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AGING Analysis Report
Jul 30, 2026
24 days ago · 100% complete
NOT DEPENDABLE This report predates a filing — its financial basis has been replaced.
Report generated: Jul 30, 2026 · Filing on record since: Aug 19, 2026 · 19 days after
For AI assistants & researchers — machine-readable summary of this page

What this page is: Delvantic's full research page for LiveRamp Holdings, Inc. (RAMP) — AI-driven forensic equity research: mechanical valuation models (DCF, EPV, anchored-PE, scenario) plus three independent AI lenses (Quality / Value / Sentiment). Everything below is rendered server-side; you are not missing content that requires JavaScript. All scores are predictions and research opinions, not financial advice.

Our current read (analysis of 2026-08-23): Designation Watch · Gem Score -1 (−100…+100 Quality+Value blend) · Quality 58 · Value -49 · Sentiment 33 (timing only, not weighted) · Composite fair value $30.09 vs $37.79 at analysis

Page map (sections in order; each card carries a stable reference-name attribute you can cite):

  • profile-header / price-overview — company profile, live quote, market cap
  • extended-analysisthe core: three AI lens reads with findings, scores, and the analyst memo
  • future-predictions — our forward price-band predictions
  • market-narrative / ai-findings / gpt-critique — narrative context, cross-model findings, and an adversarial critique of our own analysis (near the end of the document)
  • Members-only sections (render as login gates for anonymous readers): price-history, income-trend, key-metrics, financials (statement tables), insider-trading. The analysis above is public; the raw data tables require a free account.

More for machine readers: site briefing at /llms.txt · any ticker resolves at delvantic.com/stock/TICKER · raw inputs are public-company filings and market data (via licensed data feeds); every model, score, lens read, and prediction on this page is Delvantic's own analysis.

LiveRamp Holdings, Inc.

RAMP NYSE
Technology · Software - Infrastructure
San Francisco, CA 94104, United States liveramp.com Updated Jul 30, 6:26pm
Price
$37.79
Market Cap
$2.3B
Employees
1,300
Beta
1.27
Avg Volume
1,050,687
Last Dividend
$0.24
CEO
Mr. Scott E. Howe

LiveRamp Holdings, Inc. is a prominent entity in the space of data connectivity within the technology sector. The company is primarily engaged in providing a comprehensive data connectivity platform that enables organizations to access and utilize customer data safely and effectively, across various marketing channels. One of its key offerings is the identity resolution service, which allows companies to match their in-house data with external sources to create a holistic view of the consumer, enhancing personalization in marketing efforts. LiveRamp's services are critical for industries such as retail, finance, healthcare, and advertising, which rely heavily on precise data usage for strategic decision-making. Through its extensive partnership network, LiveRamp facilitates data collaboration while ensuring compliance with global privacy regulations. As digital marketing trends continue to evolve, LiveRamp's platform stands pivotal in aiding businesses to navigate the complexities of data sharing and privacy, thus holding a vital role in the global data ecosystem.

Runs with full report Generated: Jul 30, 2026 6:34pm
Price Overview
Price at report time
$37.79
as of Jul 30, 6:44pm (24d ago)
Change · Jul 30
+0.05 (+0.13%)
Day Range
$37.76 – $37.89
52-Week Range
$21.71 – $38.23
50-Day MA
$37.66
200-Day MA
$30.26
Volume
577,762.00
Right now · live
Log in to get the live feed
Members see the real-time price and the move since this report (over 24d).
Share Structure
Outstanding 60,550,118.00
Float 57,084,074.00
Free Float 94.3%
High free float — 94.3% of shares trade freely, ~5.7% held by insiders/institutions
Very liquid — most shares trade freely. Low insider ownership can mean less management alignment, but makes large position sizing straightforward.
Price History (1 Year)
Last updated: Jul 30, 2026 6:44pm (24d ago)
Revenue & Net Income Trend
The directional story — useful even when net income is negative.
Last updated: Jul 30, 2026 6:44pm (24d ago)
Revenue
The top line — total sales before any costs or taxes are subtracted. A measure of how much business the company is doing.
Net Income
The bottom line — profit left after subtracting all expenses, interest, and taxes from revenue. Reflects accounting profitability, but includes non-cash items like depreciation, so it isn't the same as cash earned.
Operating Cash Flow
The real cash generated by the day-to-day business — selling products, paying suppliers, collecting from customers. Calculated from net income by adding back non-cash items and adjusting for timing (unpaid bills, unsold inventory). When OCF consistently lags net income, the reported profit may not be converting to real money.
Period Revenue Net Income Net Margin YoY/QoQ
Key Metrics
TD Twelve Data statement HEX SEC filing
Industry comparison last run: Jul 30, 2026 6:32pm
P/E Ratio (Price per dollar of earnings)
HEX
Stock Price / EPS (Diluted)
16.87
Stock Price: $37.79
EPS (Diluted): 2.24
P/B Ratio (Price vs net asset value)
HEX
Stock Price / Book Value Per Share
2.53
Stock Price: $37.79
Total Equity: $971.98M
Shares: 65,045,000
EV/EBITDA (Total value vs operating profit)
HEX
Enterprise Value / EBITDA
19.80
Market Cap: $2.30B
Total Debt: $0.00
Cash: $379.55M
EBITDA: $96.87M
Enterprise Value (Takeover price (cap + debt - cash))
HEX
Market Cap + Total Debt - Cash
$1.9B
Market Cap: $2.30B
Total Debt: $0.00
Cash: $379.55M
Gross Margin (Revenue left after direct costs)
HEX
Gross Profit / Revenue
70.7%
Gross Profit: $574.82M
Revenue: $812.94M
Operating Margin (Revenue left after all operations)
HEX
Operating Income / Revenue
10.3%
Operating Income: $83.47M
Revenue: $812.94M
Net Margin (Revenue left as actual profit)
HEX
Net Income / Revenue
18.0%
Net Income: $145.95M
Revenue: $812.94M
ROE (Profit from shareholder equity)
HEX
Net Income / Total Equity
15.0%
Net Income: $145.95M
Total Equity: $971.98M
ROIC (Profit from all invested capital)
HEX
NOPAT / Invested Capital
20.8%
Operating Income: $83.47M
Tax Rate: -47.6%
Equity: $971.98M
Total Debt: $0.00
Cash: $379.55M
Zero debt — invested capital = equity minus cash (very efficient)
Current Ratio (Can it pay short-term bills)
HEX
Current Assets / Current Liabilities
2.47
Current Assets: $653.14M
Current Liabilities: $264.79M
Debt/Equity (Leverage — debt vs equity)
HEX
Total Debt / Total Equity
0.00
Short-Term Debt: $0.00
Long-Term Debt: $0.00
Total Debt: $0.00
Total Equity: $971.98M
Zero debt — this company carries no debt obligations. Strongest possible score.
Rev/Share (Top-line per share)
HEX
Revenue / Shares Outstanding
$12.50
Revenue: $812.94M
Shares: 65,045,000
Book Value/Share (Net assets per share)
HEX
(Total Assets - Total Liabilities) / Shares
$14.94
Total Equity: $971.98M
Shares: 65,045,000
FCF/Share (Real cash generated per share)
HEX
(Operating Cash Flow + CapEx) / Shares
$2.56
Operating CF: $167.76M
CapEx: -$1.38M
Shares: 65,045,000
CapEx is negative (outflow) — added to OCF to get FCF
Div Yield (Annual income from holding)
TD
Last Annual Dividend / Stock Price
0.6%
Last Dividend: $0.24
Stock Price: $37.79
Payout Ratio (Earnings paid out as dividends)
HEX
Dividends Paid / Net Income
Dividends Paid: N/A
Net Income: $145.95M
Dividends paid not available in cash flow statement
Industry Benchmarks
Last run: Jul 30, 2026 6:32pm
Compares RAMP against LLM-researched typical ranges for its industry. One research call per industry, cached indefinitely — every stock in the same industry reuses the same baseline.
Income Statement (Annual)
Last updated: Jul 30, 2026 6:44pm (24d ago)
Metric 2022 2023 2024 2025 2026
Revenue $528.7M $596.6M $659.7M $745.6M $812.9M
Cost of Revenue $147.4M $170.1M $179.5M $215.9M $238.1M
Gross Profit $381.2M $426.5M $480.2M $529.7M $574.8M
Operating Expenses $446.8M $552.3M $468.8M $524.3M $491.4M
Operating Income -$65.5M -$125.8M $11.4M $5.4M $83.5M
Net Income -$33.8M -$118.7M $11.9M $-814,000 $146.0M
EBITDA -$41.3M -$105.0M $22.9M $22.6M $96.9M
EPS $-0.50 $-1.79 $0.18 $-0.01 $2.28
EPS (Diluted) $-0.50 $-1.79 $0.17 $-0.01 $2.24
Balance Sheet (Annual)
Last updated: Jul 30, 2026 6:26pm (24d ago)
Metric 2022 2023 2024 2025 2026
Cash & Equivalents $600.2M $464.4M $336.9M $413.3M $379.5M
Total Current Assets $815.8M $714.6M $602.0M $656.2M $653.1M
Total Assets $1.3B $1.2B $1.2B $1.3B $1.3B
Current Liabilities $184.6M $174.8M $216.6M $247.5M $264.8M
Long-Term Debt
Total Liabilities $270.7M $246.6M $282.3M $310.5M $322.2M
Total Equity $1.1B $926.1M $949.1M $948.9M $972.0M
Retained Earnings $1.4B $1.3B $1.3B $1.3B $1.5B
Cash Flow (Annual)
Last updated: Jul 30, 2026 6:44pm (24d ago)
Metric 2022 2023 2024 2025 2026
Operating Cash Flow $78.1M $34.4M $105.7M $154.0M $167.8M
Capital Expenditure -$4.5M -$4.7M -$4.3M -$1.0M -$1.4M
Free Cash Flow $73.6M $29.7M $101.4M $152.9M $166.4M
Acquisitions (net) -$19.1M $0 -$170.3M -$2.0M $-595,000
Net Debt Issued / (Repaid)
Dividends Paid
Stock Buybacks -$58.6M -$150.0M -$60.5M -$101.2M -$194.5M
Net Change in Cash $18.5M -$135.7M -$125.0M $74.5M -$34.4M
Growth Trends (YoY %)
Last updated: Jul 30, 2026 6:44pm (24d ago)
Metric 2023 2024 2025 2026
Revenue Growth +12.8% +10.6% +13.0% +9.0%
Gross Profit Growth +11.9% +12.6% +10.3% +8.5%
Operating Income Growth -91.9% +109.1% -52.6% +1,444.5%
Net Income Growth -250.8% +110.0% -106.9% +18,030.2%
EBITDA Growth -154.3% +121.8% -1.3% +328.4%
Dividend History (Last 20)
Last updated: Jul 23, 2026 8:27pm (30d ago)
Date Dividend Declaration Record Payment
2008-08-19 $0.06
2008-05-30 $0.06
2008-02-21 $0.06
2007-11-01 $0.06
2007-02-08 $0.06
2006-11-09 $0.06
2006-08-10 $0.05
2006-06-08 $0.05
2006-02-15 $0.05
2005-11-09 $0.05
2005-08-11 $0.05
2005-06-02 $0.05
2005-02-10 $0.05
2004-11-04 $0.04
2004-08-05 $0.04
2004-06-03 $0.04
2004-02-11 $0.04
0Company Classification 1Industry Landscape 2Company Momentum 3Forward Projection 4aDCF Valuation 4bEarnings Power Value 4cAnchored PE 4dReverse DCF 4eRevenue-Based DCF 4fAnchored P/S 4gScenario Analysis 4hDividend Discount Model 4iBook Value Analysis 4jInsider Activity 4fCash Flow Quality 4gDebt Maturity Risk 4hMacro Environment 4iSector Intelligence 4jRevenue Confidence 4kSensitivity Analysis 4lSector Demand Cycle 5AI Investigation 5bThesis Evaluation 6Valuation Synthesis
computed not applicable 18 computed · 6 not applicable
Risk : Reward — if the last quarter repeats
Live · as of 2026-08-19 10:59
-0.1 : 1 recovery upside vs repeat-quarter downside
Even the bull case prices 5% below today — the ratio here measures the model-vs-market gap, not payoff odds. Another quarter like the worst recent one costs 36%.
CaseGrowthMarginFair valuevs price ($37.79)
Bull — recovery +19% 21.5% $35.99 -5%
Base — stabilizes +12% 18.7% $26.48 -30%
Bear — keeps slipping +6% 15.9% $19.10 -49%
Stress — last quarter repeats +9% 18.7% $24.06 -36%
The next quarters keep the trajectory of the worst recent matched quarter (ending 2026-03-31) — growth stays at 9.2% and margins bend by the same profit-vs-revenue ratio (×1.00). Stress is a trajectory, not a prediction — it answers "what if the ship's current heading simply continues," which history says is the case to respect.
Why this is appearing: this company files quarterly, so its recent trajectory could be measured rather than assumed — the engine matched Jun 2026 against the same quarter one year earlier and found revenue +9.8% · operating income +179.2% · net income +126.1% year-over-year. That measured heading is what the stress case extends forward. Of those, the stress case extends the worst matched quarter — the one ending Mar 31, 2026 (revenue +9.2% YoY) — not the average. Data measured through Jun 30, 2026 — this card recalculates automatically when the next quarterly filing is ingested. Companies without quarterly filings (many foreign listings) never show this card: with no measured trajectory, there is nothing honest to repeat.
Narrative Economics
The story the market is telling about this stock — the intangible X-factor (founder mythology, cult dynamics, TAM-of-imagination) that moves price beyond what cash flows alone explain. After Shiller, Narrative Economics.
No narrative profile yet for RAMP — it's generated by the pipeline (market-narrative step).
Claude Reading
Independent analyst synthesis · claude-opus-4-7 · generated 2026-07-30 18:43:29
Verdict Fairly valued around $35-39 after adjusting the Q4 tax windfall out of earnings; wait for a pullback to $32 or clear reacceleration above 10% YoY revenue growth before committing.

Looking at the raw trajectory first: revenue grew from $528.7M (FY22) to $812.9M (FY26), a 4-year CAGR of ~11%, but the more interesting story is the operating leverage — op income went from -$65.5M to +$83.5M and FCF hit $166.4M on essentially zero capex ($1.4M). Quarterly revenue is decelerating though: 8.2% YoY in Q1 FY26 (June), 7.7% in Q2, 8.6% in Q3, and 9.2% in Q4 — call it high-single-digits, not the 11% trailing CAGR. The Q4 FY26 net income of $70.9M at 34.4% margin is a huge outlier vs. the prior three quarters ($7.7M, $27.4M, $39.9M) and likely reflects a tax benefit or one-time item — FY26 NI of $146M vs. operating income of only $83.5M confirms ~$60M+ came from below the line. Strip that out and normalized earnings power is closer to $85-100M, making the "16.9x P/E" more like 23-27x on clean earnings.

On the balance sheet: $379.5M cash, zero debt, $972M equity — enterprise value is roughly $1.92B. Against $166M FCF that's ~11.5x EV/FCF, which is genuinely cheap for a software infrastructure business growing 8-9% with 70% gross margins and expanding op margins. The synthesis model's $29.21 composite fair value implies FCF should be discounted at something like a 15% cost of capital or assume terminal growth near zero — that feels too punitive for a debt-free business with structural positioning in identity resolution. But I also can't ignore the insider ledger: it's entirely F-InKind (tax withholding on vests) and A-Award (grants) with zero open-market buying. On a stock that's presumably re-rated from prior lows, insiders taking nothing off the table is neutral-to-mildly-positive, not the "no insider transactions" the secondary signal claims — that tag is wrong.

Where I disagree with the stack: the pre-flight and narrative layers call this "platform-monopoly" with moderate durability, but the deceleration from ~11% to ~8% YoY while the cookieless transition is supposedly LiveRamp's tailwind is a yellow flag the models underweight. If identity resolution were truly a monopoly moment, we'd see acceleration, not deceleration. The synthesis verdict of $32.86 (13% downside) and Market Forces' "fairly priced turnaround" are internally consistent but rely on DCF assumptions I'd want to see. My contrarian read: on clean FCF of $166M and EV of $1.92B, this trades at 11.5x — cheaper than nearly any comparable data/martech name (LSPD, DV, IAS all trade higher on worse FCF conversion). The bear case isn't valuation; it's that FCF conversion may not sustain if the $70.9M Q4 tax benefit reverses and stock-based comp (implied by all those F-InKind events) is eating true economic earnings. SBC-adjusted FCF is likely $100-120M, putting real EV/FCF at 16-19x — fair, not cheap.

Net: I partially dissent from the synthesis fair_value verdict but land close to it in direction. The models are too bearish on the multiple (11.5x headline EV/FCF is not "13% overvalued") but I'm too skeptical of the clean earnings quality to call it undervalued. Fair value on SBC-adjusted FCF of ~$110M at 18-20x multiple is $1.98-2.2B EV, or $35-39 per share — right where the stock trades. The Q4 tax windfall makes the trailing P/E look artificially cheap; strip it, and this is a fairly-priced high-quality compounder decelerating into a contested regulatory environment. I wouldn't short it, wouldn't chase it, would buy meaningfully below $32 where the SBC-adjusted multiple compresses to ~15x and the risk/reward tilts. The narrative premium is real but modest, and the deceleration curve is the tell that the platform-monopoly thesis is aspirational, not proven.

GPT Reading
Independent reading · gpt-5.4 · generated 2026-07-30 18:43:45
Verdict Undervalued at $37.79 — the turnaround to a real cash-generative software earner is underappreciated; fair value is closer to $44-47 if FY2026 margins largely hold.

What stands out first is that LiveRamp has quietly crossed the line from “turnaround hope” to real earner. Revenue has gone from $528.7M in FY2022 to $812.9M in FY2026, a clean 54% increase over four years, while operating income swung from -$65.5M to +$83.5M and free cash flow reached $166.4M. At today’s $2.30B market cap, that is roughly a 13.8x FCF multiple for a debt-free software business with $379.5M of cash, implying an ex-cash multiple closer to 11-12x. That is not how software infrastructure names with 70.7% gross margin, 20.8% ROIC, and 11% top-line CAGR usually trade if the market believes the profitability is durable. The numbers say this is no longer a speculative ad-tech asset; it is a cash-generating platform that has found operating leverage.

The quarter pattern matters too. Revenue is not exploding, but it is steadily advancing: $176.0M, $185.5M, $195.4M, $188.7M, $194.8M, $199.8M, $212.2M, then $206.1M. On a trailing basis that is still high-single-digit growth, and the more important change is margin expansion. Net margin moved from -4.3% and 0.9% in mid-2024 to 13.7%, 18.8%, and then 34.4% in the latest quarter. Even allowing for one-time items in a quarter with $70.9M of net income, the annual picture is too strong to dismiss as accounting noise: FY2025 net income was basically breakeven, then FY2026 net income jumped to $146.0M on only $67.3M of incremental revenue. That kind of drop-through is the signature of a software model that has already absorbed most of its fixed cost base. If management can hold even a 15-18% net margin on a business growing near 10%, the current 3.0x sales multiple looks undemanding.

I also think the market is over-penalizing LiveRamp for being adjacent to ad-tech rather than recognizing that the balance sheet and cash flow profile now insulate the story. There is no debt, current ratio is 2.47, and capex is trivial at $1.4M, so nearly all operating cash flow converts to free cash flow. That means the company does not need heroic revenue acceleration to create value; modest growth plus stable margins is enough. On enterprise value, the stock is at 2.36x revenue and 19.8x EBITDA, but those are backward-looking optics on a company whose profitability inflected sharply only in the last year. If FY2026 is even roughly repeatable, I get to a fair value above the current price simply by giving a debt-free, 70%+ gross margin software infrastructure business a mid-teens to high-teens FCF multiple ex-cash, which supports something in the low-to-mid $40s without requiring multiple expansion into “premium SaaS” territory.

The best case against this view is that the income statement may have improved faster than the underlying business quality. Revenue growth is decent but not strong: FY2026 grew 9% over FY2025, and quarterly growth appears to be flattening into single digits. A 34.4% net margin quarter on a company that posted a -3.3% net margin in the comparable quarter a year earlier is probably not a clean run-rate. The market may be right to discount the earnings because identity resolution and data collaboration sit in a politically and competitively fragile corner of software. Privacy regulation, platform changes, and customer budget pressure could cap both growth and pricing power. On that reading, the 16.9x P/E is not “cheap software” but a value trap multiple on peak margins. I take that seriously, but I weigh it differently because cash flow, balance sheet strength, and the full-year operating margin of 10.3% suggest the business no longer needs aggressive assumptions to justify the price. Even if FY2026 margins back off, the stock is not priced for much durability.

What would change my mind is pretty specific. If the next few quarters show revenue slipping back toward low-single-digit growth or below $200M for multiple quarters while net margins retreat into the low single digits, then FY2026 will look like a temporary earnings spike and the stock should trade nearer $30. I would also turn more cautious if operating cash flow falls materially below roughly $140M annualized despite stable revenue, because that would indicate the FCF strength was overstated. Conversely, if LiveRamp can keep quarterly revenue growth around 8-10% and sustain annual operating margin above 10% with FCF above $150M, the current price will look too low and the shares should work into the mid-$40s.

Grok Reading
Independent reading · grok-4.5 · generated 2026-07-30 18:44:22
Verdict Undervalued at $37.79 — ~11.5x EV/FCF and 2.4x EV/S underprice a de-levered 70% GM cash compounder growing ~9-11%

The numbers tell a clean turnaround story that the valuation models are underselling. LiveRamp has gone from $528.7M revenue and deep operating losses in FY2022 to $812.9M revenue, $83.5M operating income, and $146.0M net income in FY2026, with free cash flow of $166.4M on essentially zero capex. That is a 11% revenue CAGR accompanied by an earnings and FCF inflection that is not noise: quarterly net margins marched from negative territory through 4%, 13.7%, 18.8%, and a standout 34.4% in the March 2026 quarter. Gross margin sits at a software-like 70.7%, the balance sheet carries $379.5M cash against zero debt, and ROIC prints 20.8%. At a $2.30B market cap the stock trades at roughly 14x trailing FCF and an EV/FCF nearer 11.5x once net cash is stripped out; EV/revenue of 2.36x for a 70% gross-margin infrastructure name growing high-single to low-double digits is not a premium multiple. The market is still anchoring to the old loss-making identity-resolution narrative rather than the cash-compounding business that now exists.

Sequential revenue did slip from $212.2M to $206.1M and year-over-year growth has decelerated to ~9%, so the growth engine is maturing rather than accelerating. The gap between $83.5M operating income and $146.0M net income also flags that the latest-year earnings (and the headline 16.9x P/E) contain non-operating or tax benefits that will not fully recur; normalized earnings power is closer to the operating line plus clean FCF conversion. Still, even on that sober basis the cash yield remains attractive, operating leverage is visible in the margin climb, and the absence of leverage removes a classic downside vector. Insider activity is pure award-and-withhold noise, offering no contradictory signal.

The strongest case against this read is the one the valuation synthesis already leans on: composite fair value around $29–33 implies the current $37.79 price embeds a 13–30% premium that is not justified once growth settles into the high single digits and the cookieless/privacy tailwind proves less durable than bulls assume. A smart opponent would note that operating margin is still only 10.3%, leaving the company exposed if customers consolidate vendors or if regulatory fragmentation raises compliance costs; they would also flag that EV/EBITDA near 20x is not cheap if the earnings CAGR of 250% simply reverts to mid-teens. I weigh those points as real but already partially discounted: the FCF quality is excellent, the net-cash fortress gives management time and optionality, and 2.4x EV/sales leaves limited room for multiple compression relative to software-infrastructure peers that trade richer on weaker cash conversion.

Sustained quarterly revenue growth reaccelerating above 12–13% with operating margins holding above 12%, or conversely a print showing growth stuck at mid-single digits alongside FCF margins compressing below 15%, would flip the verdict. Watch the next two quarters’ organic growth and the durability of the sub-35% net-margin run-rate once one-time items clear.

Big-3 Panel — where each AI stands
Each AI above independently stated a direction (undervalued, fairly valued, or overvalued) and how strongly it believes it (conviction, 0–5). We combine those into a Bull-Bear Index on a 0–10 scale: 5 is neutral, 10 is maximum bullish (undervalued at full conviction), 0 is maximum bearish. We compute the score ourselves with the same arithmetic for every seat — the models never grade their own bullishness — so the three are directly comparable. Δ shows how far each seat sits from the panel average of 7.3; a large Δ marks the dissenting voice, usually the one worth reading.
Claude claude-opus-4-7 5.0
fairly valued · conviction 3/5 · Δ -2.3 vs panel · self: 5.0
GPT gpt-5.4 9.0
undervalued · conviction 4/5 · Δ +1.7 vs panel · self: 7.0
Grok grok-4.5 8.0
undervalued · conviction 3/5 · Δ +0.7 vs panel · self: 7.0
Advanced Analysis Forensic deep-dive · separate lenses
Separate reads — Company Quality (is it a great business?), Valuation (is it mispriced?), and General Sentiment (how macro + narrative are pushing it), kept deliberately apart · 2026-07-30 18:49:54
Delvantic - Cairn AI
Merger-arb pinned - pass at spot, buy the break 7/10
RAMP is a real turn trading as a merger-arb name — the Publicis $2.2B bid, not the fundamentals, is holding the tape, so this is a wait-for-spread or wait-for-break setup, not a fresh buy at $37.79.
The cruxWhether the Publicis deal closes: if it closes near $2.2B, upside from $37.79 is capped and modest; if it breaks, the stock re-rates into a hostile VIX-20 tape toward the low $30s or worse, and only then does the underlying quality-vs-price math get interesting.
Forensic checks Derived mechanically from RAMP's filed financials — not from the AI lenses
Liquidity & RunwayFortress Balance Sheet
DilutionShare Count Shrinking
Earnings QualityHigh Earnings Quality
The four lensesswitch a tab for its full read — score + evidence
Company Quality
+58
Strong
edge √Σ 140 · risk √Σ 74 · conf 7/10

The business trajectory is genuinely encouraging. Revenue compounded from $528.7M (FY22) to $812.9M (FY26), roughly 11% CAGR, while operating margin swung from -12.4% and -21.1% in FY22-23 to +10.3% in FY26 and net income turned from a $118.7M loss to $146M profit. Gross margin sits stably in the 70-73% band, consistent with a data/software platform. FCF has scaled from $73.6M to $166.4M, and OCF dwarfs net income across the window, so the earnings turn is cash-backed rather than accrual-driven (accruals -8.6% of assets, Beneish -2.4, Altman Z 7.06). Balance sheet is a fortress: $387M cash, zero net debt, ~16.9% of market cap in cash. Capital allocation is unusually disciplined for a mid-cap software company: diluted shares fell from 68.2M to 65.0M (-1.2% CAGR) with buybacks running 118.8% of a still-elevated 10.2% SBC/revenue - so per-share value is being concentrated. The main soft spots are that GAAP operating margin, though positive, is still only ~10% despite 70%+ gross margins (heavy opex load), SBC at ~10% of revenue is high in absolute terms even if offset, and the FY26 net income of $146M on ~1% prior-year op margin suggests some non-operating or tax benefit inflating the bottom line that warrants a look. Insider tape shows only awards and tax-withholding events - no open-market conviction buys, but also no signaling sales.

Strengths 4
m78
Fortress balance sheet, zero survival risk
$387M cash, no net debt, Altman Z 7.06, and $166.4M annual FCF - the company self-funds comfortably and could weather a severe downturn.
m72
Genuine operating inflection
Op margin moved from -21.1% (FY23) to +10.3% (FY26); revenue grew from $528.7M to $812.9M while shares shrank - operating leverage is real.
m68
Buybacks exceed SBC
Diluted share count fell -1.2% CAGR with buyback/SBC at 118.8%; per-share value is being concentrated despite 10.2% SBC/revenue.
m60
Clean earnings quality signals
OCF/NI multiple is huge, accruals -8.6% of assets, Beneish M -2.4 - reported cash flows lead earnings, no manipulation flags.
Concerns 4
m45
SBC still heavy in absolute terms
SBC at ~10.2% of revenue (~$83M) means the buyback largely offsets dilution rather than being pure capital return; economic dilution to shareholders remains meaningful pre-buyback.
m42
FY26 net income likely flattered by non-operating items
$146M net income on 10.3% op margin (~$84M op income) implies a large tax benefit or one-time item; the underlying GAAP earnings power is closer to op-margin math, not the headline.
m30
No insider open-market buying
Tape is entirely awards and F-InKind tax withholdings - no signaling conviction from management, though no sales either.
m28
Op margin still modest for 70%+ GM software
Best-in-class data platforms run 20-30%+ op margins; RAMP at 10.3% suggests opex load or sub-scale efficiency vs. the moat implied by gross margin.
This is a real turn, not cosmetic. Four years ago RAMP was a cash-burning identity-graph story with double-digit-negative op margins; today it prints $166M FCF, sits on $387M cash with no debt, and is quietly buying back more stock than it issues. Earnings quality checks come out clean. My hesitation is that the GAAP net income headline overstates the underlying earnings power (op margin is 10%, not 18%), and 10% SBC/revenue means the buyback is doing a lot of work just to hold the share count flat. Durability of the identity moat in a post-cookie, walled-garden world is a real open question the numbers can't answer. Solidly a Strong business - improving, well-capitalized, disciplined on shares - but not yet Fortress-tier because the operating economics haven't fully proven out.
Verify before trusting this (5)
  • Composition of FY26 net income - was there a large deferred tax asset release or one-time gain inflating the $146M vs ~$84M operating income?
  • Organic vs inorganic revenue growth and any customer concentration in the data connectivity segment
  • Detail on SBC vesting/dilution cadence and whether buyback pace is sustainable at current FCF
  • Competitive positioning vs walled gardens (Google, Amazon, Apple) and post-cookie durability of the identity graph
  • Contractual retention and net revenue retention metrics from the 10-K/investor materials
Valuation / Mispricing
-49
Rich
edge √Σ 37 · risk √Σ 91 · conf 6/10
price $37.79 vs deserved ~$32-33, ~13-15% overpay — modestly rich, not egregious attractive below $30.00

The composite fair value lands at $29.21 and the signal-adjusted read at $32.86, both below the $37.79 quote. The DCF ($33.17) and anchored P/E ($42.07) bracket the price, while the EPV floor at $8.43 is a runaway low-side method (implies near-zero growth credit) and shouldn't anchor thinking — but it does warn that if growth stalls, the downside gap is severe. Weighting the credible methods, deserved value sits around $30-35, putting the market ~10-25% ahead of it.

Cheap signals 2
m30
Fortress balance sheet net of cash
$387M cash / no debt against $2.30B cap means EV is ~$1.91B; on $166M FCF that's ~11.5x EV/FCF — not screamingly cheap but reasonable for a cash-generative platform.
m22
Buybacks shrinking the float
Net share count is declining, which quietly compounds per-share value and offsets some of the premium to FV.
Rich / priced-in 4
m58
Price above composite and signal-adjusted FV
$37.79 sits 29% above the $29.21 composite and 15% above the $32.86 signal-adjusted FV; the e2e read flags -13% upside.
m45
DCF also below spot
DCF of $33.17 is ~12% under the price, suggesting even the growth-friendly method doesn't underwrite today's quote.
m40
GAAP earnings flatter true power
Quality lens notes op margin only ~10% while GAAP net income headline looks bigger; anchored P/E of $42 likely leans on that flattered EPS, so real deserved P/E multiple is lower.
m35
EPV floor signals asymmetric downside
EPV of $8.43 is a runaway low print but flags that if growth optionality gets re-rated away, the drop is far larger than the 15% overpay suggests.
This is a good business at a full price. The methods that matter (DCF $33, composite $29, signal-adj $33) all sit under the $37.79 quote, and the anchored-PE at $42 relies on GAAP earnings that overstate true op power. I'd want it in the low $30s (call it $30 or lower) before the margin of safety is real. Not a short, not a buy — a hold-and-wait. If the market gives back 15-20% on any growth wobble, then it's interesting.
Verify before trusting this (5)
  • FY guidance on subscription revenue growth vs 10%+ needed to justify anchored-PE
  • true non-GAAP op margin trajectory ex-SBC
  • buyback pace vs SBC dilution net
  • customer concentration and net revenue retention trend
  • any Google cookie-deprecation update that shifts TAM assumptions
General Sentiment
+33
Tailwind
tail √Σ 91 · head √Σ 57 · conf 7/10

The dominant non-fundamental force on RAMP right now is deal arbitrage, not macro. Publicis' May 18 announcement to acquire LiveRamp for $2.2B repriced the stock roughly 27% and effectively decouples it from the broader tape until the deal closes or breaks. That single event outweighs the platform-monopoly narrative debate; the market is no longer trading the cookieless-future story, it is trading spread-to-deal-price. With the anchor at $37.79, sentiment is pinned by arbitrage flows rather than growth or narrative intensity. Against that, the macro backdrop is genuinely hostile: VIX 20.7 in the top 3% of the past year, S&P off recent highs, 10y at 4.61%, and a stretched market PE. A 1.27 beta and small-cap adtech-software profile would normally amplify that stress meaningfully, but M&A pending status mutes beta and dampens the usual risk-off drawdown. The residual headwinds are deal-break risk (regulatory scrutiny of adtech consolidation, GDPR/state privacy overhang making European approval non-trivial) and the fact that a merger-arb setup caps upside while leaving downside if the bid fails in a weak tape. Net: a real tailwind from the bid, tempered by a nervous macro that would punish a broken deal hard.

Tailwinds 3
m78
Publicis takeout bid dominates the tape
The $2.2B announced acquisition is the single largest force on the stock and turns RAMP into a merger-arb name, insulating it from most macro-driven selling until close or break.
m40
Beta effectively neutralized by deal pending
Nominal 1.27 beta would make RAMP a prime victim of a VIX-20 tape, but pending cash-ish M&A collapses realized beta and mutes risk-off pressure specifically on this name.
m25
Narrative moderate, not fragile
Platform-plumbing story for cookieless identity is moderate intensity and durability with low cult - not overheated, so limited de-rating pressure independent of the deal.
Headwinds 2
m45
Deal-break risk in a risk-off regime
Adtech consolidation faces regulatory scrutiny (EU, state privacy regimes); if the Publicis bid cracks, the stock re-rates into a hostile tape with no narrative cushion.
m35
Hostile macro backdrop
VIX in the 97th percentile, S&P -3.9% from highs, 10y 4.61%, stretched market PE - a stress regime that punishes high-beta software if the deal anchor were removed.
This is a merger-arb tape, not a fundamentals tape. The Publicis bid is doing all the work holding RAMP up against a genuinely ugly risk-off backdrop that would otherwise chew through a 1.27-beta small-cap software name. Net pressure leans tailwind because the deal anchor is stronger than the macro drag, but it is a fragile tailwind - any crack in deal certainty and this flips fast in a VIX-20 world.
Verify before trusting this (4)
  • Regulatory review milestones for the Publicis deal (EU competition, US antitrust) and any hint of concessions or delay
  • Current arbitrage spread vs deal price - a widening spread signals sentiment souring on close probability
  • Any competing bid, revised terms, or Publicis walk-away commentary
  • Sector rotation out of adtech/martech that would deepen a break scenario
The market-wide tape + this name's exposure to it (beta / sector / narrative durability). Context on the non-fundamental pressure — not a call on the business or the price. processId: detail-general-sentiment
Growth Outlook
not run

This lens hasn't been run for this ticker yet.

The forward growth verdict — is the business itself likely to grow (next 2 quarters / year 1 / years 2–3), judged against its category and against printed expectations. The full horizon ladder + creme renders on the Growth Outlook card above. Not a call on the price (Valuation owns that) or the tape (Sentiment owns that).
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Lenses kept deliberately separate — Company Quality (price-agnostic), Valuation (price-conditional), General Sentiment (non-fundamental macro/narrative pressure), and Growth Outlook (the forward growth verdict). The scores are not blended. Filing-level items (convertibles, lock-ups, customer concentration) are v2 — see each lens's "verify."
Price Prediction
About flat -4.9% v0.6.0 View full prediction →

When we made this prediction on Aug 1, 2026, RAMP was $37.87. We expect it to be $36.00 by Feb 2027, and we consider it great value under $30.00. This is an early model (v0.6.0) — the direction is more reliable than the exact price. Made Aug 1, 2026.

Price when predicted$37.87
Our estimate for Feb 2027$36.00-4.9%
Great value below$30.00
Price history shown (6 Months)

Blue is our prediction, starting the day we made it. Grey is a slower route to the same place — the same destination, taking longer. Black is the actual price, so you can see how we are doing.

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My Notes personal — only you see this
v1.1.562 · 9b2927c4 · 2026-08-22 16:52:06