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The Home Depot, Inc.
Consumer Cyclical · Home Improvement Retail
Made on Jun 24, 2026
Price at call $324.45
6-month call Bear -5.3%
Target by Dec 2026 $307.34
Great value below $245.00
Model v0.3.0

Projection vs Actual (6M history + forecast)

Our straight 6-month prediction (bold) with a textured realism line, and the actual price overlaid from the prediction date forward.

Forecast

One directional 6-month call and the six monthly points we'll be scored against. Predicted Jun 24, 2026 3:09 am
Bear HD trends lower to $307.34 (-5.3% from $324.45) by Dec 2026.
Monthmonths after the call Datewhen it gets graded Predictedthe claim: closing price Current priceactual close — fills in over time Predicted returnpredicted vs $324.45 at call
Prediction made Jun 24, 2026 $324.45 at call
M1 Jul 24, 2026 $321.60 -0.9%
What actually happened: closed $324.71 on Jul 23, 2026 = +0.1% vs the call (predicted -0.9%)  ·  direction HIT (called flat, was flat)  ·  off by 1.0 pp  ·  accuracy 10/10  ·  S&P +0.7% over the same window — lagged it
M2 Aug 24, 2026 $318.75 -1.8%
M3 Sep 24, 2026 $315.89 -2.6%
M4 Oct 24, 2026 $313.04 -3.5%
M5 Nov 24, 2026 $310.19 -4.4%
M6 Dec 24, 2026 $307.34 -5.3%

Deserved value (DCF/composite) is $234.98; over 6 months we project closing only part-way to it (reach 19.1%). Value-only — see Not Yet Modeled below.

Weaknesses

0 blocking · 1 degraded · 0 notes — follow the chain top-down (cause → effect).
  • Degraded
    High debt risk — interest coverage dangerously low or refinancing needed
    upstream:valuation-synthesis

Equation Inputs

Everything feeding the v0.3.0 model — value anchors, the stock's own price behaviour, and the tunable knobs.

Value anchors (from deep analysis)

Price at call$324.45
Composite fair value$219.35
Signal-adjusted fair value$176.32
DCF fair value$226.54
Anchored-PE fair value$258.09
Buy-below (value lens)$245.00
Value net score-100
Value confidence7 / 10
Quality net score+27
Memo confidence8 / 10
Deserved value (base)$222.95
Quality tilt+5.4%
Deserved value (used)$234.98
Coherence (value × quality)0.50

Price behaviour (trailing — shapes the realism line)

Realized volatility (annualized) 1m 26.1%  3m 27.8%  6m 26.1%  
Daily σ (realism noise)1.8%
Beta vs S&P 500 1m 0.41  3m 0.81  5m 0.80  
Trailing 6-month return-8.6%

Knobs (equation params)

Deserved wt · DCF0.5
Quality tilt cap (±)0.2
Horizon reach (6mo)0.45
Coherence floor (conflict)0.5
Conviction gain / pt0.06
Realism mean-reversion φ0.85
Conviction floor0.4
Deserved wt · composite0.5
Realism vol window3m
Neutral band (%)5
Horizon (months)6
Realism σ fallback0.015

Version & Tech Chain

What produced this prediction — stamped on the record so versions can be compared by success rate later.
Model v0.3.0 #6bd904191719

Tech composition (what this version is built from)

#ProcessKindGroup
1 Synthesis valuation-synthesis deterministic final
2 Scenario Analysis scenario-valuation deterministic valuation
3 Valuation / Mispricing ext-lens-value llm extended
4 Company Quality ext-lens-quality llm extended
5 Forensic Memo (combiner) ext-forensic-memo llm extended
6 Classification company-classification llm foundation
7 Live Quote fmp-quote data market-data

Inputs used (the runs that fed this prediction)

Upstream processRanLagRun id
company-classification Jun 24, 2026 freshest HD-20260624-030001-11b6
ext-forensic-memo Jun 24, 2026 freshest ext-HD-20260624-030752-0280
ext-lens-quality Jun 24, 2026 freshest ext-HD-20260624-030752-0280
ext-lens-value Jun 24, 2026 freshest ext-HD-20260624-030752-0280
valuation-synthesis Jun 24, 2026 freshest HD-20260624-030001-11b6

Inputs flagged 7d+ behind the freshest one may be stale relative to the rest of the analysis.

Saved History

2 frozen snapshots — the record we score once predictions mature.
MadeModelCallAt callTargetExp.Eval due
Aug 1, 2026 v0.6.0 Bear $332.02 $315.00 -5.1% Feb 2027 view
Jun 24, 2026 v0.3.0 Bear $324.45 $307.34 -5.3% Dec 2026 viewing

Not Yet Modeled

What this v0.3.0 forecast deliberately ignores — the work ahead, in plain sight.
  • Signal-adjusted fair value ($176.32) — the red-flag-adjusted anchor isn't the primary input yet (we use the raw DCF/composite blend, which double-counts DCF).
  • Recent momentum / drift — the line takes off straight; the trailing 6-month move (-8.6%) doesn't bend the slope.
  • Market beta — computed (1–5mo) for context but does not condition the path.
  • Earnings dates, catalysts, and known events — not modeled.
  • Macro regime & sector rotation — not modeled.
  • Horizon is a fixed 6-month assumption, not a modeled time-to-target.
  • Outcome scoring — predictions aren't yet graded against realized price once the evaluation date passes.