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AGING Analysis Report
Jul 30, 2026
24 days ago · 100% complete
UNVERIFIED BASIS Generated before the data-freshness fixes of Aug 14, 2026 — treat as indicative.
For AI assistants & researchers — machine-readable summary of this page

What this page is: Delvantic's full research page for CorMedix Inc. (CRMD) — AI-driven forensic equity research: mechanical valuation models (DCF, EPV, anchored-PE, scenario) plus three independent AI lenses (Quality / Value / Sentiment). Everything below is rendered server-side; you are not missing content that requires JavaScript. All scores are predictions and research opinions, not financial advice.

Page map (sections in order; each card carries a stable reference-name attribute you can cite):

  • profile-header / price-overview — company profile, live quote, market cap
  • extended-analysisthe core: three AI lens reads with findings, scores, and the analyst memo
  • future-predictions — our forward price-band predictions
  • market-narrative / ai-findings / gpt-critique — narrative context, cross-model findings, and an adversarial critique of our own analysis (near the end of the document)
  • Members-only sections (render as login gates for anonymous readers): price-history, income-trend, key-metrics, financials (statement tables), insider-trading. The analysis above is public; the raw data tables require a free account.

More for machine readers: site briefing at /llms.txt · any ticker resolves at delvantic.com/stock/TICKER · raw inputs are public-company filings and market data (via licensed data feeds); every model, score, lens read, and prediction on this page is Delvantic's own analysis.

CorMedix Inc.

CRMD NASDAQ
Healthcare · Biotechnology
Berkeley Heights, NJ 07922, United States cormedix.com Updated Jul 30, 7:16pm
Price
$7.49
Market Cap
$587.6M
Employees
64
Beta
1.48
Avg Volume
1,276,422
CEO
Mr. Joseph Todisco MBA

CorMedix Inc. is a biopharmaceutical company focused on developing and commercializing therapeutic products for life-threatening conditions, particularly in anti-infective therapies and hospital-based treatments in the United States. Its lead product, DefenCath, is an FDA-approved antimicrobial catheter lock solution containing taurolidine and heparin, designed to reduce catheter-related bloodstream infections in adult patients with kidney failure undergoing chronic hemodialysis via central venous catheters. This product serves outpatient dialysis organizations and holds a unique position as the first such approved solution in its indication. Following the acquisition of Melinta Therapeutics in August 2025, CorMedix Inc. expanded its commercial portfolio to include seven innovative anti-infective drugs: MINOCIN for injection, REZZAYO for candidemia and invasive candidiasis, VABOMERE, ORBACTIV, BAXDELA, KIMYRSA, and TOPROL-XL. These therapies strengthen its presence in acute care settings, infectious disease management, and hospital markets, diversifying beyond dialysis applications. Incorporated in 2006 and headquartered in Berkeley Heights, New Jersey, CorMedix Inc. operates as a single drug product segment emphasizing commercial sales and strategic investments in specialty pharmaceuticals.

Runs with full report Generated: Jul 30, 2026 7:26pm
Price Overview
Price at report time
$7.49
as of Jul 30, 7:35pm (24d ago)
Change · Jul 30
+0.30 (+4.17%)
Day Range
$7.23 – $7.59
52-Week Range
$6.13 – $14.96
50-Day MA
$8.28
200-Day MA
$8.66
Volume
1,164,153.00
Right now · live
Log in to get the live feed
Members see the real-time price and the move since this report (over 24d).
Share Structure
Outstanding 78,395,299.00
Float 66,531,911.00
Free Float 84.9%
High free float — 84.9% of shares trade freely, ~15.1% held by insiders/institutions
Very liquid — most shares trade freely. Low insider ownership can mean less management alignment, but makes large position sizing straightforward.
Price History (1 Year)
Last updated: Jul 30, 2026 7:40pm (24d ago)
Revenue & Net Income Trend
The directional story — useful even when net income is negative.
Last updated: Jul 30, 2026 7:40pm (24d ago)
Revenue
The top line — total sales before any costs or taxes are subtracted. A measure of how much business the company is doing.
Net Income
The bottom line — profit left after subtracting all expenses, interest, and taxes from revenue. Reflects accounting profitability, but includes non-cash items like depreciation, so it isn't the same as cash earned.
Operating Cash Flow
The real cash generated by the day-to-day business — selling products, paying suppliers, collecting from customers. Calculated from net income by adding back non-cash items and adjusting for timing (unpaid bills, unsold inventory). When OCF consistently lags net income, the reported profit may not be converting to real money.
Period Revenue Net Income Net Margin YoY/QoQ
Key Metrics
TD Twelve Data statement HEX SEC filing
Industry comparison last run: Jul 30, 2026 9:38pm
P/E Ratio (Price per dollar of earnings)
HEX
Stock Price / EPS (Diluted)
3.67
Stock Price: $7.49
EPS (Diluted): 2.04
P/B Ratio (Price vs net asset value)
HEX
Stock Price / Book Value Per Share
0.00
Stock Price: $7.49
Total Equity: $405.31M
Shares: 80,308
EV/EBITDA (Total value vs operating profit)
HEX
Enterprise Value / EBITDA
2.94
Market Cap: $587.60M
Total Debt: $0.00
Cash: $144.84M
EBITDA: $150.82M
Enterprise Value (Takeover price (cap + debt - cash))
HEX
Market Cap + Total Debt - Cash
$442.8M
Market Cap: $587.60M
Total Debt: $0.00
Cash: $144.84M
Gross Margin (Revenue left after direct costs)
HEX
Gross Profit / Revenue
88.5%
Gross Profit: $275.75M
Revenue: $311.71M
Operating Margin (Revenue left after all operations)
HEX
Operating Income / Revenue
48.2%
Operating Income: $150.14M
Revenue: $311.71M
Net Margin (Revenue left as actual profit)
HEX
Net Income / Revenue
52.3%
Net Income: $163.06M
Revenue: $311.71M
ROE (Profit from shareholder equity)
HEX
Net Income / Total Equity
40.2%
Net Income: $163.06M
Total Equity: $405.31M
ROIC (Profit from all invested capital)
HEX
NOPAT / Invested Capital
62.7%
Operating Income: $150.14M
Tax Rate: -8.7%
Equity: $405.31M
Total Debt: $0.00
Cash: $144.84M
Zero debt — invested capital = equity minus cash (very efficient)
Current Ratio (Can it pay short-term bills)
HEX
Current Assets / Current Liabilities
2.11
Current Assets: $367.05M
Current Liabilities: $174.27M
Debt/Equity (Leverage — debt vs equity)
HEX
Total Debt / Total Equity
0.00
Short-Term Debt: $0.00
Long-Term Debt: $0.00
Total Debt: $0.00
Total Equity: $405.31M
Zero debt — this company carries no debt obligations. Strongest possible score.
Rev/Share (Top-line per share)
HEX
Revenue / Shares Outstanding
$3,881.42
Revenue: $311.71M
Shares: 80,308
Book Value/Share (Net assets per share)
HEX
(Total Assets - Total Liabilities) / Shares
$5,046.91
Total Equity: $405.31M
Shares: 80,308
FCF/Share (Real cash generated per share)
HEX
(Operating Cash Flow + CapEx) / Shares
$2,151.54
Operating CF: $175.05M
CapEx: -$2.26M
Shares: 80,308
CapEx is negative (outflow) — added to OCF to get FCF
Div Yield (Annual income from holding)
TD
Last Annual Dividend / Stock Price
Last Dividend: $0.00
Stock Price: $7.49
Payout Ratio (Earnings paid out as dividends)
HEX
Dividends Paid / Net Income
Dividends Paid: N/A
Net Income: $163.06M
Dividends paid not available in cash flow statement
Industry Benchmarks
Last run: Jul 30, 2026 9:38pm
Compares CRMD against LLM-researched typical ranges for its industry. One research call per industry, cached indefinitely — every stock in the same industry reuses the same baseline.
Income Statement (Annual)
Last updated: Jul 30, 2026 7:40pm (24d ago)
Metric 2021 2022 2023 2024 2025
Revenue $190,936 $65,408 $43.5M $311.7M
Cost of Revenue $148,938 $3,734 $3.2M $22.1M
Gross Profit $41,998 $61,674 $40.3M $275.7M
Operating Expenses $29.5M $30.7M $49.0M $62.6M $125.6M
Operating Income -$29.4M -$30.6M -$49.0M -$22.4M $150.1M
Net Income -$28.2M -$29.7M -$46.3M -$17.9M $163.1M
EBITDA -$29.4M -$30.5M -$48.9M -$22.2M $150.8M
EPS $-0.75 $-0.74 $-0.91 $-0.30 $2.25
EPS (Diluted) $-0.75 $-0.74 $-0.91 $-0.30 $2.04
Balance Sheet (Annual)
Last updated: Jul 30, 2026 7:17pm (24d ago)
Metric 2021 2022 2023 2024 2025
Cash & Equivalents $53.3M $43.1M $43.6M $40.7M $144.8M
Total Current Assets $66.5M $59.6M $79.5M $114.6M $367.1M
Total Assets $68.9M $62.0M $82.1M $118.8M $826.1M
Current Liabilities $5.3M $6.3M $11.4M $33.8M $174.3M
Long-Term Debt
Total Liabilities $6.1M $7.0M $11.9M $34.2M $420.8M
Total Equity $62.8M $55.1M $70.1M $84.7M $405.3M
Retained Earnings -$245.7M -$275.4M -$321.7M -$339.6M -$176.6M
Cash Flow (Annual)
Last updated: Jul 30, 2026 7:40pm (24d ago)
Metric 2021 2022 2023 2024 2025
Operating Cash Flow -$21.2M -$24.4M -$38.4M -$50.6M $175.0M
Capital Expenditure -$1.4M $-219,360 $-327,300 $-115,730 -$2.3M
Free Cash Flow -$22.6M -$24.6M -$38.7M -$50.7M $172.8M
Acquisitions (net) -$308.5M
Net Debt Issued / (Repaid)
Dividends Paid
Stock Buybacks
Net Change in Cash $11.5M -$10.2M $448,447 -$3.1M $105.1M
Growth Trends (YoY %)
Last updated: Jul 30, 2026 7:40pm (24d ago)
Metric 2022 2023 2024 2025
Revenue Growth -65.7% +617.0%
Gross Profit Growth +46.8% +584.6%
Operating Income Growth -4.0% -59.9% +54.3% +771.6%
Net Income Growth -5.3% -56.0% +61.3% +1,009.4%
EBITDA Growth -4.0% -60.1% +54.6% +779.3%
0Company Classification 1Industry Landscape 2Company Momentum 3Forward Projection 4aDCF Valuation 4bEarnings Power Value 4cAnchored PE 4dReverse DCF 4eRevenue-Based DCF 4fAnchored P/S 4gScenario Analysis 4hDividend Discount Model 4iBook Value Analysis 4jInsider Activity 4fCash Flow Quality 4gDebt Maturity Risk 4hMacro Environment 4iSector Intelligence 4jRevenue Confidence 4kSensitivity Analysis 4lSector Demand Cycle 5AI Investigation 5bThesis Evaluation 6Valuation Synthesis
computed not applicable not yet run 16 computed · 7 not applicable · 1 not yet run
Narrative Economics
The story the market is telling about this stock — the intangible X-factor (founder mythology, cult dynamics, TAM-of-imagination) that moves price beyond what cash flows alone explain. After Shiller, Narrative Economics.
No narrative profile yet for CRMD — it's generated by the pipeline (market-narrative step).
Claude Reading
Independent analyst synthesis · claude-opus-4-7 · generated 2026-07-30 19:39:18
Verdict Undervalued but not by 3000x — fair value $12-15 on run-rate economics haircut for reimbursement risk; starter position warranted, size up after Q2'26 confirms sustainability of TDAPA-era pricing.

The raw numbers tell a genuinely striking story that most of the models are underweighting. DefenCath went from essentially zero to $311.7M in FY2025 revenue with 88.5% gross margins and $175M in operating cash flow on a $590M market cap. Q1 2026 alone printed $127.4M in revenue at 30.3% net margin — annualizing that gives ~$510M, meaning the ramp is still accelerating, not plateauing. At $7.49, you're paying 3.7x trailing earnings and roughly 1.2x forward revenue for a company that generated $172.8M in FCF last year against a $590M cap — a ~29% trailing FCF yield. That is not a normal valuation for a profitable specialty pharma with monopoly-like gross margins, and the burden of proof shifts to explaining why it's cheap, not why it's a buy.

The synthesis composite fair value of "$64,195" is obviously broken — some DCF blew up on a division-by-tiny-number and the "signal-adjusted $20,480" is nonsense too. Ignore both. The narrative layer's implicit ~$20 anchor (63% of value contingent on future execution) is more defensible but still hand-wavy. A more grounded frame: if you haircut Q1'26 run-rate to $450M annual revenue and apply a 25% sustainable net margin (below current, accounting for Melinta integration drag), that's $112M in earnings. At even 8-10x — a deep discount for 88% gross margin healthcare — you get $900M-$1.1B market cap, or $11-14/share. That's a 50-85% upside range without heroic assumptions. The market forces model calling this "neutral" and the sector signal flagging "below sector benchmarks" both feel like they're anchoring on stale pre-2024 data when CRMD was a chronic burner.

The contrarian case, which the models gesture at but don't stress-test hard enough, is real and specific: DefenCath is a single product with concentrated customer risk (US Renal Care, DaVita, Fresenius essentially are the market), and dialysis reimbursement via TDAPA is time-limited — the transitional add-on payment window closes and pricing renegotiation is a genuine cliff. The Q3 2025 net income of $108.6M looks like it may contain a one-time tax benefit or milestone (given Q2 was $19.8M and Q4 was $14.0M) — the quarterly NI series is lumpy in a way that suggests non-operating items are inflating the annual $163M figure. The insider activity is *all* awards, zero open-market buying — management is being granted stock, not paying for it, which is neutral-to-slightly-negative signal. And Melinta integration is a legitimate wildcard the bull case glosses over. The "weak cash flow quality" flag deserves attention: $175M OCF vs $163M NI is fine on the surface, but with revenue accelerating this fast, working capital swings and channel-stuffing risk warrant scrutiny of receivables.

I partially agree with the synthesis "undervalued" verdict but reject its magnitude entirely. The composite numbers are garbage; the directional call is right. My read: fair value is $12-15 based on a reasonable haircut to run-rate economics with a mid-single-digit multiple for reimbursement risk. That's 60-100% upside, not 273,000%. The bear case is not a permanent zero — it's a $4-5 stock if TDAPA rolls off badly and Melinta disappoints, which caps downside at ~40%. Risk/reward is asymmetric in favor of longs at $7.49. This is a starter-position situation, not a table-pound, because (a) I can't verify the Q3'25 NI spike isn't a one-timer from this data, (b) reimbursement cliff timing matters enormously and isn't disclosed here, and (c) the "priced for perfection" thesis label is exactly backward — it's priced for skepticism, which is why it's interesting. I dissent from the models that call this fragile or fairly valued and from the synthesis's absurd fair value math, but agree with its directional undervalued call.

GPT Reading
Independent reading · gpt-5.4 · generated 2026-07-30 21:46:52
Verdict Undervalued at $7.49, but only on a normalized view of post-launch earnings; fair value looks closer to $10-$12 if 2026 revenue and cash conversion hold.

What stands out first is that the stock looks statistically absurdly cheap, but the raw operating history says you should not take the screening multiples at face value. CorMedix went from effectively no business to $43.5M of revenue in 2024 and then to $311.7M in 2025, with gross profit of $275.7M, operating income of $150.1M, net income of $163.1M, and $172.8M of free cash flow. Against a $0.59B market cap and $144.8M of cash with no debt, that is optically a bargain. Even backing out the cash, the enterprise value is only roughly $445M, or about 1.4x 2025 revenue and under 3x EBITDA. The latest quarter also did not collapse: Q1 2026 revenue was $127.4M versus $39.1M in Q1 2025, up about 226%, and net income was still a healthy $38.6M. So the market is not pricing this as if the 2025 step-up is fully durable; it is pricing in a meaningful fade.

The reason I think the market is skeptical is also visible in the numbers. The business model appears almost too profitable for an early commercial biotech: 88.5% gross margin, 48.2% operating margin, 52.3% net margin in 2025. Q1 2025 net margin was an even more extreme 52.8%, then Q1 2026 dropped to 30.3% despite revenue more than tripling. That combination usually means mix shifted, launch economics changed, or some 2025 profitability benefited from accounting or one-time factors. The annual and quarterly net income path also has a strange shape: 2025 net income of $163.1M included one quarter with $108.6M of earnings, far larger than the surrounding periods. When I see a company that lost $17.9M in 2024 and then earned $163.1M the next year, I do not anchor to the 3.7x P/E; I ask how much of the jump is recurring product demand versus milestone, stocking, channel fill, acquisition accounting, or some other non-steady-state item. The latest quarter’s revenue acceleration is encouraging, but the margin compression is the clue that normalized earnings power may be well below trailing earnings.

My read is still modestly bullish because even with heavy skepticism, the valuation already discounts a lot of disappointment. If 2025 was a peak-ish year and normalized revenue ends up more like $350M-$450M with net margins settling in the 15%-25% range instead of 50%+, this is still not expensive at a $590M equity value. A 20% net margin on $400M would be $80M of earnings; put 10x-12x on that and you get $800M-$960M equity value before giving much credit for the $144.8M cash pile. That is roughly $10-$12 per share territory versus $7.49 today. The balance sheet matters here: zero debt and over $140M of cash sharply reduce financing risk, which is often the killer in commercial-stage biotech turnarounds. So while I do not buy the “screaming deep value” interpretation implied by the raw P/E, I do think the stock is priced below a conservative commercialization outcome.

The best case against that view is that 2025 may simply not be a clean baseline at all. If the huge revenue ramp included substantial nonrecurring economics, then the 1.4x EV/revenue multiple is less attractive than it looks because the “R” itself may be inflated. The weak cash flow quality warning and high accrual concerns matter more here than they would for a mature medtech name. A smart bear would also point to the strategic ambiguity: this was a years-long cash-burning story with negligible revenue until very recently, and the market narrative around adoption, reimbursement, and portfolio diversification exists precisely because standalone proof of durable demand is still thin. Q1 2026’s 30.3% net margin, down from 52.8% a year earlier, could be the first sign that scaling this business is less lucrative than headline annual numbers suggest. If normalized earnings are closer to $30M-$40M than $80M+, then $7.49 is not cheap at all; it is fair for a single-product, execution-sensitive biotech with a credibility gap.

What would change my mind is straightforward. Two more quarters of real revenue, not just earnings, matter most. If CorMedix can sustain quarterly revenue above $90M-$100M while holding net margin above 20% and convert that into operating cash flow, I would move materially more bullish because that would validate that 2025 was not mostly noise. On the other hand, if 2026 revenue stalls well below the Q1 run rate, or if margins slide into low teens while cash generation weakens despite the accounting profits, I would conclude the trailing valuation metrics are a trap and fair value is below the current price.

Grok Reading
Independent reading · grok-4.5 · generated 2026-07-30 21:47:30
Verdict Undervalued at $7.49 — market prices 2025/1Q26 cash generation as largely non-recurring; even 50% earnings haircut still supports mid-teens upside toward $12–15

The raw numbers describe one of the sharpest commercial inflections in small-cap biotech: CorMedix went from $43.5M revenue and a $17.9M loss in 2024 to $311.7M revenue, $150.1M operating income, and $163.1M net income in 2025, converting almost all of that into $172.8M of free cash flow on negligible capex. Gross margin held at 88.5 percent and operating margin reached 48 percent—pharma-like economics once the product cleared the hospital gate. Q1 2026 did not fade; it printed $127.4M revenue and $38.6M net income, more than triple the year-earlier $39.1M quarter. The balance sheet is clean—$144.8M cash, zero debt, $405.3M equity—and trailing EV/EBITDA of 2.9x and a 3.7x P/E at a $7.49 share price imply the market is treating nearly all of 2025’s earnings power as non-recurring. That is the central tension: either DefenCath plus the Melinta anti-infective portfolio has produced a durable, high-margin cash engine that is being given away, or the income statement is still contaminated by milestones and purchase-accounting artifacts that will reverse.

I read the cash flow statement as more credible than the skepticism layered on top of it. Operating cash flow of $175M against $163M of net income is not the signature of pure accrual fiction; the company is collecting. Even if one haircuts 2025 earnings by half to scrub out the $108.6M Q3 spike and any Melinta-related gains, the residual still supports a mid-teens multiple that would put the equity well above $12. Q1 2026’s $127M top line already annualizes above $500M; if even 60 percent of that run-rate is recurring product, the current $0.59B enterprise is pricing in outright failure of commercial adoption. ROIC above 60 percent and a current ratio of 2.1 further reduce the binary risk that historically crushed pre-revenue biotech names. The fallen-angel narrative and “show-me” label are real, but they are being applied to a company that has already shown two consecutive periods of nine-figure revenue and triple-digit millions of FCF.

The strongest counter-argument is straightforward and quantitative. Several 2025 quarters report blank revenue alongside large positive net income, the accrual ratio is flagged at 1.57x, and secondary signals explicitly call cash-flow quality weak—classic markers that a material slice of the $311.7M was milestone, inventory step-up, or acquisition-related rather than sustainable DefenCath vial sales. Margin compression from 52.8 percent net in Q1 2025 to 30.3 percent in Q1 2026 is consistent with a mix shift away from high-margin one-time items toward lower-margin or higher-cost commercial product. Dialysis-center adoption has historically been glacial, reimbursement remains a negotiation, and the Melinta deal could just as easily be an integration tax as a de-risking catalyst. At 3.7x trailing earnings the market is not asleep; it is assigning a high probability that 2026–27 earnings collapse toward the old cash-burn baseline. Insider activity is pure award dilution, offering no open-market endorsement. If the true recurring revenue run-rate is closer to the $40–80M range than the $300M+ print, then $7.49 is fair-to-expensive, not cheap.

Two clean data points would reverse the view: either Q2 and Q3 2026 revenue each clearing $100M with free-cash-flow conversion above 40 percent (confirming durability), or a transparent revenue bridge showing that less than 25 percent of 2025’s $311.7M was non-recurring. Conversely, two sequential quarters below $60M revenue or a guidance cut that implies sub-$200M full-year 2026 sales would validate the market’s skepticism and push the stock toward cash value.

Big-3 Panel — where each AI stands
Each AI above independently stated a direction (undervalued, fairly valued, or overvalued) and how strongly it believes it (conviction, 0–5). We combine those into a Bull-Bear Index on a 0–10 scale: 5 is neutral, 10 is maximum bullish (undervalued at full conviction), 0 is maximum bearish. We compute the score ourselves with the same arithmetic for every seat — the models never grade their own bullishness — so the three are directly comparable. Δ shows how far each seat sits from the panel average of 8.0; a large Δ marks the dissenting voice, usually the one worth reading.
Claude claude-opus-4-7 8.0
undervalued · conviction 3/5 · Δ +0.0 vs panel · self: 7.0
GPT gpt-5.4 8.0
undervalued · conviction 3/5 · Δ +0.0 vs panel · self: 7.0
Grok grok-4.5 8.0
undervalued · conviction 3/5 · Δ +0.0 vs panel · self: 7.0
Advanced Analysis Forensic deep-dive · separate lenses
A separate, manually-run forensic pipeline (dilution, earnings quality, liquidity → two scored lenses → the play). Hasn't been run for this ticker yet.
Price Prediction
Unavailable View weakness chain →

Prediction unavailable. valuation-synthesis has no result for CRMD — the prediction needs its fair-value anchors.

Community AI Feedback
No community reviews yet for CRMD. Be the first — hit How to Contribute, have any AI review this page, and paste its take back here.
My Notes personal — only you see this
v1.1.562 · 9b2927c4 · 2026-08-22 16:52:06