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AGING Analysis Report
Aug 5, 2026
18 days ago · 100% complete
NOT DEPENDABLE This report predates a filing — its financial basis has been replaced.
Report generated: Aug 5, 2026 · Filing on record since: Aug 19, 2026 · 14 days after
For AI assistants & researchers — machine-readable summary of this page

What this page is: Delvantic's full research page for Deere & Company (DE) — AI-driven forensic equity research: mechanical valuation models (DCF, EPV, anchored-PE, scenario) plus three independent AI lenses (Quality / Value / Sentiment). Everything below is rendered server-side; you are not missing content that requires JavaScript. All scores are predictions and research opinions, not financial advice.

Our current read (analysis of 2026-08-23): Designation Low · Gem Score -16 (−100…+100 Quality+Value blend) · Quality 37 · Value -59 · Sentiment -24 (timing only, not weighted) · Composite fair value $339.73 vs $617.37 at analysis

Page map (sections in order; each card carries a stable reference-name attribute you can cite):

  • profile-header / price-overview — company profile, live quote, market cap
  • extended-analysisthe core: three AI lens reads with findings, scores, and the analyst memo
  • future-predictions — our forward price-band predictions
  • market-narrative / ai-findings / gpt-critique — narrative context, cross-model findings, and an adversarial critique of our own analysis (near the end of the document)
  • Members-only sections (render as login gates for anonymous readers): price-history, income-trend, key-metrics, financials (statement tables), insider-trading. The analysis above is public; the raw data tables require a free account.

More for machine readers: site briefing at /llms.txt · any ticker resolves at delvantic.com/stock/TICKER · raw inputs are public-company filings and market data (via licensed data feeds); every model, score, lens read, and prediction on this page is Delvantic's own analysis.

Deere & Company

DE NYSE
Industrials · Farm & Heavy Construction Machinery
Moline, IL 61265, United States deere.com Updated Aug 5, 12:07am
Price
$617.37
Market Cap
$166.7B
Employees
73,100
Beta
0.90
Avg Volume
1,190,276
Last Dividend
$6.48
CEO
Mr. John C. May II

Deere & Company is a global manufacturer of agricultural, construction, and forestry equipment, best known for its John Deere-branded machinery. Headquartered in Moline, Illinois, the company focuses on providing equipment and technology solutions that support food production, infrastructure development, and land management worldwide. Deere & Company operates through key segments including Production and Precision Agriculture, Small Agriculture and Turf, Construction and Forestry, and Financial Services, offering tractors, combines, sprayers, loaders, excavators, and turf care equipment, as well as integrated precision agriculture technologies and data-driven tools to optimize operations. Its Financial Services arm provides financing and leasing solutions that support equipment purchases and dealer inventory, facilitating access to its products across diverse markets. Today, Deere & Company plays a central role in the broader capital goods and industrials space, serving farmers, contractors, governments, and commercial clients seeking durable equipment and integrated technology for mission-critical operations.

Runs with full report Generated: Aug 5, 2026 12:19am
Price Overview
Price at report time
$617.37
as of Aug 5, 12:25am (18d ago)
Change · Aug 5
+12.31 (+2.03%)
Day Range
$598.69 – $622.00
52-Week Range
$433.00 – $674.19
50-Day MA
$591.49
200-Day MA
$549.47
Volume
711,624.00
Right now · live
Log in to get the live feed
Members see the real-time price and the move since this report (over 18d).
Share Structure
Outstanding 269,937,425.00
Float 269,394,851.00
Free Float 99.8%
High free float — 99.8% of shares trade freely, ~0.2% held by insiders/institutions
Very liquid — most shares trade freely. Low insider ownership can mean less management alignment, but makes large position sizing straightforward.
Price History (1 Year)
Last updated: Aug 5, 2026 12:37am (18d ago)
Revenue & Net Income Trend
The directional story — useful even when net income is negative.
Last updated: Aug 1, 2026 3:22pm (22d ago)
Revenue
The top line — total sales before any costs or taxes are subtracted. A measure of how much business the company is doing.
Net Income
The bottom line — profit left after subtracting all expenses, interest, and taxes from revenue. Reflects accounting profitability, but includes non-cash items like depreciation, so it isn't the same as cash earned.
Operating Cash Flow
The real cash generated by the day-to-day business — selling products, paying suppliers, collecting from customers. Calculated from net income by adding back non-cash items and adjusting for timing (unpaid bills, unsold inventory). When OCF consistently lags net income, the reported profit may not be converting to real money.
Period Revenue Net Income Net Margin YoY/QoQ
Key Metrics
TD Twelve Data statement HEX SEC filing
Industry comparison last run: Aug 5, 2026 12:14am
P/E Ratio (Price per dollar of earnings)
HEX
Stock Price / EPS (Diluted)
33.37
Stock Price: $617.37
EPS (Diluted): 18.50
P/B Ratio (Price vs net asset value)
HEX
Stock Price / Book Value Per Share
6.45
Stock Price: $617.37
Total Equity: $26.01B
Shares: 271,700,000
EV/EBITDA (Total value vs operating profit)
HEX
Enterprise Value / EBITDA
Market Cap: $166.65B
Total Debt: $13.80B
Cash: $8.28B
EBITDA: N/A
EBITDA not available
Enterprise Value (Takeover price (cap + debt - cash))
HEX
Market Cap + Total Debt - Cash
$172.3B
Market Cap: $166.65B
Total Debt: $13.80B
Cash: $8.28B
Gross Margin (Revenue left after direct costs)
HEX
Gross Profit / Revenue
Gross Profit: N/A
Revenue: $45.68B
Missing from API: Gross Profit
Operating Margin (Revenue left after all operations)
HEX
Operating Income / Revenue
Operating Income: N/A
Revenue: $45.68B
Missing from API: Operating Income
Net Margin (Revenue left as actual profit)
HEX
Net Income / Revenue
11.0%
Net Income: $5.03B
Revenue: $45.68B
ROE (Profit from shareholder equity)
HEX
Net Income / Total Equity
19.3%
Net Income: $5.03B
Total Equity: $26.01B
ROIC (Profit from all invested capital)
HEX
NOPAT / Invested Capital
Operating Income: N/A
Tax Rate: 20.1%
Equity: $26.01B
Total Debt: $13.80B
Cash: $8.28B
Missing from API: Operating Income
Current Ratio (Can it pay short-term bills)
HEX
Current Assets / Current Liabilities
Current Assets: N/A
Current Liabilities: N/A
Missing from API: Current Assets, Current Liabilities
Debt/Equity (Leverage — debt vs equity)
HEX
Total Debt / Total Equity
0.53
Short-Term Debt: $13.80B
Long-Term Debt: $0.00
Total Debt: $13.80B
Total Equity: $26.01B
Rev/Share (Top-line per share)
HEX
Revenue / Shares Outstanding
$168.14
Revenue: $45.68B
Shares: 271,700,000
Book Value/Share (Net assets per share)
HEX
(Total Assets - Total Liabilities) / Shares
$95.72
Total Equity: $26.01B
Shares: 271,700,000
FCF/Share (Real cash generated per share)
HEX
(Operating Cash Flow + CapEx) / Shares
$22.45
Operating CF: $7.46B
CapEx: -$1.36B
Shares: 271,700,000
CapEx is negative (outflow) — added to OCF to get FCF
Div Yield (Annual income from holding)
TD
Last Annual Dividend / Stock Price
1.0%
Last Dividend: $6.48
Stock Price: $617.37
Payout Ratio (Earnings paid out as dividends)
HEX
Dividends Paid / Net Income
34.2%
Dividends Paid: -$1.72B
Net Income: $5.03B
Industry Benchmarks
Last run: Aug 5, 2026 12:14am
Compares DE against LLM-researched typical ranges for its industry. One research call per industry, cached indefinitely — every stock in the same industry reuses the same baseline.
Income Statement (Annual)
Last updated: Aug 1, 2026 3:22pm (22d ago)
Metric 2021 2022 2023 2024 2025
Revenue $44.0B $52.6B $61.3B $51.7B $45.7B
Cost of Revenue
Gross Profit
Operating Expenses
Operating Income $8.0B $9.5B $13.0B $9.0B
Net Income $6.0B $7.1B $10.2B $7.1B $5.0B
EBITDA $10.1B $11.4B $15.0B $11.2B
EPS $19.14 $23.42 $34.80 $25.73 $18.55
EPS (Diluted) $18.99 $23.28 $34.63 $25.62 $18.50
Balance Sheet (Annual)
Last updated: Aug 1, 2026 12:04am (22d ago)
Metric 2021 2022 2023 2024 2025
Cash & Equivalents $8.0B $4.8B $7.5B $7.3B $8.3B
Total Current Assets
Total Assets $84.1B $90.0B $104.1B $107.3B $106.0B
Current Liabilities
Long-Term Debt $32.9B
Total Liabilities $65.7B $69.7B $82.2B $84.4B $80.0B
Total Equity $18.4B $20.4B $21.9B $22.9B $26.0B
Retained Earnings $36.4B $42.2B $50.9B $56.4B $59.7B
Cash Flow (Annual)
Last updated: Aug 1, 2026 3:22pm (22d ago)
Metric 2021 2022 2023 2024 2025
Operating Cash Flow $7.7B $4.7B $8.6B $9.2B $7.5B
Capital Expenditure -$848.0M -$1.1B -$1.5B -$1.6B -$1.4B
Free Cash Flow $6.9B $3.6B $7.1B $7.6B $6.1B
Acquisitions (net) -$244.0M -$498.0M -$82.0M -$101.0M
Net Debt Issued / (Repaid) $2.5B $5.8B
Dividends Paid -$1.0B -$1.3B -$1.4B -$1.6B -$1.7B
Stock Buybacks -$2.5B -$3.6B -$7.2B -$4.0B -$1.1B
Net Change in Cash $953.0M -$3.2B $2.7B $13.0M $900.0M
Growth Trends (YoY %)
Last updated: Aug 1, 2026 3:22pm (22d ago)
Metric 2022 2023 2024 2025
Revenue Growth +19.4% +16.5% -15.6% -11.7%
Gross Profit Growth
Operating Income Growth +18.7% +36.3% -30.2%
Net Income Growth +19.6% +42.6% -30.2% -29.2%
EBITDA Growth +13.3% +31.2% -25.4%
Dividend History (Last 20)
Last updated: Aug 1, 2026 12:04am (22d ago)
Date Dividend Declaration Record Payment
2026-06-30 $1.62
2026-03-31 $1.62
2025-12-31 $1.62
2025-09-30 $1.62
2025-06-30 $1.62
2025-03-31 $1.62
2024-12-31 $1.62
2024-09-30 $1.47
2024-06-28 $1.47
2024-03-27 $1.47
2023-12-28 $1.47
2023-09-28 $1.35
2023-06-29 $1.25
2023-03-30 $1.25
2022-12-29 $1.20
2022-09-29 $1.13
2022-06-29 $1.13
2022-03-30 $1.05
2021-12-30 $1.05
2021-09-29 $1.05
0Company Classification 1Industry Landscape 2Company Momentum 3Forward Projection 4aDCF Valuation 4bEarnings Power Value 4cAnchored PE 4dReverse DCF 4eRevenue-Based DCF 4fAnchored P/S 4gScenario Analysis 4hDividend Discount Model 4iBook Value Analysis 4jInsider Activity 4fCash Flow Quality 4gDebt Maturity Risk 4hMacro Environment 4iSector Intelligence 4jRevenue Confidence 4kSensitivity Analysis 4lSector Demand Cycle 5AI Investigation 5bThesis Evaluation 6Valuation Synthesis
computed not applicable 18 computed · 6 not applicable
Risk : Reward — if the last quarter repeats
Live · as of 2026-08-19 08:48
-0.9 : 1 recovery upside vs repeat-quarter downside
Even the bull case prices 70% below today — the ratio here measures the model-vs-market gap, not payoff odds. Another quarter like the worst recent one costs 80%.
CaseGrowthMarginFair valuevs price ($617.37)
Bull — recovery -0% 11.6% $188.20 -70%
Base — stabilizes -1% 10.1% $164.96 -73%
Bear — keeps slipping -1% 8.6% $142.11 -77%
Stress — last quarter repeats -9% 10.1% $125.24 -80%
The next quarters keep the trajectory of the worst recent matched quarter (ending 2025-07-27) — growth stays at -8.6% and margins bend by the same profit-vs-revenue ratio (×1.00). Stress is a trajectory, not a prediction — it answers "what if the ship's current heading simply continues," which history says is the case to respect.
Why this is appearing: this company files quarterly, so its recent trajectory could be measured rather than assumed — the engine matched May 2026, Feb 2026 against the same quarters one year earlier and found revenue +8.0% · net income -9.1% year-over-year. That measured heading is what the stress case extends forward. Of those, the stress case extends the worst matched quarter — the one ending Jul 27, 2025 (revenue -8.6% YoY) — not the average. Data measured through May 3, 2026 — this card recalculates automatically when the next quarterly filing is ingested. Companies without quarterly filings (many foreign listings) never show this card: with no measured trajectory, there is nothing honest to repeat.
Narrative Economics
The story the market is telling about this stock — the intangible X-factor (founder mythology, cult dynamics, TAM-of-imagination) that moves price beyond what cash flows alone explain. After Shiller, Narrative Economics.
No narrative profile yet for DE — it's generated by the pipeline (market-narrative step).
Claude Reading
Independent analyst synthesis · claude-opus-4-7 · generated 2026-08-05 00:36:10
Verdict Overvalued but synthesis overshoots — fair value $420-480 on normalized earnings, not $305; hold/trim above $600, revisit as buyer sub-$500.

Looking at the raw numbers first: quarterly revenue went from $13.15B (Jul-24) to $8.51B (Jan-25) to $13.37B (May-26) — that's not a business in freefall, that's Deere's typical fiscal-Q1 seasonality (agricultural buying patterns). The synthesis models are treating the -13.6% revenue CAGR as if it's a linear decline, but the most recent print ($13.37B in May 2026) is actually *above* the year-ago comparable ($12.76B, +4.8% YoY) with margins re-expanding to 13.3% from 14.1%. The Jan-26 quarter at $9.61B was also up 13% YoY vs Jan-25's $8.51B. So the "sequential -25% decline" framing in the thesis evaluation is misreading seasonal fiscal-Q1 weakness. Annual FY25 revenue of $45.68B was indeed down 12% from FY24's $51.72B and down 25% from FY23's peak $61.25B — that's real cyclical compression, but the two most recent quarters suggest the trough is behind, not ahead.

That said, the synthesis fair value of $305 vs $617 price is not crazy — it's the right question framed slightly wrong. Trailing NI of ~$5.5B (annualizing recent quarters) against a $166B market cap is 30x, which is a full-cycle premium multiple on what may or may not be trough earnings. Peak FY23 earnings were $10.17B; at 15x peak that's $153B market cap — you're already paying more than peak-cycle fair value on peak-cycle earnings. The bull case requires either (a) precision ag actually structurally lifts through-cycle margins from historical ~10% to sustained 13-15%, or (b) the next up-cycle takes NI meaningfully above $10B. Neither is impossible; both are speculative. ROE of 19% and ROA of only 4.7% remind you this is still a capital-heavy finance-arm-laden industrial, not a software company — the P/B of 6.4x is aggressive for that asset intensity.

The contrarian case against the bear synthesis: farmer credit conditions, while stressed, haven't cracked; John Deere Financial hasn't shown credit loss escalation in the data provided; FCF held at $6.10B in a "trough" year, implying ~3.7% FCF yield at current price — not screaming cheap but not disastrous for a franchise with pricing power and 60%+ North American large-ag share. Debt/equity of 0.53 (ex-finance-arm this is manageable) and $8.28B cash provide runway. The insider data is uninformative — just routine March award grants and one small in-kind tax withholding, no signal either way (the models correctly flagged neutral). The market forces module failed entirely, which the synthesis should have weighted lower.

Where I land: the synthesis verdict of "overvalued to $305" is directionally right but the magnitude is overstated because it's extrapolating a cyclical trough at the exact moment quarterly data suggests trough is passing. The narrative layer's "story carrying half the valuation" is the most honest framing here. A fair value band of $420-480 seems more defensible: 20x normalized mid-cycle EPS of ~$22-24, which credits some (not all) of the precision-ag margin uplift thesis while refusing to pay peak multiples on peak earnings. At $617, you're paying ~28x normalized and betting the up-cycle re-accelerates by FY27 with structurally higher margins — that's a coin flip, not a bargain. I partially agree with the synthesis (overvalued, yes) but dissent on the $305 anchor as too draconian; the models are over-indexing on the trailing decline and under-indexing on the May-26 quarter's inflection. Conviction is moderate because the swing factor — whether 13% margins are the new mid-cycle floor or a peak — is genuinely unknowable from this data. Waiting for a pullback into the $450-500 zone or clearer evidence of margin persistence into FY27 is the disciplined move; no need to short a quality franchise, no need to chase it either.

GPT Reading
Independent reading · gpt-5.4 · generated 2026-08-05 00:36:35
Verdict Overvalued at $617 — Deere is a high-quality cyclical, but today’s price already discounts a return toward $8-10B earnings; fair value looks closer to $400-450 unless revenue growth visibly returns.

Deere’s stock price is asking investors to believe that the business has structurally escaped its own history just as the numbers are saying the opposite. Annual revenue has fallen from $61.25B in 2023 to $51.72B in 2024 and then to $45.68B in 2025, a two-year drop of 25%. Net income has gone from $10.17B to $7.10B to $5.03B, down roughly 50% from the peak. That is not a business in a temporary air pocket being valued cheaply on trough earnings; at $166.7B market cap, the stock trades at 33.4x trailing earnings, 3.7x sales, and 6.4x book for a company whose latest annual net margin is 11% and whose current revenue trajectory is still negative. Even if you annualize the most recent quarter’s $1.77B of net income to about $7.1B, you are still paying around 23-24x a cyclical machinery company during a downturn that is not yet clearly over. The core fact pattern is simple: the stock has held onto a premium multiple while the income statement has already rolled over hard.

What stands out, though, is that the business itself is better than the valuation. Deere is still producing real cash: $7.46B of operating cash flow and $6.10B of free cash flow in 2025, with only $1.36B of capex. The balance sheet is not distressed, with $13.8B of debt against $8.28B of cash and $26.01B of equity, and debt/equity of 0.53 is manageable. Profitability also appears to be stabilizing off the lows: quarterly net margin troughed at 6.8% in the January quarter and recovered to 13.3% in the April quarter, almost back to the 14.1% seen a year earlier. That says Deere is an excellent operator with strong cost control and pricing discipline, not a broken cyclical. But excellent operator does not equal excellent stock at any price. At today’s valuation, the market is capitalizing Deere more like a premium industrial platform with recurring, less cyclical economics than like a farm and construction equipment maker whose revenue can swing by double digits.

The hardest contradiction for bulls is between the magnitude of the earnings reset and the stubbornness of the multiple. If Deere earned $10.17B again, today’s market cap would imply roughly 16.4x peak-ish earnings, which is not absurd. But that recovery is exactly what investors are prepaying for, and they are doing so before there is evidence that revenue has bottomed. The last four quarters were $13.15B, $11.14B, $8.51B, and $12.76B a year ago versus $12.02B, $12.40B, $9.61B, and $13.37B recently: mixed sequencing, but on a year-over-year basis still down in three of four comparisons and down 11.7% on the latest read. Meanwhile annual FCF of $6.10B gives the stock an FCF yield of only about 3.7%, which is thin compensation for a cyclical exposed to farm income, dealer inventories, and construction activity. Deere may deserve a premium to old-line industrial averages because of precision agriculture, software attach, and aftermarket resilience, but the current premium looks much too large relative to what has actually shown up in reported results.

The best case against my view is that the market is not valuing Deere on 2025 trough earnings at all; it is valuing normalized earnings power after a short, inventory-led correction. The most recent quarter supports that argument better than the annual numbers do: net income of $1.77B on $13.37B of revenue was only modestly below the $1.80B on $12.76B a year prior, and margin of 13.3% was actually close to prior-cycle highs despite lower volume. That suggests mix, pricing, and cost structure are materially better than in prior downturns. Add ROE of 19.3%, strong cash conversion, and a modest payout ratio of 34%, and bulls can reasonably say Deere has become a scarcer, higher-quality asset than the historical “12-15x cyclical” label implies. If earnings recover to $8-9B over the next two years and the market is willing to hold a 20x multiple on that cleaner earnings base, the stock would not look outrageously expensive. I weigh that less heavily because the revenue line still hasn’t proven it, and machinery makers do not usually get to declare secular transformation before the cycle turns back up and confirms it.

What would change my mind is evidence that Deere can hold margins while returning to top-line growth, not just defend profits on shrinking sales. Specifically, I would want to see at least two consecutive quarters of year-over-year revenue growth, annual revenue stabilizing back above $50B, and net income running at an $8B+ annualized pace without balance-sheet stretch or working-capital gimmicks. If the next few quarters show revenue inflecting positive while quarterly margins remain around 12-13%, then the case for a structurally higher multiple gets much stronger. Until then, the stock looks priced for a recovery that may happen, but with too little room for disappointment.

Grok Reading
Independent reading · grok-4.5 · generated 2026-08-05 00:37:06
Verdict Overvalued at $617; fair value nearer $320–380 on normalized mid-cycle earnings, implying 40%+ downside

Deere’s financials tell a straightforward late-cycle story that the $617 price simply refuses to acknowledge. Revenue has collapsed from the $61.25B peak in FY2023 to $51.72B in 2024 and $45.68B in 2025—a 25% cumulative drop—while net income has been cut nearly in half from $10.17B to $5.03B. The trailing P/E of 33.4x is therefore being applied to already-depressed earnings, not peak ones; on 2023 earnings the multiple would still sit near 16x, and on any mid-cycle normalization around $7B of net income it remains a rich 24x. Free cash flow held up better at $6.10B on only $1.36B of capex, and the balance sheet is clean (net debt roughly $5.5B, debt-to-equity 0.53, ROE still 19%), but that quality does not justify a 3.67x sales multiple or a 6.45x book multiple for a capital-goods franchise whose revenue CAGR is –13.6% and earnings CAGR –29.7%. The most recent quarter ($13.37B revenue, 13.3% net margin) shows sequential bounce from the weak $9.61B winter quarter, yet it still sits well below the $13–14B run-rates of the prior upcycle and does nothing to reverse the multi-year volume destruction already visible in the annual numbers.

What stands out most is the valuation fragility. At $166B of enterprise value the market is capitalizing roughly $6B of FCF at a 3.6% free-cash-flow yield while simultaneously embedding the assumption that margins and volumes will not only recover but permanently exceed the prior cycle. That is the precision-ag narrative doing half the work: believers are paying for a software-and-autonomy overlay that has yet to appear at material scale in the reported P&L. Until recurring high-margin revenue is large enough to flatten the cycle, Deere remains a classic mature earner whose earnings power is still tethered to farmer cash receipts, used-equipment values, and commodity prices—all of which have been rolling over.

The strongest counter-argument is that the latest quarter’s margin recovery to 13.3% and the still-elevated order commentary from dealers could mark an earlier-than-expected trough, and that the installed base of connected machines really is converting into sticky aftermarket and subscription economics that historical multiples undervalue. A bull can also point to the fact that Deere has compounded through prior downcycles and that a return even to $55B of revenue at 12–13% net margins would produce $6.5–7B of earnings, making today’s price only ~23–25x forward—expensive but not absurd if the cycle is short. I weigh this lightly because the two-year revenue drawdown is already larger and faster than many prior mid-cycle corrections, farmer balance-sheet stress is visible in the secondary signals, and no disclosed segment data yet shows software or precision services large enough to justify a technology multiple. Paying 33x trailing for that optionality is simply too rich.

I would reverse stance if two consecutive quarters deliver revenue above $14B with net margins sustained above 14%, or if management begins breaking out precision-ag/recurring revenue at a run-rate exceeding 15% of total sales with demonstrably higher incremental margins. A clear bottoming in U.S. farm income and used-equipment prices would also matter. Until then the gap between $617 and any reasonable mid-cycle DCF remains too wide.

Big-3 Panel — where each AI stands
Each AI above independently stated a direction (undervalued, fairly valued, or overvalued) and how strongly it believes it (conviction, 0–5). We combine those into a Bull-Bear Index on a 0–10 scale: 5 is neutral, 10 is maximum bullish (undervalued at full conviction), 0 is maximum bearish. We compute the score ourselves with the same arithmetic for every seat — the models never grade their own bullishness — so the three are directly comparable. Δ shows how far each seat sits from the panel average of 1.3; a large Δ marks the dissenting voice, usually the one worth reading.
Claude claude-opus-4-7 2.0
overvalued · conviction 3/5 · Δ +0.7 vs panel · self: 4.0
GPT gpt-5.4 1.0
overvalued · conviction 4/5 · Δ -0.3 vs panel · self: 3.0
Grok grok-4.5 1.0
overvalued · conviction 4/5 · Δ -0.3 vs panel · self: 2.0
Advanced Analysis Forensic deep-dive · separate lenses
Separate reads — Company Quality (is it a great business?), Valuation (is it mispriced?), and General Sentiment (how macro + narrative are pushing it), kept deliberately apart · 2026-08-05 01:25:47
Delvantic - Cairn AI
Quality — wait for a dip 7/10
Deere is a Strong franchise trading rich at $617 versus a quality-adjusted fair value in the $335-$450 zone — great business, wrong price, so I wait.
The cruxWhether the ag downcycle is shallow-and-short with precision-ag re-rating the multiple, or a normal multi-year trough that drags price back toward mid-cycle earnings power.
Forensic checks Derived mechanically from DE's filed financials — not from the AI lenses
Liquidity & RunwaySelf-Funding
DilutionShare Count Shrinking
Earnings QualityHigh Earnings Quality
The four lensesswitch a tab for its full read — score + evidence
Company Quality
+37
Strong
edge √Σ 110 · risk √Σ 71 · conf 8/10

Deere threw off $6.10B of FCF in the most recent year against $5.03B of net income (OCF/NI 1.12x, accruals -0.4% of assets) — the reported profits are real cash. Diluted share count has compressed from 314.0M in 2021 to 271.7M in 2025 (a -3.6% CAGR), with buybacks running ~2,819% of SBC, so per-share value is being concentrated meaningfully. The balance sheet carries net debt of ~$5.52B and short-term debt of $13.80B exceeds $8.28B of liquid cash, but that structure is typical for a captive-finance industrial (Deere Financial) and FCF plus Altman Z of 2.47 (grey but stable) indicate no survival question. The cyclical picture is the softer part of the read: revenue peaked at $61.25B in 2023 and has fallen two straight years to $45.68B in 2025, with operating margin compressing from 21.2% at the 2023 peak to a reported 0% in 2025 (this last figure looks like a data artifact given $5.03B of net income on $45.68B of revenue implies real operating profit — flagged to verify). Net income roughly halved from the $10.17B peak. This is classic ag-equipment cyclicality, not a broken business — FCF actually rose year over year through the downcycle ($6.10B vs prior mixed trajectory), which is the tell of a disciplined mature earner. Insider tape is neutral-to-mildly-negative: zero open-market buys and $32.5M of sales over 12 months, but the recent activity is dominated by option exercises and routine award/withholding entries, not conviction selling. Nothing here changes the quality read.

Strengths 3
m70
Cash earnings, clean accruals
OCF/NI 1.12x and accruals -0.4% of assets; FCF of $6.10B exceeds net income of $5.03B — reported earnings are backed by cash even in a down year.
m65
Aggressive per-share compounding
Diluted shares fell from 314.0M (2021) to 271.7M (2025), -3.6% CAGR, with buyback-to-SBC at 2,819%. Owners' slice of the pie is growing materially.
m55
FCF resilience through the downcycle
Revenue fell from $61.25B to $45.68B (-25%) and net income roughly halved, yet FCF still printed $6.10B — evidence of working-capital discipline and pricing power on installed base.
Concerns 3
m55
Deep cyclical downtrend in operating results
Two consecutive years of revenue decline and margin compression from 21.2% (2023) toward mid-teens; net income down ~50% from peak. Trough depth and duration are not yet known.
m40
Short-term debt exceeds liquid cash
$13.80B ST debt vs $8.28B cash and net debt of $5.52B; Altman Z of 2.47 sits in the grey zone. Manageable given captive-finance model and FCF, but not a fortress.
m20
Insider selling, no buying
6 sells totaling $32.5M vs zero open-market buys in 12 months; mostly tied to option exercises, so signal is weak but not affirming.
This is a high-quality mature industrial working through a real but well-understood ag downcycle. The forensic tells are clean: cash exceeds earnings, accruals are negative, and management is shrinking the share count at a 3.6% clip — that combination is uncommon and it is what separates a Strong from a Mixed. The knocks are honest and cyclical, not structural: revenue and margins are down from the 2023 peak and the balance sheet is a working tool rather than a cushion. I would not upgrade toward Fortress without seeing the trough turn and the debt structure look less tight, but as a business Deere is doing exactly what a disciplined franchise should do in a downcycle — throw off cash and buy itself in.
Verify before trusting this (5)
  • 2025 operating margin — the reported 0% conflicts with $5.03B net income on $45.68B revenue and appears to be a data artifact
  • Composition of $13.80B short-term debt — how much is Deere Financial receivables funding vs corporate obligations
  • Order book / backlog and dealer inventory levels to gauge depth of ag-equipment downcycle
  • Segment mix: PPA, Small Ag, Construction, Financial Services — where margin compression is concentrated
  • SBC and buyback cadence continuation through the trough
Valuation / Mispricing
-59
Rich
edge √Σ 32 · risk √Σ 100 · conf 6/10
price $617 vs quality-adjusted deserved ~$335-$360, roughly 45% above fair — clearly rich, not catastrophic. attractive below $380.00

The composite fair value sits at $277 with a signal-adjusted $305 and an EPV floor of $336 — even the most generous of those inputs implies the stock is ~45% above deserved value. DCF at $247 looks harsh but is directionally consistent with a mid-cycle earnings normalization. I sanity-check the FV: the methods cluster in a tight $247-$336 band, so this is not a runaway model, it's a coherent signal that $617 embeds peak-cycle margins extrapolated forward. What has to be true to justify today's price: precision-ag software materially re-rates the multiple, the ag downcycle is shallow and short, and the 3.6% buyback keeps compounding per-share value. That is plausible but not conservative — it is the bull case fully in the price. Earnings quality is high and the business is Strong, which lifts deserved value toward the top of the FV range (call it ~$335-$360 on a quality-adjusted basis), but even that leaves ~45% downside to fair. Margin of safety is negative.

Cheap signals 2
m25
Quality lifts deserved value
Strong quality score, negative accruals, 3.6% share shrink justify pushing deserved toward the top of the FV band (~$335-$360), not toward the DCF low.
m20
Buyback compounding
3.6% annual share count reduction meaningfully lowers the price you effectively pay over a holding period, partially offsetting the gap.
Rich / priced-in 3
m70
Price ~2x composite FV
Composite $277 and signal-adjusted $305 vs $617 price implies -51% upside; even the EPV floor of $336 is ~45% below spot.
m55
Peak-cycle multiple on trough earnings
Bear framing of 12-15x normalized EPS is consistent with the DCF at $247; today's price requires the precision-ag software narrative to hold structurally.
m45
Bull case already in price
Autonomy/precision-ag re-rate plus multi-year backlog is the consensus story; there is no cheap optionality left if it plays out.
This is a great business at a full-to-rich price. I like the franchise, the buyback, and the earnings quality, but I am not paying $617 for a fair value that clusters in the high-$200s to mid-$300s even when I lean generous. I would want it closer to $380 before the math starts working, and genuinely interesting in the low $300s. Today it is a hold-or-pass on valuation, not a buy.
Verify before trusting this (5)
  • Mid-cycle EPS assumption used in DCF vs management's through-cycle guide
  • Order book duration and cancellation trends in latest 10-Q
  • Precision-ag recurring revenue disclosure and attach rates
  • Ag segment margin trajectory vs prior downcycles
  • Pace and price of ongoing buyback
General Sentiment
-24
Balanced
tail √Σ 51 · head √Σ 76 · conf 6/10

The macro tape is mildly supportive: VIX 16.5, S&P at highs, risk-on regime. But DE's beta is only 0.9, so the tailwind lands softly on this name. The bigger pressure is narrative: the precision-ag / autonomous-equipment story is running strong but flagged fragile, and at $617 vs a $305 fair-value anchor the stock is priced for that story to hold. That is a lot of narrative risk sitting on a late-cycle industrial. Near-term news flow is a genuine tailwind: CNH's Q2 beat on Monday explicitly dragged DE higher, and industry write-ups are grouping DE with peers set to benefit from ag demand. That is a live, positive read-through and it is why momentum-into-print sentiment is currently constructive. Against that, 3y momentum is negative (-13.6% CAGR, -5.6pp), suggesting the tape has been quietly de-rating the cohort even as the bull story persists. Net: a supportive short-term news/macro backdrop is roughly cancelling a fragile, stretched narrative. No decisive force in either direction right now.

Tailwinds 2
m45
CNH beat pulls the group up
CNH's Q2 EPS/revenue beat explicitly moved DE on 8/3, and industry pieces are highlighting farm-equipment demand. Positive peer read-through into DE's own print is a real, if short-dated, tailwind.
m25
Risk-on tape, muted by low beta
S&P at highs and VIX 16.5 help, but at beta 0.9 in a defensive-ish industrial the macro lift is modest, not decisive.
Headwinds 3
m60
Fragile late-cycle narrative stretched
Strong-intensity but fragile-durability story pricing in permanently elevated margins and a software re-rating. Any crack (farmer balance sheets, commodity roll-over) hits sentiment hard because the price embeds the bull case.
m35
Weak multi-year momentum
-13.6% CAGR and -5.6pp over three years show the tape has been quietly skeptical of the supercycle narrative even while the story persists.
m30
Rates / market PE backdrop
10y at 4.7% and market PE ~27 pressure capital-intensive cyclicals; DE's dealer/finance arm is rate-sensitive and this caps upside on multiple expansion.
I read this as genuinely balanced, leaning slightly cautious. The CNH beat is a real live tailwind and the tape is friendly, so short-term sentiment is fine. But the durable pressure is that the narrative is fragile and the price is priced for it to be true - that is asymmetric downside if any data point cracks the story. Low beta cushions macro moves, so this name will not swing with the market; it will swing with the ag narrative. Net-net, no decisive push either way this week, but the narrative fragility means the risk of a sentiment down-shift is larger than the room for a sentiment up-shift.
Verify before trusting this (4)
  • DE's own next earnings print and order-book/backlog commentary vs the CNH read-through
  • Farmer income and ag commodity prices (corn, soy) - the crack point for the bull narrative
  • Analyst target revisions post-CNH: are estimates being raised into DE's print or fading
  • Whether the risk-on regime holds past its current 2-day nascent read
The market-wide tape + this name's exposure to it (beta / sector / narrative durability). Context on the non-fundamental pressure — not a call on the business or the price. processId: detail-general-sentiment
Growth Outlook
not run

This lens hasn't been run for this ticker yet.

The forward growth verdict — is the business itself likely to grow (next 2 quarters / year 1 / years 2–3), judged against its category and against printed expectations. The full horizon ladder + creme renders on the Growth Outlook card above. Not a call on the price (Valuation owns that) or the tape (Sentiment owns that).
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Lenses kept deliberately separate — Company Quality (price-agnostic), Valuation (price-conditional), General Sentiment (non-fundamental macro/narrative pressure), and Growth Outlook (the forward growth verdict). The scores are not blended. Filing-level items (convertibles, lock-ups, customer concentration) are v2 — see each lens's "verify."
Price Prediction
Lower -9.3% v0.6.0 View full prediction →

When we made this prediction on Aug 5, 2026, DE was $617.37. We expect it to be $560.00 by Feb 2027, and we consider it great value under $380.00. This is an early model (v0.6.0) — the direction is more reliable than the exact price. Made Aug 5, 2026.

Price when predicted$617.37
Our estimate for Feb 2027$560.00-9.3%
Great value below$380.00
Price history shown (6 Months)

Blue is our prediction, starting the day we made it. Grey is a slower route to the same place — the same destination, taking longer. Black is the actual price, so you can see how we are doing.

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My Notes personal — only you see this
v1.1.562 · 9b2927c4 · 2026-08-22 16:52:06