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SelectQuote, Inc.

SLQT NYSE Categories PDF
Financial Services · Insurance - Brokers · United States · Updated May 10, 8:17pm
$1.12
Price
$197.5M
Market Cap
4,292
Employees
1.61
Beta
Timothy Robert Danker
CEO
Business Description

SelectQuote, Inc. operates a technology-enabled, direct-to-consumer distribution platform that sells a range of insurance policies to consumers from various insurance carriers in the United States. The company operates through three segments: Senior; Life; and Auto & Home. It distributes senior health policies, such as medicare advantage, medicare supplement, medicare part D, and other ancillary senior health insurance related policies, including prescription drugs, dental, vision, and hearing plans; term life policies; and non-commercial auto and home property, and casualty policies. The company was incorporated in 1999 and is headquartered in Overland Park, Kansas.

Business History
Price Overview
Last updated: May 11, 2026 1:54pm (just now)
$1.04
-0.08 (-7.14%)
Day Range
$1.01 – $1.08
52-Week Range
$0.56 – $2.77
50-Day MA
$0.76
200-Day MA
$1.46
Volume
1,340,210.00
Analyst Price Targets
Low $3.00
Consensus $4.00
High $5.00
(5 analysts)
Share Structure
Outstanding 176,347,774.00
Float 137,265,227.00
Free Float 77.8%
Normal free float — 77.8% of shares trade freely, ~22.2% held by insiders/institutions
Healthy float typical of established companies. Good liquidity for entering and exiting positions without major price impact.
Price History (1 Year)
Revenue & Net Income Trend
The directional story — useful even when net income is negative.
Revenue
The top line — total sales before any costs or taxes are subtracted. A measure of how much business the company is doing.
Net Income
The bottom line — profit left after subtracting all expenses, interest, and taxes from revenue. Reflects accounting profitability, but includes non-cash items like depreciation, so it isn't the same as cash earned.
Operating Cash Flow
The real cash generated by the day-to-day business — selling products, paying suppliers, collecting from customers. Calculated from net income by adding back non-cash items and adjusting for timing (unpaid bills, unsold inventory). When OCF consistently lags net income, the reported profit may not be converting to real money.
Period Revenue Net Income Net Margin YoY/QoQ
Key Metrics
API Direct from provider CALC Derived from statements
P/E Ratio (Price per dollar of earnings)
API
Stock Price / EPS (Diluted)
2.10
Stock Price: $1.12
EPS (Diluted): 0.14
P/B Ratio (Price vs net asset value)
API
Stock Price / Book Value Per Share
0.73
Stock Price: $1.12
Total Equity: $575.52M
Shares: 181,895,000
EV/EBITDA (Total value vs operating profit)
API
Enterprise Value / EBITDA
3.83
Market Cap: $197.51M
Total Debt: $385.11M
Cash: $32.40M
EBITDA: $148.36M
Enterprise Value (Takeover price (cap + debt - cash))
API
Market Cap + Total Debt - Cash
$802.7M
Market Cap: $197.51M
Total Debt: $385.11M
Cash: $32.40M
Gross Margin (Revenue left after direct costs)
API
Gross Profit / Revenue
38.7%
Gross Profit: $591.13M
Revenue: $1.53B
Operating Margin (Revenue left after all operations)
API
Operating Income / Revenue
4.5%
Operating Income: $68.50M
Revenue: $1.53B
Net Margin (Revenue left as actual profit)
API
Net Income / Revenue
3.1%
Net Income: $47.58M
Revenue: $1.53B
ROE (Profit from shareholder equity)
API
Net Income / Total Equity
15.3%
Net Income: $47.58M
Total Equity: $575.52M
ROIC (Profit from all invested capital)
API
NOPAT / Invested Capital
4.8%
Operating Income: $68.50M
Tax Rate: 1.9%
Equity: $575.52M
Total Debt: $385.11M
Cash: $32.40M
Current Ratio (Can it pay short-term bills)
API
Current Assets / Current Liabilities
1.60
Current Assets: $341.04M
Current Liabilities: $212.91M
Debt/Equity (Leverage — debt vs equity)
CALC
Total Debt / Total Equity
0.67
Short-Term Debt: $68.52M
Long-Term Debt: $316.59M
Total Debt: $385.11M
Total Equity: $575.52M
Rev/Share (Top-line per share)
CALC
Revenue / Shares Outstanding
$8.39
Revenue: $1.53B
Shares: 181,895,000
Book Value/Share (Net assets per share)
CALC
(Total Assets - Total Liabilities) / Shares
$3.16
Total Equity: $575.52M
Shares: 181,895,000
FCF/Share (Real cash generated per share)
CALC
(Operating Cash Flow + CapEx) / Shares
$-0.08
Operating CF: -$11.67M
CapEx: -$2.19M
Shares: 181,895,000
CapEx is negative (outflow) — added to OCF to get FCF
Div Yield (Annual income from holding)
API
Last Annual Dividend / Stock Price
0.0%
Last Dividend: N/A
Stock Price: $1.12
Payout Ratio (Earnings paid out as dividends)
Dividends Paid / Net Income
—
Dividends Paid: N/A
Net Income: $47.58M
Dividends paid not available in cash flow statement
Industry Benchmarks
Compares SLQT against LLM-researched typical ranges for its industry. One research call per industry, cached indefinitely — every stock in the same industry reuses the same baseline.
Deep Analysis

Pre-flight intelligence scans the company first, then routes to the right analytical methods.

0 Company Classification — What type of company is this?
1 Industry Landscape — Where is the industry headed?
2 Company Momentum — Where is this company trending?
3 Forward Projection — 1Y & 2Y projected metrics (requires Layer 1 + 2)
4a DCF Valuation — Present value of future cash flows
4b Earnings Power Value — Floor value — worth with zero growth
4c Anchored PE — Industry PE adjusted for growth differential
4d Reverse DCF — What growth is the market pricing in?
4e Revenue-Based DCF — For growth/narrative companies (skip if mature earner)
4f Anchored P/S — Price-to-Sales peer comparison (skip if mature earner)
4g Scenario Analysis — Bull / Base / Bear (skip if mature earner)
4h Dividend Discount Model — For dividend/income stocks only
4i Book Value Analysis — For deep value / turnaround stocks only
4j Insider Activity — Are insiders buying or selling?
4f Cash Flow Quality — How trustworthy is the FCF?
4g Debt Maturity Risk — Can it handle its debt?
4h Macro Environment — Rates, market valuation, volatility
4i Sector Intelligence — How does this company compare within its sector?
4j Revenue Confidence — How reliable is the growth projection?
4k Sensitivity Analysis — How fragile is the fair value estimate?
4l Sector Demand Cycle — Is the sector in a boom, steady state, or contraction?
5 AI Investigation — Adaptive research engine (Claude)
5b Thesis Evaluation — What does the market believe? (narrative/platform stocks only)
6 Valuation Synthesis — Weighted verdict from all methods (requires Layer 4)
Income Statement (Annual)
Metric 2021 2022 2023 2024 2025
Revenue $930.0M $764.0M $1.0B $1.3B $1.5B
Cost of Revenue $270.7M $455.7M $527.5M $723.8M $935.5M
Gross Profit $659.3M $308.3M $475.4M $598.0M $591.1M
Operating Expenses $467.0M $654.4M $463.8M $533.4M $522.6M
Operating Income $192.2M -$346.0M $11.6M $64.6M $68.5M
Net Income $124.9M -$297.5M -$58.5M -$34.1M $47.6M
EBITDA $203.5M -$321.5M $39.3M $89.5M $148.4M
EPS $0.77 $-1.81 $-0.35 $-0.20 $0.14
EPS (Diluted) — — — — —
Balance Sheet (Annual)
Metric 2021 2022 2023 2024 2025
Cash & Equivalents $286.5M $141.0M $83.2M $42.7M $32.4M
Total Current Assets $483.4M $402.8M $363.2M $332.9M $341.0M
Total Assets $1.4B $1.3B $1.2B $1.2B $1.2B
Current Liabilities $108.8M $113.5M $137.3M $174.6M $212.9M
Long-Term Debt $459.0M $698.4M $664.6M $637.5M $316.6M
Total Liabilities $756.8M $898.9M $872.3M $877.1M $673.8M
Total Equity $667.0M $391.1M $347.0M $316.8M $575.5M
Retained Earnings $120.4M -$177.1M -$235.6M -$269.8M -$222.2M
Cash Flow (Annual)
Metric 2021 2022 2023 2024 2025
Operating Cash Flow -$115.4M -$338.3M -$19.4M $15.2M -$11.7M
Capital Expenditure -$23.0M -$34.6M -$9.1M -$11.7M -$2.2M
Free Cash Flow -$138.4M -$373.0M -$28.5M $3.6M -$13.9M
Acquisitions (net) -$41.0M -$6.9M $0 -$3.4M $0
Debt Repayment — — — — —
Dividends Paid — — — — —
Stock Buybacks $0 $0 $0 $0 $0
Net Change in Cash -$82.4M -$145.5M -$57.8M -$40.5M -$5.6M
Analyst Estimates (Annual)
Metric 2024 2025 2026 2027
Revenue $1.3B
$1.3B – $1.3B
 $1.5B
$1.5B – $1.5B
 $1.6B
$1.6B – $1.7B
 $1.7B
$1.7B – $1.8B
EBITDA $550,711
$538,770 – $557,605
 $648,192
$643,899 – $656,777
 $705,650
$690,349 – $714,483
 $743,357
$727,239 – $752,662
Net Income -$31.6M
-$32.4M – -$30.9M
 -$7.7M
-$7.9M – -$7.5M
 -$9.5M
-$9.7M – -$9.3M
 -$27.6M
-$28.2M – -$27.0M
EPS — — — —
Growth Trends (YoY %)
Metric 2022 2023 2024 2025
Revenue Growth -17.8% +31.3% +31.8% +15.5%
Gross Profit Growth -53.2% +54.2% +25.8% -1.1%
Operating Income Growth -280.0% +103.3% +457.3% +6.1%
Net Income Growth -338.3% +80.3% +41.7% +239.4%
EBITDA Growth -258.0% +112.2% +127.4% +65.8%
Insider Trading (Recent)
Date Insider Type Shares Price Value
2026-02-28 Wolfe Chris M-Exempt 9,502.00 $0.00 $0
2026-02-28 Wolfe Chris M-Exempt 9,502.00 $0.00 $0
2026-02-28 Clement Ryan Moore M-Exempt 20,834.00 $0.00 $0
2026-03-01 Clement Ryan Moore M-Exempt 6,234.00 $0.00 $0
2026-03-01 Clement Ryan Moore F-InKind 2,161.00 $0.86 $1,858
2026-02-28 Clement Ryan Moore F-InKind 7,219.00 $0.86 $6,208
2026-03-01 Clement Ryan Moore M-Exempt 6,234.00 $0.00 $0
2025-11-11 Vukovic Srdjan A-Award 106,250.00 $0.00 $0
2026-02-28 Vukovic Srdjan M-Exempt 9,502.00 $0.00 $0
2026-02-28 Vukovic Srdjan M-Exempt 9,502.00 $0.00 $0
2026-02-11 Grant Robert Clay P-Purchase 40,021.00 $0.88 $35,018
2026-02-11 Grant Robert Clay P-Purchase 39,514.00 $0.89 $35,009
2026-02-11 Grant Robert Clay P-Purchase 39,366.00 $0.89 $34,996
2025-11-11 DEVANNY EARL H III M-Exempt 52,631.00 $0.00 $0
2025-11-11 DEVANNY EARL H III A-Award 106,250.00 $0.00 $0
2025-11-11 DEVANNY EARL H III M-Exempt 52,631.00 $0.00 $0
2025-11-11 Hawks Donald L III M-Exempt 52,631.00 $0.00 $0
2025-11-11 Hawks Donald L III A-Award 106,250.00 $0.00 $0
2025-11-11 Hawks Donald L III M-Exempt 52,631.00 $0.00 $0
2025-11-11 Devine Denise L M-Exempt 52,631.00 $0.00 $0
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My Notes personal — only you see this
Data via Financial Modeling Prep · Cached for performance · fmp
v1.1.193 · 1946f027 · 2026-05-08 18:57:27