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What this page is: Delvantic's full research page for Fidelity National Information Services, Inc. (FIS) — AI-driven forensic equity research: mechanical valuation models (DCF, EPV, anchored-PE, scenario) plus three independent AI lenses (Quality / Value / Sentiment). Everything below is rendered server-side; you are not missing content that requires JavaScript. All scores are predictions and research opinions, not financial advice.
Page map (sections in order; each card carries a stable
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profile-header/price-overview— company profile, live quote, market capextended-analysis— the core: three AI lens reads with findings, scores, and the analyst memofuture-predictions— our forward price-band predictionsmarket-narrative/ai-findings/gpt-critique— narrative context, cross-model findings, and an adversarial critique of our own analysis (near the end of the document)- Members-only sections (render as login gates for anonymous readers):
price-history,income-trend,key-metrics,financials(statement tables),insider-trading. The analysis above is public; the raw data tables require a free account.
More for machine readers: site briefing at
/llms.txt ·
any ticker resolves at delvantic.com/stock/TICKER ·
raw inputs are public-company filings and market data (via licensed data feeds);
every model, score, lens read, and prediction on this page is Delvantic's own analysis.
Fidelity National Information Services, Inc.
FIS NYSE
Technology · Information Technology Services
Jacksonville, FL 32202, United States
fisglobal.com
Price
$41.07
Market Cap
$21.4B
Employees
44,000
Beta
0.81
Avg Volume
6,031,207
Last Dividend
$1.68
CEO
Ms. Stephanie L. Ferris
Fidelity National Information Services, Inc. is a financial technology company that provides software, transaction processing, and related services to banks, capital markets firms, merchants, and corporations. Its offerings support core banking operations, card issuer and payment processing, digital banking, fraud and risk management, lending, wealth and retirement services, and treasury and trading workflows. The company serves financial institutions and businesses that rely on secure, scalable systems to move money, manage accounts, and process high volumes of transactions. Fidelity National Information Services also supplies outsourced technology and information products that help clients improve operational efficiency, compliance, and customer service across modern financial channels. Headquartered in Jacksonville, Florida, Fidelity National Information Services plays a significant role in the financial infrastructure market by enabling everyday banking, payments, and capital markets activity worldwide.
Runs with full report
Revenue & Net Income Trend
The directional story — useful even when net income is negative.
Revenue
The top line — total sales before any costs or taxes are subtracted. A measure of how much business the company is doing.
Net Income
The bottom line — profit left after subtracting all expenses, interest, and taxes from revenue. Reflects accounting profitability, but includes non-cash items like depreciation, so it isn't the same as cash earned.
Operating Cash Flow
The real cash generated by the day-to-day business — selling products, paying suppliers, collecting from customers. Calculated from net income by adding back non-cash items and adjusting for timing (unpaid bills, unsold inventory). When OCF consistently lags net income, the reported profit may not be converting to real money.
| Period | Revenue | Net Income | Net Margin | YoY/QoQ |
|---|
Key Metrics
TD Twelve Data statement
HEX SEC filing
P/E · trailing (TTM) (Price per dollar of earnings over the past year — not a run-rate or forward P/E)
HEXStock Price / EPS (Diluted)
56.26
Stock Price: $41.07
EPS (Diluted): 0.73
EPS (Diluted): 0.73
P/B Ratio (Price vs net asset value)
HEXStock Price / Book Value Per Share
1.55
Stock Price: $41.07
Total Equity: $13.90B
Shares: 525,000,000
Total Equity: $13.90B
Shares: 525,000,000
EV/EBITDA (Total value vs operating profit)
HEXEnterprise Value / EBITDA
9.34
Market Cap: $21.37B
Total Debt: $13.08B
Cash: $599.00M
EBITDA: $3.62B
Total Debt: $13.08B
Cash: $599.00M
EBITDA: $3.62B
Enterprise Value (Takeover price (cap + debt - cash))
HEXMarket Cap + Total Debt - Cash
$33.9B
Market Cap: $21.37B
Total Debt: $13.08B
Cash: $599.00M
Total Debt: $13.08B
Cash: $599.00M
Gross Margin (Revenue left after direct costs)
HEXGross Profit / Revenue
36.9%
Gross Profit: $3.94B
Revenue: $10.68B
Revenue: $10.68B
Operating Margin (Revenue left after all operations)
HEXOperating Income / Revenue
16.3%
Operating Income: $1.74B
Revenue: $10.68B
Revenue: $10.68B
Net Margin (Revenue left as actual profit)
HEXNet Income / Revenue
3.6%
Net Income: $382.00M
Revenue: $10.68B
Revenue: $10.68B
ROE (Profit from shareholder equity)
HEXNet Income / Total Equity
2.7%
Net Income: $382.00M
Total Equity: $13.90B
Total Equity: $13.90B
ROIC (Profit from all invested capital)
HEXNOPAT / Invested Capital
5.1%
Operating Income: $1.74B
Tax Rate: 22.5%
Equity: $13.90B
Total Debt: $13.08B
Cash: $599.00M
Tax Rate: 22.5%
Equity: $13.90B
Total Debt: $13.08B
Cash: $599.00M
Current Ratio (Can it pay short-term bills)
HEXCurrent Assets / Current Liabilities
0.59
Current Assets: $4.49B
Current Liabilities: $7.62B
Current Liabilities: $7.62B
Debt/Equity (Leverage — debt vs equity)
HEXTotal Debt / Total Equity
0.94
Short-Term Debt: $4.01B
Long-Term Debt: $9.07B
Total Debt: $13.08B
Total Equity: $13.90B
Long-Term Debt: $9.07B
Total Debt: $13.08B
Total Equity: $13.90B
Rev/Share (Top-line per share)
HEXRevenue / Shares Outstanding
$20.34
Revenue: $10.68B
Shares: 525,000,000
Shares: 525,000,000
Book Value/Share (Net assets per share)
HEX(Total Assets - Total Liabilities) / Shares
$26.48
Total Equity: $13.90B
Shares: 525,000,000
Shares: 525,000,000
FCF/Share (Real cash generated per share)
HEX(Operating Cash Flow + CapEx) / Shares
$4.67
Operating CF: $2.61B
CapEx: -$154.00M
Shares: 525,000,000
CapEx: -$154.00M
Shares: 525,000,000
CapEx is negative (outflow) — added to OCF to get FCF
Div Yield (Annual income from holding)
TDLast Annual Dividend / Stock Price
4.1%
Last Dividend: $1.68
Stock Price: $41.07
Stock Price: $41.07
Payout Ratio (Earnings paid out as dividends)
HEXDividends Paid / Net Income
—
Dividends Paid: N/A
Net Income: $382.00M
Net Income: $382.00M
Dividends paid not available in cash flow statement
Industry Benchmarks
Compares FIS against LLM-researched typical ranges for its
industry. One research call per industry, cached indefinitely — every stock in the same industry
reuses the same baseline.
Income Statement (Annual)
Last updated: Sep 1, 2026 2:36am (36d ago)| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | $13.9B | $14.5B | $9.8B | $10.1B | $10.7B |
| Cost of Revenue | $8.7B | $8.8B | $6.1B | $6.3B | $6.7B |
| Gross Profit | $5.2B | $5.7B | $3.7B | $3.8B | $3.9B |
| Operating Expenses | $4.1B | $21.8B | $2.2B | $2.1B | $2.2B |
| Operating Income | $1.1B | -$16.1B | $1.5B | $1.7B | $1.7B |
| Net Income | $417.0M | -$16.7B | -$6.7B | $1.5B | $382.0M |
| EBITDA | $5.1B | -$12.3B | $4.1B | $3.4B | $3.6B |
| EPS | $0.68 | $-27.68 | $-11.26 | $2.62 | $0.73 |
| EPS (Diluted) | $0.67 | $-27.68 | $-11.26 | $2.61 | $0.73 |
Balance Sheet (Annual)
Last updated: Sep 1, 2026 2:32am (36d ago)| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Cash & Equivalents | $2.0B | $2.2B | $440.0M | $834.0M | $599.0M |
| Total Current Assets | $10.7B | $12.8B | $13.8B | $5.2B | $4.5B |
| Total Assets | $82.9B | $63.3B | $55.1B | $33.8B | $33.5B |
| Current Liabilities | $14.5B | $16.2B | $18.3B | $6.1B | $7.6B |
| Long-Term Debt | $14.8B | $14.2B | $13.0B | $9.7B | $9.1B |
| Total Liabilities | $35.4B | $35.9B | $36.0B | $18.1B | $19.6B |
| Total Equity | $47.5B | $27.4B | $19.1B | $15.7B | $13.9B |
| Retained Earnings | $2.9B | -$15.0B | -$22.9B | -$22.3B | -$22.7B |
Cash Flow (Annual)
Last updated: Sep 1, 2026 2:41am (36d ago)| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | — | $1.6B | $2.1B | $2.2B | $2.6B |
| Capital Expenditure | -$320.0M | -$268.0M | -$142.0M | -$97.0M | -$154.0M |
| Free Cash Flow | — | $1.4B | $1.9B | $2.1B | $2.5B |
| Acquisitions (net) | -$767.0M | $0 | -$202.0M | -$514.0M | -$573.0M |
| Net Debt Issued / (Repaid) | $633.0M | $925.0M | -$1.4B | -$7.7B | $1.1B |
| Dividends Paid | -$961.0M | -$1.1B | -$1.2B | -$800.0M | — |
| Stock Buybacks | -$2.1B | -$1.9B | -$522.0M | -$4.0B | -$1.4B |
| Net Change in Cash | $253.0M | $530.0M | -$399.0M | -$2.5B | -$1.3B |
Growth Trends (YoY %)
Last updated: Sep 1, 2026 2:36am (36d ago)| Metric | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Revenue Growth | +4.7% | -32.4% | +3.1% | +5.4% |
| Gross Profit Growth | +9.9% | -35.6% | +3.5% | +3.5% |
| Operating Income Growth | -1,627.9% | +109.1% | +16.5% | +1.9% |
| Net Income Growth | -4,109.6% | +60.2% | +121.8% | -73.7% |
| EBITDA Growth | -342.1% | +133.7% | -16.8% | +5.2% |
Deep Analysis
0Company Classification
1Industry Landscape
2Company Momentum
3Forward Projection
4aDCF Valuation
4bEarnings Power Value
4cAnchored PE
4dReverse DCF
4eRevenue-Based DCF
4fAnchored P/S
4gScenario Analysis
4hDividend Discount Model
4iBook Value Analysis
4jInsider Activity
4fCash Flow Quality
4gDebt Maturity Risk
4hMacro Environment
4iSector Intelligence
4jRevenue Confidence
4kSensitivity Analysis
4lSector Demand Cycle
5AI Investigation
5bThesis Evaluation
6Valuation Synthesis
computed
not applicable
not yet run 0 computed · 7 not applicable · 17 not yet run
Risk : Reward — upside vs downside from this company's own quarters
Not computed yet
Why there is no ratio: Risk:reward has not been computed for this name yet — its report predates the mechanical valuation chain. It is added, at $0, the next time a report or the nightly touches this ticker.
Narrative Economics
The story the market is telling about this stock — the intangible X-factor
(founder mythology, cult dynamics, TAM-of-imagination) that moves price beyond
what cash flows alone explain. After Shiller, Narrative Economics.
No narrative profile yet for FIS — it's generated by the pipeline (
market-narrative step).
Claude Reading
No AI findings yet for FIS — they're generated by the
pipeline (
ai-findings step) when a report is run on this ticker.
GPT Reading
Skipped in the Qwen lane lane by design —
the GPT seat runs only in the full report.
Grok Reading
Skipped in the Qwen lane lane by design —
the Grok seat runs only in the full report.
Advanced Analysis Forensic deep-dive · separate lenses
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v1.1.760 · f4b58a28 · 2026-10-07 20:07:48