Financial Services · Insurance - Property & Casualty
Price
$237.94
Market Cap
$61.3B
Employees
55,000
Beta
0.19
Avg Volume
1,641,293
CEO
Thomas Joseph Wilson
Business Description
The Allstate Corporation, along with its affiliated entities, provides a comprehensive suite of property, casualty, and other insurance offerings throughout the United States and Canada. The company's operations are structured across four primary business segments: Allstate Protection; Protection Services; Allstate Health and Benefits; and Run-off Property-Liability. The Allstate Protection segment delivers a wide array of personal and commercial insurance solutions. This includes standard private passenger auto and homeowners policies, as well as specialized vehicle coverage for motorcycles, trailers, motor homes, and off-road vehicles. Additional personal lines encompass renter, condominium, landlord, boat, umbrella, manufactured home, and stand-alone scheduled personal property policies. Commercial lines products are also available, marketed under the Allstate and Encompass brand names. The Protection Services division focuses on consumer protection and related financial services. Its offerings include product protection plans and technical assistance for mobile phones, consumer electronics, furniture, and appliances. It also provides finance and insurance products such as vehicle service contracts, guaranteed asset protection (GAP) waivers, road hazard tire and wheel protection, and paint and fabric protection. Furthermore, this segment delivers roadside assistance, device and mobile data collection, advanced data and analytical insights leveraging automotive telematics, and identity protection services. Key brands within this segment include Allstate Protection Plans, Allstate Dealer Services, Allstate Roadside Services, Arity, and Allstate Identity Protection. The Allstate Health and Benefits segment specializes in various health-related insurance products, including life, accident, critical illness, short-term disability, and other health coverage options. Finally, the Run-off Property-Liability segment manages existing property and casualty insurance obligations. Allstate's products are distributed through a diverse network of channels, which include call centers, captive agents, financial specialists, independent agents, brokers, wholesale partners, and affinity groups, as well as directly via online platforms and mobile applications. The Allstate Corporation was founded in 1931 and is headquartered in Northbrook, Illinois.
Business History
Price Overview
Last updated: Jul 1, 2026 4:35am (just now)$237.94
-3.44 (-1.43%)
Day Range
$237.60 – $242.67
52-Week Range
$188.08 – $242.67
50-Day MA
$218.14
200-Day MA
$208.61
Volume
1,356,357.00
Analyst Price Targets
Low
$225.00
Consensus
$250.00
High
$281.00
(48 analysts)
Share Structure
Outstanding
257,421,000.00
Float
255,860,959.00
Free Float
99.4%
High free float
— 99.4% of shares trade freely, ~0.6% held by insiders/institutions
Very liquid — most shares trade freely. Low insider ownership can mean less management alignment, but makes large position sizing straightforward.
Price History (1 Year)
Revenue & Net Income Trend
The directional story — useful even when net income is negative.
Revenue
The top line — total sales before any costs or taxes are subtracted. A measure of how much business the company is doing.
Net Income
The bottom line — profit left after subtracting all expenses, interest, and taxes from revenue. Reflects accounting profitability, but includes non-cash items like depreciation, so it isn't the same as cash earned.
Operating Cash Flow
The real cash generated by the day-to-day business — selling products, paying suppliers, collecting from customers. Calculated from net income by adding back non-cash items and adjusting for timing (unpaid bills, unsold inventory). When OCF consistently lags net income, the reported profit may not be converting to real money.
| Period | Revenue | Net Income | Net Margin | YoY/QoQ |
|---|
Key Metrics
API Direct from provider
CALC Derived from statements
P/E Ratio (Price per dollar of earnings)
APIStock Price / EPS (Diluted)
5.08
Stock Price: $237.94
EPS (Diluted): 38.68
EPS (Diluted): 38.68
P/B Ratio (Price vs net asset value)
APIStock Price / Book Value Per Share
1.78
Stock Price: $237.94
Total Equity: $30.61B
Shares: 264,700,000
Total Equity: $30.61B
Shares: 264,700,000
EV/EBITDA (Total value vs operating profit)
APIEnterprise Value / EBITDA
4.16
Market Cap: $61.25B
Total Debt: $7.49B
Cash: $678.00M
EBITDA: $14.04B
Total Debt: $7.49B
Cash: $678.00M
EBITDA: $14.04B
Enterprise Value (Takeover price (cap + debt - cash))
APIMarket Cap + Total Debt - Cash
$61.2B
Market Cap: $61.25B
Total Debt: $7.49B
Cash: $678.00M
Total Debt: $7.49B
Cash: $678.00M
Gross Margin (Revenue left after direct costs)
APIGross Profit / Revenue
33.2%
Gross Profit: $22.09B
Revenue: $66.46B
Revenue: $66.46B
Operating Margin (Revenue left after all operations)
APIOperating Income / Revenue
19.8%
Operating Income: $13.16B
Revenue: $66.46B
Revenue: $66.46B
Net Margin (Revenue left as actual profit)
APINet Income / Revenue
15.5%
Net Income: $10.28B
Revenue: $66.46B
Revenue: $66.46B
ROE (Profit from shareholder equity)
APINet Income / Total Equity
42.7%
Net Income: $10.28B
Total Equity: $30.61B
Total Equity: $30.61B
ROIC (Profit from all invested capital)
APINOPAT / Invested Capital
31.2%
Operating Income: $13.16B
Tax Rate: 22.0%
Equity: $30.61B
Total Debt: $7.49B
Cash: $678.00M
Tax Rate: 22.0%
Equity: $30.61B
Total Debt: $7.49B
Cash: $678.00M
Current Ratio (Can it pay short-term bills)
APICurrent Assets / Current Liabilities
0.37
Current Assets: $26.25B
Current Liabilities: $70.94B
Current Liabilities: $70.94B
Debt/Equity (Leverage — debt vs equity)
CALCTotal Debt / Total Equity
0.24
Short-Term Debt: $550.00M
Long-Term Debt: $6.94B
Total Debt: $7.49B
Total Equity: $30.61B
Long-Term Debt: $6.94B
Total Debt: $7.49B
Total Equity: $30.61B
Rev/Share (Top-line per share)
CALCRevenue / Shares Outstanding
$251.08
Revenue: $66.46B
Shares: 264,700,000
Shares: 264,700,000
Book Value/Share (Net assets per share)
CALC(Total Assets - Total Liabilities) / Shares
$115.64
Total Equity: $30.61B
Shares: 264,700,000
Shares: 264,700,000
FCF/Share (Real cash generated per share)
CALC(Operating Cash Flow + CapEx) / Shares
$37.33
Operating CF: $10.11B
CapEx: -$228.00M
Shares: 264,700,000
CapEx: -$228.00M
Shares: 264,700,000
CapEx is negative (outflow) — added to OCF to get FCF
Div Yield (Annual income from holding)
APILast Annual Dividend / Stock Price
2.1%
Last Dividend: N/A
Stock Price: $237.94
Stock Price: $237.94
Payout Ratio (Earnings paid out as dividends)
Dividends Paid / Net Income
—
Dividends Paid: N/A
Net Income: $10.28B
Net Income: $10.28B
Dividends paid not available in cash flow statement
Industry Benchmarks
Compares ALL against LLM-researched typical ranges for its
industry. One research call per industry, cached indefinitely — every stock in the same industry
reuses the same baseline.
Deep Analysis
Pre-flight intelligence scans the company first, then routes to the right analytical methods.
0
Company Classification
— What type of company is this?
1
Industry Landscape
— Where is the industry headed?
2
Company Momentum
— Where is this company trending?
3
Forward Projection
— 1Y & 2Y projected metrics (requires Layer 1 + 2)
4a
DCF Valuation
— Present value of future cash flows
4b
Earnings Power Value
— Floor value — worth with zero growth
4c
Anchored PE
— Industry PE adjusted for growth differential
4d
Reverse DCF
— What growth is the market pricing in?
4e
Revenue-Based DCF
— For growth/narrative companies (skip if mature earner)
4f
Anchored P/S
— Price-to-Sales peer comparison (skip if mature earner)
4g
Scenario Analysis
— Bull / Base / Bear (skip if mature earner)
4h
Dividend Discount Model
— For dividend/income stocks only
4i
Book Value Analysis
— For deep value / turnaround stocks only
4j
Insider Activity
— Are insiders buying or selling?
4f
Cash Flow Quality
— How trustworthy is the FCF?
4g
Debt Maturity Risk
— Can it handle its debt?
4h
Macro Environment
— Rates, market valuation, volatility
4i
Sector Intelligence
— How does this company compare within its sector?
4j
Revenue Confidence
— How reliable is the growth projection?
4k
Sensitivity Analysis
— How fragile is the fair value estimate?
4l
Sector Demand Cycle
— Is the sector in a boom, steady state, or contraction?
5
AI Investigation
— Adaptive research engine (Claude)
5b
Thesis Evaluation
— What does the market believe? (narrative/platform stocks only)
6
Valuation Synthesis
— Weighted verdict from all methods (requires Layer 4)
Income Statement (Annual)
Last updated: Jul 1, 2026 4:35am (just now)| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | $48.7B | $50.6B | $56.6B | $63.5B | $66.5B |
| Cost of Revenue | $36.6B | $44.9B | $49.4B | $49.0B | $44.4B |
| Gross Profit | $12.0B | $5.7B | $7.2B | $14.5B | $22.1B |
| Operating Expenses | $5.6B | $7.5B | $7.5B | $8.7B | $8.9B |
| Operating Income | $6.5B | -$1.8B | -$348.0M | $5.8B | $13.2B |
| Net Income | $1.6B | -$1.3B | -$188.0M | $4.7B | $10.3B |
| EBITDA | $7.9B | -$648.0M | $735.0M | $6.7B | $14.0B |
| EPS | $17.50 | $-5.03 | $-1.20 | $17.22 | $38.68 |
| EPS (Diluted) | — | — | — | — | — |
Balance Sheet (Annual)
Last updated: Jul 1, 2026 4:35am (just now)| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Cash & Equivalents | $763.0M | $736.0M | $722.0M | $704.0M | $678.0M |
| Total Current Assets | $23.2B | $23.7B | $24.7B | $24.8B | $26.2B |
| Total Assets | $99.4B | $98.0B | $103.4B | $111.6B | $119.8B |
| Current Liabilities | $0 | $0 | $0 | $0 | $70.9B |
| Long-Term Debt | $8.0B | $8.0B | $7.9B | $8.1B | $6.9B |
| Total Liabilities | $74.3B | $80.6B | $85.7B | $90.3B | $89.2B |
| Total Equity | $25.2B | $17.5B | $17.8B | $21.4B | $30.6B |
| Retained Earnings | $53.3B | $51.0B | $49.7B | $53.3B | $62.4B |
Cash Flow (Annual)
Last updated: Jul 1, 2026 4:35am (just now)| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | $5.1B | $5.1B | $4.2B | $8.9B | $10.1B |
| Capital Expenditure | -$345.0M | -$420.0M | -$267.0M | -$210.0M | -$228.0M |
| Free Cash Flow | $4.8B | $4.7B | $4.0B | $8.7B | $9.9B |
| Acquisitions (net) | -$2.4B | -$288.0M | -$180.0M | -$814.0M | $3.1B |
| Debt Repayment | — | — | — | — | — |
| Dividends Paid | — | — | — | — | — |
| Stock Buybacks | -$3.6B | -$2.5B | -$335.0M | -$2.0M | -$1.2B |
| Net Change in Cash | $452.0M | -$27.0M | -$14.0M | -$18.0M | -$26.0M |
Analyst Estimates (Annual)
Last updated: Jul 1, 2026 4:35am (just now)| Metric | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|
| Revenue |
$59.0B $58.3B – $60.1B
|
$61.5B $60.7B – $61.9B
|
$64.1B $63.8B – $64.4B
|
$66.3B $65.1B – $67.1B
|
| EBITDA |
$5.7B $5.6B – $5.8B
|
$5.9B $5.8B – $5.9B
|
$6.1B $6.1B – $6.2B
|
$6.4B $6.2B – $6.4B
|
| Net Income |
$7.7B $6.9B – $8.6B
|
$7.3B $6.8B – $9.1B
|
$6.4B $6.3B – $8.4B
|
$6.7B $6.3B – $7.0B
|
| EPS | — | — | — | — |
Growth Trends (YoY %)
Last updated: Jul 1, 2026 4:35am (just now)| Metric | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Revenue Growth | +4.0% | +11.8% | +12.2% | +4.6% |
| Gross Profit Growth | -52.8% | +26.3% | +102.2% | +52.3% |
| Operating Income Growth | -128.3% | +81.0% | +1,755.5% | +128.4% |
| Net Income Growth | -179.9% | +85.4% | +2,582.4% | +120.3% |
| EBITDA Growth | -108.2% | +213.4% | +813.7% | +109.0% |
Insider Trading (Recent)
Type codes
PPurchase
SSale
AAward / grant
MOption exercise
FIn-kind (tax)
CConversion
GGift
DReturn to issuer
All SEC Form 4 codes
Open market
- P Purchase
- Open-market or private purchase of shares.
- S Sale
- Open-market or private sale of shares.
Compensation (Rule 16b-3)
- A Award / grant
- Grant or award of securities (RSUs, options, etc.) under Rule 16b-3.
- D Return to issuer
- Securities disposed back to the company under Rule 16b-3.
- F In-kind (tax)
- Shares withheld or delivered to pay the option-exercise price or tax — not an open-market sale.
- I Discretionary
- Discretionary transaction under an employee plan — Rule 16b-3(f).
- M Option exercise
- Exercise or conversion of a derivative (option/RSU) into shares — exempt.
Derivatives
- C Conversion
- Conversion of a derivative security into the underlying shares.
- E Short expiration
- Expiration of a short derivative position.
- H Long expiration
- Expiration or cancellation of a long derivative position with value received.
- O OTM exercise
- Exercise of an out-of-the-money derivative.
- X ITM exercise
- Exercise of an in-the-money or at-the-money derivative.
Other exempt
- G Gift
- Bona fide gift of securities.
- L Small acquisition
- Small acquisition under Rule 16a-6.
- W Inheritance
- Acquisition or disposition by will or the laws of descent.
- Z Voting trust
- Deposit into or withdrawal from a voting trust.
Other
- J Other
- Other acquisition or disposition (explained in a Form 4 footnote).
- K Equity swap
- Transaction in an equity swap or similar instrument.
- U Tender / buyout
- Disposition via tender of shares in a change-of-control transaction.
Compensation-plan codes (A, D, F, M) are routine and rarely directional. Open-market P (buy) and S (sale) carry the most signal.
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| 2026-06-05 | Ferren Eric K | M-Exempt | 245.00 | $0.00 | $0 |
| 2026-06-05 | Ferren Eric K | M-Exempt | 245.00 | $0.00 | $0 |
| 2026-06-05 | Ferren Eric K | F-InKind | 72.00 | $221.01 | $15,913 |
| 2026-06-04 | Carter Andrea M | M-Exempt | 4,025.00 | $0.00 | $0 |
| 2026-06-04 | Carter Andrea M | M-Exempt | 4,025.00 | $0.00 | $0 |
| 2026-06-04 | Carter Andrea M | F-InKind | 1,654.00 | $210.84 | $348,729 |
| 2026-06-01 | REDMOND ANDREA | M-Exempt | 2,225.00 | $0.00 | $0 |
| 2026-06-01 | REDMOND ANDREA | A-Award | 917.00 | $0.00 | $0 |
| 2026-06-01 | REDMOND ANDREA | M-Exempt | 2,225.00 | $0.00 | $0 |
| 2026-06-01 | REDMOND ANDREA | S-Sale | 2,225.00 | $202.91 | $451,475 |
| 2026-06-01 | Turner Monica J | M-Exempt | 1,603.00 | $0.00 | $0 |
| 2026-06-01 | Turner Monica J | A-Award | 917.00 | $0.00 | $0 |
| 2026-06-01 | Turner Monica J | M-Exempt | 1,603.00 | $0.00 | $0 |
| 2026-06-01 | TRAQUINA PERRY M | A-Award | 917.00 | $0.00 | $0 |
| 2026-06-01 | Perold Jacques P | M-Exempt | 1,603.00 | $0.00 | $0 |
| 2026-06-01 | Perold Jacques P | A-Award | 917.00 | $0.00 | $0 |
| 2026-06-01 | Perold Jacques P | M-Exempt | 1,603.00 | $0.00 | $0 |
| 2026-06-01 | Morris Maria R | A-Award | 917.00 | $0.00 | $0 |
| 2026-06-01 | Mehta Siddharth N | A-Award | 917.00 | $0.00 | $0 |
| 2026-06-01 | KEANE MARGARET M | M-Exempt | 1,603.00 | $0.00 | $0 |
Dividend History (Last 20)
Last updated: Jul 1, 2026 4:35am (just now)| Date | Dividend | Declaration | Record | Payment |
|---|---|---|---|---|
| 2026-06-01 | $1.08 | 2026-05-22 | 2026-06-01 | 2026-07-01 |
| 2026-03-02 | $1.08 | 2026-02-04 | 2026-03-02 | 2026-04-01 |
| 2025-12-01 | $1.00 | 2025-11-20 | 2025-12-01 | 2026-01-02 |
| 2025-08-29 | $1.00 | 2025-07-15 | 2025-08-29 | 2025-10-01 |
| 2025-06-09 | $1.00 | 2025-05-28 | 2025-06-09 | 2025-07-01 |
| 2025-03-10 | $1.00 | 2025-02-26 | 2025-03-10 | 2025-04-01 |
| 2024-11-29 | $0.92 | 2024-11-14 | 2024-11-29 | 2025-01-02 |
| 2024-08-30 | $0.92 | 2024-07-17 | 2024-08-30 | 2024-10-01 |
| 2024-05-31 | $0.92 | 2024-05-14 | 2024-05-31 | 2024-07-01 |
| 2024-03-01 | $0.92 | 2024-02-23 | 2024-03-04 | 2024-04-01 |
| 2023-11-29 | $0.89 | 2023-11-15 | 2023-11-30 | 2024-01-02 |
| 2023-08-30 | $0.89 | 2023-07-14 | 2023-08-31 | 2023-10-02 |
| 2023-06-01 | $0.89 | 2023-05-22 | 2023-06-02 | 2023-07-03 |
| 2023-02-27 | $0.89 | 2023-02-17 | 2023-02-28 | 2023-04-03 |
| 2022-11-29 | $0.85 | 2022-11-18 | 2022-11-30 | 2023-01-03 |
| 2022-08-30 | $0.85 | 2022-07-19 | 2022-08-31 | 2022-10-03 |
| 2022-06-02 | $0.85 | 2022-05-23 | 2022-06-03 | 2022-07-01 |
| 2022-02-25 | $0.85 | 2022-02-18 | 2022-02-28 | 2022-04-01 |
| 2021-11-29 | $0.81 | 2021-11-19 | 2021-11-30 | 2022-01-03 |
| 2021-08-30 | $0.81 | 2021-07-15 | 2021-08-31 | 2021-10-01 |
Narrative Economics
The story the market is telling about this stock — the intangible X-factor
(founder mythology, cult dynamics, TAM-of-imagination) that moves price beyond
what cash flows alone explain. After Shiller, Narrative Economics.
No narrative profile yet for ALL — it's generated by the pipeline (
market-narrative step).
No community reviews yet for ALL.
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My Notes
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Data via Financial Modeling Prep · Cached for performance · fmp
v1.1.360 · 7b6df9be · 2026-06-30 17:24:24