Homepage
Full 18-step deep-dive · ~20–30 min · a member feature.
No report run on this ticker yet
Only preliminary foundational data below
Sign in to run a fresh report
Free · results in ~10 min
For AI assistants & researchers — machine-readable summary of this page
What this page is: Delvantic's full research page for Penske Automotive Group Inc. (PAG) — AI-driven forensic equity research: mechanical valuation models (DCF, EPV, anchored-PE, scenario) plus three independent AI lenses (Quality / Value / Sentiment). Everything below is rendered server-side; you are not missing content that requires JavaScript. All scores are predictions and research opinions, not financial advice.
Page map (sections in order; each card carries a stable
reference-name attribute you can cite):
profile-header/price-overview— company profile, live quote, market capextended-analysis— the core: three AI lens reads with findings, scores, and the analyst memofuture-predictions— our forward price-band predictionsmarket-narrative/ai-findings/gpt-critique— narrative context, cross-model findings, and an adversarial critique of our own analysis (near the end of the document)- Members-only sections (render as login gates for anonymous readers):
price-history,income-trend,key-metrics,financials(statement tables),insider-trading. The analysis above is public; the raw data tables require a free account.
More for machine readers: site briefing at
/llms.txt ·
any ticker resolves at delvantic.com/stock/TICKER ·
raw inputs are public-company filings and market data (via licensed data feeds);
every model, score, lens read, and prediction on this page is Delvantic's own analysis.
Penske Automotive Group Inc.
PAG NYSE
Consumer Cyclical · Auto & Truck Dealerships
Bloomfield Hills, MI 48302-0954, United States
penskeautomotive.com
Price
$217.87
Market Cap
$14.3B
Employees
28,800
Beta
0.83
Avg Volume
457,582
Last Dividend
$5.52
CEO
Mr. Roger S. Penske Sr.
Penske Automotive Group Inc. is a diversified international transportation services company that primarily operates automobile and commercial truck dealerships. The company's core business involves the sale and provision of new and used vehicles, automotive financing, repair services, and vehicle maintenance. In addition, Penske Automotive has a presence in the commercial vehicle distribution sector, providing a comprehensive suite of solutions through its global network of dealerships. It caters to a diverse customer base, including individual consumers, businesses, and governmental organizations. With operations spanning multiple continents, Penske Automotive plays a significant role in the transportation industry by maintaining a strong alignment with major automotive brands. Headquartered in Bloomfield Hills, Michigan, the company is a significant player in the market, utilizing its expansive distribution network and deep industry expertise to cater to a broad array of customer needs, thereby supporting its strategic growth and market influence.
Runs with full report
Earnings Schedule
Checked daily · calendar updated Aug 13 No upcoming print on the calendar yet — companies typically confirm a few weeks ahead. Last print was Jul 29, 2026.
EPS surprise history — vs analyst consensus · 5 prints of vendor history
-7.8%
Feb '26
+5.9%
Apr '26
+18.2%
May '26
-150.0%
Jul '26
+6.8%
Jul '26
| Print date | EPS est. | EPS actual | Revenue est. | Revenue actual |
|---|---|---|---|---|
| Jul 29, 2026 | $3.39 | $3.62 +6.8% | — | — |
| Jul 9, 2026 | $0.04 | $-0.02 -150.0% | — | — |
| May 8, 2026 | $0.11 | $0.13 +18.2% | — | — |
| Apr 29, 2026 | $2.88 | $3.05 +5.9% | — | — |
| Feb 11, 2026 | $3.09 | $2.85 -7.8% | — | — |
Green = beat the estimate, red = missed. An earnings print is the fastest way a thesis changes — our designations should be re-read after each one.
Recent SEC Filings
| Filed | Form | Document |
|---|---|---|
| Aug 10, 2026 | 8-K | View |
| Jul 30, 2026 | 10-Q | View |
| Jul 29, 2026 | 8-K | View |
| Jul 23, 2026 | 8-K | View |
| Jul 22, 2026 | 8-K | View |
| Jul 22, 2026 | SCHEDULE 13D/A | View |
| Jul 22, 2026 | SCHEDULE 13D/A | View |
| Jun 17, 2026 | 11-K | View |
| Jun 5, 2026 | 4 | View |
| Jun 5, 2026 | 4 | View |
| Jun 5, 2026 | 4 | View |
| Jun 5, 2026 | 4 | View |
Filings link to the SEC’s EDGAR system. Annual/quarterly reports (10-K, 10-Q, 20-F) carry the full story; 8-K/6-K current reports are the fastest signal that something material happened.
Price Overview
Last updated: Aug 13, 2026 2:09pm (just now)
Current data · timestamped when a report runs
$217.87
Change · Aug 13
-0.13 (-0.06%)
Day Range
$217.41 – $218.86
52-Week Range
$140.12 – $227.00
50-Day MA
$195.04
200-Day MA
$169.32
Volume
8,840.00
Share Structure
Outstanding
65,662,873.00
Float
17,437,433.00
Free Float
26.6%
Low free float
— 26.6% of shares trade freely, ~73.4% held by insiders/institutions
Below average liquidity. Large orders can move the price significantly. Insiders or strategic holders control the majority — watch for lockup expirations or secondary offerings.
Price History (1 Year)
Revenue & Net Income Trend
The directional story — useful even when net income is negative.
Revenue
The top line — total sales before any costs or taxes are subtracted. A measure of how much business the company is doing.
Net Income
The bottom line — profit left after subtracting all expenses, interest, and taxes from revenue. Reflects accounting profitability, but includes non-cash items like depreciation, so it isn't the same as cash earned.
Operating Cash Flow
The real cash generated by the day-to-day business — selling products, paying suppliers, collecting from customers. Calculated from net income by adding back non-cash items and adjusting for timing (unpaid bills, unsold inventory). When OCF consistently lags net income, the reported profit may not be converting to real money.
| Period | Revenue | Net Income | Net Margin | YoY/QoQ |
|---|
Key Metrics
TD Twelve Data statement
HEX SEC filing
P/E Ratio (Price per dollar of earnings)
HEXStock Price / EPS (Diluted)
15.42
Stock Price: $217.87
EPS (Diluted): 14.13
EPS (Diluted): 14.13
P/B Ratio (Price vs net asset value)
HEXStock Price / Book Value Per Share
2.58
Stock Price: $217.87
Total Equity: $5.58B
Shares: 66,199,042
Total Equity: $5.58B
Shares: 66,199,042
EV/EBITDA (Total value vs operating profit)
HEXEnterprise Value / EBITDA
11.30
Market Cap: $14.31B
Total Debt: $2.17B
Cash: $64.70M
EBITDA: $1.45B
Total Debt: $2.17B
Cash: $64.70M
EBITDA: $1.45B
Enterprise Value (Takeover price (cap + debt - cash))
HEXMarket Cap + Total Debt - Cash
$16.4B
Market Cap: $14.31B
Total Debt: $2.17B
Cash: $64.70M
Total Debt: $2.17B
Cash: $64.70M
Gross Margin (Revenue left after direct costs)
HEXGross Profit / Revenue
16.4%
Gross Profit: $5.22B
Revenue: $31.81B
Revenue: $31.81B
Operating Margin (Revenue left after all operations)
HEXOperating Income / Revenue
4.0%
Operating Income: $1.28B
Revenue: $31.81B
Revenue: $31.81B
Net Margin (Revenue left as actual profit)
HEXNet Income / Revenue
2.9%
Net Income: $935.40M
Revenue: $31.81B
Revenue: $31.81B
ROE (Profit from shareholder equity)
HEXNet Income / Total Equity
16.8%
Net Income: $935.40M
Total Equity: $5.58B
Total Equity: $5.58B
ROIC (Profit from all invested capital)
HEXNOPAT / Invested Capital
12.4%
Operating Income: $1.28B
Tax Rate: 25.8%
Equity: $5.58B
Total Debt: $2.17B
Cash: $64.70M
Tax Rate: 25.8%
Equity: $5.58B
Total Debt: $2.17B
Cash: $64.70M
Current Ratio (Can it pay short-term bills)
HEXCurrent Assets / Current Liabilities
0.99
Current Assets: $6.19B
Current Liabilities: $6.28B
Current Liabilities: $6.28B
Debt/Equity (Leverage — debt vs equity)
HEXTotal Debt / Total Equity
0.39
Short-Term Debt: $355.00M
Long-Term Debt: $1.81B
Total Debt: $2.17B
Total Equity: $5.58B
Long-Term Debt: $1.81B
Total Debt: $2.17B
Total Equity: $5.58B
Rev/Share (Top-line per share)
HEXRevenue / Shares Outstanding
$480.50
Revenue: $31.81B
Shares: 66,199,042
Shares: 66,199,042
Book Value/Share (Net assets per share)
HEX(Total Assets - Total Liabilities) / Shares
$84.30
Total Equity: $5.58B
Shares: 66,199,042
Shares: 66,199,042
FCF/Share (Real cash generated per share)
HEX(Operating Cash Flow + CapEx) / Shares
$9.83
Operating CF: $975.10M
CapEx: -$324.60M
Shares: 66,199,042
CapEx: -$324.60M
Shares: 66,199,042
CapEx is negative (outflow) — added to OCF to get FCF
Div Yield (Annual income from holding)
TDLast Annual Dividend / Stock Price
2.5%
Last Dividend: $5.52
Stock Price: $217.87
Stock Price: $217.87
Payout Ratio (Earnings paid out as dividends)
HEXDividends Paid / Net Income
36.8%
Dividends Paid: -$343.80M
Net Income: $935.40M
Net Income: $935.40M
Income Statement (Annual)
Last updated: Aug 13, 2026 2:09pm (just now)| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | $25.6B | $27.8B | $29.5B | $30.5B | $31.8B |
| Cost of Revenue | $21.1B | $23.0B | $24.6B | $25.4B | $26.6B |
| Gross Profit | $4.4B | $4.8B | $4.9B | $5.0B | $5.2B |
| Operating Expenses | $3.1B | $3.4B | $3.6B | $3.7B | $3.9B |
| Operating Income | $1.4B | $1.5B | $1.4B | $1.3B | $1.3B |
| Net Income | $1.2B | $1.4B | $1.1B | $918.9M | $935.4M |
| EBITDA | $1.5B | $1.6B | $1.5B | $1.5B | $1.5B |
| EPS | $14.89 | $18.55 | $15.50 | $13.74 | $14.13 |
| EPS (Diluted) | $14.89 | $18.55 | $15.50 | $13.74 | $14.13 |
Balance Sheet (Annual)
Last updated: Aug 13, 2026 2:09pm (just now)| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Cash & Equivalents | $100.7M | $106.5M | $96.4M | $72.4M | $64.7M |
| Total Current Assets | $4.1B | $4.7B | $5.7B | $5.9B | $6.2B |
| Total Assets | $13.5B | $14.1B | $15.7B | $16.7B | $17.6B |
| Current Liabilities | $4.3B | $4.7B | $5.7B | $6.5B | $6.3B |
| Long-Term Debt | $1.4B | $1.5B | $1.4B | $1.1B | $1.8B |
| Total Liabilities | $9.4B | $9.9B | $10.9B | $11.5B | $12.0B |
| Total Equity | $4.1B | $4.2B | $4.8B | $5.2B | $5.6B |
| Retained Earnings | $4.2B | $4.5B | $5.0B | $5.6B | $5.8B |
Cash Flow (Annual)
Last updated: Aug 13, 2026 2:09pm (just now)| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | — | $1.5B | $1.1B | $1.2B | $975.1M |
| Capital Expenditure | -$248.9M | -$282.5M | -$375.3M | -$368.7M | -$324.6M |
| Free Cash Flow | — | $1.2B | $769.9M | $811.1M | $650.5M |
| Acquisitions (net) | -$431.8M | -$393.4M | -$214.9M | -$786.2M | -$21.5M |
| Net Debt Issued / (Repaid) | — | — | — | — | — |
| Dividends Paid | -$142.5M | -$154.1M | -$189.1M | -$274.4M | -$343.8M |
| Stock Buybacks | -$280.6M | -$869.3M | -$358.7M | -$58.7M | -$159.1M |
| Net Change in Cash | $51.2M | $5.8M | -$10.1M | -$24.0M | -$18.9M |
Growth Trends (YoY %)
Last updated: Aug 13, 2026 2:09pm (just now)| Metric | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Revenue Growth | +8.8% | +6.2% | +3.1% | +4.4% |
| Gross Profit Growth | +9.0% | +2.0% | +1.6% | +4.1% |
| Operating Income Growth | +9.7% | -9.2% | -2.6% | -2.7% |
| Net Income Growth | +16.2% | -23.7% | -12.8% | +1.8% |
| EBITDA Growth | +9.3% | -7.6% | -1.2% | -1.5% |
Dividend History (Last 20)
Last updated: Aug 13, 2026 2:09pm (just now)| Date | Dividend | Declaration | Record | Payment |
|---|---|---|---|---|
| 2026-05-26 | $1.42 | — | — | — |
| 2026-02-25 | $1.40 | — | — | — |
| 2025-11-14 | $1.38 | — | — | — |
| 2025-08-15 | $1.32 | — | — | — |
| 2025-05-27 | $1.26 | — | — | — |
| 2025-02-24 | $1.22 | — | — | — |
| 2024-11-15 | $1.19 | — | — | — |
| 2024-08-15 | $1.07 | — | — | — |
| 2024-05-17 | $0.96 | — | — | — |
| 2024-02-14 | $0.87 | — | — | — |
| 2023-11-09 | $0.79 | — | — | — |
| 2023-08-09 | $0.72 | — | — | — |
| 2023-05-19 | $0.66 | — | — | — |
| 2023-02-09 | $0.61 | — | — | — |
| 2022-11-09 | $0.57 | — | — | — |
| 2022-08-09 | $0.53 | — | — | — |
| 2022-05-20 | $0.50 | — | — | — |
| 2022-02-09 | $0.47 | — | — | — |
| 2021-11-09 | $0.46 | — | — | — |
| 2021-08-09 | $0.45 | — | — | — |
Industry Benchmarks
Compares PAG against LLM-researched typical ranges for its
industry. One research call per industry, cached indefinitely — every stock in the same industry
reuses the same baseline.
Deep Analysis
Pre-flight intelligence scans the company first, then routes to the right analytical methods.
0
Company Classification
— What type of company is this?
1
Industry Landscape
— Where is the industry headed?
2
Company Momentum
— Where is this company trending?
3
Forward Projection
— 1Y & 2Y projected metrics (requires Layer 1 + 2)
4a
DCF Valuation
— Present value of future cash flows
4b
Earnings Power Value
— Floor value — worth with zero growth
4c
Anchored PE
— Industry PE adjusted for growth differential
4d
Reverse DCF
— What growth is the market pricing in?
4e
Revenue-Based DCF
— For growth/narrative companies (skip if mature earner)
4f
Anchored P/S
— Price-to-Sales peer comparison (skip if mature earner)
4g
Scenario Analysis
— Bull / Base / Bear (skip if mature earner)
4h
Dividend Discount Model
— For dividend/income stocks only
4i
Book Value Analysis
— For deep value / turnaround stocks only
4j
Insider Activity
— Are insiders buying or selling?
4f
Cash Flow Quality
— How trustworthy is the FCF?
4g
Debt Maturity Risk
— Can it handle its debt?
4h
Macro Environment
— Rates, market valuation, volatility
4i
Sector Intelligence
— How does this company compare within its sector?
4j
Revenue Confidence
— How reliable is the growth projection?
4k
Sensitivity Analysis
— How fragile is the fair value estimate?
4l
Sector Demand Cycle
— Is the sector in a boom, steady state, or contraction?
5
AI Investigation
— Adaptive research engine (Claude)
5b
Thesis Evaluation
— What does the market believe? (narrative/platform stocks only)
6
Valuation Synthesis
— Weighted verdict from all methods (requires Layer 4)
Narrative Economics
The story the market is telling about this stock — the intangible X-factor
(founder mythology, cult dynamics, TAM-of-imagination) that moves price beyond
what cash flows alone explain. After Shiller, Narrative Economics.
No narrative profile yet for PAG — it's generated by the pipeline (
market-narrative step).
Claude Reading
No AI findings yet for PAG — they're generated by the
pipeline (
ai-findings step) when a report is run on this ticker.
GPT Reading
No GPT reading yet for PAG — it's generated by the
pipeline (
gpt-critique step) after the other Big-3 seats, when a
report is run on this ticker.
Grok Reading
No Grok reading yet for PAG — it's generated by the
pipeline (
grok-critique step) alongside the other Big-3 seats, when a
report is run on this ticker.
Advanced Analysis Forensic deep-dive · four lenses
No community reviews yet for PAG.
Be the first — hit How to Contribute, have any AI review this page, and paste its take back here.
My Notes
personal — only you see this
Sign in to save personal notes and rate your interest in this stock.
Data via Financial Modeling Prep · Cached for performance · twelvedata
v1.1.530 · 761561a2 · 2026-08-12 19:06:35