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AGING Analysis Report
Aug 2, 2026
21 days ago · 100% complete
NOT DEPENDABLE This report predates a filing — its financial basis has been replaced.
Report generated: Aug 2, 2026 · Filing on record since: Aug 22, 2026 · 20 days after
For AI assistants & researchers — machine-readable summary of this page

What this page is: Delvantic's full research page for Palantir Technologies Inc. (PLTR) — AI-driven forensic equity research: mechanical valuation models (DCF, EPV, anchored-PE, scenario) plus three independent AI lenses (Quality / Value / Sentiment). Everything below is rendered server-side; you are not missing content that requires JavaScript. All scores are predictions and research opinions, not financial advice.

Our current read (analysis of 2026-08-23): Designation Low · Gem Score -25 (−100…+100 Quality+Value blend) · Quality 54 · Value -89 · Sentiment -70 (timing only, not weighted) · Composite fair value $36.85 vs $123.06 at analysis

Page map (sections in order; each card carries a stable reference-name attribute you can cite):

  • profile-header / price-overview — company profile, live quote, market cap
  • extended-analysisthe core: three AI lens reads with findings, scores, and the analyst memo
  • future-predictions — our forward price-band predictions
  • market-narrative / ai-findings / gpt-critique — narrative context, cross-model findings, and an adversarial critique of our own analysis (near the end of the document)
  • Members-only sections (render as login gates for anonymous readers): price-history, income-trend, key-metrics, financials (statement tables), insider-trading. The analysis above is public; the raw data tables require a free account.

More for machine readers: site briefing at /llms.txt · any ticker resolves at delvantic.com/stock/TICKER · raw inputs are public-company filings and market data (via licensed data feeds); every model, score, lens read, and prediction on this page is Delvantic's own analysis.

Palantir Technologies Inc.

PLTR NASDAQ
Technology · Software - Infrastructure
Aventura, FL 33180, United States palantir.com Updated Aug 1, 8:37pm
Price
$123.06
Market Cap
$295.0B
Employees
4,395
Beta
1.56
Avg Volume
40,337,327
CEO
Dr. Alexander C. Karp J.D.

Palantir Technologies Inc. is an American software company specializing in data integration, analytics, and artificial intelligence for large, complex organizations. Its primary function is to help institutions connect fragmented data, embed workflows, and support high-stakes operational decision-making across government and commercial settings. Palantir’s core platforms include Gotham for defense, intelligence, and public-sector operations; Foundry for enterprise data operations and analytics; Apollo for software deployment and management across diverse environments; and its Artificial Intelligence Platform, which unifies access to advanced AI and large language models. Today, Palantir serves governments, financial institutions, healthcare providers, manufacturers, energy companies, and other large enterprises across North America, Europe, Asia-Pacific, and the Middle East. Its software is used in applications such as counterterrorism analysis, crisis response, supply chain optimization, industrial production planning, and risk management. Headquartered in Miami, Florida, with major operations in Denver and other global cities, Palantir occupies a prominent role in the market for secure, mission-critical data and AI infrastructure.

Runs with full report Generated: Aug 2, 2026 12:12am
Price Overview
Price at report time
$123.06
as of Aug 2, 12:21am (21d ago)
Change · Aug 2
+0.80 (+0.65%)
Day Range
$119.62 – $123.39
52-Week Range
$106.37 – $207.52
50-Day MA
$130.72
200-Day MA
$152.89
Volume
29,004,900.00
Right now · live
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Members see the real-time price and the move since this report (over 21d).
Share Structure
Outstanding 2,397,133,000.00
Float 2,104,288,534.00
Free Float 87.8%
High free float — 87.8% of shares trade freely, ~12.2% held by insiders/institutions
Very liquid — most shares trade freely. Low insider ownership can mean less management alignment, but makes large position sizing straightforward.
Price History (1 Year)
Last updated: Aug 2, 2026 12:21am (21d ago)
Revenue & Net Income Trend
The directional story — useful even when net income is negative.
Last updated: Jul 31, 2026 4:17am (23d ago)
Revenue
The top line — total sales before any costs or taxes are subtracted. A measure of how much business the company is doing.
Net Income
The bottom line — profit left after subtracting all expenses, interest, and taxes from revenue. Reflects accounting profitability, but includes non-cash items like depreciation, so it isn't the same as cash earned.
Operating Cash Flow
The real cash generated by the day-to-day business — selling products, paying suppliers, collecting from customers. Calculated from net income by adding back non-cash items and adjusting for timing (unpaid bills, unsold inventory). When OCF consistently lags net income, the reported profit may not be converting to real money.
Period Revenue Net Income Net Margin YoY/QoQ
Key Metrics
TD Twelve Data statement HEX SEC filing
Industry comparison last run: Aug 2, 2026 12:09am
P/E Ratio (Price per dollar of earnings)
HEX
Stock Price / EPS (Diluted)
195.33
Stock Price: $123.06
EPS (Diluted): 0.63
P/B Ratio (Price vs net asset value)
HEX
Stock Price / Book Value Per Share
42.16
Stock Price: $123.06
Total Equity: $7.49B
Shares: 2,565,197,000
EV/EBITDA (Total value vs operating profit)
HEX
Enterprise Value / EBITDA
201.49
Market Cap: $295.01B
Total Debt: $0.00
Cash: $1.42B
EBITDA: $1.44B
Enterprise Value (Takeover price (cap + debt - cash))
HEX
Market Cap + Total Debt - Cash
$290.2B
Market Cap: $295.01B
Total Debt: $0.00
Cash: $1.42B
Gross Margin (Revenue left after direct costs)
HEX
Gross Profit / Revenue
82.4%
Gross Profit: $3.69B
Revenue: $4.48B
Operating Margin (Revenue left after all operations)
HEX
Operating Income / Revenue
31.6%
Operating Income: $1.41B
Revenue: $4.48B
Net Margin (Revenue left as actual profit)
HEX
Net Income / Revenue
36.3%
Net Income: $1.63B
Revenue: $4.48B
ROE (Profit from shareholder equity)
HEX
Net Income / Total Equity
21.7%
Net Income: $1.63B
Total Equity: $7.49B
ROIC (Profit from all invested capital)
HEX
NOPAT / Invested Capital
23.0%
Operating Income: $1.41B
Tax Rate: 1.4%
Equity: $7.49B
Total Debt: $0.00
Cash: $1.42B
Zero debt — invested capital = equity minus cash (very efficient)
Current Ratio (Can it pay short-term bills)
HEX
Current Assets / Current Liabilities
7.11
Current Assets: $8.36B
Current Liabilities: $1.18B
Debt/Equity (Leverage — debt vs equity)
HEX
Total Debt / Total Equity
0.00
Short-Term Debt: $0.00
Long-Term Debt: $0.00
Total Debt: $0.00
Total Equity: $7.49B
Zero debt — this company carries no debt obligations. Strongest possible score.
Rev/Share (Top-line per share)
HEX
Revenue / Shares Outstanding
$1.74
Revenue: $4.48B
Shares: 2,565,197,000
Book Value/Share (Net assets per share)
HEX
(Total Assets - Total Liabilities) / Shares
$2.92
Total Equity: $7.49B
Shares: 2,565,197,000
FCF/Share (Real cash generated per share)
HEX
(Operating Cash Flow + CapEx) / Shares
$0.82
Operating CF: $2.13B
CapEx: -$33.88M
Shares: 2,565,197,000
CapEx is negative (outflow) — added to OCF to get FCF
Div Yield (Annual income from holding)
TD
Last Annual Dividend / Stock Price
Last Dividend: $0.00
Stock Price: $123.06
Payout Ratio (Earnings paid out as dividends)
HEX
Dividends Paid / Net Income
Dividends Paid: N/A
Net Income: $1.63B
Dividends paid not available in cash flow statement
Industry Benchmarks
Last run: Aug 2, 2026 12:09am
Compares PLTR against LLM-researched typical ranges for its industry. One research call per industry, cached indefinitely — every stock in the same industry reuses the same baseline.
Income Statement (Annual)
Last updated: Jul 31, 2026 4:17am (23d ago)
Metric 2021 2022 2023 2024 2025
Revenue $1.5B $1.9B $2.2B $2.9B $4.5B
Cost of Revenue $339.4M $408.5M $431.1M $566.0M $789.2M
Gross Profit $1.2B $1.5B $1.8B $2.3B $3.7B
Operating Expenses $1.6B $1.7B $1.7B $2.0B $2.3B
Operating Income -$411.0M -$161.2M $120.0M $310.4M $1.4B
Net Income -$520.4M -$373.7M $209.8M $462.2M $1.6B
EBITDA -$396.1M -$138.7M $153.3M $342.0M $1.4B
EPS $-0.27 $-0.18 $0.10 $0.21 $0.69
EPS (Diluted) $-0.27 $-0.18 $0.09 $0.19 $0.63
Balance Sheet (Annual)
Last updated: Jul 31, 2026 9:09am (23d ago)
Metric 2021 2022 2023 2024 2025
Cash & Equivalents $2.3B $2.6B $831.0M $2.1B $1.4B
Total Current Assets $2.9B $3.0B $4.1B $5.9B $8.4B
Total Assets $3.2B $3.5B $4.5B $6.3B $8.9B
Current Liabilities $660.1M $587.9M $746.0M $996.0M $1.2B
Long-Term Debt $0
Total Liabilities $956.4M $818.8M $961.5M $1.2B $1.4B
Total Equity $2.3B $2.6B $3.6B $5.1B $7.5B
Retained Earnings -$5.5B -$5.9B -$5.6B -$5.2B -$3.6B
Cash Flow (Annual)
Last updated: Jul 31, 2026 4:17am (23d ago)
Metric 2021 2022 2023 2024 2025
Operating Cash Flow $333.9M $223.7M $712.2M $1.2B $2.1B
Capital Expenditure -$12.6M -$40.0M -$15.1M -$12.6M -$33.9M
Free Cash Flow $321.2M $183.7M $697.1M $1.1B $2.1B
Acquisitions (net) $0 $66.7M $0
Net Debt Issued / (Repaid) -$200.0M $0 $0
Dividends Paid
Stock Buybacks $0 $0 $0 -$64.2M -$75.0M
Net Change in Cash $238.8M $260.4M -$1.8B $1.3B -$668.5M
Growth Trends (YoY %)
Last updated: Jul 31, 2026 4:17am (23d ago)
Metric 2022 2023 2024 2025
Revenue Growth +23.6% +16.7% +28.8% +56.2%
Gross Profit Growth +24.5% +19.8% +28.2% +60.3%
Operating Income Growth +60.8% +174.4% +158.7% +355.5%
Net Income Growth +28.2% +156.1% +120.3% +251.6%
EBITDA Growth +65.0% +210.6% +123.1% +321.1%
0Company Classification 1Industry Landscape 2Company Momentum 3Forward Projection 4aDCF Valuation 4bEarnings Power Value 4cAnchored PE 4dReverse DCF 4eRevenue-Based DCF 4fAnchored P/S 4gScenario Analysis 4hDividend Discount Model 4iBook Value Analysis 4jInsider Activity 4fCash Flow Quality 4gDebt Maturity Risk 4hMacro Environment 4iSector Intelligence 4jRevenue Confidence 4kSensitivity Analysis 4lSector Demand Cycle 5AI Investigation 5bThesis Evaluation 6Valuation Synthesis
computed not applicable not yet run 17 computed · 6 not applicable · 1 not yet run
Risk : Reward — if the last quarter repeats
Live · as of 2026-08-22 02:05
-0.1 : 1 recovery upside vs repeat-quarter downside
Even the bull case prices 7% below today — the ratio here measures the model-vs-market gap, not payoff odds. Another quarter like the worst recent one costs 74%.
CaseGrowthMarginFair valuevs price ($123.06)
Bull — recovery +126% 35.0% $114.73 -7%
Base — stabilizes +84% 35.0% $50.82 -59%
Bear — keeps slipping +42% 35.0% $19.44 -84%
Stress — last quarter repeats +63% 35.0% $31.85 -74%
The next quarters keep the trajectory of the worst recent matched quarter (ending 2025-09-30) — growth stays at 62.8% and margins bend by the same profit-vs-revenue ratio (×1.10). Stress is a trajectory, not a prediction — it answers "what if the ship's current heading simply continues," which history says is the case to respect.
Why this is appearing: this company files quarterly, so its recent trajectory could be measured rather than assumed — the engine matched Jun 2026, Mar 2026 against the same quarters one year earlier and found revenue +89.0% · operating income +274.1% · net income +257.4% year-over-year. That measured heading is what the stress case extends forward. Of those, the stress case extends the worst matched quarter — the one ending Sep 30, 2025 (revenue +62.8%, operating income +247.6% YoY) — not the average. Data measured through Jun 30, 2026 — this card recalculates automatically when the next quarterly filing is ingested. Companies without quarterly filings (many foreign listings) never show this card: with no measured trajectory, there is nothing honest to repeat.
Narrative Economics
The story the market is telling about this stock — the intangible X-factor (founder mythology, cult dynamics, TAM-of-imagination) that moves price beyond what cash flows alone explain. After Shiller, Narrative Economics.
No narrative profile yet for PLTR — it's generated by the pipeline (market-narrative step).
Claude Reading
Independent analyst synthesis · claude-opus-4-7 · generated 2026-08-02 00:20:45
Verdict Overvalued but not $22 overvalued — fair value $55-75 on 2027E FCF; don't initiate here, trim into strength, wait for a growth stumble or narrative crack before shorting.

The raw trajectory is genuinely remarkable and I want to acknowledge it before dismantling the price. Quarterly revenue has gone from $678M (Q2 2024) to $1.63B (Q1 2026) — that's 140% in seven quarters, and the sequential acceleration is real: +6.4%, +14.0%, +6.8%, +13.2%, +18.0%, +19.4%, +15.6% Q/Q. Net margin has expanded from 19.8% to 53.3% over the same window, though the Q1 2026 figure almost certainly includes tax benefits or investment gains (operating margin was 31.6% for FY2025, so a 53% net margin is not a repeatable operating result). FCF of $2.10B on $4.48B revenue is a legitimate 47% FCF margin, capex is trivial at $34M, and there's no debt against $1.42B cash. This is not a bad business. It is arguably the cleanest software P&L in the S&P outside of a handful of hyperscalers.

Now the price. $295B market cap on $4.48B TTM revenue is 66x sales; on $2.1B FCF it's 140x. Even if you grant 50% revenue growth for three more years (to ~$15B) and 45% FCF margins (to ~$6.8B), you're paying 43x forward-three-year FCF today — for a company whose commercial segment is still unproven at scale outside the US and whose government revenue is inherently lumpy. The synthesis DCF at $21.94 is almost certainly too punitive — it likely under-weights the demonstrated growth acceleration and doesn't credit the pricing power evidenced in 82% gross margins. But a reasonable reverse-DCF (10% discount, 3% terminal, requiring FCF to compound at ~35% for a decade before decelerating) gets you to roughly $55-70, not $123 and not $22. The synthesis is directionally right, magnitude wrong.

Where I diverge from the prior models: the narrative layer calls durability "moderate" and I'd push back — the government/defense install base with Gotham/Foundry has 10+ year switching costs, and AIP commercial bookings have been the actual growth driver, not just Karp mythology. That said, the contrarian bear case that concerns me is not the multiple, it's the deceleration hiding in plain sight. Look at Q/Q growth: 19.4% → 15.6%. That's still spectacular but it's the first sequential deceleration in the acceleration curve, and at 66x sales the market is priced for continued acceleration, not a plateau. Insider activity is also worth flagging: four sales versus one award in the July 2026 window, small in size but directionally consistent with insiders who see the multiple as stretched. The "neutral" tag from the secondary signals is generous. Also worth noting the anomaly flags on P/E, P/B, EV/EBITDA are technically correct but misleading here — earnings are not "near zero," they're $1.63B annually; the multiples are extreme because the price is extreme, not because the denominator is broken.

I agree with the synthesis verdict of overvalued but dissent on the fair value. $22 implies this is a value trap masquerading as growth — it's not; it's a genuine category leader being priced like one and then some. My fair value range is $55-75 based on 25-30x 2027E FCF of ~$4.5B, which gives a 40-55% downside from $123, not 82%. The trade here is not "short PLTR at $123" (widowmaker — narrative-driven names with retail cult followings and accelerating fundamentals can stay expensive for years, see TSLA 2020-2021), it's "do not initiate a long here and trim if you own it." A re-rating catalyst would be one of: (a) a genuine Q/Q growth stumble below 10% sequential, (b) commercial bookings deceleration, (c) Karp departure or health event, or (d) a defense budget reset. Absent those, the stock can grind higher on momentum and narrative for another 12-18 months. But paying 66x sales for a business decelerating from 19% to 16% sequential growth is a bet that requires everything to keep working — and the asymmetry has flipped negative.

GPT Reading
Independent reading · gpt-5.4 · generated 2026-08-02 00:20:59
Verdict Overvalued at $123 — this is a superb business priced like a future software monopoly; fair value is closer to $60-70 unless $7B+ revenue and 35%+ margins arrive quickly.

What jumps out first is that the business itself is undeniably real and improving fast. Revenue has gone from $2.23B in 2023 to $2.87B in 2024 to $4.48B in 2025, and the quarterly run-rate now sits at $1.63B in 2026-03-31, which annualizes above $6.5B. That latest quarter grew 84% year over year against $883.9M, and even sequential growth was strong at 15.6% from $1.41B. More important, this is not growth bought with collapsing economics: annual gross margin was 82.4% in 2025, operating margin 31.6%, net margin 36.3%, and free cash flow hit $2.10B on $4.48B of revenue. A software company compounding revenue above 50% while converting nearly half of sales to FCF is rare. The balance sheet is pristine with no debt and $1.42B cash, so there is no financial fragility here. If you only looked at operating performance, you would conclude Palantir has crossed from “interesting platform” into elite software execution.

The issue is that the stock is priced not for elite execution but for something closer to historical software canon. At $295B market cap, investors are paying roughly 66x the 2025 revenue base and around 45x the latest annualized quarterly revenue run-rate. Against $2.10B of free cash flow, that is about 140x FCF; against $1.63B of 2025 net income, about 180x earnings. Those are not just high multiples, they are multiples that require either many years of 35-40% growth with minimal margin giveback or a belief that Palantir becomes foundational infrastructure with a terminal economics profile superior to most software peers. Even if revenue reaches $10B within three years — which would itself be an exceptional outcome from $4.48B — a 30% net margin would imply $3B of earnings, leaving the stock still near 100x those earnings at today’s price. The market is effectively capitalizing success that has not only arrived but already matured.

There is also a subtle quality issue in the eye-popping profitability. The quarterly net margins exploded from 24.2% in 2025-03 to 32.6%, 40.3%, 43.3%, and then 53.3% in 2026-03. That is too steep to treat as clean operating leverage without asking what is underneath. Annual operating income in 2025 was $1.41B while net income was even higher at $1.63B, which usually means non-operating benefits are helping. Likewise, operating cash flow of $2.13B versus net income of $1.63B is excellent, but capex was only $33.9M, so FCF tells you more about the asset-light model than about hidden reinvestment durability. None of this means the numbers are bad; it means the market may be capitalizing peak-margin optics as if they are a permanent steady state. When a stock trades at 65x revenue, even small normalization in growth or margins matters enormously.

The strongest case against my bearish valuation read is straightforward: Palantir may be one of the very few software companies where conventional valuation anchors systematically miss option value. The company has already disproved the old criticism that it could not scale profitably. Revenue growth has reaccelerated, not decelerated, from 29% annual growth in 2024 to 56% on the latest quarter; annual operating margin expanded from 4.2% in 2023 to 10.8% in 2024 to 31.6% in 2025; net income went from a $373.7M loss in 2022 to $209.8M profit in 2023 to $1.63B in 2025. Those are not cosmetic changes. If this is the early innings of a standardizing AI operating layer across both government and enterprise, the “too expensive” argument can stay wrong for years because the denominator keeps leaping higher. A debt-free company with 82% gross margins and 47% FCF margin can absorb a valuation premium that would be absurd for ordinary software vendors.

What would change my mind is continued hypergrowth at this scale. If the next two quarters sustain revenue above $1.80B and then $2.0B while net margins remain above 35% and annual FCF tracks toward $2.8B-$3.0B, then the case that Palantir is growing into a huge fraction of today’s valuation becomes materially stronger. I would also revisit a bearish stance if annual revenue can approach $7B within the next year without margin erosion, because then today’s EV/revenue multiple compresses on fundamentals instead of hope. Conversely, if growth slips back toward 25-30% or the 40-50% quarterly net margins prove non-recurring, the equity has enormous downside because the current price leaves no room for “merely excellent.”

Grok Reading
Independent reading · grok-4.5 · generated 2026-08-02 00:21:32
Verdict Elite high-growth software compounder massively overvalued at $123 vs. fundamental anchors near $25–40

The numbers describe a genuine operating inflection, not a narrative mirage. Palantir went from $2.87B revenue and $462M net income in 2024 to $4.48B and $1.63B in 2025—56% top-line growth with net margin expanding from the mid-teens into the mid-30s annually and, more strikingly, to 53.3% in the March 2026 quarter on $1.63B of revenue and $870M of net income. Sequential quarters show no stall: $884M → $1.00B → $1.18B → $1.41B → $1.63B. Free cash flow of $2.10B against only $34M of capex and zero debt produces a fortress balance sheet and ~47% FCF margins. Gross margin at 82% and operating margin at 32% confirm software economics have arrived. Earnings CAGR near 178% and recent earnings YoY of 250%+ are the quantitative signature of operating leverage finally catching a scaled commercial and government platform. That part of the story is real and impressive.

The valuation attached to it is not. At $123 and a $295B enterprise, the stock trades at 70× sales, 195× earnings, and roughly 140× free cash flow on the latest annual figures. Even if the run-rate implied by the most recent quarter—call it ~$6.5B revenue and ~$3.5B net income—is sustained and then compounded at 35–40% for several more years, the multiple still embeds a decade of near-flawless execution and permanent scarcity pricing. A simple cross-check: $2.1B of FCF at a generous 40× multiple for elite growth software yields roughly $84B of equity value, or high-thirties per share—less than one-third of the current price. The rule-based and DCF composites landing near $23 are directionally correct even if the precise anchor is debatable; the gap between cash generation and market cap is the dominant fact, not a rounding error.

The strongest counter-argument is that the growth rate and margin trajectory themselves invalidate static multiples. Revenue CAGR of 42%, FCF CAGR of 74%, and a commercial AI platform that is only beginning to scale could justify a prolonged premium if Palantir becomes the default operating system for mission-critical decisioning across defense and large enterprise. Bulls will correctly note that every prior “too expensive” call since profitability arrived has been run over by accelerating numbers, that the balance sheet carries no leverage risk, and that 50%+ incremental net margins mean incremental revenue drops heavily to cash. If the company can print $10B-plus revenue at 40%+ net margins inside five years while retaining pricing power, today’s price becomes merely expensive rather than absurd. That path is conceivable; it is also the path already fully discounted at 70× sales.

I would reverse stance only on clear evidence that the growth algorithm is durable at scale without multiple compression: specifically, two more quarters of ≥40% revenue growth with commercial outpacing government, sustained FCF margins above 40%, and forward guidance that credibly points to $8B+ revenue inside three years without margin giveback. A material multiple re-rating lower on continued delivery would also force a rethink of entry points. Absent those, the business is excellent and the stock is priced for a perfection that leaves no margin of safety.

Big-3 Panel — where each AI stands
Each AI above independently stated a direction (undervalued, fairly valued, or overvalued) and how strongly it believes it (conviction, 0–5). We combine those into a Bull-Bear Index on a 0–10 scale: 5 is neutral, 10 is maximum bullish (undervalued at full conviction), 0 is maximum bearish. We compute the score ourselves with the same arithmetic for every seat — the models never grade their own bullishness — so the three are directly comparable. Δ shows how far each seat sits from the panel average of 1.0; a large Δ marks the dissenting voice, usually the one worth reading.
Claude claude-opus-4-7 1.0
overvalued · conviction 4/5 · Δ +0.0 vs panel · self: 2.0
GPT gpt-5.4 1.0
overvalued · conviction 4/5 · Δ +0.0 vs panel · self: 3.0
Grok grok-4.5 1.0
overvalued · conviction 4/5 · Δ +0.0 vs panel · self: 3.0
Advanced Analysis Forensic deep-dive · separate lenses
Separate reads — Company Quality (is it a great business?), Valuation (is it mispriced?), and General Sentiment (how macro + narrative are pushing it), kept deliberately apart · 2026-08-02 00:34:18
Delvantic - Cairn AI
Pass at $123 - stalk for a crash entry sub-$60 8/10
Elite business (+54) priced for perfection at 2-5x deserved value (-89) into a cracking narrative (-70) - pass here, wait for the flush.
The cruxWhether the Aug 3-4 print and the 'LLM wrapper' reframe force a genuine narrative reset that brings price down toward the $50-60 zone where quality and value finally meet.
Forensic checks Derived mechanically from PLTR's filed financials — not from the AI lenses
Liquidity & RunwaySelf-Funding
DilutionHeavy Dilution
Earnings QualityHigh Earnings Quality
The four lensesswitch a tab for its full read — score + evidence
Company Quality
+54
Strong
edge √Σ 151 · risk √Σ 91 · conf 8/10

Palantir has moved decisively from money-losing scale-up to high-margin cash machine: revenue compounded from $1.54B (2021) to $4.48B (2025), gross margin held above 78% and expanded to 82.4%, and operating margin swung from -26.7% to +31.6% in four years. FCF hit $2.10B in 2025 (47% of revenue) with OCF/NI of 1.19x and accruals at -14.3% of assets - earnings are clearly real and cash-backed. Balance sheet is a fortress: $7.18B liquid, zero net debt, Altman Z of 126.76, Beneish M of -1.98. No mechanical red flags on quality.

Strengths 4
m85
Operating leverage inflection is real
OpM went from -26.7% (2021) to +31.6% (2025) while revenue nearly tripled; net income scaled from -$520M to +$1.63B.
m80
Cash generation with clean quality marks
FCF of $2.10B on $4.48B revenue (47% margin), OCF/NI 1.19x, accruals -14.3% of assets - reported profits convert to cash.
m75
Fortress balance sheet
$7.18B cash, no debt, Altman Z 126.76 - zero survival risk and full self-funding optionality.
m60
Gross margin structurally elite
GM expanded from 78% to 82.4% even as revenue scaled 56% YoY in 2025 - pricing power / product leverage evident.
Concerns 3
m70
Heavy shareholder dilution
Diluted shares grew from 1.92B (2021) to 2.57B (2025), a 7.5% CAGR; buybacks offset only 4.4% of SBC - per-share value creation lags business creation materially.
m55
SBC is a large real expense
SBC at 15.3% of revenue means a meaningful chunk of the 31.6% GAAP OpM is genuinely paid out in equity; adjusted metrics would overstate economic profitability.
m20
Insider selling only, no open-market buys
Trailing 12 months shows 4 sales ($2.1M) and zero P-code buys; small in absolute terms and consistent with normal equity-comp monetization, but no conviction signal.
This is a genuinely strong business - the 2021-to-2025 trajectory from -27% to +32% operating margin with 82% gross margin and $2.1B in real cash flow is not something you fake, and the mechanical earnings-quality checks confirm it. What keeps me from calling it a fortress is the dilution machine underneath: 7.5% annual share growth with buybacks recovering only 4.4% of SBC means the business is being built partly on the backs of existing shareholders, and 15% of revenue in SBC means the headline profitability overstates economic reality. As a business - operations, moat signals, balance sheet, cash quality - it is solidly in the 75-plus zone. Per-share stewardship is the reason it does not push into the high 80s.
Verify before trusting this (6)
  • Customer concentration and government vs commercial mix in the 10-K - durability of the 56% revenue acceleration
  • Contract structure and remaining performance obligations (RPO/backlog) to test revenue durability
  • SBC grant-vesting schedule and whether run-rate dilution is decelerating as revenue scales
  • Any founder super-voting share structure and governance implications
  • Composition of the $7.18B cash - treasuries vs riskier holdings
  • Deferred revenue and DSO trends to corroborate the -14.3% accruals reading
Valuation / Mispricing
-89
Overvalued
edge √Σ 15 · risk √Σ 156 · conf 9/10
Price $123 vs composite deserved ~$22 and even a generous quality-adjusted ~$60; ~2x to 5x rich - deep negative margin of safety. attractive below $55.00

The e2e composite fair value sits at $21.94 (signal-adjusted $22.92) against a $123.06 print - an 81% implied downside. Even generously weighting the DCF at $25.48 and ignoring the $2.49 EPV floor as a runaway lowball, the price is roughly 5x a DCF that already bakes in strong growth. The EPV of $2.49 tells you the current earnings stream, absent enormous growth, supports almost nothing of this cap - virtually 100% of the $295B market cap is future growth expectations. That is the definition of priced-for-perfection. Quality is genuinely strong (82% gross margin, 32% op margin, $2.1B FCF), which raises deserved value meaningfully above the naive DCF - but 7.5% annual dilution offsets a chunk of that lift. Even generously granting a premium multiple - say 60x forward FCF on ~$2.5B, or ~$150B - you still get roughly half the current cap. To justify $123 you need Palantir to compound revenue ~30%+ for many years, hold 30%+ margins, and materially slow dilution, all simultaneously. That is a heroic path priced as the base case. Bear narrative (437% above intrinsic) aligns directionally with the math.

Cheap signals 1
m15
Quality lifts deserved value modestly
82% GM, 32% op margin, $2.1B FCF and strong quality score justify a premium multiple - pushes deserved value above naive DCF, but not remotely to $123.
Rich / priced-in 4
m90
Price 5x composite fair value
$123.06 vs $21.94 composite / $22.92 signal-adjusted implies -81% upside. Even discounting the low EPV, the DCF at $25.48 is still ~5x below price.
m85
EPV says ~all of cap is growth expectation
EPV floor of $2.49 means the current earnings power supports ~2% of the share price; ~98% of $295B market cap is capitalized future growth - extreme optionality pricing.
m70
Dilution eats into deserved value
7.5% annual share growth with buybacks recovering only 4.4% of SBC quietly transfers value from holders; deserved per-share value shrinks even if enterprise value compounds.
m65
Heroic assumptions required
Justifying $295B likely needs sustained 30%+ growth, 30%+ margins, and dilution slowdown for years - the bull case fully priced as base case with no margin for stumbles.
This is a great business at a price that requires me to already believe every optimistic scenario. Composite fair value near $22 vs $123 is a chasm no reasonable quality premium closes - even granting a rich multiple on strong FCF I get maybe $50-60 of defensible value. I would not touch it here on valuation; I would want it under ~$55 before the risk/reward starts to interest me, and I would only get excited well below that. The bear framing of 'priced by cult and momentum' is uncomfortable but the math supports it.
Verify before trusting this (5)
  • Commercial-segment US growth durability and net revenue retention in next 10-Q
  • SBC as % of revenue and net share count trajectory vs buyback pace
  • Government contract concentration and renewal cadence
  • Forward revenue guide and any operating margin ceiling commentary
  • FCF conversion excluding SBC add-back to gauge true owner earnings
General Sentiment
-70
Headwind
tail √Σ 50 · head √Σ 137 · conf 7/10

The macro tape is only mildly constructive (neutral-tilt-tailwind, VIX 16), but PLTR's 1.56 beta and cult-narrative profile mean the tape is not the story here - the narrative is. And the narrative is visibly cracking: the stock is down 40% from its peak, headlines are openly framing it as 'just an LLM wrapper,' and RBC just issued a bearish warning days before the Aug 3-4 earnings print. That is the exact signature of a story-driven, high-multiple name losing its narrative premium under its own weight, independent of the macro. Momentum is still strong on long lookbacks, but the recent tape has rolled over hard - a classic late-narrative fade where the cult (high) is still defending it while marginal buyers walk away. Karp taking public shots at AI peers ('they sell tokens') reads as narrative defense, not offense - a tell that the visionary-founder archetype is on the back foot. Net: heavy narrative and analyst-tone headwind, event-risk headwind into earnings, only partially offset by a benign macro backdrop and residual cult support. The pressure on THIS name right now is decisively downward, though a beat on Aug 3-4 could snap the polarity fast given the cult coefficient.

Tailwinds 2
m40
Cult coefficient still high
Retail-identity ownership and Karp mythology provide a real bid floor and can snap sentiment on any positive catalyst. This is the main reason the headwind is not 'Strong.'
m30
Broadly supportive AI-monetization tape
S&P up on hyperscaler AI capex optimism is a mild sector tailwind, but it is currently being overridden by the stock-specific narrative crack rather than lifting PLTR with the group.
Headwinds 5
m78
Narrative crack: 'LLM wrapper' framing
The bear frame has entered mainstream headlines just as the stock sits 40% off highs. For a cult, visionary-founder archetype trading on story, a mocking reframe is the most dangerous kind of pressure and is clearly landing.
m70
Pre-earnings analyst tone turning bearish
RBC issuing a bearish warning days before the print is a meaningful tone shift on a name that lives and dies by sell-side narrative endorsement. It gives cover for institutional de-risking into the event.
m65
Binary event risk on Aug 3-4
Earnings into a broken tape with 80% growth expectations baked in is asymmetric: a beat is priced, a miss detonates the remaining premium. High-beta (1.56) amplifies both tails but skews negative given current positioning.
m55
Recent momentum roll-over
Despite a 41.8% long-term CAGR, the 40% drawdown from peak signals the marginal buyer has left and profit-taking is dominant. Trend-followers and momentum funds unwind story names first.
m25
Rates/valuation backdrop
10y at 4.68% and market PE 26.2 pressures the longest-duration, highest-multiple software names most. PLTR sits squarely in that cohort.
This is a textbook late-narrative headwind on a cult story-stock. The macro tape is fine; the problem is entirely stock-specific - a visionary-founder archetype is losing its reframing monopoly, the sell-side is starting to break ranks right before a binary print, and price action (down 40%) confirms the marginal buyer has walked. The cult keeps this from being a Strong Headwind and creates real snap-back risk on any beat, but as of right now the non-fundamental pressure on PLTR is clearly downward. I lean Headwind with elevated event risk into Aug 3-4.
Verify before trusting this (4)
  • Aug 3-4 earnings print - specifically commercial-segment growth ex-government, the one metric the bear thesis targets
  • Whether other sell-side desks follow RBC's bearish pivot or defend the name
  • Post-print options positioning and whether the cult retail bid re-engages on any dip
  • Whether the 'LLM wrapper' framing gains further mainstream traction or gets refuted by results
The market-wide tape + this name's exposure to it (beta / sector / narrative durability). Context on the non-fundamental pressure — not a call on the business or the price. processId: detail-general-sentiment
Growth Outlook
not run

This lens hasn't been run for this ticker yet.

The forward growth verdict — is the business itself likely to grow (next 2 quarters / year 1 / years 2–3), judged against its category and against printed expectations. The full horizon ladder + creme renders on the Growth Outlook card above. Not a call on the price (Valuation owns that) or the tape (Sentiment owns that).
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Lenses kept deliberately separate — Company Quality (price-agnostic), Valuation (price-conditional), General Sentiment (non-fundamental macro/narrative pressure), and Growth Outlook (the forward growth verdict). The scores are not blended. Filing-level items (convertibles, lock-ups, customer concentration) are v2 — see each lens's "verify."
Price Prediction
Lower -16.3% v0.6.0 View full prediction →

When we made this prediction on Aug 2, 2026, PLTR was $123.06. We expect it to be $103.00 by Feb 2027, and we consider it great value under $55.00. This is an early model (v0.6.0) — the direction is more reliable than the exact price. Made Aug 2, 2026.

Price when predicted$123.06
Our estimate for Feb 2027$103.00-16.3%
Great value below$55.00
Price history shown (6 Months)

Blue is our prediction, starting the day we made it. Grey is a slower route to the same place — the same destination, taking longer. Black is the actual price, so you can see how we are doing.

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My Notes personal — only you see this
v1.1.562 · 9b2927c4 · 2026-08-22 16:52:06