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STALE Analysis Report
Apr 27, 2026
61 days ago · 92% complete
Re-run recommended — fundamentals and price action have likely diverged from this snapshot.

Tempus AI, Inc.

TEM NASDAQ Categories PDF
Healthcare · Medical - Healthcare Information Services
Chicago, IL 60654, United States IPO 2024 tempus.com Updated Jun 27, 3:46pm
Price
$56.14
Market Cap
$9.8B
Employees
3,800
Beta
3.62
Avg Volume
6,022,178
CEO
Eric Lefkofsky
Business Description

Tempus AI, Inc. operates as a healthcare technology company in the United States. It offers the Tempus platform, a closed-loop, full-stack, bi-directional integrations between a clinician's desktop and its laboratory diagnostic capabilities, analytics platform, and repository of multimodal data; and Hub, a clinical application for physicians and other healthcare providers for use in the diagnostics product line as an end-to-end application for healthcare providers for NGS tests. The company also provides Lens, a software application for life sciences and advanced precision research; diagnostics services, such as NGS diagnostics, PCR profiling, and other anatomic and molecular pathology tests; and large-panel solid tumor and hematologic testing through multiple assays, with its core clinical assay (xT and xR) offering large panel DNA, RNA full transcriptome, and incidental germline findings through normal blood or saliva analyses. In addition, it provides genetic tests focused on inherited conditions; an nP assay for pharmacogenomic testing for patients with psychiatric conditions, including depression, general anxiety disorder, bipolar disorder, and other relevant diagnoses; Insights, which licenses libraries of linked, de-identified clinical, molecular, and imaging data; Organoids, a tumor derived biological modeling. Further, the company offers Trials for clinical trial matching services; Next, an AI platform; Algos, an algorithm-based diagnostics application. It has Strategic Collaborations with AstraZeneca AB, Pathos AI, Inc., GlaxoSmithKline, Merck, and Recursion Pharmaceuticals, Inc. Additionally, it also has a strategic collaboration with Blood Cancer United to develop registry for pediatric acute myeloid leukemia. The company was formerly known as Tempus Labs, Inc. and changed its name to Tempus AI, Inc. in January 2023. Tempus AI, Inc. was incorporated in 2015 and is headquartered in Chicago, Illinois.

Business History
Generated: Apr 23, 2026 9:39am
Price Overview
Last updated: Jun 28, 2026 11:52am (just now)
$56.14
+1.27 (+2.31%)
Day Range
$53.37 – $57.10
52-Week Range
$41.73 – $104.32
50-Day MA
$50.34
200-Day MA
$63.58
Volume
8,951,704.00
Analyst Price Targets
Low $59.00
Consensus $72.60
High $100.00
(27 analysts)
Share Structure
Outstanding 174,520,980.00
Float 105,827,253.50
Free Float 65.4%
Normal free float — 65.4% of shares trade freely, ~34.6% held by insiders/institutions
Healthy float typical of established companies. Good liquidity for entering and exiting positions without major price impact.
Price History (1 Year)
Last updated: Jun 28, 2026 11:52am (just now)
Revenue & Net Income Trend
The directional story — useful even when net income is negative.
Last updated: Jun 27, 2026 3:46pm (20h ago)
Revenue
The top line — total sales before any costs or taxes are subtracted. A measure of how much business the company is doing.
Net Income
The bottom line — profit left after subtracting all expenses, interest, and taxes from revenue. Reflects accounting profitability, but includes non-cash items like depreciation, so it isn't the same as cash earned.
Operating Cash Flow
The real cash generated by the day-to-day business — selling products, paying suppliers, collecting from customers. Calculated from net income by adding back non-cash items and adjusting for timing (unpaid bills, unsold inventory). When OCF consistently lags net income, the reported profit may not be converting to real money.
Period Revenue Net Income Net Margin YoY/QoQ
Key Metrics
API Direct from provider CALC Derived from statements
Industry comparison last run: Apr 27, 2026 3:40pm
P/E Ratio (Price per dollar of earnings)
CALC
Stock Price / EPS (Diluted)
-39.82
Stock Price: $56.14
EPS (Diluted): -1.41
P/B Ratio (Price vs net asset value)
API
Stock Price / Book Value Per Share
20.94
Stock Price: $56.14
Total Equity: $491.33M
Shares: 174,264,000
EV/EBITDA (Total value vs operating profit)
API
Enterprise Value / EBITDA
-78.13
Market Cap: $9.80B
Total Debt: $1.24B
Cash: $604.79M
EBITDA: -$222.36M
Enterprise Value (Takeover price (cap + debt - cash))
API
Market Cap + Total Debt - Cash
$11.0B
Market Cap: $9.80B
Total Debt: $1.24B
Cash: $604.79M
P/S Ratio (Price per dollar of revenue)
API
Stock Price / Revenue Per Share
8.09
Stock Price: $56.14
Revenue: $1.27B
Shares: 174,264,000
EV/Sales (Total value vs revenue — works when P/E can't)
API
8.66
Gross Margin (Revenue left after direct costs)
API
Gross Profit / Revenue
69.6%
Gross Profit: $885.69M
Revenue: $1.27B
Operating Margin (Revenue left after all operations)
API
Operating Income / Revenue
-18.8%
Operating Income: -$238.64M
Revenue: $1.27B
Net Margin (Revenue left as actual profit)
API
Net Income / Revenue
-19.3%
Net Income: -$245.03M
Revenue: $1.27B
ROE (Profit from shareholder equity)
API
Net Income / Total Equity
-70.2%
Net Income: -$245.03M
Total Equity: $491.33M
ROIC (Profit from all invested capital)
API
NOPAT / Invested Capital
-13.3%
Operating Income: -$238.64M
Tax Rate: 17.4%
Equity: $491.33M
Total Debt: $1.24B
Cash: $604.79M
Current Ratio (Can it pay short-term bills)
API
Current Assets / Current Liabilities
3.13
Current Assets: $1.17B
Current Liabilities: $372.39M
Debt/Equity (Leverage — debt vs equity)
CALC
Total Debt / Total Equity
2.52
Short-Term Debt: $0.00
Long-Term Debt: $1.24B
Total Debt: $1.24B
Total Equity: $491.33M
Rev/Share (Top-line per share)
CALC
Revenue / Shares Outstanding
$7.30
Revenue: $1.27B
Shares: 174,264,000
Book Value/Share (Net assets per share)
CALC
(Total Assets - Total Liabilities) / Shares
$2.82
Total Equity: $491.33M
Shares: 174,264,000
FCF/Share (Real cash generated per share)
CALC
(Operating Cash Flow + CapEx) / Shares
$-1.37
Operating CF: -$218.09M
CapEx: -$21.05M
Shares: 174,264,000
CapEx is negative (outflow) — added to OCF to get FCF
Div Yield (Annual income from holding)
API
Last Annual Dividend / Stock Price
0.0%
Last Dividend: N/A
Stock Price: $56.14
Payout Ratio (Earnings paid out as dividends)
Dividends Paid / Net Income
Dividends Paid: N/A
Net Income: -$245.03M
Dividends paid not available in cash flow statement
Industry Benchmarks
Last run: Apr 27, 2026 3:40pm
Compares TEM against LLM-researched typical ranges for its industry. One research call per industry, cached indefinitely — every stock in the same industry reuses the same baseline.
Deep Analysis
Last run: Apr 27, 2026 3:44:14 pm

Pre-flight intelligence scans the company first, then routes to the right analytical methods.

0 Company Classification — What type of company is this?
1 Industry Landscape — Where is the industry headed?
2 Company Momentum — Where is this company trending?
3 Forward Projection — 1Y & 2Y projected metrics (requires Layer 1 + 2)
4a DCF Valuation — Present value of future cash flows
Not applicable for Pre Profit Growth companies
4b Earnings Power Value — Floor value — worth with zero growth
Not applicable for Pre Profit Growth companies
4c Anchored PE — Industry PE adjusted for growth differential
Not applicable for Pre Profit Growth companies
4d Reverse DCF — What growth is the market pricing in?
Not applicable for Pre Profit Growth companies
4e Revenue-Based DCF — For growth/narrative companies (skip if mature earner)
4f Anchored P/S — Price-to-Sales peer comparison (skip if mature earner)
4g Scenario Analysis — Bull / Base / Bear (skip if mature earner)
4h Dividend Discount Model — For dividend/income stocks only
Not applicable for Pre Profit Growth companies
4i Book Value Analysis — For deep value / turnaround stocks only
Not applicable for Pre Profit Growth companies
4j Insider Activity — Are insiders buying or selling?
4f Cash Flow Quality — How trustworthy is the FCF?
4g Debt Maturity Risk — Can it handle its debt?
4h Macro Environment — Rates, market valuation, volatility
4i Sector Intelligence — How does this company compare within its sector?
4j Revenue Confidence — How reliable is the growth projection?
4k Sensitivity Analysis — How fragile is the fair value estimate?
Not applicable for Pre Profit Growth companies
4l Sector Demand Cycle — Is the sector in a boom, steady state, or contraction?
5 AI Investigation — Adaptive research engine (Claude)
5b Thesis Evaluation — What does the market believe? (narrative/platform stocks only)
6 Valuation Synthesis — Weighted verdict from all methods (requires Layer 4)
Income Statement (Annual)
Last updated: Jun 27, 2026 3:46pm (20h ago)
Metric 2021 2022 2023 2024 2025
Revenue $257.9M $320.7M $531.8M $693.4M $1.3B
Cost of Revenue $174.2M $190.5M $245.6M $312.3M $386.1M
Gross Profit $83.6M $130.2M $286.2M $381.1M $885.7M
Operating Expenses $327.4M $395.6M $482.3M $1.1B $1.1B
Operating Income -$243.7M -$265.4M -$196.1M -$691.1M -$238.6M
Net Income -$259.2M -$289.8M -$214.1M -$705.8M -$245.0M
EBITDA -$219.5M -$236.8M -$133.3M -$610.4M -$222.4M
EPS $-1.75 $-1.97 $-1.73 $-4.60 $-1.41
EPS (Diluted)
Balance Sheet (Annual)
Last updated: Jun 27, 2026 3:46pm (20h ago)
Metric 2021 2022 2023 2024 2025
Cash & Equivalents $277.7M $302.9M $165.8M $341.0M $604.8M
Total Current Assets $404.0M $438.6M $350.3M $667.6M $1.2B
Total Assets $531.4M $631.4M $564.1M $926.1M $2.3B
Current Liabilities $114.8M $174.2M $232.6M $291.1M $372.4M
Long-Term Debt $238.2M $389.5M $449.7M $435.4M $1.2B
Total Liabilities $1.3B $1.8B $1.9B $869.8M $1.8B
Total Equity -$807.5M -$1.1B -$1.4B $56.3M $491.3M
Retained Earnings -$807.5M -$1.1B -$1.4B -$2.2B -$2.4B
Cash Flow (Annual)
Last updated: Jun 27, 2026 3:46pm (20h ago)
Metric 2021 2022 2023 2024 2025
Operating Cash Flow -$212.0M -$168.2M -$214.3M -$189.0M -$218.1M
Capital Expenditure -$11.8M -$18.4M -$34.6M -$22.1M -$21.0M
Free Cash Flow -$223.8M -$186.6M -$248.9M -$211.2M -$239.1M
Acquisitions (net) -$6.0M -$39.6M -$5.7M -$95.2M -$376.7M
Debt Repayment
Dividends Paid
Stock Buybacks $0 $0 -$3.6M $0 -$3.0M
Net Change in Cash -$235.8M $25.3M -$137.1M $175.2M $263.8M
Analyst Estimates (Annual)
Last updated: Jun 27, 2026 3:46pm (20h ago)
Metric 2027 2028 2029 2030
Revenue $1.9B
$1.9B – $2.0B
$2.3B
$2.3B – $2.3B
$2.7B
$2.6B – $2.8B
$3.1B
$3.0B – $3.2B
EBITDA -$1.1B
-$1.2B – -$1.1B
-$1.3B
-$1.3B – -$1.3B
-$1.6B
-$1.6B – -$1.5B
-$1.8B
-$1.9B – -$1.8B
Net Income -$3.1M
-$111.0M – $104.9M
$97.7M
-$17.9M – $213.4M
$304.3M
$293.5M – $314.3M
$488.0M
$470.7M – $504.1M
EPS
Growth Trends (YoY %)
Last updated: Jun 27, 2026 3:46pm (20h ago)
Metric 2022 2023 2024 2025
Revenue Growth +24.4% +65.8% +30.4% +83.4%
Gross Profit Growth +55.6% +119.8% +33.2% +132.4%
Operating Income Growth -8.9% +26.1% -252.4% +65.5%
Net Income Growth -11.8% +26.1% -229.6% +65.3%
EBITDA Growth -7.9% +43.7% -357.8% +63.6%
Insider Trading (Recent)
Type codes PPurchase SSale AAward / grant MOption exercise FIn-kind (tax) CConversion GGift DReturn to issuer
All SEC Form 4 codes
Open market
P Purchase
Open-market or private purchase of shares.
S Sale
Open-market or private sale of shares.
Compensation (Rule 16b-3)
A Award / grant
Grant or award of securities (RSUs, options, etc.) under Rule 16b-3.
D Return to issuer
Securities disposed back to the company under Rule 16b-3.
F In-kind (tax)
Shares withheld or delivered to pay the option-exercise price or tax — not an open-market sale.
I Discretionary
Discretionary transaction under an employee plan — Rule 16b-3(f).
M Option exercise
Exercise or conversion of a derivative (option/RSU) into shares — exempt.
Derivatives
C Conversion
Conversion of a derivative security into the underlying shares.
E Short expiration
Expiration of a short derivative position.
H Long expiration
Expiration or cancellation of a long derivative position with value received.
O OTM exercise
Exercise of an out-of-the-money derivative.
X ITM exercise
Exercise of an in-the-money or at-the-money derivative.
Other exempt
G Gift
Bona fide gift of securities.
L Small acquisition
Small acquisition under Rule 16a-6.
W Inheritance
Acquisition or disposition by will or the laws of descent.
Z Voting trust
Deposit into or withdrawal from a voting trust.
Other
J Other
Other acquisition or disposition (explained in a Form 4 footnote).
K Equity swap
Transaction in an equity swap or similar instrument.
U Tender / buyout
Disposition via tender of shares in a change-of-control transaction.

Compensation-plan codes (A, D, F, M) are routine and rarely directional. Open-market P (buy) and S (sale) carry the most signal.

Date Insider Type Shares Price Value
2026-06-01 Epstein David R S-Sale 250.00 $49.40 $12,350
2026-05-27 LEFKOFSKY ERIC P S-Sale 35,721.00 $46.17 $1.6M
2026-05-27 LEFKOFSKY ERIC P S-Sale 97,279.00 $46.89 $4.6M
2026-05-27 LEFKOFSKY ERIC P S-Sale 8,932.00 $46.17 $412,390
2026-05-27 LEFKOFSKY ERIC P S-Sale 24,318.00 $46.89 $1.1M
2026-05-21 Belcher Eric D A-Award 5,913.00 $0.00 $0
2026-05-21 West Nadja A-Award 5,913.00 $0.00 $0
2026-05-21 Leonsis Theodore A-Award 5,913.00 $0.00 $0
2026-05-21 Gottlieb Scott A-Award 5,913.00 $0.00 $0
2026-05-21 Frederick Wayne A.I. A-Award 5,913.00 $0.00 $0
2026-05-21 Epstein David R A-Award 5,913.00 $0.00 $0
2026-05-21 Doudna Jennifer A A-Award 5,913.00 $0.00 $0
2026-05-21 BARRIS PETER J A-Award 5,913.00 $0.00 $0
2026-05-19 Schoenherr Thomas Edward S-Sale 1,580.00 $44.07 $69,631
2026-05-19 Rogers James William S-Sale 10,853.00 $44.07 $478,292
2026-05-19 Polovin Andrew S-Sale 8,703.00 $44.07 $383,541
2026-05-19 LEFKOFSKY ERIC P S-Sale 22,335.00 $44.07 $984,303
2026-05-19 Fukushima Ryan S-Sale 13,550.00 $44.07 $597,149
2026-05-19 Bartolucci Ryan M S-Sale 4,116.00 $44.07 $181,392
2026-05-14 Fukushima Ryan G-Gift 162,239.00 $0.00 $0
Narrative Economics
The story the market is telling about this stock — the intangible X-factor (founder mythology, cult dynamics, TAM-of-imagination) that moves price beyond what cash flows alone explain. After Shiller, Narrative Economics.
No narrative profile yet for TEM — it's generated by the pipeline (market-narrative step).
Delvantic AI Findings
Independent analyst synthesis · Delvantic - Cairn AI · generated 2026-04-27 15:44:48
Reviews the pipeline's own verdicts
Verdict Fairly valued to modestly expensive — organic growth is ~35% not 83%, insider selling is coordinated, and fair value sits at $40-48; wait for a pullback to $40 or a clean profitability inflection before committing.

Looking at the raw quarterly tape first: revenue progression is $145.8M → $166.0M → $180.9M → $200.7M → $255.7M → $314.6M → $334.2M → $367.2M. That's not "decelerating" in absolute terms — Q4'25 grew 83% YoY and 9.9% sequentially. The Q1'25 jump from $200.7M to $255.7M (27% sequential) is the AKESO/Ambry consolidation tell, which is why YoY comps look so heroic. Strip out the inorganic step-function and the underlying organic rate is more like 30-40%, not 83%. The Revenue Confidence model flagging "decelerating" is technically right on sequential growth rates (27% → 23% → 6% → 9.9%), and that matters for anyone underwriting an 83% trajectory continuing.

On margins, the loss profile is genuinely improving — 2024 op loss of -$691M on $693M revenue (-100%) collapsed to -$239M on $1.27B (-19%) in 2025. That's real operating leverage, but the Q4'25 net margin of -14.8% versus Q3'25 at -23.9% is noisy; quarterly NI bounces between -$13M and -$80M with no clean trend. Gross margin at 69.6% is the strongest data point in the file — that's software-like and supports the platform thesis. But OCF at -$218M against $605M cash means roughly 2.5-3 years of runway at current burn before they need capital, and the balance sheet shows no reported debt figure, which is suspicious given they did a convertible offering. I'd want to verify that before sizing anything.

The insider activity is unambiguous: I count ~360k+ shares sold across late Feb and late March 2026, against awards of ~276k. Net selling, and the March 26 cluster of six separate sales on the same day suggests a coordinated 10b5-1 cadence by multiple insiders — not a single executive's liquidity event. At $52 with the stock down 50% from $104, insiders aren't buying the dip. That's a real signal, not noise.

Where I push back on the prior models: the synthesis verdict of "High Conviction Required" is fine as a label but the fair-value anchor of "$35-40 (5x sales) or proof of 20%+ EBITDA margins" is the honest part and gets buried. Market Forces calling for a 50%+ reset is too aggressive given the gross margin profile and growth — Veeva trades at 13x sales profitably, Illumina trades at 4x sales as a no-growth incumbent; Tempus at 7.2x with 30-40% organic growth and improving operating leverage probably belongs at 5-6x sales, i.e. $35-42. Pre-Flight's read that the market has already repriced from blue-sky to "prove it" is correct, but "priced for strong execution" understates how much the convertible/dilution math degrades the equity story if they need to raise at these levels. The contrarian argument the models underweight: this is Eric Lefkofsky, and Groupon was a cautionary tale about a founder who optimized for growth narrative over unit economics until the music stopped. The pharma Insights segment lumpiness (Q3 weakness, Q4 rebound) hints at deal-timing dependency that won't show up until a bad quarter prints.

What's thin in the data: no debt figure, no equity figure, no FCF CAGR, no earnings CAGR — all blank. The TTM-derived ratios (ROE -60%, ROIC -10%) are uninformative for a pre-profit name and the anomaly flags are right to demote them. The ev_to_revenue of 8.26 vs ps of 8.09 is internally consistent and the only multiple worth anchoring on.

I dissent partially with the synthesis. "High Conviction Required" at $52 implies it's roughly fair if you believe; I think it's modestly expensive even if you believe, because the organic growth rate is closer to 35% than 83%, gross margin gains have largely played out (you don't get from 70% to 85%), and insiders are telling you with their feet. Fair value on a 5-6x forward sales multiple ($1.6-1.7B '26 revenue) lands at $42-50/share — basically here, with downside skew. I'd want $38-42 for a starter and would not chase.

GPT Critique
Second-opinion review · gpt-4o · generated 2026-04-27 15:44:57
Reviews the Opus findings above
Verdict I agree with Opus — Tempus AI is modestly expensive at $52.525, with fair value closer to $42-50, factoring in tempered growth expectations and insider selling signals.

Tempus AI, Inc. has undeniably demonstrated substantial revenue growth over the past few years, with a noteworthy increase from $257.9 million in 2021 to $1.27 billion in 2025. This translates to a revenue compound annual growth rate (CAGR) of 54.6%, which is impressive for any pre-profit growth company in the healthcare information services sector. However, despite this growth, the company remains unprofitable, with a net income of -$245 million in 2025, although this is an improvement from -$705.8 million in 2024. The gross margin expansion from 32% to 70% is a positive indicator, suggesting strong potential for future profitability. Yet, the continuous negative operating cash flow, reported at -$218.1 million for 2025, raises concerns about the company's cash burn rate and the sustainability of its operations without further capital infusion.

I find myself in agreement with Opus regarding the organic growth rate. Opus's assessment that the underlying organic growth rate is closer to 30-40% rather than the headline 83% is accurate when considering the inorganic contributions from consolidations like AKESO/Ambry. This aligns with the sequential growth rates, which have shown signs of deceleration. On margins, I concur with Opus that the improvement in operating losses from -$691 million to -$239 million is a clear sign of operating leverage, yet the quarterly net income volatility is a concern. The gross margin of 69.6% indeed supports the platform’s thesis, as Opus noted, but the continued cash burn indicates that the path to profitability is not yet clear.

Where I diverge from Opus is on the valuation perspective. While Opus suggests a fair value range of $40-48, I believe the current market pricing at $52.525 per share might still reflect the potential upside of Tempus's data-driven healthcare platform. The company's significant oncology dataset and the growing demand for real-world data in pharma present a compelling narrative for future growth. However, I share Opus’s caution about the insider selling activity, which could signal internal skepticism about the company's near-term prospects, adding weight to the argument for a more conservative valuation approach.

A skeptic might argue that both Opus and I are too optimistic about Tempus’s ability to transition to profitability. The absence of debt is notable, but without a clear path to sustainable positive cash flow, the company might face liquidity issues if the current cash reserves deplete before profitability is achieved. Additionally, the competitive landscape, with increasing pressure from established players like Quest and LabCorp, could impact Tempus’s ability to maintain its growth trajectory and margin improvements.

Community AI Feedback
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My Notes personal — only you see this
Data via Financial Modeling Prep · Cached for performance · fmp
v1.1.352 · d1100787 · 2026-06-26 11:39:30