Skip to main content
Homepage
Full 18-step deep-dive · ~20–30 min · a member feature.
AGING Analysis Report
Aug 11, 2026
12 days ago · 100% complete
NOT DEPENDABLE This report predates a filing — its financial basis has been replaced.
Report generated: Aug 11, 2026 · Filing on record since: Aug 22, 2026 · 11 days after
For AI assistants & researchers — machine-readable summary of this page

What this page is: Delvantic's full research page for The Sherwin-Williams Company (SHW) — AI-driven forensic equity research: mechanical valuation models (DCF, EPV, anchored-PE, scenario) plus three independent AI lenses (Quality / Value / Sentiment). Everything below is rendered server-side; you are not missing content that requires JavaScript. All scores are predictions and research opinions, not financial advice.

Our current read (analysis of 2026-08-23): Designation Watch · Gem Score -10 (−100…+100 Quality+Value blend) · Quality 67 · Value -73 · Sentiment 27 (timing only, not weighted) · Composite fair value $179.49 vs $362.71 at analysis

Page map (sections in order; each card carries a stable reference-name attribute you can cite):

  • profile-header / price-overview — company profile, live quote, market cap
  • extended-analysisthe core: three AI lens reads with findings, scores, and the analyst memo
  • future-predictions — our forward price-band predictions
  • market-narrative / ai-findings / gpt-critique — narrative context, cross-model findings, and an adversarial critique of our own analysis (near the end of the document)
  • Members-only sections (render as login gates for anonymous readers): price-history, income-trend, key-metrics, financials (statement tables), insider-trading. The analysis above is public; the raw data tables require a free account.

More for machine readers: site briefing at /llms.txt · any ticker resolves at delvantic.com/stock/TICKER · raw inputs are public-company filings and market data (via licensed data feeds); every model, score, lens read, and prediction on this page is Delvantic's own analysis.

The Sherwin-Williams Company

SHW NYSE
Basic Materials · Specialty Chemicals
Cleveland, OH 44113-2206, United States sherwin-williams.com Updated Aug 11, 12:01am
Price
$362.71
Market Cap
$88.1B
Employees
64,249
Beta
1.09
Avg Volume
2,373,603
Last Dividend
$3.18
CEO
Ms. Heidi G. Petz

The Sherwin-Williams Company is a global manufacturer and distributor of paints, coatings, and related products serving professional, industrial, commercial, and retail customers. It operates through key business segments including the Paint Stores Group, Consumer Brands Group, and Performance Coatings Group, supported by administrative operations. The company is a leading provider of architectural paint in the United States, supplying premium coatings through an extensive network of branded stores as well as through big-box retailers. Beyond architectural applications, Sherwin-Williams delivers highly engineered coating solutions for construction, industrial, packaging, transportation, and original equipment manufacturer (OEM) markets. Its portfolio spans interior and exterior paints, stains, protective and marine coatings, powder coatings, and application-related supplies tailored to professional users and do-it-yourself consumers. Founded in 1866 and headquartered in Cleveland, Ohio, The Sherwin-Williams Company today plays a central role in the specialty chemicals and building materials ecosystem, offering technologies and products that support durability, appearance, and protection across diverse end markets.

Runs with full report Generated: Aug 11, 2026 12:40am
Price Overview
Price at report time
$362.71
as of Aug 11, 12:40am (12d ago)
Change · Aug 11
-7.02 (-1.90%)
Day Range
$361.22 – $368.32
52-Week Range
$289.86 – $379.65
50-Day MA
$329.84
200-Day MA
$333.50
Volume
1,165,775.00
Right now · live
Log in to get the live feed
Members see the real-time price and the move since this report (over 12d).
Share Structure
Outstanding 242,758,151.00
Float 221,011,175.00
Free Float 91.0%
High free float — 91.0% of shares trade freely, ~9% held by insiders/institutions
Very liquid — most shares trade freely. Low insider ownership can mean less management alignment, but makes large position sizing straightforward.
Price History (1 Year)
Last updated: Aug 11, 2026 12:50am (12d ago)
Revenue & Net Income Trend
The directional story — useful even when net income is negative.
Last updated: Aug 6, 2026 5:05pm (17d ago)
Revenue
The top line — total sales before any costs or taxes are subtracted. A measure of how much business the company is doing.
Net Income
The bottom line — profit left after subtracting all expenses, interest, and taxes from revenue. Reflects accounting profitability, but includes non-cash items like depreciation, so it isn't the same as cash earned.
Operating Cash Flow
The real cash generated by the day-to-day business — selling products, paying suppliers, collecting from customers. Calculated from net income by adding back non-cash items and adjusting for timing (unpaid bills, unsold inventory). When OCF consistently lags net income, the reported profit may not be converting to real money.
Period Revenue Net Income Net Margin YoY/QoQ
Key Metrics
TD Twelve Data statement HEX SEC filing
Industry comparison last run: Aug 11, 2026 12:15am
P/E Ratio (Price per dollar of earnings)
HEX
Stock Price / EPS (Diluted)
35.35
Stock Price: $362.71
EPS (Diluted): 10.26
P/B Ratio (Price vs net asset value)
HEX
Stock Price / Book Value Per Share
19.75
Stock Price: $362.71
Total Equity: $4.60B
Shares: 250,400,000
EV/EBITDA (Total value vs operating profit)
HEX
Enterprise Value / EBITDA
23.54
Market Cap: $88.05B
Total Debt: $9.67B
Cash: $207.20M
EBITDA: $4.16B
Enterprise Value (Takeover price (cap + debt - cash))
HEX
Market Cap + Total Debt - Cash
$97.9B
Market Cap: $88.05B
Total Debt: $9.67B
Cash: $207.20M
Gross Margin (Revenue left after direct costs)
HEX
Gross Profit / Revenue
48.8%
Gross Profit: $11.52B
Revenue: $23.57B
Operating Margin (Revenue left after all operations)
HEX
Operating Income / Revenue
16.2%
Operating Income: $3.82B
Revenue: $23.57B
Net Margin (Revenue left as actual profit)
HEX
Net Income / Revenue
10.9%
Net Income: $2.57B
Revenue: $23.57B
ROE (Profit from shareholder equity)
HEX
Net Income / Total Equity
55.9%
Net Income: $2.57B
Total Equity: $4.60B
ROIC (Profit from all invested capital)
HEX
NOPAT / Invested Capital
20.9%
Operating Income: $3.82B
Tax Rate: 23.1%
Equity: $4.60B
Total Debt: $9.67B
Cash: $207.20M
Current Ratio (Can it pay short-term bills)
HEX
Current Assets / Current Liabilities
0.87
Current Assets: $6.01B
Current Liabilities: $6.92B
Debt/Equity (Leverage — debt vs equity)
HEX
Total Debt / Total Equity
2.10
Short-Term Debt: $350.10M
Long-Term Debt: $9.32B
Total Debt: $9.67B
Total Equity: $4.60B
Rev/Share (Top-line per share)
HEX
Revenue / Shares Outstanding
$94.15
Revenue: $23.57B
Shares: 250,400,000
Book Value/Share (Net assets per share)
HEX
(Total Assets - Total Liabilities) / Shares
$18.36
Total Equity: $4.60B
Shares: 250,400,000
FCF/Share (Real cash generated per share)
HEX
(Operating Cash Flow + CapEx) / Shares
$13.78
Operating CF: $3.45B
CapEx: $0.00
Shares: 250,400,000
Div Yield (Annual income from holding)
TD
Last Annual Dividend / Stock Price
0.9%
Last Dividend: $3.18
Stock Price: $362.71
Payout Ratio (Earnings paid out as dividends)
HEX
Dividends Paid / Net Income
30.7%
Dividends Paid: -$789.80M
Net Income: $2.57B
Industry Benchmarks
Last run: Aug 11, 2026 12:15am
Compares SHW against LLM-researched typical ranges for its industry. One research call per industry, cached indefinitely — every stock in the same industry reuses the same baseline.
Income Statement (Annual)
Last updated: Aug 6, 2026 5:05pm (17d ago)
Metric 2021 2022 2023 2024 2025
Revenue $19.9B $22.1B $23.1B $23.1B $23.6B
Cost of Revenue $11.4B $12.8B $12.3B $11.9B $12.1B
Gross Profit $8.5B $9.3B $10.8B $11.2B $11.5B
Operating Expenses $5.5B $5.9B $6.6B $7.4B $7.7B
Operating Income $3.1B $3.4B $4.2B $3.8B $3.8B
Net Income $1.9B $2.0B $2.4B $2.7B $2.6B
EBITDA $3.3B $3.7B $4.5B $4.1B $4.2B
EPS $7.10 $7.83 $9.35 $10.68 $10.37
EPS (Diluted) $6.98 $7.72 $9.25 $10.55 $10.26
Balance Sheet (Annual)
Last updated: Aug 6, 2026 5:05pm (17d ago)
Metric 2021 2022 2023 2024 2025
Cash & Equivalents $165.7M $198.8M $276.8M $210.4M $207.2M
Total Current Assets $5.1B $5.9B $5.5B $5.4B $6.0B
Total Assets $20.7B $22.6B $23.0B $23.6B $25.9B
Current Liabilities $5.7B $6.0B $6.6B $6.8B $6.9B
Long-Term Debt $8.6B $9.6B $8.4B $8.2B $9.3B
Total Liabilities $18.2B $19.5B $19.2B $19.6B $21.3B
Total Equity $2.4B $3.1B $3.7B $4.1B $4.6B
Retained Earnings $2.1B $3.5B $5.3B $7.2B $1.0B
Cash Flow (Annual)
Last updated: Aug 6, 2026 5:05pm (17d ago)
Metric 2021 2022 2023 2024 2025
Operating Cash Flow $2.2B $1.9B $3.5B $3.2B $3.5B
Capital Expenditure
Free Cash Flow
Acquisitions (net) -$210.9M -$1.0B -$264.7M -$78.9M -$1.2B
Net Debt Issued / (Repaid) $2.1B $1.2B -$740.3M $37.3M $986.6M
Dividends Paid -$587.1M -$618.5M -$623.7M -$723.4M -$789.8M
Stock Buybacks
Net Change in Cash -$60.9M $33.1M $78.0M -$66.4M -$3.2M
Growth Trends (YoY %)
Last updated: Aug 6, 2026 5:05pm (17d ago)
Metric 2022 2023 2024 2025
Revenue Growth +11.1% +4.1% +0.2% +2.1%
Gross Profit Growth +9.2% +15.4% +4.1% +2.9%
Operating Income Growth +10.2% +22.5% -9.3% +1.3%
Net Income Growth +8.4% +18.3% +12.2% -4.2%
EBITDA Growth +9.4% +21.7% -8.6% +2.2%
Dividend History (Last 20)
Last updated: Aug 6, 2026 7:42am (17d ago)
Date Dividend Declaration Record Payment
2026-05-22 $0.80
2026-03-02 $0.80
2025-11-14 $0.79
2025-08-15 $0.79
2025-05-16 $0.79
2025-03-03 $0.79
2024-11-15 $0.72
2024-08-16 $0.72
2024-05-16 $0.72
2024-02-23 $0.72
2023-11-16 $0.61
2023-08-17 $0.61
2023-05-18 $0.61
2023-02-24 $0.61
2022-11-17 $0.60
2022-08-18 $0.60
2022-05-19 $0.60
2022-02-25 $0.60
2021-11-18 $0.55
2021-08-19 $0.55
0Company Classification 1Industry Landscape 2Company Momentum 3Forward Projection 4aDCF Valuation 4bEarnings Power Value 4cAnchored PE 4dReverse DCF 4eRevenue-Based DCF 4fAnchored P/S 4gScenario Analysis 4hDividend Discount Model 4iBook Value Analysis 4jInsider Activity 4fCash Flow Quality 4gDebt Maturity Risk 4hMacro Environment 4iSector Intelligence 4jRevenue Confidence 4kSensitivity Analysis 4lSector Demand Cycle 5AI Investigation 5bThesis Evaluation 6Valuation Synthesis
computed not applicable not yet run 14 computed · 6 not applicable · 4 not yet run
Risk : Reward — if the last quarter repeats
Live · as of 2026-08-19 11:04
-0.9 : 1 recovery upside vs repeat-quarter downside
Even the bull case prices 63% below today — the ratio here measures the model-vs-market gap, not payoff odds. Another quarter like the worst recent one costs 73%.
CaseGrowthMarginFair valuevs price ($362.71)
Bull — recovery +9% 12.7% $133.22 -63%
Base — stabilizes +6% 11.0% $107.68 -70%
Bear — keeps slipping +3% 9.4% $85.57 -76%
Stress — last quarter repeats +3% 11.0% $99.35 -73%
The next quarters keep the trajectory of the worst recent matched quarter (ending 2025-09-30) — growth stays at 3.2% and margins bend by the same profit-vs-revenue ratio (×1.00). Stress is a trajectory, not a prediction — it answers "what if the ship's current heading simply continues," which history says is the case to respect.
Why this is appearing: this company files quarterly, so its recent trajectory could be measured rather than assumed — the engine matched Jun 2026, Mar 2026 against the same quarters one year earlier and found revenue +7.2% · net income +9.5% year-over-year. That measured heading is what the stress case extends forward. Of those, the stress case extends the worst matched quarter — the one ending Sep 30, 2025 (revenue +3.2% YoY) — not the average. Data measured through Jun 30, 2026 — this card recalculates automatically when the next quarterly filing is ingested. Companies without quarterly filings (many foreign listings) never show this card: with no measured trajectory, there is nothing honest to repeat.
Narrative Economics
The story the market is telling about this stock — the intangible X-factor (founder mythology, cult dynamics, TAM-of-imagination) that moves price beyond what cash flows alone explain. After Shiller, Narrative Economics.
No narrative profile yet for SHW — it's generated by the pipeline (market-narrative step).
AI Lens 4th lens · how AI reaches this business · 5-yr
2026-08-11
The creme is there an opportunity here? Neutral
AI is close to a non-event for the paint thesis - exposure at 27 means the stock lives or dies on housing turnover and price realization, not on machine intelligence.
The only AI mechanisms that matter are second-order and mildly positive: back-office and logistics automation against a 48.8 percent gross margin with 16.2 percent operating margin, plus incremental protective-coatings demand from data center and grid buildout. The scarce asset scores highest at 74 relevance 78 because store density and contractor credit are exactly what cheap software cannot reproduce, while entrant_compression at 64 flags the real if narrow risk that AI-assisted formulation plus contract manufacturing arms a credible private-label pro tier. Watch pro volume versus price split and any migration of national-account ordering to agentic procurement platforms - that, not any AI product announcement, is where the structure would actually change.
58
AI Position
Mildly favorable - low exposure is the finding
Cheap intelligence barely touches a business whose scarce asset is 5,000 physical inventory-and-relationship nodes serving contractors who need paint in hand this morning, while modest back-office and forecasting automation trickles into margin.
Exposure 27 Confidence 74 50 = neutral
Primary Tailwind

AI shrinks the cost of the non-store overhead - demand forecasting, raw-material procurement, credit and order processing, formulation testing cycles in Performance Coatings - without touching the store-level labor that constitutes the moat, so savings land as operating leverage rather than as a competitive giveaway.

Primary Pressure

AI-native procurement and design tools can commoditize specification at the margin: agentic sourcing for national property-management and OEM accounts, AI color visualization that moves the color decision out of the store, and cheaper formulation work that helps private-label and big-box competitors close the quality gap on architectural paint.

Critical Hinge

Whether the professional contractor purchase stays a same-day physical pickup with local credit and rep relationships, or migrates to an agentic reorder that treats gallons as a spec-and-price commodity. Watch Paint Stores Group same-store volume versus price, and any growth in digital or national-account ordering that bypasses store consultation.

Hard to Reproduce

The store density itself - thousands of local inventory points, tinting equipment, contractor credit lines, and rep relationships built over decades - plus VOC and industrial-spec regulatory qualification and OEM approval lists that no model output can shortcut.

Forensic fingerprint same 11 factors for every stock · 0 unfavorable · 50 neutral · 100 favorable
Underlying Need Persistence do people still need this at all? 96
Surfaces need protecting and coloring regardless of how cheap intelligence gets.
Coatings are a physical consumable tied to building stock, maintenance cycles, and industrial output; no amount of machine intelligence removes the need for a protective film on steel, drywall, or a truck body.
US existing home sales and turnover · Nonresidential construction starts · Industrial production and OEM build rates · Maintenance repaint cycle timing
relevance 72 · confidence 93
Solution Persistence will they still solve it this way? 83
Contractors will keep buying tinted gallons from a nearby store because immediacy and credit dominate.
The purchase is time-critical and physical - job-site color matching, same-day pickup, local credit terms - which software cannot compress; the risk is only that ordering becomes digital while fulfillment stays local, eroding rep-driven mix.
Paint Stores Group volume versus price mix · Store count and openings per year · Share of pro orders placed digitally · Premium tier attach rates
relevance 66 · confidence 80
Intelligence Commoditization does cheap AI power them or copy them? 56
Cheap AI neither powers the core product nor easily copies it, but does lower formulation costs for everyone.
Paint value sits in chemistry validation, manufacturing scale, and distribution rather than in information processing; AI accelerates lab iteration for all players, which is mildly leveling rather than differentiating.
R&D spend efficiency commentary · New product introduction cadence · Competitor pro-tier quality claims · Contract manufacturer capability growth
relevance 42 · confidence 68
Responsibility Transfer are they paid to take the blame? 63
Warranties, spec approvals, and failure liability on industrial coatings keep a buyer preference for an accountable vendor.
In Performance Coatings, a coating failure on a bridge, tank, or vehicle line carries large remediation cost, so OEM and infrastructure buyers pay for a qualified, insurable supplier rather than the cheapest chemically equivalent option.
OEM and infrastructure spec wins · Warranty claim and rework expense · Qualification list additions or removals · Performance Coatings margin stability
relevance 41 · confidence 66
Scarcity Migration do their assets get rarer or more common? 74
As software and design intelligence get abundant, physical local inventory density and contractor relationships get relatively scarcer.
Nothing about cheap intelligence reproduces thousands of tinting-equipped nodes with credit relationships in every metro; the asset's relative importance rises as digitally reproducible advantages elsewhere in the value chain decay.
Store network expansion versus rivals · Contractor account retention rates · Skilled painter labor availability · Regional competitor store closures
relevance 78 · confidence 78
Customer DIY Preference will customers just build it themselves? 69
No contractor or homebuilder will internalize paint manufacturing; the only DIY risk is consumers self-serving color decisions.
Manufacturing and regulatory compliance are far outside customer scope, so internalization is not a threat; AI visualization tools do let homeowners and designers pick color without a store consult, slightly weakening the retail-side value add.
Consumer Brands segment volume trend · In-store color consultation usage · Third-party AI visualization app adoption · DIY versus pro revenue mix
relevance 46 · confidence 72
AI Intermediation Position do AI agents go through them or around them? 53
Agents could route large-account orders on spec and price, but last-mile fulfillment still runs through the stores.
National property managers and industrial procurement are the plausible wedge for agentic sourcing that treats coatings as interchangeable; the local store remains the fulfillment layer, so the risk is take-rate erosion rather than bypass.
National account pricing concessions · Procurement platform partnerships · E-commerce order share disclosure · Price realization versus raw material costs
relevance 48 · confidence 64
Data Leverage does their data make AI better? 49
Job-level purchase and color data is useful for merchandising, not a defensible AI asset.
Sherwin-Williams knows contractor purchase patterns and regional color demand better than anyone, which sharpens inventory and mix decisions, but this data does not train a product customers pay more for.
Inventory turns improvement · Working capital as percent of sales · Loyalty program engagement metrics · Forecast accuracy commentary
relevance 34 · confidence 62
AI Margin Conversion do the AI savings become profit? 59
AI savings are real in corporate and logistics but small against a cost base dominated by deliberate store labor.
Gross margin at 48.8 percent versus operating margin at 16.2 percent shows the spread is store and SG&A overhead the company keeps on purpose; automation can trim administration and freight, and in a fragmented market a leader with pricing discipline can retain some of it.
SG&A as percent of revenue trend · Operating margin above 17 percent · Headcount per store trajectory · Freight and distribution cost per gallon
relevance 62 · confidence 68
Revenue Unit Durability does the thing they charge for survive? 78
The monetized unit is a physical gallon, immune to the seat-count and per-task deflation hitting software.
Revenue scales with square footage coated and maintenance cycles, not with human labor hours in an office, so AI-driven productivity does not shrink the billable unit the way it can in services or per-seat models.
Volume versus price contribution split · Same-store sales composition · Gallons shipped by segment · Raw material cost pass-through
relevance 62 · confidence 80
Entrant Compression how easily can newcomers copy them? 64
AI lowers formulation and marketing costs for challengers but cannot fund a national store and credit network.
A cheap AI-native brand can reach DIY consumers online and use contract manufacturing, pressuring Consumer Brands; the professional channel, which requires same-day local availability and credit underwriting, stays capital-gated.
Direct-to-consumer paint brand share · Big-box private label pro tier launches · Consumer Brands pricing pressure · New regional pro distributor entries
relevance 58 · confidence 70

AI Lens thesis

AI reaches Sherwin-Williams almost entirely through cost and demand channels, not through the product: the underlying need (surfaces must be coated) is physical and permanent, the monetized unit (a gallon, mixed and delivered locally) is untouched by software, and the labor that applies the paint is exactly the kind of dexterous on-site work machine intelligence is worst at - which if anything keeps contractor time scarce and premium product mix intact. The genuine effects are second-order: internal SG&A and logistics automation against a 48.8 percent gross margin and 16.2 percent operating margin structure where the gap is store overhead, AI-assisted formulation shortening industrial coatings development, and AI-driven data center and electrification construction adding incremental protective-coatings demand. The offsetting pressures are real but narrow - cheaper formulation and design tools nudging private label upward, and agentic procurement commoditizing large-account specification. Net: a low-exposure name where AI is a modest margin friend and a modest commoditization risk, and the honest output is a narrow range around slightly favorable.

Thesis breaker A visible shift of professional volume to digital or agentic reordering with price-led vendor switching, or evidence that big-box private label is closing the pro-quality gap fast enough to take share, would break the insulated read. Conversely, sustained gross margin above 49 percent with flat store count would confirm cost leverage.
What the market may be underestimating

Upside AI-driven data center, grid, and semiconductor fab construction is a direct volume tailwind for Performance Coatings protective and marine products - an AI beneficiary line that sits inside a company nobody classifies as AI-exposed.

Downside AI-assisted formulation plus contract manufacturing lowers the technical barrier to a credible pro-grade private label, letting big-box and regional players attack the Consumer Brands and lower-end pro tiers where Sherwin-Williams already faces DIY softness.

Outcome range spread 24

44Bear case
58Central case
68Bull case
Three headline numbers, deliberately never blended: Position (which way), Exposure (how much it matters at all), Confidence (how sure). The fingerprint asks every stock the same 11 questions so companies a sector label would lump together get told apart. Not an input to GEM/Coal or the Q/V/S lenses.
Claude Reading
Independent analyst synthesis · claude-opus-4-7 · generated 2026-08-11 00:49:22
Verdict Overvalued but not catastrophically — fair value $240-280 vs $363, not the synthesis's $195; trim now, accumulate below $270 on any housing-driven rerating.

The raw numbers tell a story of a compounder running out of compound. Revenue CAGR of 1.1% over five years ($19.94B in 2021 to $23.57B in 2025) is not a growth business — it's a GDP-tracker with pricing. Earnings CAGR of 3.7% is barely inflation. Most damning: 2025 full-year net income of $2.57B was *below* 2024's $2.68B, so the trailing "growth compounder" thesis broke last year and nobody adjusted the multiple. Meanwhile the stock trades at 35x earnings, 4.15x EV/revenue, and 23.5x EV/EBITDA — multiples that price a 10%+ grower. Operating margin at 16.2% and ROIC of 20.9% are genuinely excellent, but ROE of 55.8% is a leverage artifact ($9.67B debt vs $4.60B equity, D/E of 2.1, current ratio 0.87). This is a well-run mature business wearing a growth-stock costume.

The quarterly trajectory in the file is where I get suspicious of the dataset itself — "2026-06-30" and "2026-03-31" prints are labeled but the current date context suggests these may be mis-tagged or forward-projected; treat with care. That said, if we take them at face value, Q2'26 rev of $6.79B vs Q2'25 of $6.31B is +7.6% YoY with margin expansion to 12.4% from 12.0% — a genuine reacceleration. But Q1'26 net income of $534.7M vs Q1'25's $503.9M is only +6.1% with margins flat. So even the optimistic read is high-single-digit earnings growth, not the 12-15% the multiple demands. The synthesis DCF of $175 signal-adjusted to $195 looks aggressive on the downside — I'd argue fair value is higher because SHW's distribution moat (5,000+ company-owned stores servicing pro contractors) genuinely does deserve a premium to a commodity chemicals DCF. But 86% premium? No.

Where I partially disagree with the models: the narrative layer nails the setup but the market-forces "neutral" call is too generous — this is a stock where the asymmetry is skewed to the downside because there is no realistic scenario where SHW surprises to the upside enough to justify 35x, whereas any housing/contractor softness compresses the multiple to 22-25x fast (implying $230-260). The contrarian argument for staying long: SHW has repeatedly defied bearish calls for a decade, Berkshire-adjacent quality names get bid regardless of DCF, and the pro-contractor lock-in via store network is a real quasi-monopoly that PPG and Benjamin Moore cannot replicate at scale. Buffett-style: you pay up for compounders and let time work. Fair. But time works when earnings compound — and 2025 earnings went backwards. The insider data (four small A-Awards, likely director grants) is essentially null — no signal either way, and the model correctly flagged it as such rather than confabulating.

I agree with the synthesis direction but dissent on magnitude. $195 fair value implies a 46% drawdown, which is a "sell everything" call inconsistent with SHW's demonstrated resilience and moat quality. My fair value range is $240-280 (20-23x on ~$11-12 normalized EPS with 5-7% growth and 16-17% op margins), implying 25-35% downside not 46%. The stock is overvalued but not catastrophically so — it's priced for a story that's slowly eroding, and the rerating happens gradually via multiple compression during any cyclical wobble, not a cliff. The trigger I'd watch: two consecutive quarters of negative YoY earnings (Q4'25 was $476.8M vs $480.1M — already inflected) combined with any pro-contractor volume weakness commentary. Housing starts and existing home sales are the exogenous variable; if 2026 mortgage rates stay above 6.5%, DIY and remodel demand stays soft and SHW's pricing lever runs out. I would not short (moats + buyback discipline + narrative durability protect the downside floor), and I would not buy here. Trim above $360, revisit at $270.

GPT Reading
Independent reading · gpt-5.4 · generated 2026-08-11 00:49:36
Verdict Overvalued at $363 — excellent franchise, but the current price implies durable high-growth compounding that flat annual revenue and sub-peak operating profit do not justify; fair value looks closer to $240-$280.

Sherwin-Williams looks like a very good business priced like an exceptional growth asset, and the numbers here don’t support that distinction. Revenue has essentially stalled at a high level: $23.57B in 2025 versus $23.10B in 2024 and $23.05B in 2023. That is roughly 2% growth last year and basically no growth over two years. Operating income tells an even less flattering story for the multiple: $3.82B in 2025 is still below the $4.16B posted in 2023. Net income rose to $2.57B in 2025, but that is not a breakout result against a current $88B market cap and 35.4x earnings. On a sales basis, investors are paying 3.85x revenue for a paint and coatings company growing barely above inflation. That can work for a software compounder; it is a stretch for a mature chemicals franchise, even a best-in-class one.

The quarterlies show why the stock still commands admiration: margins are resilient and the business keeps squeezing more from a flat top line. Q2 2026 revenue was $6.79B, up from $6.31B a year earlier, but net income was $843.6M versus $754.7M, lifting margin from 12.0% to 12.4%. Q1 2026 was similar, with revenue up to $5.67B from $5.31B and net income up to $534.7M from $503.9M. Gross margin for 2025 was 48.9% and operating margin 16.2%, both strong for an industrial business. ROIC at 20.9% is the real quality marker. The problem is that the market already more than pays for these strengths. An EV/EBITDA of 23.5x and EV/revenue of 4.15x imply not just durability, but sustained premium growth and little cyclicality. Yet the reported growth profile is low-single-digit revenue and mid-single-digit earnings at best.

The balance sheet and valuation mismatch make the premium harder to defend. Sherwin has just $207M of cash against $9.67B of debt and only $4.60B of equity, which helps explain the eye-popping 55.9% ROE and 19.8x book multiple. That is not a sign of hidden cheapness; it is what happens when a great business is layered with leverage and buybacks. The current ratio of 0.87 is not alarming for this model, but it does mean this is not some fortress-balance-sheet defensive stock that deserves any price. Operating cash flow of $3.45B is solid, but even capitalizing that generously does not get me close to $363 unless I assume years of high-single-digit earnings growth plus sustained all-time-ish margin performance. The raw data instead say “elite operator, mature category.”

The best argument against my view is that Sherwin is not a normal coatings company and should not be valued like one. The store network, contractor relationships, brand power, and pricing discipline may justify a persistent premium, and recent quarterly revenue acceleration from $6.31B to $6.79B suggests the annual flatness may understate current momentum. Net income in the latest two quarters rose faster than sales, and if that trend holds, the 2025 annual numbers may prove to be a trough-ish bridge rather than a ceiling. A 20.9% ROIC business with nearly 49% gross margins can compound value through mix, pricing, and share gains even when end markets are soft. If investors believe Sherwin can convert 2%-4% organic growth into 8%-10% EPS growth for a long time, then a premium multiple is understandable. I weigh that less heavily because the present multiple already discounts that optimistic path with little room for macro or housing weakness.

What would change my mind is simple: I’d need to see the annual numbers start matching the story embedded in the price. If 2026 can exit with revenue clearly above $24.5B, operating income back through the 2023 peak and toward $4.3B-$4.5B, and net income pushing past $2.9B with no balance-sheet deterioration, then the stock would look more like an expensive quality compounder than a stretched mature earner. Absent that, any sign that quarterly revenue growth slips back toward 0%-2% or margins stall around the low-16% operating range should force a rerating. At $363, the burden of proof is on sustained acceleration, not on business quality.

Grok Reading
Independent reading · grok-4.5 · generated 2026-08-11 00:50:07
Verdict Overvalued at $363 vs ~$195 fundamental value; 35x P/E unjustified by 1% revenue CAGR and falling 2025 NI

Sherwin-Williams at $362.71 is a high-quality paint franchise being priced like a structural compounder while the income statement tells a mature, low-growth story. Annual revenue crawled from $23.05B in 2023 to $23.10B in 2024 to $23.57B in 2025; the computed revenue CAGR is 1.1% and recent revenue YoY is only 2.1%. Net income actually fell from $2.68B in 2024 to $2.57B in 2025, and operating income remains below the 2023 peak of $4.16B at $3.82B. A 35.4x P/E, 23.5x EV/EBITDA, and 19.8x P/B against mid-single-digit (or worse) earnings growth and a −4.2% recent earnings YoY is the central contradiction: the multiple embeds 12–15% perpetual compounding that the last five years of numbers simply do not deliver. Gross margin at 48.9% and ROIC at 20.9% confirm real operating excellence, but excellence without growth does not justify an 86% premium to a ~$195 DCF anchor.

The balance sheet reinforces the mature-earner reality rather than the platform-monopoly narrative. Debt sits at $9.67B against $207M of cash and only $4.60B of equity, producing a 2.10 debt-to-equity ratio and a sub-1.0 current ratio of 0.87. ROE of 55.9% is mechanically inflated by that leverage and the thin equity base; it is not evidence of explosive economic profit growth. Operating cash flow of $3.45B is solid and funds the business, yet free-cash-flow CAGR is reported at −1%, and the dividend yield is a token 0.88%. Quarterly prints remain seasonally coherent—Q2 2026 revenue of $6.79B and 12.4% net margin versus softer winter quarters—but the pattern is cyclical paint demand, not secular acceleration. Insider activity is noise (tiny A-Awards), offering no signal that management sees dislocation.

The valuation synthesis verdict of overvalued at a signal-adjusted fair value near $195 versus $363 is directionally correct and should not be waved away by brand reverence. At 3.85x sales and 4.15x EV/revenue for ~1% top-line growth, the market is paying a specialty-software multiple for a specialty-chemicals volume business exposed to housing, contractor budgets, and input costs. The pre-flight thesis that 35x earnings prices high-single-digit growth and sustained elevated margins is exactly the bet; the momentum tape shows that bet is not being cashed.

The strongest opposing case is the durability of the moat and the track record of defying housing softness. The 5,000-plus store network, professional-contractor lock-in, and pricing power have allowed gross margins to expand from the low-40s toward 49% over the five-year window even as volumes wobbled, and ROIC above 20% is rare in Basic Materials. A smart opponent would note that SHW has repeatedly beaten low expectations through price/mix, that institutional sponsorship and the “best-in-class compounder” sell-side frame have kept the multiple elevated through prior slowdowns, and that any normalized mid-cycle earnings power plus modest multiple compression still leaves a franchise worth owning—just not at 35x. That argument is real; it explains why the stock has not already rerated. It does not erase the arithmetic: paying 35x for 2% revenue growth and declining annual net income is a hope multiple, not a cash-flow multiple. The narrative layer’s own bear case—that this is a cyclical dressed as structural—fits the reported CAGRs better than the bull story of unassailable 12–15% compounding.

Mind-changers would be concrete: two consecutive quarters of revenue growth at or above 6–7% with operating margin holding above 16%, a full-year 2026 net income print that decisively clears $2.9B and restores positive earnings CAGR above 8%, or clear evidence that architectural volumes are re-accelerating with housing starts rather than merely holding share. A sustained drop in net debt or a current ratio rebuild above 1.0 would also reduce the leverage overhang. Absent those, the gap between $363 and fundamental value near the high-$100s to low-$200s remains the dominant feature.

Big-3 Panel — where each AI stands
Each AI above independently stated a direction (undervalued, fairly valued, or overvalued) and how strongly it believes it (conviction, 0–5). We combine those into a Bull-Bear Index on a 0–10 scale: 5 is neutral, 10 is maximum bullish (undervalued at full conviction), 0 is maximum bearish. We compute the score ourselves with the same arithmetic for every seat — the models never grade their own bullishness — so the three are directly comparable. Δ shows how far each seat sits from the panel average of 1.3; a large Δ marks the dissenting voice, usually the one worth reading.
Claude claude-opus-4-7 2.0
overvalued · conviction 3/5 · Δ +0.7 vs panel · self: 3.0
GPT gpt-5.4 1.0
overvalued · conviction 4/5 · Δ -0.3 vs panel · self: 3.0
Grok grok-4.5 1.0
overvalued · conviction 4/5 · Δ -0.3 vs panel · self: 2.0
Advanced Analysis Forensic deep-dive · separate lenses
Separate reads — Company Quality (is it a great business?), Valuation (is it mispriced?), and General Sentiment (how macro + narrative are pushing it), plus AI Impact (how the AI wave reshapes it), kept deliberately apart · 2026-08-11 01:18:30
Delvantic - Cairn AI
Quality — wait for a dip 8/10
Great business, wrong price — SHW is a genuine compounder trading 35-45% above any defensible fair value, and the only sensible action today is patience.
The cruxWhether the platform-monopoly narrative holds the multiple, or a housing/print disappointment activates the dormant 'mature cyclical mispriced as compounder' counter-story and forces a de-rating.
Forensic checks Derived mechanically from SHW's filed financials — not from the AI lenses
Liquidity & RunwaySelf-Funding
DilutionShare Count Shrinking
Earnings QualityHigh Earnings Quality
The four lensesswitch a tab for its full read — score + evidence
Company Quality
+67
Strong
edge √Σ 144 · risk √Σ 64 · conf 8/10

Sherwin-Williams shows the profile of a mature, high-integrity earner. Revenue has grown from $19.94B (2021) to $23.57B (2025), but the real story is margin expansion: gross margin lifted from 42.8% to 48.8% and operating margin sits at 16.2% versus 15.5% four years ago, indicating pricing power and recovery from raw-material cost shocks. Net income rose from $1.86B to $2.57B and FCF from $2.24B to $3.45B, with OCF/NI at 1.23x and accruals at -2.4% of assets - cash conversion is clean and Beneish M of -2.5 shows no manipulation flags. Altman Z of 3.89 places it firmly in the safe zone. Capital return is disciplined: diluted shares fell from 267.1M to 250.4M (-1.6% CAGR) while SBC is a modest 0.5% of revenue, meaning buybacks genuinely concentrate per-share value rather than mask dilution. The main blemish is the balance sheet: net debt of $9.46B against just $207M liquid cash, with $350M short-term debt exceeding cash on hand. For a business generating $3.45B FCF this is easily serviceable, but it is a constraint, not a cushion, and leaves less optionality in a downturn. Insider activity shows only routine equity awards - no directional buying to lean on, but no selling pressure either.

Strengths 4
m78
Gross margin expansion of 600bps
GM rose from 42.8% (2021) to 48.8% (2025), evidence of durable pricing power and recovery from input-cost inflation - rare in specialty chemicals.
m72
Clean earnings quality
OCF/NI 1.23x, accruals -2.4% of assets, Beneish M -2.5, Altman Z 3.89 - no mechanical red flags; reported earnings are backed by cash.
m68
Per-share value concentration
Diluted shares fell 267.1M to 250.4M (-1.6% CAGR) with SBC only 0.5% of revenue - genuine net buybacks, not dilution offset.
m70
Robust and growing FCF
FCF grew from $2.24B to $3.45B (54% over four years), covering interest, capex, and buybacks with room to spare.
Concerns 3
m55
Leveraged balance sheet
Net debt of $9.46B, liquid cash only $207M, and $350M short-term debt exceeds cash - manageable given FCF but leaves no cushion.
m25
Revenue growth decelerating
Top line has flattened: $23.05B to $23.57B over the last two years, only ~1% per year, suggesting end-market softness (likely housing/DIY).
m20
No insider conviction signal
Only routine A-Award grants visible; absence of open-market P transactions means no directional endorsement from management.
This is a genuinely well-run compounder. The 600bp gross-margin expansion over four years while competitors in coatings struggled is the tell - Sherwin has pricing power and a moat via its store network. Earnings are cash-backed, buybacks are real, and management is not diluting shareholders. My only real reservation is leverage: $9.46B net debt against $207M cash is not a fortress, and if FCF ever hiccups the flexibility narrows quickly. Growth is also clearly maturing. Business state: Strong, comfortably above 'solidly healthy' but short of 'robust beyond most public companies' because of the balance sheet and the growth plateau.
Verify before trusting this (5)
  • Debt maturity ladder and weighted average interest rate on the $9.46B net debt position
  • Whether recent revenue deceleration reflects volume weakness or price/mix, per segment (Paint Stores vs Consumer vs Performance Coatings)
  • Customer/channel concentration in Paint Stores Group and any exposure to housing turnover
  • Pension and lease obligations off-balance-sheet contributions to effective leverage
  • Recent buyback authorization size and pace versus FCF
Valuation / Mispricing
-73
Rich
edge √Σ 25 · risk √Σ 117 · conf 7/10
Price $362.71 vs deserved ~$210-235 even on a generous quality-adjusted read - roughly 35-45% above fair, no margin of safety. attractive below $260.00

The e2e composite fair value sits at $175.23, with a signal-adjusted FV of $195.03 and an anchored-PE read of $234.31 - all well below the $362.71 price. Even giving full credit to the highest method (anchored-PE), the stock trades roughly 55% above it; against the signal-adjusted composite the implied downside is about 46%. The EPV floor of $116.15 shows what the business is worth on current earnings power without growth credit - a stark reminder that a lot of future compounding is already in the tape. Quality is real (67 score, clean earnings, moat via 5,000+ stores, 600bp gross margin expansion) and that justifies a premium multiple - but a premium is not infinity. The market is paying for a mid-teens perpetual compounder in a mature, cyclical paint business carrying $9.46B net debt. Earnings quality is high, so no haircut is warranted, but there is also no hidden value to unlock. The gap is not a fat-finger mispricing; it is the classic 'great company, full price' setup where forward returns compress toward mid-single digits unless multiples expand further.

Cheap signals 1
m25
Quality deserves a premium
Score 67, 600bp gross margin expansion, clean earnings, disciplined buybacks, moat via store network - all justify trading above the mechanical composite. Deserved value is closer to $220-240 than $195.
Rich / priced-in 4
m72
Price 85%+ above signal-adjusted FV
Signal-adjusted composite FV of $195.03 implies -46% downside from $362.71. Even the most generous method (anchored-PE $234.31) leaves the stock ~55% rich.
m65
EPV floor at $116 shows growth dependence
EPV of $115.15 is under a third of the current price - meaning roughly two-thirds of today's market cap is pure growth/multiple credit. That is a heroic bar for a cyclical coatings business.
m55
Priced as a 15%+ compounder
Bear case is directionally right that the multiple assumes secular compounding, but SHW is a mature paint business with DIY softness and contractor margin pressure. Any deceleration re-rates the stock.
m35
Leverage limits multiple expansion room
$9.46B net debt vs $207M cash - not a fortress. In a rising-rate or cyclical downturn this weighs on FCF and constrains the buyback that supports EPS growth.
I like the business, I do not like the price. At $362.71 I am paying up for a mature paint company as if it were a mid-teens compounder in perpetuity, with $9.5B of debt and an EPV floor around $116. The composite says $195, quality-adjusted I will stretch to maybe $235 - either way there is no margin of safety and probably 30-40% of downside if the multiple normalizes. I need this ~25-30% lower before it interests me; today it is Rich, not a short, just not a buy.
Verify before trusting this (4)
  • Forward organic volume growth by segment (Pro Architectural vs DIY vs Industrial)
  • Gross margin sustainability now that raw material tailwind is fading
  • FCF conversion and buyback pace vs debt paydown priorities
  • Any 2025 guidance revision reflecting housing/repaint cycle
General Sentiment
+27
Tailwind
tail √Σ 82 · head √Σ 54 · conf 6/10

The macro tape is mildly supportive (risk-on +47, VIX 15.5, indices near highs) and SHW's 1.09 beta means it participates without being whipped. More importantly, the active narrative on this name is a strong, moderately durable 'platform-monopoly compounder' story - the market is treating SHW as a quasi-utility with structural pricing power, which is precisely the kind of story that holds a premium multiple in a calm tape. That narrative, not the DCF, is what has the stock at $363 vs a $195 anchor, and it is currently intact. Momentum reads strong-positive with declining leverage and low revenue volatility, which reinforces the 'safe compounder' framing and gives holders no reason to sell. The only real sentiment headwinds are macro-structural: 10y at 4.65% and a market PE of 26 make any premium-multiple defensive name vulnerable to a rates or risk-off shock, and the bear counter-narrative (mature cyclical mispriced as a compounder) is a live but dormant risk. Net: the pressure on this specific name leans positive - the story is winning, the tape is friendly, and there is no visible narrative crack yet.

Tailwinds 3
m62
Platform-monopoly narrative intact
Strong-intensity, moderate-durability story frames SHW as an unassailable distribution moat and quasi-utility compounder. That archetype sustains premium multiples until something cracks it, and nothing visible has.
m40
Risk-on tape suits a premium defensive
Regime score +47 with low VIX and indices near highs is exactly the environment where high-quality, low-volatility compounders hold their multiples. Beta 1.09 means SHW participates without being a lightning rod.
m35
Momentum and deleveraging reinforce the story
Strong-positive momentum, D/E stepping from 2.55 to 2.10, and low revenue volatility feed the 'durable compounder' framing and give no trigger for holders to reassess.
Headwinds 2
m45
Rates and market PE pressure premium multiples
10y 4.65 and market PE 26 are structurally unfriendly to a name trading well above DCF on narrative alone. Any rates shock or risk-off flip lands harder on premium-multiple defensives than on the tape overall.
m30
Latent bear counter-narrative
A credible 'mature cyclical mispriced as a compounder' story exists and would de-rate the multiple fast if a bad print or housing data animates it. Dormant, not active - but a live tail.
Net tailwind, but a soft one. The platform-monopoly narrative is doing the heavy lifting here and the risk-on tape is not fighting it, so pressure leans positive on THIS name. The vulnerability is that this is entirely a story-supported premium - rates are unfriendly and the bear counter-narrative is coherent and just waiting for a catalyst. As long as the tape stays calm and prints do not disappoint, sentiment keeps pushing up; the moment either flips, the de-rating risk is asymmetric.
Verify before trusting this (5)
  • Housing turnover and contractor demand data prints that could animate the bear cyclical narrative
  • Any analyst downgrade or target cut that cracks the compounder framing
  • 10y yield break above 4.75-5.00 that pressures premium-multiple defensives
  • VIX spike or regime flip to risk-off that would hit high-multiple names first
  • Guidance or margin commentary that challenges the pricing-power story
The market-wide tape + this name's exposure to it (beta / sector / narrative durability). Context on the non-fundamental pressure — not a call on the business or the price. processId: detail-general-sentiment
AI Impact
+40
Mildly favorable - low exposure is the finding
opp √Σ 98 · thr √Σ 0 · conf 7/10

AI reaches Sherwin-Williams almost entirely through cost and demand channels, not through the product: the underlying need (surfaces must be coated) is physical and permanent, the monetized unit (a gallon, mixed and delivered locally) is untouched by software, and the labor that applies the paint is exactly the kind of dexterous on-site work machine intelligence is worst at - which if anything keeps contractor time scarce and premium product mix intact. The genuine effects are second-order: internal SG&A and logistics automation against a 48.8 percent gross margin and 16.2 percent operating margin structure where the gap is store overhead, AI-assisted formulation shortening industrial coatings development, and AI-driven data center and electrification construction adding incremental protective-coatings demand. The offsetting pressures are real but narrow - cheaper formulation and design tools nudging private label upward, and agentic procurement commoditizing large-account specification. Net: a low-exposure name where AI is a modest margin friend and a modest commoditization risk, and the honest output is a narrow range around slightly favorable.

AI opportunities 7
m66
Underlying Need Persistence
Surfaces need protecting and coloring regardless of how cheap intelligence gets.
m44
Solution Persistence
Contractors will keep buying tinted gallons from a nearby store because immediacy and credit dominate.
m11
Responsibility Transfer
Warranties, spec approvals, and failure liability on industrial coatings keep a buyer preference for an accountable vendor.
m37
Scarcity Migration
As software and design intelligence get abundant, physical local inventory density and contractor relationships get relatively scarcer.
m17
Customer DIY Preference
No contractor or homebuilder will internalize paint manufacturing; the only DIY risk is consumers self-serving color decisions.
m35
Revenue Unit Durability
The monetized unit is a physical gallon, immune to the seat-count and per-task deflation hitting software.
m16
Entrant Compression
AI lowers formulation and marketing costs for challengers but cannot fund a national store and credit network.
AI threats 0

None surfaced.

AI is close to a non-event for the paint thesis - exposure at 27 means the stock lives or dies on housing turnover and price realization, not on machine intelligence. The only AI mechanisms that matter are second-order and mildly positive: back-office and logistics automation against a 48.8 percent gross margin with 16.2 percent operating margin, plus incremental protective-coatings demand from data center and grid buildout. The scarce asset scores highest at 74 relevance 78 because store density and contractor credit are exactly what cheap software cannot reproduce, while entrant_compression at 64 flags the real if narrow risk that AI-assisted formulation plus contract manufacturing arms a credible private-label pro tier. Watch pro volume versus price split and any migration of national-account ordering to agentic procurement platforms - that, not any AI product announcement, is where the structure would actually change.
Verify before trusting this (8)
  • Store network expansion versus rivals
  • Contractor account retention rates
  • Skilled painter labor availability
  • Regional competitor store closures
  • US existing home sales and turnover
  • Nonresidential construction starts
  • Industrial production and OEM build rates
  • Maintenance repaint cycle timing
The structural effect of the AI wave on this specific business over the next ~5 years — demand, cost leverage, moat, barriers to entry, position in the AI stack. The reality beneath the AI story, not the story's market pressure (General Sentiment owns that) — and not a call on the business today or the price.
Growth Outlook
not run

This lens hasn't been run for this ticker yet.

The forward growth verdict — is the business itself likely to grow (next 2 quarters / year 1 / years 2–3), judged against its category and against printed expectations. The full horizon ladder + creme renders on the Growth Outlook card above. Not a call on the price (Valuation owns that) or the tape (Sentiment owns that).
Please log in to view trade setups
The Augustus trade-setup read is a members feature.
Log in
Lenses kept deliberately separate — Company Quality (price-agnostic), Valuation (price-conditional), General Sentiment (non-fundamental macro/narrative pressure), AI Impact (structural ~5yr AI exposure), and Growth Outlook (the forward growth verdict). The scores are not blended. Filing-level items (convertibles, lock-ups, customer concentration) are v2 — see each lens's "verify."
Price Prediction
Lower -7.6% v0.6.0 View full prediction →

When we made this prediction on Aug 11, 2026, SHW was $362.71. We expect it to be $335.00 by Feb 2027, and we consider it great value under $260.00. This is an early model (v0.6.0) — the direction is more reliable than the exact price. Made Aug 11, 2026.

Price when predicted$362.71
Our estimate for Feb 2027$335.00-7.6%
Great value below$260.00
Price history shown (6 Months)

Blue is our prediction, starting the day we made it. Grey is a slower route to the same place — the same destination, taking longer. Black is the actual price, so you can see how we are doing.

Community AI Feedback
No community reviews yet for SHW. Be the first — hit How to Contribute, have any AI review this page, and paste its take back here.
My Notes personal — only you see this
v1.1.562 · 9b2927c4 · 2026-08-22 16:52:06