF Valuation 4bEarnings Power Value 4cAnchored PE 4dReverse DCF 4eRevenue-Based DCF 4fAnchored P/S 4gScenario Analysis 4hDividend Discount Model 4iBook Value Analysis 4jInsider Activity 4fCash Flow Quality 4gDebt Maturity Risk 4hMacro Environment 4iSector Intelligence 4jRevenue Confidence 4kSensitivity Analysis 4lSector Demand Cycle 5AI Investigation 5bThesis Evaluation 6Valuation Synthesis
computed not applicable 18 computed · 6 not applicable
Risk : Reward — upside vs downside from this company's own quarters
Computed 2026-09-18 02:42
-0.2 : 1 +1σ upside vs −1σ downside, from this company's own quarterly history
A +1σ run of quarters pays -6%; a −1σ run costs 36%. Ratio -0.2:1 (μ 8.7%, σ 3.6% , 16 pairs).
CaseGrowthMarginFair valuevs price ($215.56)
Bull — recovery +13% 10.6% $218.22 +1%
Base — stabilizes +9% 9.2% $167.14 -22%
Bear — keeps slipping +4% 7.8% $125.39 -42%
Upside — a +1σ run of quarters (v2) +12% 10.0% $202.42 -6%
Stress — a −1σ run of quarters (v2) +5% 8.5% $137.97 -36%
Narrative Economics
The story the market is telling about this stock — the intangible X-factor (founder mythology, cult dynamics, TAM-of-imagination) that moves price beyond what cash flows alone explain. After Shiller, Narrative Economics.
No narrative profile yet for DRI — it's generated by the pipeline (market-narrative step).
Growth Outlook
Analyzed 2026-09-02 06:42

The question every valuation on this page silently assumes: is this company likely to grow? Judged forward — the business, its category, the world — against what's already printed.

Growing Darden is compounding revenue near +9% and earnings near +15% on unit growth, off-premise expansion and acquired brands, but the reported rate should cool toward high-single digits as M&A laps and beef costs bite — growth, not acceleration. conf 7/10
Inline with category Category growing · Industry revenue has compounded ~11.3% over three years and the category's median recent growth is ~9.4%; Darden's recent revenue YoY is ~9.4% — essentially matching the category while the cycle enters a slowdown phase. Earnings growth (+15%) is running ahead of revenue, indicating Darden is converting category-level volume better than the average operator.
Next 2 quarters
Growing
Units, off-premise volume and residual acquired-brand contribution carry the next two prints; pricing plus mix should keep revenue up mid-to-high single digits with EPS growing faster on synergy capture and share count. No evidence of a traffic break.
≈ inline with expectations
Year 1
Growing
Full-year trajectory stays positive: net new units plus low-to-mid single-digit comps, with margin gains from integration offsetting protein inflation. Revenue confidence is high (7.7% average growth, 1.7% volatility, all years positive) — this is a low-variance grower.
≈ inline with expectations
Years 2–3
Growing
Earnings power still grows structurally — unit additions, off-premise volume and buyback compound — but the organic algorithm (2-3% units + 1-3% comps + margin) points to high-single-digit EPS growth, not the ~9-10% total revenue rate currently being reported with acquisitions in the base.
↓ below expectations
The creme: each rung's call measured against what's already printed (vs analyst estimates · vs guidance / FY consensus · vs price-implied growth) — expectations in print are already in the price, so only the variant margin can pay. Hover a rung's chip for the margin read.
Growth drivers
59 Net new unit pipeline — A ~1,900+ restaurant base still adds low-single-digit net units annually across LongHorn, Cheddar's and Olive Garden, giving a mechanical 2-3pt revenue floor independent of traffic. Mature-brand capital is redeployed into formats with proven four-wall returns, so unit growth converts to earnings rather than dilution.
43 Off-premise/delivery layer on existing boxes — Third-party delivery integration at Olive Garden and LongHorn adds incremental sales volume through kitchens already staffed and paid for. This is the one lever that raises average unit volume without new capex, and it is company-specific: Darden negotiated a wholesale-style economic model rather than surrendering the take-rate, so incremental orders carry contribution margin.
47 Acquired-brand integration (Ruth's Chris, Chuy's) — Portfolio additions still carry synergy runway via Darden's supply chain, purchasing scale and G&A absorption — the reason earnings YoY (+15%) is running well ahead of revenue (+9.4%). Margin capture continues even after top-line contribution laps.
35 Value positioning during consumer trade-down — Olive Garden's price-point architecture captures guests trading down from higher-check casual dining when household budgets tighten — a counter-cyclical driver that protects traffic in exactly the macro the brief describes.
26 Share-count reduction — Consistent buyback plus dividend within a self-funded capital model converts mid-single-digit operating growth into higher per-share growth, supporting the earnings CAGR of ~8.4% even in softer traffic years.
Growth risks
60 M&A anniversary math — A meaningful slice of the +9.4% revenue print is acquired volume. Once those brands are fully in the base, reported growth compresses toward the organic algorithm (units + low-single-digit comps), i.e. roughly 5-7%. Nothing is broken — but the headline rate decays.
53 Beef and protein cost cycle — LongHorn, Ruth's Chris and Capital Grille are beef-levered; historically high cattle costs pressure food-and-beverage margin precisely in the brands carrying the comp momentum. Pricing to offset risks traffic in a value-sensitive environment — a genuine margin/traffic tradeoff.
46 Sector demand cycle turning — The brief flags Restaurants in a slowdown phase (demand score -1) despite a strong 3-year industry CAGR. Full-service traffic is the first line item to soften when discretionary budgets tighten; comps could go negative on traffic with price carrying the print.
38 Macro pressure on the low/middle-income guest — 10y at 4.75% and tightening consumer credit compress the frequency of the mid-check occasion. Darden can hold share and still see category-level frequency decline.
28 Mature footprint ceiling — Olive Garden's domestic density limits organic unit runway, making future step-changes dependent on acquisitions — a growth source that is lumpy and not forecastable.
The world is doing two things to Darden at once. Macro headwinds and a 4.75% 10-year squeeze the frequency of the mid-check dining occasion, and the restaurant category is entering a slowdown after a strong three-year run — that caps comp upside. But trade-down flows toward value-anchored full service, where Olive Garden's price architecture is the destination, not the victim. Structurally, the delivery/ghost-kitchen threat the bear cites has proven additive for scaled full-service brands that own the guest experience and negotiate delivery economics rather than renting demand. The binding constraint is input costs: the cattle cycle is a multi-year, exogenous margin tax on the steak brands that no amount of operating discipline fully offsets. Net: a business that keeps growing through a softer consumer, with the growth rate — not the direction — at risk.
Growth position composite -7
ShrinkingStallingHoldingGrowingAccelerating
70Next 2 quarters · Growing
70Year 1 · Growing
70Years 2–3 · Growing
-7Composite (−100…+100)
A research prediction, not advice. Forward-graded: each rung is scored against the prints that follow it. Not an input to the GEM designation — track record first.
Claude Reading
Independent analyst synthesis · claude-opus-4-7 · generated 2026-09-02 06:28:58
Verdict Fairly valued to modestly rich at $215; synthesis's $221 fair value understates cycle risk and Chuy's optical lift — wait for pullback to $185-195 for a better entry.

Looking at the raw quarterly cadence first: revenue has climbed from $2.76B (Aug-24) to $3.72B (May-26) — that's 35% growth over seven quarters, and the most recent YoY quarter (3.72 vs 3.27) is +13.8%, meaningfully hotter than the 7.7% five-year CAGR. Net income in the trailing four quarters totals ~$1.21B, and margins have expanded from ~7.5% to 10.9% at the peak. Annual FCF at $1.12B against a $24.5B market cap is a ~4.6% yield; add the 2.84% dividend and you have a reasonable, not exciting, base return. The balance sheet is fine but not fortress-like as the narrative claims — $1.64B debt vs $219M cash, current ratio 0.31, D/E 0.74. This is a leveraged operator running working capital tight (normal for restaurants, but let's not romanticize it).

Where I diverge from the prior stack: the synthesis's "slight upside" to $221 feels like false precision on a stock trading at 20.8x earnings and 12.3x EV/EBITDA — both toward the high end of Darden's decade range for a business growing high-single-digits. The Market Forces read that management "sees near-term challenges the market underestimates" is more interesting than the synthesis gave it credit for. Look at the sequential Q4 print: rev jumped from $3.35B to $3.72B and NI from $307M to $405M — that's a huge Q4 seasonal spike, and Q1 FY26 (Aug-25) reverted to $3.04B/$258M. The YoY comps are flattered by acquisition contribution (Chuy's closed calendar 2024), so organic growth is meaningfully below the 9.4% headline. Nobody in the prior models discounted for that.

The contrarian case: DRI is being priced as if 10%+ margins and mid-teens EPS growth are the new baseline, but casual dining margin peaks historically mark cycle tops, not new plateaus. ROE of 54.7% and ROIC of 38% are fantastic but reflect a levered, mature capital base — they're not reinvestable at those rates (capex is $734M against $1.85B OCF, and unit growth is a few percent). The insider tape shows exercise-and-dump patterns and multiple sales with zero open-market buying — "neutral" is generous; there is no insider conviction here at $215. Macro headwinds (the model flagged this) matter more than sector-leader status when the consumer wallet compresses: Olive Garden's core demo is exactly the cohort feeling squeezed. If same-store sales decelerate to +1-2% and margins mean-revert 100bps, FY27 EPS is closer to $9.50 than the ~$10.30 implied run-rate, and a fair multiple of 18x puts the stock at $170, not $220.

Net: I think the synthesis's $221 fair value is anchored too heavily on trailing execution and understates cycle risk plus the Chuy's optical boost. That said, this is a genuinely well-run company with durable FCF, and I don't see a shorting case — the bear scenario is dead money, not a crater. Fair value in a normalized scenario is $185-200; the current $215.56 is a modest premium, not egregious. I disagree with "slight upside" and lean fairly-valued-to-slightly-rich. Wait for a same-store sales miss or a broader consumer scare to buy in the $180s where the FCF yield and dividend get more compelling. The narrative layer is correct that there's no story premium to unwind — which cuts both ways: no crash catalyst, but no re-rating catalyst either.

GPT Reading
Independent reading · gpt-5.4 · generated 2026-09-02 06:29:13
Verdict Fairly valued to slightly overvalued at $215.56 — excellent operator, but fair value is closer to $190-$205 unless recent 9-10% growth and 10%+ quarterly margins prove durable.

Darden looks like a very good business priced like a very good business. The raw numbers are hard to dislike: revenue has grown from $9.63B in FY2022 to $13.21B in FY2026, a 37% increase in four years, while net income moved from $953M to $1.21B. More importantly, that growth has not come with margin collapse. FY2026 operating margin was 11.98% and net margin 9.13%, both better than FY2025 and comfortably above most casual dining operators. The quarterly progression also shows healthy scale benefits: the latest quarter delivered $3.72B of revenue and $404.9M of net income, up from $3.27B and $303.9M in the year-ago period, with net margin expanding from 9.3% to 10.9%. That is not the profile of a business merely treading water on price increases; it suggests a portfolio with real operating discipline and at least some traffic resilience.

What stands out to me is that the market’s “steady compounder” framing is basically right, but the balance between quality and growth is being interpreted a bit too generously at $215.56. At roughly 20.8x trailing earnings and 12.3x EV/EBITDA, Darden is being valued more like a premium staple than a cyclical restaurant company. Yet the underlying growth is good, not exceptional. FY2026 revenue grew 9.4%, but against that sits capex of $734M to produce $1.12B of free cash flow, so this is not a capital-light software-style compounder; it is a physically intensive operator that has to keep reinvesting. FCF is solid, but the FCF yield on the current market cap is only about 4.6%. For a business with mid-single-digit to high-single-digit likely normalized growth, some labor and food cost sensitivity, and exposure to discretionary spending, that yield does not scream undervaluation. The high ROE of 54.7% flatters the picture because equity is only $2.21B against a $24.48B market cap; ROIC at 38.2% is excellent, but the P/B above 11x is the market already paying up for that excellence.

I also think some of the bullish shorthand misses a contradiction in the financial structure. This is not a “fortress” balance sheet in the usual sense. Debt of $1.64B is manageable relative to EBITDA and cash generation, but cash on hand is only $219.5M and the current ratio is just 0.31. That is fine for a stable operator with fast inventory turns and dependable vendor terms, but it does mean investors are relying on continuous cash generation rather than true balance-sheet optionality. In a benign environment that is acceptable; in a consumer slowdown it matters. The business can clearly support its 2.8% dividend and 57% payout ratio, but at today’s multiple the stock offers limited room for disappointment. My read is that this is a high-quality mature operator, but the stock is roughly fully valued to slightly rich unless you underwrite several more years of unusually clean same-store sales, cost control, and unit growth.

The best argument against my caution is straightforward: Darden keeps compounding through conditions that were supposed to trip it up. From FY2024 to FY2026, revenue rose from $11.39B to $13.21B and net income from $1.03B to $1.21B, while annual operating income advanced from $1.31B to $1.58B. Recent quarterly margins are improving, not compressing. If the company is gaining share as weaker casual dining competitors retrench, then a 20-21x earnings multiple may be entirely justified for a category winner with diversified brands and unusually dependable execution. On that view, the low current ratio is just restaurant-model plumbing, insider sales are mostly routine award/exercise activity, and the valuation should be benchmarked against consistency rather than cyclicality. I take that seriously; it is why I am not bearish on the business. I just weigh the current price against what the next leg of growth can plausibly be, and I do not see enough asymmetry.

What would change my mind is either a cheaper entry or evidence that Darden is earning a structurally higher growth/margin profile than the current multiple assumes. If the stock fell into the $185-$195 range, the FCF yield would move closer to 5.7%-6.1% and the earnings multiple into the high teens, which would look attractive for this caliber of operator. Alternatively, I would get more constructive at current levels if the next few quarters show revenue sustaining near or above 8-10% with net margin holding around 10% and FY2027 free cash flow stepping materially above $1.2B despite continued investment. Conversely, if revenue growth slips back toward 3-5% or margins retreat below FY2025 levels, the premium multiple will look unjustified very quickly.

Grok Reading
Independent reading · grok-4.5 · generated 2026-09-02 06:29:44
Verdict High-quality compounder roughly fairly valued near $216; modest ~3% upside to ~$222, buy dips not chase

Darden’s numbers read like a textbook mature compounder that is still finding incremental gear. Annual revenue climbed from $9.63B in fiscal 2022 to $13.21B in fiscal 2026—a 7.7% CAGR—while net income moved from $953M to $1.21B (8.4% CAGR). The latest year is the tell: revenue up 9.4% year-over-year and earnings up 15%, with the May 2026 quarter posting $3.72B revenue and a 10.9% net margin, the strongest print in the eight-quarter stack. Operating cash flow of $1.85B and free cash flow of $1.12B against only $734M of capex confirm that unit economics and brand mix (Olive Garden, LongHorn, Ruth’s Chris and the rest) are converting top-line growth into real cash, not just accounting profit. ROIC at 38% and ROE at 55% are elite for full-service dining; the market is not inventing quality here. At $215.56 the stock trades 20.8× trailing earnings, 1.9× sales, and roughly 12.3× EV/EBITDA—multiples that embed mid-single-digit growth plus a 2.8% dividend, not a growth fantasy. The composite fair-value work near $222 implies only a few percent of slack, which matches what the cash-flow engine actually delivers.

What stands out against the “steady but boring” label is the recent acceleration and margin trajectory. Net margins have swung from the mid-7% range in softer quarters to nearly 11% at the peak of the latest year, and quarterly revenue is stepping higher ($2.76B → $3.72B across the span). That pattern is inconsistent with a business whose pricing power is already exhausted. Debt of $1.64B against $2.21B of equity (D/E 0.74) is manageable when FCF covers the entire debt stack in under 18 months; the thin cash balance ($220M) and sub-0.4 current ratio are structural restaurant-industry features (payables, gift cards, deferred revenue), not distress signals. Insider activity is mostly option exercise, awards, and routine selling—noise, not a coordinated exit. The story the tape is telling is execution premium without narrative froth, and the price is sitting almost exactly on that fundamental anchor.

The strongest case against a constructive stance is that 20.8× is full for a casual-dining consolidator whose long-run growth ceiling is still mid-single digits once the current acceleration fades. FCF CAGR of only 4.7% lags earnings growth, hinting that working-capital or reinvestment needs could keep free-cash conversion from matching the income-statement optimism. A smart opponent would also flag the macro headwinds layer, labor and commodity cost stickiness, and the risk that same-store sales re-decelerate to 2–3% once menu pricing runs out of room—exactly the late-cycle concern the market-forces note raises. On that reading, $215 already capitalizes the good news, the 57% payout leaves limited dividend upside, and any earnings miss would compress the multiple toward the mid-teens where restaurant peers have historically bottomed. I weigh that less heavily because the latest four quarters show revenue confidence rising, not rolling over, and because 38% ROIC gives management a wide buffer to absorb cost inflation without destroying returns. Still, the margin of safety at current levels is thin; this is not a deep-value setup.

I would flip more decisively bullish if the next two quarters hold revenue growth above 8% with net margins sustaining near 10%, or if FCF pushes through $1.3B while net debt stays flat—evidence the acceleration is structural. I would turn outright cautious on a print that shows sequential revenue deceleration below 4% YoY combined with margin compression back under 8%, or on a material step-up in leverage without corresponding FCF growth.

Big-3 Panel — where each AI stands
Each AI above independently stated a direction (undervalued, fairly valued, or overvalued) and how strongly it believes it (conviction, 0–5). We combine those into a Bull-Bear Index on a 0–10 scale: 5 is neutral, 10 is maximum bullish (undervalued at full conviction), 0 is maximum bearish. We compute the score ourselves with the same arithmetic for every seat — the models never grade their own bullishness — so the three are directly comparable. Δ shows how far each seat sits from the panel average of 5.0; a large Δ marks the dissenting voice, usually the one worth reading.
Claude claude-opus-4-7 5.0
fairly valued · conviction 3/5 · Δ +0.0 vs panel · self: 4.0
GPT gpt-5.4 5.0
fairly valued · conviction 4/5 · Δ +0.0 vs panel · self: 5.0
Grok grok-4.5 5.0
fairly valued · conviction 3/5 · Δ +0.0 vs panel · self: 6.0
Advanced Analysis Forensic deep-dive · separate lenses
Separate reads — Company Quality (is it a great business?), Valuation (is it mispriced?), and General Sentiment (how macro + narrative are pushing it), kept deliberately apart · 2026-09-02 06:44:33
Delvantic - Cairn AI
Quality — wait for a dip 8/10
Darden is a textbook strong-but-mature compounder trading right on top of fair value — no margin of safety, so this is a watchlist name, not a buy here.
The cruxWhether the stock gives you a 15%+ pullback to reset the risk/reward, because the business is fine and the price is fair — only entry price is in question.
Forensic checks Derived mechanically from DRI's filed financials — not from the AI lenses
Liquidity & RunwaySelf-Funding
DilutionShare Count Shrinking
Earnings QualityHigh Earnings Quality
The four lensesswitch a tab for its full read — score + evidence
Company Quality
+55
Strong
edge √Σ 125 · risk √Σ 64 · conf 8/10

Revenue has compounded from $9.63B (2022) to $13.21B (2026), roughly 8% CAGR, with operating margin holding a tight 11.3-12.1% band and gross margin nudging up from 19.7% to 20.3%. Net income grew from $953M to $1.21B and FCF from $888M to $1.12B, with OCF/NI at 1.53x and accruals at -4.8% of assets — cash conversion is real, not manufactured. Beneish M of -2.39 and mechanical checks flag no earnings-quality issues. Diluted share count fell from 129.0M to 116.3M (-2.6% CAGR); buybacks are 866% of SBC and SBC is only 0.6% of revenue, so per-share value is being concentrated cleanly. The soft spots are structural, not operational: net debt of $1.42B against just $219.5M liquid cash, short-term debt of $694M exceeding cash, and an Altman Z of 2.61 in the grey zone. For a mature, high-turnover restaurant operator with $1.12B annual FCF, this leverage is manageable and typical of the model, but it means the balance sheet is a constraint, not a buffer. Insider tape is neutral-to-mildly-negative: 12 sells / 0 buys over 12 months, all appear to be routine post-vest/option-exercise dispositions by multiple officers — no red-flag concentration, no open-market conviction buys either.

Strengths 4
m70
Consistent revenue and earnings compounding
Revenue $9.63B to $13.21B and net income $953M to $1.21B across 2022-2026 with margins stable at ~11-12% operating — durable execution in a competitive industry.
m65
High earnings quality
OCF/NI 1.53x, accruals -4.8% of assets, Beneish M -2.39 — reported profits are backed by cash, no accrual games.
m60
Disciplined per-share concentration
Diluted shares down from 129.0M to 116.3M (-2.6% CAGR), buyback/SBC ratio 866%, SBC only 0.6% of revenue — capital return is real, not offsetting dilution.
m55
Reliable FCF generation
FCF grew $888M to $1.12B over four years and consistently covers dividends/buybacks — self-funding operating model.
Concerns 3
m55
Leveraged balance sheet
Net debt $1.42B, liquid cash only $219.5M (0.9% of market cap), and short-term debt $694M exceeds cash — refinancing dependence and Altman Z 2.61 in grey zone.
m25
Insider tape one-sided
12 sells for $13.5M vs 0 buys in 12 months across multiple officers; appears routine post-vest but there is no insider conviction signal on the buy side.
m20
Operating margin not expanding
OpM has drifted 12.1 to 11.3 to 12.0 with no clear leverage from 37% revenue growth — scale is being reinvested or absorbed by inflation/mix, not falling to margins.
This is a textbook mature earner doing the boring things right: revenue up ~37% over four years, margins stable, cash conversion above 1x, and a shrinking share count without SBC bloat. The one thing that keeps me from calling it a fortress is the balance sheet — net debt of $1.4B against $220M cash and short-term debt above cash means it needs the capital markets to stay open, and the Altman Z in grey confirms that. Insider activity is a shrug: all sales, but the sizes and mechanics look like standard executive comp monetization, not a signal. I read it as Strong, not Fortress, and firmly in the middle of the 75-87 band.
Verify before trusting this (5)
  • Debt maturity schedule and whether the $694M short-term debt is a revolver rollover or a real refinancing event
  • Lease-adjusted leverage (operating lease liabilities) given restaurant industry structure
  • Same-restaurant sales trends by brand (Olive Garden, LongHorn, Ruth's Chris) to test whether growth is organic vs unit-driven
  • Whether the July 2026 insider sales cluster is tied to a scheduled vesting/10b5-1 window
  • Capex composition — maintenance vs new-unit — to gauge true owner earnings vs reported FCF
Valuation / Mispricing
-42
Fairly Valued
edge √Σ 32 · risk √Σ 77 · conf 8/10
Price $215.56 vs deserved ~$220, ~2-3% gap - essentially fair, no margin of safety. attractive below $180.00

The e2e composite fair value of $222.44 and signal-adjusted $221.66 sit roughly 3% above the $215.56 price - inside the noise band of any DCF. The DCF itself pegs value at $215.37, literally at spot, while the EPV floor of $121.89 warns that stripping out growth leaves a business worth ~43% less than today's quote. The anchored P/E of $337 is the outlier and should be discounted heavily - it implies a 56% upside that neither the DCF nor peer/industry economics support, likely a runaway multiple assumption on a mature full-service operator. Earnings quality is high, so no haircut is warranted, but that only validates the deserved value, it does not create a discount. What is priced in: continued mid-single-digit revenue growth, stable ~10-11% operating margins, steady buybacks, and no macro shock to full-service dining. That is roughly the base case a strong-but-mature compounder deserves - meaning the market already understands this story. To justify materially higher prices, one needs either margin expansion beyond history or an acquisition that re-rates the multiple; both are heroic. The bear case (secular pressure on full-service, labor/commodity inflation, $1.4B net debt) is not extreme but caps upside. Net: a good business at a full price.

Cheap signals 2
m25
Anchored P/E suggests $337
The anchored-PE method points to $337 (~56% upside) but this is almost certainly a runaway multiple on mature earnings; treat as a weak positive, not a thesis.
m20
High earnings quality, no haircut
Cash conversion above 1x and clean accruals mean the reported earnings backing the FV are trustworthy - deserved value stands as calculated.
Rich / priced-in 3
m55
EPV floor 43% below price
EPV of $121.89 vs $215.56 means ~$94 of the price is growth/franchise value - reasonable for a compounder but leaves no downside cushion if growth stalls.
m45
DCF lands at spot price
DCF fair value of $215.37 vs price of $215.56 - the base-case cash flows justify today's quote exactly, so buyers are paying for the base case with zero discount.
m30
Leveraged balance sheet limits deserved multiple
$1.4B net debt against $220M cash means the deserved multiple should sit at, not above, sector average - the composite FV already reflects this.
Fully valued. The composite FV of $222 sits ~3% above the $215.56 price and the DCF nails spot - that is not a mispricing, that is the market being right. I would need this ~15-18% lower, call it sub-$180, before the risk/reward tilts my way. Great business, correct price, move on unless it sells off.
Verify before trusting this (4)
  • Forward same-restaurant sales guidance and traffic vs pricing mix
  • Labor and commodity cost outlook in next transcript
  • Capital allocation split between buybacks, dividend, and any M&A signal
  • Any refinancing plans for the debt stack given rate environment
General Sentiment
+9
Balanced
tail √Σ 52 · head √Σ 44 · conf 6/10

The macro tape is essentially neutral (regime score -3, VIX 16.3, S&P just 2.2% off highs) and DRI's 0.59 beta means whatever risk-off twitches do occur barely register here. Rates at 4.75% and a 25.8 market PE are a mild headwind for all equities, but a defensive full-service restaurant operator with a fortress balance sheet is exactly the profile that shrugs this off. There is no narrative fever to unwind and no narrative collapse to fear - the story is 'steady compounder,' intensity minimal, durability durable, cult low. That is the sentiment equivalent of white noise.

Tailwinds 3
m35
Low-beta defensive profile mutes macro noise
Beta 0.59 in a neutral-to-slightly-soft tape means DRI absorbs very little of the market's macro headwind. This is a modest structural tailwind versus the average name.
m30
Durable steady-compounder narrative
The prevailing story is boring and durable with low cult coefficient - no froth to deflate, no hype to fade. That's a quiet positive when narratives elsewhere are being tested.
m25
Peer read-through from CAKE rally
Cheesecake Factory up 70% in three months on traffic and margin strength suggests full-service casual dining sentiment is improving, a mild positive read-across to Darden.
Headwinds 3
m30
Secular bear story on full-service dining
Delivery, ghost kitchens, and premiumization form a persistent low-grade bearish narrative on the category. It is not acute, but it caps enthusiasm and keeps a discount on the multiple.
m25
Rates and stretched market PE
10y at 4.75% and market PE 25.8 are a generic drag on equity multiples. For a low-growth mature operator this pressures the terminal-value story mildly.
m20
Rising leverage optics
D/E drifting 0.61 to 0.74 is a small sentiment negative for a name whose bull case leans on 'fortress balance sheet.' Not a story-breaker, but chips at it.
This is one of the least sentiment-pressured setups I see. The tape is neutral, the beta is low, and the narrative is a sleepy durable-compounder story with no mania to unwind and no active collapse. The secular bear on full-service dining and mild rates drag roughly offset the defensive-profile tailwind and the improving read-through from CAKE. Net: balanced, leaning ever so slightly constructive because there is simply nothing forcing this stock lower on sentiment alone. If anything, a category rotation into casual dining is the asymmetric surprise to watch.
Verify before trusting this (4)
  • Whether the CAKE-led casual dining sentiment rotation broadens to DRI on next print
  • Analyst target revisions post next earnings - direction of consensus drift
  • Any crack in the 'fortress balance sheet' framing as leverage ticks up
  • VIX behavior if it breaks above 20 - would pressure discretionary tape more than DRI directly
The market-wide tape + this name's exposure to it (beta / sector / narrative durability). Context on the non-fundamental pressure — not a call on the business or the price. processId: detail-general-sentiment
Growth Outlook
-7
Growing
edge √Σ 97 · risk √Σ 104 · conf 7/10

The world is doing two things to Darden at once. Macro headwinds and a 4.75% 10-year squeeze the frequency of the mid-check dining occasion, and the restaurant category is entering a slowdown after a strong three-year run — that caps comp upside. But trade-down flows toward value-anchored full service, where Olive Garden's price architecture is the destination, not the victim. Structurally, the delivery/ghost-kitchen threat the bear cites has proven additive for scaled full-service brands that own the guest experience and negotiate delivery economics rather than renting demand. The binding constraint is input costs: the cattle cycle is a multi-year, exogenous margin tax on the steak brands that no amount of operating discipline fully offsets. Net: a business that keeps growing through a softer consumer, with the growth rate — not the direction — at risk.

Growth drivers 5
m59
Net new unit pipeline
A ~1,900+ restaurant base still adds low-single-digit net units annually across LongHorn, Cheddar's and Olive Garden, giving a mechanical 2-3pt revenue floor independent of traffic. Mature-brand capital is redeployed into formats with proven four-wall returns, so unit growth converts to earnings rather than dilution.
m43
Off-premise/delivery layer on existing boxes
Third-party delivery integration at Olive Garden and LongHorn adds incremental sales volume through kitchens already staffed and paid for. This is the one lever that raises average unit volume without new capex, and it is company-specific: Darden negotiated a wholesale-style economic model rather than surrendering the take-rate, so incremental orders carry contribution margin.
m47
Acquired-brand integration (Ruth's Chris, Chuy's)
Portfolio additions still carry synergy runway via Darden's supply chain, purchasing scale and G&A absorption — the reason earnings YoY (+15%) is running well ahead of revenue (+9.4%). Margin capture continues even after top-line contribution laps.
m35
Value positioning during consumer trade-down
Olive Garden's price-point architecture captures guests trading down from higher-check casual dining when household budgets tighten — a counter-cyclical driver that protects traffic in exactly the macro the brief describes.
m26
Share-count reduction
Consistent buyback plus dividend within a self-funded capital model converts mid-single-digit operating growth into higher per-share growth, supporting the earnings CAGR of ~8.4% even in softer traffic years.
Growth risks 5
m60
M&A anniversary math
A meaningful slice of the +9.4% revenue print is acquired volume. Once those brands are fully in the base, reported growth compresses toward the organic algorithm (units + low-single-digit comps), i.e. roughly 5-7%. Nothing is broken — but the headline rate decays.
m53
Beef and protein cost cycle
LongHorn, Ruth's Chris and Capital Grille are beef-levered; historically high cattle costs pressure food-and-beverage margin precisely in the brands carrying the comp momentum. Pricing to offset risks traffic in a value-sensitive environment — a genuine margin/traffic tradeoff.
m46
Sector demand cycle turning
The brief flags Restaurants in a slowdown phase (demand score -1) despite a strong 3-year industry CAGR. Full-service traffic is the first line item to soften when discretionary budgets tighten; comps could go negative on traffic with price carrying the print.
m38
Macro pressure on the low/middle-income guest
10y at 4.75% and tightening consumer credit compress the frequency of the mid-check occasion. Darden can hold share and still see category-level frequency decline.
m28
Mature footprint ceiling
Olive Garden's domestic density limits organic unit runway, making future step-changes dependent on acquisitions — a growth source that is lumpy and not forecastable.
vs expectations: ~6m inline · 1y inline · 2-3y below
The forward growth verdict — is the business itself likely to grow (next 2 quarters / year 1 / years 2–3), judged against its category and against printed expectations. The full horizon ladder + creme renders on the Growth Outlook card above. Not a call on the price (Valuation owns that) or the tape (Sentiment owns that).
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Lenses kept deliberately separate — Company Quality (price-agnostic), Valuation (price-conditional), General Sentiment (non-fundamental macro/narrative pressure), and Growth Outlook (the forward growth verdict). The scores are not blended. Filing-level items (convertibles, lock-ups, customer concentration) are v2 — see each lens's "verify."
Price Prediction
About flat +1.9% v0.6.0 View full prediction →

When we made this prediction on Sep 2, 2026, DRI was $221.24. We expect it to be $225.50 by Mar 2027, and we consider it great value under $180.00. This is an early model (v0.6.0) — the direction is more reliable than the exact price. Made Sep 2, 2026.

Price when predicted$221.24
Our estimate for Mar 2027$225.50+1.9%
Great value below$180.00
Price history shown (6 Months)

Blue is our prediction, starting the day we made it. Grey is a slower route to the same place — the same destination, taking longer. Black is the actual price, so you can see how we are doing.

Post-Report Due Diligence NOTES
The report is written. This is what its valuation stands on.
Analyzed Sep 18, 2026 · 02:42 4d ago
Read epv-floor ext-gem-composite anchored-pe · FY income statement, balance sheet
1 finding · $0, re-derived on each view

Evidence for a closer look, not a verdict — no score or designation on this page has been changed by it. Items marked material are ones where a conclusion above moves to the other side of the price.

anchored-pe — the "fair value above price" reading turns on 2 inputs NOTE found by sensitivity, not by rule
Published $247.74 vs price $215.56. Nudging `trailing_eps` (down 25%), `adjusted_pe` (down 25%) moves the fair value to the other side of the price. This does not say those inputs are wrong — it says they are where to look first.
trailing_eps flips down 25% adjusted_pe flips down 25%
Price at analysis $215.56. This is where an investigation should start — it is not where one ends. Nothing here was checked against the filings, the tape, or the news; that is the investigator's job.
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My Notes personal — only you see this
v1.1.648 · e285203f · 2026-09-21 16:44:18