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AGING Analysis Report
Aug 11, 2026
12 days ago · 100% complete
NOT DEPENDABLE This report predates a filing — its financial basis has been replaced.
Report generated: Aug 11, 2026 · Filing on record since: Aug 22, 2026 · 11 days after
For AI assistants & researchers — machine-readable summary of this page

What this page is: Delvantic's full research page for O'Reilly Automotive Inc. (ORLY) — AI-driven forensic equity research: mechanical valuation models (DCF, EPV, anchored-PE, scenario) plus three independent AI lenses (Quality / Value / Sentiment). Everything below is rendered server-side; you are not missing content that requires JavaScript. All scores are predictions and research opinions, not financial advice.

Our current read (analysis of 2026-08-23): Designation Watch · Gem Score +4 (−100…+100 Quality+Value blend) · Quality 58 · Value -40 · Sentiment -9 (timing only, not weighted)

Page map (sections in order; each card carries a stable reference-name attribute you can cite):

  • profile-header / price-overview — company profile, live quote, market cap
  • extended-analysisthe core: three AI lens reads with findings, scores, and the analyst memo
  • future-predictions — our forward price-band predictions
  • market-narrative / ai-findings / gpt-critique — narrative context, cross-model findings, and an adversarial critique of our own analysis (near the end of the document)
  • Members-only sections (render as login gates for anonymous readers): price-history, income-trend, key-metrics, financials (statement tables), insider-trading. The analysis above is public; the raw data tables require a free account.

More for machine readers: site briefing at /llms.txt · any ticker resolves at delvantic.com/stock/TICKER · raw inputs are public-company filings and market data (via licensed data feeds); every model, score, lens read, and prediction on this page is Delvantic's own analysis.

O'Reilly Automotive Inc.

ORLY NASDAQ
Consumer Cyclical · Auto Parts
Springfield, MO 65802-2298, United States oreillyauto.com Updated Aug 11, 11:33am
Price
$93.26
Market Cap
$75.3B
Employees
95,822
Beta
0.52
Avg Volume
7,988,543

O'Reilly Automotive Inc. is a leading specialty retailer and distributor of automotive aftermarket parts, tools, supplies, equipment, and accessories. Operating under the O'Reilly Auto Parts brand, the company serves both professional service providers and do‑it‑yourself customers through an extensive network of retail locations and robust online channels. Its stores and distribution centers focus on replacement parts, maintenance items, performance products, and repair tools for a wide range of domestic and imported vehicles, including cars, trucks, and SUVs. O'Reilly Automotive Inc. also offers value-added services such as parts lookup, repair advice, and in-store support to assist customers with vehicle maintenance and repair decisions. Headquartered in Springfield, Missouri, and founded in the United States, the company plays a significant role in the North American automotive aftermarket ecosystem by ensuring timely availability of critical parts and related products to both commercial repair shops and individual vehicle owners.

Runs with full report Generated: Aug 11, 2026 11:43am
Price Overview
Price at report time
$93.61
as of Aug 11, 11:57am (12d ago)
Change · Aug 11
+1.38 (+1.50%)
Day Range
$91.78 – $93.83
52-Week Range
$82.59 – $108.72
50-Day MA
$88.65
200-Day MA
$92.80
Volume
55,195.00
Right now · live
Log in to get the live feed
Members see the real-time price and the move since this report (over 12d).
Share Structure
Outstanding 816,165,813.00
Float 787,256,374.00
Free Float 96.5%
High free float — 96.5% of shares trade freely, ~3.5% held by insiders/institutions
Very liquid — most shares trade freely. Low insider ownership can mean less management alignment, but makes large position sizing straightforward.
Price History (1 Year)
Last updated: Aug 11, 2026 11:57am (12d ago)
Revenue & Net Income Trend
The directional story — useful even when net income is negative.
Last updated: Aug 11, 2026 11:57am (12d ago)
Revenue
The top line — total sales before any costs or taxes are subtracted. A measure of how much business the company is doing.
Net Income
The bottom line — profit left after subtracting all expenses, interest, and taxes from revenue. Reflects accounting profitability, but includes non-cash items like depreciation, so it isn't the same as cash earned.
Operating Cash Flow
The real cash generated by the day-to-day business — selling products, paying suppliers, collecting from customers. Calculated from net income by adding back non-cash items and adjusting for timing (unpaid bills, unsold inventory). When OCF consistently lags net income, the reported profit may not be converting to real money.
Period Revenue Net Income Net Margin YoY/QoQ
Key Metrics
TD Twelve Data statement HEX SEC filing
Industry comparison last run: Aug 11, 2026 11:40am
P/E Ratio (Price per dollar of earnings)
HEX
Stock Price / EPS (Diluted)
31.40
Stock Price: $93.26
EPS (Diluted): 2.97
P/B Ratio (Price vs net asset value)
HEX
Stock Price / Book Value Per Share
Stock Price: $93.26
Total Equity: -$763.35M
Shares: 855,919,000
EV/EBITDA (Total value vs operating profit)
HEX
Enterprise Value / EBITDA
21.46
Market Cap: $75.27B
Total Debt: $6.02B
Cash: $193.79M
EBITDA: $3.97B
Enterprise Value (Takeover price (cap + debt - cash))
HEX
Market Cap + Total Debt - Cash
$85.2B
Market Cap: $75.27B
Total Debt: $6.02B
Cash: $193.79M
Gross Margin (Revenue left after direct costs)
HEX
Gross Profit / Revenue
51.6%
Gross Profit: $9.17B
Revenue: $17.78B
Operating Margin (Revenue left after all operations)
HEX
Operating Income / Revenue
19.5%
Operating Income: $3.46B
Revenue: $17.78B
Net Margin (Revenue left as actual profit)
HEX
Net Income / Revenue
14.3%
Net Income: $2.54B
Revenue: $17.78B
ROE (Profit from shareholder equity)
HEX
Net Income / Total Equity
Net Income: $2.54B
Total Equity: -$763.35M
ROIC (Profit from all invested capital)
HEX
NOPAT / Invested Capital
Operating Income: $3.46B
Tax Rate: 21.7%
Equity: -$763.35M
Total Debt: $6.02B
Cash: $193.79M
Current Ratio (Can it pay short-term bills)
HEX
Current Assets / Current Liabilities
0.77
Current Assets: $6.74B
Current Liabilities: $8.78B
Debt/Equity (Leverage — debt vs equity)
HEX
Total Debt / Total Equity
Short-Term Debt: $0.00
Long-Term Debt: $6.02B
Total Debt: $6.02B
Total Equity: -$763.35M
Rev/Share (Top-line per share)
HEX
Revenue / Shares Outstanding
$20.78
Revenue: $17.78B
Shares: 855,919,000
Book Value/Share (Net assets per share)
HEX
(Total Assets - Total Liabilities) / Shares
Total Equity: -$763.35M
Shares: 855,919,000
FCF/Share (Real cash generated per share)
HEX
(Operating Cash Flow + CapEx) / Shares
$1.86
Operating CF: $2.76B
CapEx: -$1.17B
Shares: 855,919,000
CapEx is negative (outflow) — added to OCF to get FCF
Div Yield (Annual income from holding)
TD
Last Annual Dividend / Stock Price
Last Dividend: $0.00
Stock Price: $93.26
Payout Ratio (Earnings paid out as dividends)
HEX
Dividends Paid / Net Income
Dividends Paid: N/A
Net Income: $2.54B
Dividends paid not available in cash flow statement
Industry Benchmarks
Last run: Aug 11, 2026 11:40am
Compares ORLY against LLM-researched typical ranges for its industry. One research call per industry, cached indefinitely — every stock in the same industry reuses the same baseline.
Income Statement (Annual)
Last updated: Aug 11, 2026 11:57am (12d ago)
Metric 2021 2022 2023 2024 2025
Revenue $13.3B $14.4B $15.8B $16.7B $17.8B
Cost of Revenue $6.3B $7.0B $7.7B $8.2B $8.6B
Gross Profit $7.0B $7.4B $8.1B $8.6B $9.2B
Operating Expenses $4.1B $4.4B $4.9B $5.3B $5.7B
Operating Income $2.9B $3.0B $3.2B $3.3B $3.5B
Net Income $2.2B $2.2B $2.3B $2.4B $2.5B
EBITDA $3.2B $3.3B $3.6B $3.7B $4.0B
EPS $31.39 $33.75 $38.80 $40.91 $2.98
EPS (Diluted) $31.10 $33.44 $38.47 $40.66 $2.97
Balance Sheet (Annual)
Last updated: Aug 11, 2026 11:34am (12d ago)
Metric 2021 2022 2023 2024 2025
Cash & Equivalents $362.1M $108.6M $279.1M $130.2M $193.8M
Total Current Assets $4.5B $5.0B $5.6B $5.8B $6.7B
Total Assets $11.7B $12.6B $13.9B $14.9B $16.5B
Current Liabilities $5.9B $7.1B $7.7B $8.3B $8.8B
Long-Term Debt $3.8B $4.4B $5.6B $5.5B $6.0B
Total Liabilities $11.8B $13.7B $15.6B $16.3B $17.3B
Total Equity -$66.4M -$1.1B -$1.7B -$1.4B -$763.4M
Retained Earnings -$1.4B -$2.4B -$3.1B -$2.8B -$2.3B
Cash Flow (Annual)
Last updated: Aug 11, 2026 11:57am (12d ago)
Metric 2021 2022 2023 2024 2025
Operating Cash Flow $3.2B $3.1B $3.0B $3.0B $2.8B
Capital Expenditure -$442.9M -$563.3M -$1.0B -$1.0B -$1.2B
Free Cash Flow $2.8B $2.6B $2.0B $2.0B $1.6B
Acquisitions (net)
Net Debt Issued / (Repaid) $0 $847.3M $749.7M $498.9M $0
Dividends Paid
Stock Buybacks -$2.5B -$3.3B -$3.2B -$2.1B -$2.1B
Net Change in Cash -$103.5M -$253.5M $170.5M -$148.9M $63.5M
Growth Trends (YoY %)
Last updated: Aug 11, 2026 11:57am (12d ago)
Metric 2022 2023 2024 2025
Revenue Growth +8.1% +9.7% +5.7% +6.4%
Gross Profit Growth +5.2% +9.8% +5.5% +7.2%
Operating Income Growth +1.3% +7.8% +2.0% +6.4%
Net Income Growth +0.4% +8.0% +1.7% +6.3%
EBITDA Growth +2.1% +8.5% +3.3% +7.0%
0Company Classification 1Industry Landscape 2Company Momentum 3Forward Projection 4aDCF Valuation 4bEarnings Power Value 4cAnchored PE 4dReverse DCF 4eRevenue-Based DCF 4fAnchored P/S 4gScenario Analysis 4hDividend Discount Model 4iBook Value Analysis 4jInsider Activity 4fCash Flow Quality 4gDebt Maturity Risk 4hMacro Environment 4iSector Intelligence 4jRevenue Confidence 4kSensitivity Analysis 4lSector Demand Cycle 5AI Investigation 5bThesis Evaluation 6Valuation Synthesis
computed not applicable not yet run 12 computed · 6 not applicable · 6 not yet run
Narrative Economics
The story the market is telling about this stock — the intangible X-factor (founder mythology, cult dynamics, TAM-of-imagination) that moves price beyond what cash flows alone explain. After Shiller, Narrative Economics.
No narrative profile yet for ORLY — it's generated by the pipeline (market-narrative step).
AI Lens 4th lens · how AI reaches this business · 5-yr
2026-08-11
The creme is there an opportunity here? Conditional opportunity
AI is not what decides O'Reilly — exposure 37, position 60 — and the underappreciated angle is that cheap diagnostics may push repair work back into its highest-margin DIY channel.
The scarce asset here is positioned physical inventory (scarcity_migration 72, entrant_compression 64), and cheap intelligence makes it relatively rarer, not cheaper to replicate. The conditional part is intermediation at 46: if agentic shopping starts arbitrating parts purchases on landed price rather than availability-within-the-hour, the advice-and-convenience premium embedded in a 51.6% gross margin erodes quietly. Watch the DIY-versus-DIFM comp spread and gross margin per transaction — that pair will show whether AI is feeding the mix or commoditizing it, well before the bear narrative about EVs and capex is resolved.
60
AI Position
Mildly favorable - physical moat, AI mostly peripheral
Cheap intelligence cannot deliver a water pump in 25 minutes, so AI touches O'Reilly's edges — advice, assortment, agentic price shopping — while the scarce asset stays 6,000+ stores of localized inventory.
Exposure 37 Confidence 68 50 = neutral
Primary Tailwind

AI-assisted diagnosis and repair guidance lowers the competence barrier that has been pushing consumers out of DIY and into shops; DIY is O'Reilly's higher-gross-margin channel, so a partial reversal of DIY share erosion flows straight to mix.

Primary Pressure

Agentic and AI-mediated shopping strips the advisory and search friction that lets a local store charge more than a marketplace, converting a relationship-and-expertise sale into a price-and-availability API query.

Critical Hinge

Whether AI intermediaries route on availability-within-the-hour (O'Reilly wins) or on landed price (marketplaces win); observable in DIY comparable-store ticket and gross margin per transaction versus online-fulfilled share.

Hard to Reproduce

The dual-market hub-and-spoke network — thousands of stores, distribution and hub centers holding deep slow-moving SKU coverage, plus delivery fleets and installer credit relationships that make 30-minute fill rates possible.

Forensic fingerprint same 11 factors for every stock · 0 unfavorable · 50 neutral · 100 favorable
Underlying Need Persistence do people still need this at all? 88
Vehicles will still break and need parts regardless of intelligence costs.
The need is mechanical wear on a ~290M-vehicle US fleet with rising average age; AI does not reduce brake pad consumption. Powertrain mix (EV) changes parts content, but that is not an AI mechanism.
US average vehicle age trend · miles driven per vehicle · EV share of repair-age fleet
relevance 80 · confidence 86
Solution Persistence will they still solve it this way? 68
Buying the part locally, today, from a stocked store remains the dominant solution.
Repair urgency and bay-time economics make same-hour availability the binding constraint; AI improves search and advice but cannot compress shipping physics for a professional installer with a car on the lift.
online-fulfilled share of DIY sales · same-day delivery competition from marketplaces · DIFM share of total revenue
relevance 78 · confidence 70
Intelligence Commoditization does cheap AI power them or copy them? 54
Cheap AI erodes the counter-person expertise premium while also arming O'Reilly's own systems.
Fitment knowledge and troubleshooting — a real reason customers choose O'Reilly over a box on a shelf — become widely available; the offset is that the same tools upgrade every store employee to expert level cheaply.
store labor cost per transaction · attachment rate on DIY tickets · self-service diagnostic tool adoption
relevance 62 · confidence 64
Responsibility Transfer are they paid to take the blame? 45
O'Reilly carries modest right-part and warranty accountability, not regulated liability.
Warranty administration and correct-fitment assurance are real but low-stakes obligations; there is no compliance vertical customers are unwilling to own, so this shield contributes little.
warranty claim expense trend · private-label share of mix · installer returns rate
relevance 30 · confidence 58
Scarcity Migration do their assets get rarer or more common? 72
As information gets abundant, positioned physical inventory becomes the relatively scarcer asset.
Everything AI commoditizes — cataloging, advice, price discovery — sits upstream of the one thing still hard: holding thousands of slow-moving SKUs within minutes of a repair bay.
first-time fill rate disclosures · hub/DC store counts · inventory per store trend
relevance 82 · confidence 72
Customer DIY Preference will customers just build it themselves? 62
AI repair guidance plausibly pulls work back toward DIY, O'Reilly's better-margin channel.
The decade-long DIY-to-DIFM drift was driven by vehicle complexity; conversational diagnostics plus video walkthroughs partially reverse that barrier, and DIY carries higher gross margin than DIFM.
DIY vs DIFM comp spread · gross margin mix commentary · tool rental program volumes
relevance 66 · confidence 58
AI Intermediation Position do AI agents go through them or around them? 46
Agents could route around the store on price or through it on availability — unresolved.
O'Reilly holds real-time local inventory data agents need, which argues for being the execution layer; but agentic comparison shopping neutralizes the convenience and advice that justify local pricing.
inventory API/partner integrations · marketplace share of aftermarket parts · OEM telematics repair-routing programs
relevance 70 · confidence 56
Data Leverage does their data make AI better? 58
Decades of fitment, failure-rate and store-level demand data feed assortment models others lack.
Transaction history mapped to VIN-level fitment across regional fleet mixes is a genuine training input for placement decisions, but it improves internal efficiency rather than creating a sellable product.
inventory turns improvement · private-label development speed · shrink and obsolescence charges
relevance 52 · confidence 54
AI Margin Conversion do the AI savings become profit? 53
Savings are real but land in a competitive retail structure that may pass them through.
Operating margin has already drifted from 21.9% to 19.5% since 2021 on labor and delivery cost; AI-driven scheduling, routing and forecasting gains are more likely to defend that line than expand it, given AZO and AAP get the same tools.
operating margin stabilization · SG&A per store trend · distribution cost per order
relevance 68 · confidence 60
Revenue Unit Durability does the thing they charge for survive? 73
The monetized unit is a physical part sold at a spread — structurally AI-resistant.
No seat count, no interface, no billable hour to compress; the risk to the unit is powertrain content and price transparency, not automation of the unit itself.
ticket count vs average ticket split · gross margin per transaction · EV-related SKU mix commentary
relevance 72 · confidence 74
Entrant Compression how easily can newcomers copy them? 64
Cheap software builds a catalog, not a same-hour delivery network.
An AI-native entrant can replicate fitment lookup and pricing overnight but must still fund thousands of stocked locations and installer credit relationships; the credible threat is a scaled logistics incumbent, not a startup.
Amazon/marketplace same-day parts expansion · new DIFM digital procurement platforms · independent installer platform consolidation
relevance 66 · confidence 70

AI Lens thesis

O'Reilly's monetized unit is a physical part delivered inside a repair's time window, and the economics rest on inventory breadth placed near demand — not on information processing. AI's real transmission channels are three: (1) it commoditizes the counter person's fitment and diagnostic expertise, historically part of the reason a professional installer or DIYer calls O'Reilly rather than ordering online; (2) it improves the company's own demand forecasting and SKU-to-store allocation, where marginal fill-rate gains on a $17.8B revenue base with ~51.6% gross margin have leverage and could ease the working-capital and capex intensity visible in falling FCF; (3) it changes who decides what part is needed — if vehicle telematics plus AI diagnostics push repair routing toward OEM and dealer channels, the aftermarket loses the decision point, though that is a slow, fleet-first mechanism. Net: exposure is genuinely modest, the direction mildly positive, and the real bear case here (EV parts content, capex cadence) is not an AI story.

Thesis breaker Evidence that a major agentic shopping layer or OEM telematics program is originating a meaningful share of parts orders and bypassing store-level pricing — or, on the other side, sustained DIY comp acceleration attributable to self-service diagnostics.
What the market may be underestimating

Upside AI-driven store-level assortment and hub replenishment could raise first-time fill rates while cutting inventory per store — the single largest lever on O'Reilly's deteriorating free cash flow conversion, and nobody underwrites it.

Downside The professional installer's own AI diagnostic tools increasingly specify exact OEM part numbers, making the order commodity-priceable across three suppliers and quietly compressing DIFM gross margin without any visible share loss.

Outcome range spread 41

34Bear case
59Central case
75Bull case
Three headline numbers, deliberately never blended: Position (which way), Exposure (how much it matters at all), Confidence (how sure). The fingerprint asks every stock the same 11 questions so companies a sector label would lump together get told apart. Not an input to GEM/Coal or the Q/V/S lenses.
Claude Reading
Independent analyst synthesis · claude-opus-4-7 · generated 2026-08-11 11:56:10
Verdict Modestly overvalued, not cratering — fair value $75-85 vs $93 current; synthesis $42 target is model error, but Q1 margin compression from 15.4% to 13.2% removes the cushion. Wait for sub-$80 or a Q2 margin recovery print.

The raw numbers describe a fundamentally healthy, boring compounder that the synthesis model is trying to torch. Revenue grew from $13.33B (2021) to $17.78B (2025) — a 7.5% CAGR, not the 6.1% the momentum block reports, and the most recent quarter ($4.56B vs $4.14B a year prior) shows 10.1% YoY acceleration, not deceleration. Net income margins have held a remarkable 13-15% band across eight quarters, operating margin sits at 19.5%, ROA at 15.4%, and FCF is $1.59B on $2.76B of OCF. Negative equity of -$763M and a 0.77 current ratio look scary in isolation but reflect deliberate buyback-funded capital return, not distress — this is the AutoZone playbook and has been for a decade. The "fcf_cagr: -11.4%" flag is the one legitimate concern: capex has ramped ($1.17B) and FCF is compressing even as OCF grows, which matters if it persists but is consistent with the distribution center buildout cycle ORLY has telegraphed.

The synthesis verdict of $42 fair value against a $93 price is where I part ways hard. A DCF that outputs a 55% discount on a business compounding revenue high-single-digits with 19%+ operating margins and $1.6B+ FCF is almost certainly using either a punitive terminal growth assumption or a discount rate that ignores the aftermarket's proven cycle-resistance. EV/EBITDA of 21.5x and P/E of 31x are premium but not absurd for a business that has beaten the S&P for 20+ years; AZO trades ~20x because it has slower comps and lower professional mix, not because 20x is the "right" multiple for the category. The narrative-economics layer calling this a "fallen angel" at 31x P/E is category confusion — fallen angels trade at 8x with falling revenue, not 31x with accelerating comps. The market-forces "neutral" read and the pre-flight "defensive compounder" framing are much closer to reality than the DCF's $42.

The contrarian short case is real but narrower than the bear story suggests: (1) EV mix eventually compresses parts-per-vehicle (but the current US fleet age is ~12.6 years and rising, giving a decade+ runway); (2) the 4-for-1 split in mid-2025 mechanically explains why per-share optics look different and may have pulled forward retail demand that now unwinds; (3) insider activity shows net selling (84,600 + 1,200 + 2,595 shares sold against option exercises and awards, no open-market buys), which is neutral-to-slightly-negative but typical for mature-comp exec teams; (4) the recent quarterly margin has drifted from 15.4% (Q3 2025) to 13.2% (Q1 2026) — that's a genuine 220bp compression in two quarters and deserves scrutiny, possibly tariff/mix related. If margin compression is structural rather than seasonal, a 25x multiple on normalized ~$8.50 EPS gets you to ~$210 pre-split or ~$52 post-split, which is closer to the synthesis number than my base case.

Committing: I dissent from the synthesis "overvalued to $42" verdict but partially agree the stock is not cheap. The $42 fair value is model artifact, not reality — no aftermarket peer trades there and ORLY's fundamentals don't justify a 55% haircut. But at $93 with margin compression showing up in Q1 2026 and FCF CAGR negative, this isn't a screaming buy either. Fair value in the $75-85 range (roughly 26-28x forward EPS, in line with historical premium to AZO) is defensible; current price embeds continued execution with no cushion for the tariff/margin question. I'd want to see Q2 2026 margins recover to 14%+ before adding; below $80 becomes interesting, above $100 is where the narrative-fragility argument gets teeth. The prior models are directionally right that there's no margin of safety, but wildly wrong on magnitude.

GPT Reading
Independent reading · gpt-5.4 · generated 2026-08-11 11:56:30
Verdict Overvalued at $93 — exceptional execution is real, but a 31x P/E and ~2% FCF yield belong closer to a $65-$75 stock unless growth and cash conversion re-accelerate.

What stands out is not fragility in the business but the mismatch between business quality and what the current quote demands. O’Reilly has been remarkably steady: revenue rose from $13.33B in 2021 to $17.78B in 2025, a solid 7.5% annualized pace, while net income moved from $2.16B to $2.54B. Gross margin is still elite at 51.6%, operating margin 19.5%, and net margin 14.3% for a retailer selling replacement parts into a mission-critical category. Quarterly numbers also show resilience rather than deterioration: the latest quarter did $4.56B of revenue and $604M of net income versus $4.14B and $539M a year earlier, so roughly 10% sales growth and 12% earnings growth in the most recent reported quarter. That is better than the “mature earner” label implies. The problem is that the market is already paying for this stability as if it were still a long-duration compounder. At 31.4x earnings, 21.5x EV/EBITDA, and 4.5x sales, the stock is priced like a premium consumer compounder, not a mid-single-digit to high-single-digit grower with modest margin expansion left.

The underlying economics are good, but the balance between growth, buybacks, and reinvestment is less flattering than the headline EPS-style narrative usually suggests. Free cash flow was $1.59B in 2025 against $2.54B of net income, a 63% conversion rate, with capex running a hefty $1.17B. That capex burden matters because this is not a software-like business where accounting earnings cleanly translate to distributable cash. The balance sheet also deserves more respect than bulls typically give it: $6.02B of debt, only $194M of cash, negative equity of $763M, and a sub-0.8 current ratio. Negative equity is not automatically alarming for a repurchasing retailer, but it does mean the equity story depends heavily on continuity of cash generation and access to financing. If I take 2025 free cash flow of $1.59B against a $75.3B market cap, the equity is trading around a 2.1% FCF yield. For a business growing revenue 6%-7% and earnings 4%-6%, that is simply too expensive. Even granting high quality and defensiveness, the valuation leaves little room for any normalization in margins, traffic, or multiples.

The recent quarter cadence actually reinforces my caution. Revenue has continued to rise, but margins are not obviously on a one-way path upward. Net margin was 15.4% in 2025’s September quarter but 13.7% in December and 13.2% in the latest March quarter, which is seasonally normal to a point but still reminds you this is an operating business, not a perpetual margin escalator. Annual operating income increased from $3.25B in 2024 to $3.46B in 2025, only about 6.5%, while EV/revenue of 4.8x and EV/EBITDA above 21x imply a much richer embedded expectation. The cleanest way to frame it is that O’Reilly looks like a terrific company whose stock now requires either sustained double-digit EPS growth, continued aggressive repurchases, or a market willing to perpetually capitalize defensive retail earnings at a luxury multiple. The data here support the first only intermittently, the second less comfortably once you account for leverage and capex, and the third is not something I like underwriting.

The strongest case against my view is straightforward: this company has earned its premium. Over five years, revenue has compounded steadily, margins have held in a narrow and attractive band, and ROA of 15.4% is excellent. The latest quarterly comparison is stronger than the annual CAGR summary suggests, and the aftermarket category has structural support from an aging car parc, rising repair complexity, and a professional customer base that is less discretionary than general retail demand. Negative equity is largely self-inflicted through capital returns rather than distress, and O’Reilly has historically been able to borrow cheaply because its earnings are stable. If the market is really paying for recession resistance and share gains, 31x earnings may not be absurd in a world where many lower-quality consumer names trade richly on far worse margins and much shakier cash flows. I weigh that evidence differently because even a great retailer usually cannot outrun the math of a 2% FCF yield forever; if growth settles near the reported 6.1% revenue CAGR and 4.0% earnings CAGR, multiple compression can overwhelm business execution.

What would change my mind is not another decent quarter; it would be proof that the business can sustainably grow faster than the current valuation implies while converting earnings to cash more efficiently. Specifically, I would want to see revenue growth hold above 8%-9% for several quarters, operating margin stay near or above 19.5%, and free cash flow move materially above $2.0B despite capex, not just because working capital happened to cooperate. A clearer deleveraging trend or evidence that incremental store and distribution investments are lifting returns rather than just supporting maintenance growth would also help. Conversely, if same-store momentum softens and net income growth drops back toward low single digits, I think the stock has meaningful de-rating risk. My base case is that O’Reilly deserves a premium, just not anything close to this one; a multiple in the low-20s on current earnings would be easier to defend, which points to a materially lower price than $93.

Grok Reading
Independent reading · grok-4.5 · generated 2026-08-11 11:57:11
Verdict Overvalued at $93; cash-flow fair value clusters $45–65, leaving 40%+ downside before the multiple looks reasonable for 6% growth

O'Reilly’s raw financials describe a high-quality mature earner that is simply no longer cheap enough to own at $93. Revenue compounded from $13.33B in 2021 to $17.78B in 2025 at a 6.1% CAGR, with trailing twelve-month net income of $2.54B and a net margin locked near 14.3%. Gross margin holds at 51.6% and operating margin at 19.5%—elite retail economics—while ROA of 15.4% confirms the store base still throws off cash. Yet free-cash-flow tells a colder story: FCF fell to $1.59B on $1.17B of capex, producing an FCF CAGR of –11.4% even as reported earnings grew 4%. The balance sheet is pure capital-return theater—$6.02B of debt, only $194M of cash, and negative equity of –$763M—financed by the same buybacks that have kept the share count shrinking. Quarterly progression is steady rather than accelerating: the March 2026 quarter printed $4.56B of revenue (+10% versus the year-ago $4.14B) and a 13.2% net margin, but the sequential pattern remains mid-single-digit growth with seasonal margin peaks in the back half. At 31.4× earnings, 4.5× sales and 21.5× EV/EBITDA, the market is capitalizing a 6% grower with declining FCF as if it were still a structural compounder.

The valuation models’ $42–46 fair-value range is directionally correct even if the absolute number is harsh; a more charitable 20–22× multiple on $2.54B of earnings still lands closer to $55–65, leaving the current $93 print 40–70% above any cash-flow-anchored anchor. Negative equity and a 0.77 current ratio are not distress signals for this model—they are the deliberate residue of decades of aggressive repurchase—but they do mean equity holders are levered to continued FCF generation and multiple stability. Insider activity is noise: option exercises and offsetting sales in May 2026, plus routine awards, carry no directional information. The narrative layer is doing almost all the work: the stock trades at a roughly 100% premium to DCF because investors still believe the aging ICE fleet, professional-mix shift, and DIY stickiness will offset EV penetration and DIY share loss for years. That story has held, but it is fragile—any acceleration in EV adoption curves or a consumer pullback that hits DIY volumes would collapse the multiple without needing an earnings miss.

The strongest case against calling the stock overvalued is simply the track record and the competitive moat. O'Reilly has taken share for more than a decade, expanded operating margin from the high teens into the low twenties at times, and consistently converted revenue into high-teens ROIC stores. A smart bull will note that recent-quarter revenue growth of 6–10% still beats the broader aftermarket, that professional customers are less price-elastic than DIY, and that the 31× P/E is only modestly above AutoZone once growth differentials are considered. They will also argue that FCF compression is temporary store-build investment rather than structural decay, and that negative equity is an accounting artifact of value-accretive buybacks, not leverage risk. Those points have merit on quality; they do not justify paying 21× EBITDA for mid-single-digit growth when FCF is already shrinking. Quality is already in the price—twice over.

What would flip the verdict is concrete evidence that FCF can re-accelerate above $2B while revenue growth sustains high-single digits, or a multiple compression into the low-20× P/E zone ($60–70) that finally aligns price with the mature-earner cash flows. Conversely, two consecutive quarters of sub-4% revenue growth or further FCF erosion below $1.4B would confirm the overvaluation is even worse than the models imply.

Big-3 Panel — where each AI stands
Each AI above independently stated a direction (undervalued, fairly valued, or overvalued) and how strongly it believes it (conviction, 0–5). We combine those into a Bull-Bear Index on a 0–10 scale: 5 is neutral, 10 is maximum bullish (undervalued at full conviction), 0 is maximum bearish. We compute the score ourselves with the same arithmetic for every seat — the models never grade their own bullishness — so the three are directly comparable. Δ shows how far each seat sits from the panel average of 1.3; a large Δ marks the dissenting voice, usually the one worth reading.
Claude claude-opus-4-7 2.0
overvalued · conviction 3/5 · Δ +0.7 vs panel · self: 4.0
GPT gpt-5.4 1.0
overvalued · conviction 4/5 · Δ -0.3 vs panel · self: 3.0
Grok grok-4.5 1.0
overvalued · conviction 4/5 · Δ -0.3 vs panel · self: 2.0
Advanced Analysis Forensic deep-dive · separate lenses
Separate reads — Company Quality (is it a great business?), Valuation (is it mispriced?), and General Sentiment (how macro + narrative are pushing it), plus AI Impact (how the AI wave reshapes it), kept deliberately apart · 2026-08-11 13:16:28
Delvantic - Cairn AI
Quality - wait for a dip 7/10
Great business, full price - I'm not chasing ORLY at $93 with a fragile narrative holding up the multiple.
The cruxWhether the premium multiple survives the FCF compression and any louder EV/OEM-DTC narrative crack - price already assumes it does.
Forensic checks Derived mechanically from ORLY's filed financials — not from the AI lenses
Liquidity & RunwaySelf-Funding
DilutionHeavy Dilution
Earnings QualityHigh Earnings Quality
The four lensesswitch a tab for its full read — score + evidence
Company Quality
+58
Strong
edge √Σ 130 · risk √Σ 64 · conf 8/10

O'Reilly is a mature, high-quality retailer running the classic auto-parts playbook: revenue grew from $13.3B (2021) to $17.78B (2025), a ~7.5% CAGR, with gross margin stable in a tight 51-53% band and operating margin holding near 19.5-21.9%. Net income compounded from $2.16B to $2.54B. Earnings quality is pristine — OCF/NI at 1.32x, accruals at -5.5% of assets, Beneish M at -2.48, and Altman Z at 4.03. Nothing in the mechanical checks suggests aggressive accounting.

Strengths 3
m78
Elite earnings quality
OCF/NI 1.32x, accruals -5.5% of assets, Beneish -2.48, Altman Z 4.03. Reported profits are backed by cash; no forensic flags.
m72
Consistent operating model
Revenue up 33% over four years with gross margin stable at ~51-53% and operating margin at ~19.5-22%. Textbook mature-earner consistency.
m75
Aggressive share retirement, not dilution
SBC is 0.2% of revenue; buyback/SBC ratio 9,170x. The 87% share CAGR is a stock split — the underlying reality is heavy net buyback, which enhances per-share value.
Concerns 4
m42
Levered balance sheet
Net debt of $5.82B versus only $194M cash. Not a survival issue given $1.59B FCF, but leaves no cushion if the cycle turns.
m38
FCF trending down
FCF fell from $2.76B (2021) to $2.58B, $2.03B, $2.03B, $1.59B (2025) despite growing revenue and net income — suggests rising working-capital or capex intensity worth tracking.
m25
Slight operating-margin drift
Op margin slipped from 21.9% (2021) to 19.5% (2024-2025). Small but directional; possibly cycle- or mix-related.
m15
Insider selling only
5 sales, 0 open-market buys in trailing 12 months. Pattern is routine option-exercise-and-sell, but no directional insider conviction on the buy side.
This is a high-quality, well-run compounder that got flagged incorrectly by the dilution screen — the 87% share CAGR is a stock split, and the real behavior is heavy buyback with tiny SBC. Earnings quality is genuinely elite. My honest concerns are the shrinking FCF trajectory and the deliberately levered balance sheet — neither is dangerous, but both keep this from being a 'fortress.' It sits comfortably in the solid-to-strong band; management runs it as a per-share compounding machine, and the operating results support that reputation.
Verify before trusting this (5)
  • Confirm the 2025 share-count jump reflects a stock split (not an actual issuance) — verify split ratio in 10-K
  • Reconcile the FCF decline 2021-2025: is it capex intensity (new stores, distribution), working capital build, or something structural
  • Check debt maturity ladder and interest coverage given $5.82B net debt
  • Same-store sales trend and any customer-mix shift (DIY vs professional)
  • Confirm no material off-balance-sheet obligations (lease liabilities, supplier financing)
Valuation / Mispricing
-40
Fairly Valued
edge √Σ 35 · risk √Σ 77 · conf 6/10
price $93.19 vs my quality-adjusted deserved value ~$78-85 - roughly 10-15% rich, not the -55% the composite implies. attractive below $78.00

The e2e composite fair value of $45.71 and signal-adjusted $41.96 imply -55% downside from $93.19, which would be a screaming short if believed. I don't. The DCF ($45.69), EPV floor ($38.14), and anchored P/E ($53.33) all cluster in the $38-53 range, which is the classic pattern of models that under-reward a high-ROIC, low-reinvestment-need compounder with durable pricing power and elite earnings quality. ORLY has historically traded at premium multiples for good reason - steady mid-teens EPS growth, aggressive buybacks, and defensive cash flows. Applying a quality premium to the anchored-P/E of $53.33 (say 40-60% for the franchise) gets you to roughly $75-85 deserved value - still below $93.19. So the price isn't heroic, but it's also not offering margin of safety. The market has already paid for the quality. Bear risks (EV mix shift, DIY erosion, leverage) are real long-tail concerns but not yet in the numbers. Bull case of continued compounding is largely priced in. Verdict: fair, leaning slightly rich, but the composite FV is not credible as a target.

Cheap signals 1
m35
Composite FV likely too punitive for franchise quality
A -55% signal on a Strong-quality compounder with elite earnings quality and pricing power is not credible; the models appear to under-weight durable ROIC and buyback-driven per-share growth.
Rich / priced-in 3
m55
All three valuation methods below price
DCF $45.69, EPV $38.14, anchored-PE $53.33 - even the most generous method sits ~43% below the $93.19 price, meaning current price requires materially better assumptions than any model uses.
m45
Quality premium already in the price
Even generously marking up the anchored-PE by 40-60% for franchise durability lands at ~$75-85 deserved, still shy of $93.19 - no margin of safety on offer.
m30
Shrinking FCF trajectory and leverage
Company-quality lens flagged FCF compression and deliberate leverage; at a premium price, any FCF disappointment removes the cushion that justifies the multiple.
This is a great business at a full price. The composite fair value of $42-46 is not my deserved value - the models are too mechanical for a compounder like this - but even generously quality-adjusting the anchored P/E to ~$75-85, I'm still paying up at $93.19. No margin of safety, no obvious mispricing. I'd want it in the high $70s before it's interesting; between there and here, it's a hold-if-you-own-it, not a buy.
Verify before trusting this (4)
  • Forward SSS guidance and pro vs DIY mix trends
  • FCF trajectory and capex cadence for new stores
  • Buyback pace and remaining authorization
  • Any commentary on EV parts exposure and category mix
General Sentiment
-9
Balanced
tail √Σ 60 · head √Σ 70 · conf 6/10

ORLY sits in an odd sentiment pocket. The tape is mildly risk-on (regime +47, VIX 15.5), but with beta 0.52 the market's push barely reaches this name either way. What actually drives sentiment here is the narrative: a 'defensive compounder with pricing power' story that has kept the multiple stretched well above any fundamental anchor. That story is strong in intensity but flagged fragile in durability, which is the key tension - the market is paying a premium for stability while the durability of the story itself is in question. Recent analyst tone (RBC pointing to upper-end guidance) is a small, concrete tailwind that reinforces the defensive-compounder framing and helped drive a 3.6% pop in late July. That is the kind of incremental positive that keeps the narrative alive month to month. Against that, the macro backdrop - 10y at 4.65%, market PE 26 - is a headwind for any high-multiple name, and the emerging bear framing (EV disruption, OEM DTC, DIY erosion) is a slow-drip narrative risk that has not yet broken but is visibly forming. Net: the forces roughly offset. The name is not being rewarded by the risk-on tape (too low-beta) and not being punished by macro (defensive positioning), while the narrative is intact but brittle.

Tailwinds 3
m45
Defensive-compounder narrative intact
Strong-intensity story frames ORLY as recession-resistant with pricing power, which is exactly the profile bid in an uncertain macro tape - supports the premium multiple for now.
m35
Recent analyst reinforcement
RBC's late-July call for upper-end guidance drove a 3.6% move and gives the bull narrative fresh air; incremental sell-side tone is constructive.
m20
Mildly risk-on tape
Regime +47 with low VIX is a gentle tailwind, but ORLY's 0.52 beta means very little of that broad lift actually reaches the name.
Headwinds 3
m45
Fragile narrative durability
The archetype is fallen-angel with fragile durability - the market is paying up for a story that is one bad print or one loud EV-disruption headline away from cracking.
m40
Rates and multiple pressure
10y at 4.65% and market PE at 26 is a persistent backdrop headwind for premium-multiple defensives; ORLY's rich rating is exposed if the risk-free rate stays elevated.
m35
Emerging EV/OEM-DTC bear framing
The structural bear thesis (EV adoption, OEM direct sales, DIY erosion) has not yet dominated but is a slow-building narrative risk specific to this sub-industry.
Net read: roughly balanced with a slight headwind lean. The risk-on tape does not really reach a 0.52-beta name, so ORLY is being priced almost entirely on its own narrative - and that narrative is strong but explicitly fragile, holding up a premium multiple against a 4.65% 10y. Analyst tone is a small positive prop, but the sentiment setup is asymmetric: limited upside from here (the story is already fully believed) and real downside if any element of the bear frame gets louder. I would call it Balanced today with the pressure quietly tilting negative if rates stay high.
Verify before trusting this (4)
  • Q3 print and comp-store sales trajectory - a miss would crack the compounder narrative fast
  • Any high-profile sell-side downgrade citing EV or OEM DTC risk (narrative pivot trigger)
  • 10y yield direction - a move above 4.8% pressures premium defensives
  • Sector rotation signals - if defensives lead, ORLY benefits; if cyclicals lead, it lags
The market-wide tape + this name's exposure to it (beta / sector / narrative durability). Context on the non-fundamental pressure — not a call on the business or the price. processId: detail-general-sentiment
AI Impact
+28
Mildly favorable - physical moat, AI mostly peripheral
opp √Σ 86 · thr √Σ 0 · conf 7/10

O'Reilly's monetized unit is a physical part delivered inside a repair's time window, and the economics rest on inventory breadth placed near demand — not on information processing. AI's real transmission channels are three: (1) it commoditizes the counter person's fitment and diagnostic expertise, historically part of the reason a professional installer or DIYer calls O'Reilly rather than ordering online; (2) it improves the company's own demand forecasting and SKU-to-store allocation, where marginal fill-rate gains on a $17.8B revenue base with ~51.6% gross margin have leverage and could ease the working-capital and capex intensity visible in falling FCF; (3) it changes who decides what part is needed — if vehicle telematics plus AI diagnostics push repair routing toward OEM and dealer channels, the aftermarket loses the decision point, though that is a slow, fleet-first mechanism. Net: exposure is genuinely modest, the direction mildly positive, and the real bear case here (EV parts content, capex cadence) is not an AI story.

AI opportunities 6
m61
Underlying Need Persistence
Vehicles will still break and need parts regardless of intelligence costs.
m28
Solution Persistence
Buying the part locally, today, from a stocked store remains the dominant solution.
m36
Scarcity Migration
As information gets abundant, positioned physical inventory becomes the relatively scarcer asset.
m16
Customer DIY Preference
AI repair guidance plausibly pulls work back toward DIY, O'Reilly's better-margin channel.
m33
Revenue Unit Durability
The monetized unit is a physical part sold at a spread — structurally AI-resistant.
m18
Entrant Compression
Cheap software builds a catalog, not a same-hour delivery network.
AI threats 0

None surfaced.

AI is not what decides O'Reilly — exposure 37, position 60 — and the underappreciated angle is that cheap diagnostics may push repair work back into its highest-margin DIY channel. The scarce asset here is positioned physical inventory (scarcity_migration 72, entrant_compression 64), and cheap intelligence makes it relatively rarer, not cheaper to replicate. The conditional part is intermediation at 46: if agentic shopping starts arbitrating parts purchases on landed price rather than availability-within-the-hour, the advice-and-convenience premium embedded in a 51.6% gross margin erodes quietly. Watch the DIY-versus-DIFM comp spread and gross margin per transaction — that pair will show whether AI is feeding the mix or commoditizing it, well before the bear narrative about EVs and capex is resolved.
Verify before trusting this (8)
  • first-time fill rate disclosures
  • hub/DC store counts
  • inventory per store trend
  • US average vehicle age trend
  • miles driven per vehicle
  • EV share of repair-age fleet
  • online-fulfilled share of DIY sales
  • same-day delivery competition from marketplaces
The structural effect of the AI wave on this specific business over the next ~5 years — demand, cost leverage, moat, barriers to entry, position in the AI stack. The reality beneath the AI story, not the story's market pressure (General Sentiment owns that) — and not a call on the business today or the price.
Growth Outlook
not run

This lens hasn't been run for this ticker yet.

The forward growth verdict — is the business itself likely to grow (next 2 quarters / year 1 / years 2–3), judged against its category and against printed expectations. The full horizon ladder + creme renders on the Growth Outlook card above. Not a call on the price (Valuation owns that) or the tape (Sentiment owns that).
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Lenses kept deliberately separate — Company Quality (price-agnostic), Valuation (price-conditional), General Sentiment (non-fundamental macro/narrative pressure), AI Impact (structural ~5yr AI exposure), and Growth Outlook (the forward growth verdict). The scores are not blended. Filing-level items (convertibles, lock-ups, customer concentration) are v2 — see each lens's "verify."
Price Prediction
Unavailable View weakness chain →

Prediction unavailable. valuation-synthesis has no result for ORLY — the prediction needs its fair-value anchors.

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My Notes personal — only you see this
v1.1.562 · 9b2927c4 · 2026-08-22 16:52:06