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AGING Analysis Report
Aug 3, 2026
20 days ago · 100% complete
NOT DEPENDABLE This report predates a filing — its financial basis has been replaced.
Report generated: Aug 3, 2026 · Filing on record since: Aug 19, 2026 · 15 days after
For AI assistants & researchers — machine-readable summary of this page

What this page is: Delvantic's full research page for Tradeweb Markets Inc. (TW) — AI-driven forensic equity research: mechanical valuation models (DCF, EPV, anchored-PE, scenario) plus three independent AI lenses (Quality / Value / Sentiment). Everything below is rendered server-side; you are not missing content that requires JavaScript. All scores are predictions and research opinions, not financial advice.

Our current read (analysis of 2026-08-23): Designation Watch · Gem Score +10 (−100…+100 Quality+Value blend) · Quality 85 · Value -52 · Sentiment -4 (timing only, not weighted) · Composite fair value $94.67 vs $98.41 at analysis

Page map (sections in order; each card carries a stable reference-name attribute you can cite):

  • profile-header / price-overview — company profile, live quote, market cap
  • extended-analysisthe core: three AI lens reads with findings, scores, and the analyst memo
  • future-predictions — our forward price-band predictions
  • market-narrative / ai-findings / gpt-critique — narrative context, cross-model findings, and an adversarial critique of our own analysis (near the end of the document)
  • Members-only sections (render as login gates for anonymous readers): price-history, income-trend, key-metrics, financials (statement tables), insider-trading. The analysis above is public; the raw data tables require a free account.

More for machine readers: site briefing at /llms.txt · any ticker resolves at delvantic.com/stock/TICKER · raw inputs are public-company filings and market data (via licensed data feeds); every model, score, lens read, and prediction on this page is Delvantic's own analysis.

Tradeweb Markets Inc.

TW NASDAQ
Financial Services · Capital Markets
New York, NY 10167, United States tradeweb.com Updated Aug 3, 12:04pm
Price
$98.14
Market Cap
$21.9B
Employees
1,613
Beta
0.62
Avg Volume
1,805,320
Last Dividend
$0.54
CEO
Mr. William E. Hult

Tradeweb Markets Inc. is a global operator of electronic marketplaces specializing in rates, credit, equities, and money markets. The company connects broker/dealers, institutional clients, and retail customers, facilitating electronic trading in a broad range of financial instruments. Its core business centers on US and European government debt, mortgage-backed securities, interest-rate swaps, and corporate bonds, both domestic and international. Tradeweb Markets also supplies fixed-income trading and price data, notably through partnerships with major financial data providers. Headquartered in New York City, the firm plays a pivotal role in modernizing and streamlining fixed-income trading, offering transparency, efficiency, and access to a wide array of market participants. Its platforms are widely used by financial institutions seeking reliable and scalable solutions for trading and data analytics in the global capital markets.

Runs with full report Generated: Aug 3, 2026 12:20pm
Price Overview
Price at report time
$98.39
as of Aug 3, 12:44pm (20d ago)
Change · Aug 3
-2.11 (-2.10%)
Day Range
$97.98 – $101.67
52-Week Range
$91.42 – $141.13
50-Day MA
$99.99
200-Day MA
$109.07
Volume
180,236.00
Right now · live
Log in to get the live feed
Members see the real-time price and the move since this report (over 20d).
Share Structure
Outstanding 212,969,153.00
Float 113,749,447.00
Free Float 53.4%
Normal free float — 53.4% of shares trade freely, ~46.6% held by insiders/institutions
Healthy float typical of established companies. Good liquidity for entering and exiting positions without major price impact.
Price History (1 Year)
Last updated: Aug 3, 2026 12:44pm (20d ago)
Revenue & Net Income Trend
The directional story — useful even when net income is negative.
Last updated: Aug 3, 2026 12:44pm (20d ago)
Revenue
The top line — total sales before any costs or taxes are subtracted. A measure of how much business the company is doing.
Net Income
The bottom line — profit left after subtracting all expenses, interest, and taxes from revenue. Reflects accounting profitability, but includes non-cash items like depreciation, so it isn't the same as cash earned.
Operating Cash Flow
The real cash generated by the day-to-day business — selling products, paying suppliers, collecting from customers. Calculated from net income by adding back non-cash items and adjusting for timing (unpaid bills, unsold inventory). When OCF consistently lags net income, the reported profit may not be converting to real money.
Period Revenue Net Income Net Margin YoY/QoQ
Key Metrics
TD Twelve Data statement HEX SEC filing
Industry comparison last run: Aug 3, 2026 12:19pm
P/E Ratio (Price per dollar of earnings)
HEX
Stock Price / EPS (Diluted)
25.96
Stock Price: $98.14
EPS (Diluted): 3.78
P/B Ratio (Price vs net asset value)
HEX
Stock Price / Book Value Per Share
2.94
Stock Price: $98.14
Total Equity: $7.19B
Shares: 215,024,339
EV/EBITDA (Total value vs operating profit)
HEX
Enterprise Value / EBITDA
13.89
Market Cap: $21.91B
Total Debt: $0.00
Cash: $2.08B
EBITDA: $1.43B
Enterprise Value (Takeover price (cap + debt - cash))
HEX
Market Cap + Total Debt - Cash
$19.8B
Market Cap: $21.91B
Total Debt: $0.00
Cash: $2.08B
Gross Margin (Revenue left after direct costs)
HEX
Gross Profit / Revenue
67.3%
Gross Profit: $1.38B
Revenue: $2.05B
Operating Margin (Revenue left after all operations)
HEX
Operating Income / Revenue
41.2%
Operating Income: $845.12M
Revenue: $2.05B
Net Margin (Revenue left as actual profit)
HEX
Net Income / Revenue
39.6%
Net Income: $812.79M
Revenue: $2.05B
ROE (Profit from shareholder equity)
HEX
Net Income / Total Equity
11.3%
Net Income: $812.79M
Total Equity: $7.19B
ROIC (Profit from all invested capital)
HEX
NOPAT / Invested Capital
13.0%
Operating Income: $845.12M
Tax Rate: 21.6%
Equity: $7.19B
Total Debt: $0.00
Cash: $2.08B
Zero debt — invested capital = equity minus cash (very efficient)
Current Ratio (Can it pay short-term bills)
HEX
Current Assets / Current Liabilities
Current Assets: N/A
Current Liabilities: N/A
Missing from API: Current Assets, Current Liabilities
Debt/Equity (Leverage — debt vs equity)
HEX
Total Debt / Total Equity
0.00
Short-Term Debt: $0.00
Long-Term Debt: $0.00
Total Debt: $0.00
Total Equity: $7.19B
Zero debt — this company carries no debt obligations. Strongest possible score.
Rev/Share (Top-line per share)
HEX
Revenue / Shares Outstanding
$9.55
Revenue: $2.05B
Shares: 215,024,339
Book Value/Share (Net assets per share)
HEX
(Total Assets - Total Liabilities) / Shares
$33.43
Total Equity: $7.19B
Shares: 215,024,339
FCF/Share (Real cash generated per share)
HEX
(Operating Cash Flow + CapEx) / Shares
$5.24
Operating CF: $1.17B
CapEx: -$40.55M
Shares: 215,024,339
CapEx is negative (outflow) — added to OCF to get FCF
Div Yield (Annual income from holding)
TD
Last Annual Dividend / Stock Price
0.6%
Last Dividend: $0.54
Stock Price: $98.14
Payout Ratio (Earnings paid out as dividends)
HEX
Dividends Paid / Net Income
Dividends Paid: N/A
Net Income: $812.79M
Dividends paid not available in cash flow statement
Industry Benchmarks
Last run: Aug 3, 2026 12:19pm
Compares TW against LLM-researched typical ranges for its industry. One research call per industry, cached indefinitely — every stock in the same industry reuses the same baseline.
Income Statement (Annual)
Last updated: Aug 3, 2026 12:44pm (20d ago)
Metric 2021 2022 2023 2024 2025
Revenue $1.1B $1.2B $1.3B $1.7B $2.1B
Cost of Revenue $407.3M $432.4M $460.3M $592.7M $670.8M
Gross Profit $669.2M $756.4M $877.9M $1.1B $1.4B
Operating Expenses $297.6M $330.1M $382.2M $447.5M $536.5M
Operating Income $371.6M $426.2M $495.8M $685.8M $845.1M
Net Income $226.8M $309.3M $364.9M $501.5M $812.8M
EBITDA $542.9M $605.1M $681.1M $978.7M $1.4B
EPS $1.13 $1.50 $1.73 $2.35 $3.81
EPS (Diluted) $1.09 $1.48 $1.71 $2.33 $3.78
Balance Sheet (Annual)
Last updated: Aug 3, 2026 12:05pm (20d ago)
Metric 2021 2022 2023 2024 2025
Cash & Equivalents $972.0M $1.3B $1.7B $1.3B $2.1B
Total Current Assets
Total Assets $6.0B $6.3B $7.1B $7.3B $8.2B
Current Liabilities
Long-Term Debt
Total Liabilities $681.2M $713.8M $1.1B $869.1M $1.0B
Total Equity $5.3B $5.5B $5.9B $6.4B $7.2B
Retained Earnings $242.6M $386.6M $640.4M $996.8M $1.6B
Cash Flow (Annual)
Last updated: Aug 3, 2026 12:44pm (20d ago)
Metric 2021 2022 2023 2024 2025
Operating Cash Flow $578.0M $632.8M $746.1M $897.7M $1.2B
Capital Expenditure -$16.9M -$23.2M -$18.5M -$41.0M -$40.6M
Free Cash Flow $561.1M $609.6M $727.6M $856.8M $1.1B
Acquisitions (net) -$207.8M $0 -$69.7M -$860.1M $0
Net Debt Issued / (Repaid)
Dividends Paid
Stock Buybacks -$75.7M -$99.3M -$35.2M -$59.1M -$104.2M
Net Change in Cash $180.8M $285.2M $449.2M -$366.2M $744.4M
Growth Trends (YoY %)
Last updated: Aug 3, 2026 12:44pm (20d ago)
Metric 2022 2023 2024 2025
Revenue Growth +10.4% +12.6% +29.0% +18.9%
Gross Profit Growth +13.0% +16.1% +29.1% +21.9%
Operating Income Growth +14.7% +16.3% +38.3% +23.2%
Net Income Growth +36.4% +18.0% +37.4% +62.1%
EBITDA Growth +11.5% +12.6% +43.7% +45.8%
Dividend History (Last 20)
Last updated: Aug 3, 2026 12:05pm (20d ago)
Date Dividend Declaration Record Payment
2026-09-01 $0.14
2026-06-01 $0.14
2026-03-02 $0.14
2025-12-01 $0.12
2025-09-02 $0.12
2025-06-02 $0.12
2025-03-03 $0.12
2024-12-02 $0.10
2024-09-03 $0.10
2024-06-03 $0.10
2024-02-29 $0.10
2023-11-30 $0.09
2023-08-31 $0.09
2023-05-31 $0.09
2023-02-28 $0.09
2022-11-30 $0.08
2022-08-31 $0.08
2022-05-31 $0.08
2022-02-28 $0.08
2021-11-30 $0.08
0Company Classification 1Industry Landscape 2Company Momentum 3Forward Projection 4aDCF Valuation 4bEarnings Power Value 4cAnchored PE 4dReverse DCF 4eRevenue-Based DCF 4fAnchored P/S 4gScenario Analysis 4hDividend Discount Model 4iBook Value Analysis 4jInsider Activity 4fCash Flow Quality 4gDebt Maturity Risk 4hMacro Environment 4iSector Intelligence 4jRevenue Confidence 4kSensitivity Analysis 4lSector Demand Cycle 5AI Investigation 5bThesis Evaluation 6Valuation Synthesis
computed not applicable 18 computed · 6 not applicable
Risk : Reward — if the last quarter repeats
Live · as of 2026-08-19 11:12
0.6 : 1 recovery upside vs repeat-quarter downside
Recovery pays +24%; another quarter like the worst recent one costs 40%. Ratio 0.6:1. Caveat: revenue-DCF fits financials poorly (reported revenue omits net interest) — treat the legs as rough.
CaseGrowthMarginFair valuevs price ($98.41)
Bull — recovery +33% 35.0% $122.06 +24%
Base — stabilizes +22% 35.0% $88.84 -10%
Bear — keeps slipping +11% 34.6% $62.64 -36%
Stress — last quarter repeats +9% 35.0% $59.14 -40%
The next quarters keep the trajectory of the worst recent matched quarter (ending 2026-06-30) — growth stays at 9.0% and margins bend by the same profit-vs-revenue ratio (×1.10). Stress is a trajectory, not a prediction — it answers "what if the ship's current heading simply continues," which history says is the case to respect.
Why this is appearing: this company files quarterly, so its recent trajectory could be measured rather than assumed — the engine matched Jun 2026, Mar 2026 against the same quarters one year earlier and found revenue +15.1% · operating income +31.8% · net income +27.9% year-over-year. That measured heading is what the stress case extends forward. Of those, the stress case extends the worst matched quarter — the one ending Jun 30, 2026 (revenue +9.0%, operating income +22.7% YoY) — not the average. Data measured through Jun 30, 2026 — this card recalculates automatically when the next quarterly filing is ingested. Companies without quarterly filings (many foreign listings) never show this card: with no measured trajectory, there is nothing honest to repeat.
Narrative Economics
The story the market is telling about this stock — the intangible X-factor (founder mythology, cult dynamics, TAM-of-imagination) that moves price beyond what cash flows alone explain. After Shiller, Narrative Economics.
No narrative profile yet for TW — it's generated by the pipeline (market-narrative step).
Claude Reading
Independent analyst synthesis · claude-opus-4-7 · generated 2026-08-03 12:43:48
Verdict I dissent from the synthesis "undervalued/$146" call and land closer to fairly valued with a slight overvaluation lean. On normalized 2025 earnings of ~$670M (stripping the Q4 anomaly), current $21.9B market cap = 32.7x normalized P/E for a business that will likely grow revenue 10-12% and earnings 12-15% over the next 3 years as comps get harder and rate-vol tailwinds fade. Fair value using 28x normalized earnings ($670M → $750M forward) = $21B, or roughly $94 — within 5% of current. The bull case gets you to $115-120 if electronification accelerates and FCF hits $1.4B by 2027 (25x FCF); the bear case is $75 if 2026 revenue growth prints below 10% and multiple compresses to 22x. Risk-reward is symmetric, not asymmetric. I agree with the narrative layer that this is "quiet-quality" fundamentals-anchored — but disagree that fundamentals justify a 32% discount call. The models have anchored on trailing growth rates that included exceptional rate-vol tailwinds. This is a hold-quality compounder at a fair-to-slightly-full price, not a table-pounding buy.

Independent read on the numbers first. Revenue trajectory is genuinely impressive: $405M (2Q24) → $509.7M (1Q25) → $617.8M (1Q26), a 52% two-year jump with sequential acceleration into the most recent quarter (+18.5% Q/Q from $521M to $618M). But that Q4 2025 print is suspicious — $521M revenue produced $325M net income (62.4% margin) versus 30-36% in every surrounding quarter. That's ~$140M of non-operating income (tax benefit, mark-to-market, or one-time gain) that inflates the trailing NI base. Strip it out and 2025 NI is closer to $670M, not $813M, pushing normalized P/E from 25.9x to ~32x. The earnings CAGR of 49% is real but flattered; revenue CAGR of ~24% is the honest number. FCF of $1.13B on $2.05B revenue = 55% FCF margin with $40M capex — this is the genuinely rare part of the story and what deserves a premium multiple.

Where I diverge from the models: the synthesis's "signal-adjusted $146" fair value is not credible. That implies ~$3.2B of forward FCF or a 3% FCF yield on a business whose organic revenue growth is decelerating (the quarterly trend has been $509→$513→$509→$521 through most of 2025 before the $618M Q1 print, which itself needs verification — a 19% sequential jump in a transaction-fee business without explanation is a flag). The thesis engine's "market prices 9% for a business compounding 25%" is directionally right on trailing numbers but wrong on forward: rates-vol tailwinds from 2022-2024 are fading, and treasury/credit electronification share gains have a mathematical ceiling. Base rates for financial exchanges: revenue growth mean-reverts to mid-to-high single digits within 3-5 years of a volatility peak. The market's ~26x multiple on real earnings is not pricing in decline — it's pricing in normalization to ~10% growth, which is probably correct.

The contrarian case the models underweight: Tradeweb's ROE is 11.3% and ROIC 13% despite zero debt and 40%+ operating margins — that's mediocre capital efficiency because $7.2B of equity sits partially idle ($2.08B cash, no buybacks aggressive enough to move the needle at 0.55% dividend yield). This is a capital allocation problem hiding inside a great business. Insider activity confirms: two identical 21,221-share sales six weeks apart and zero open-market buys is a modest but consistent distribution pattern. On competitive dynamics, the market-forces layer correctly flags Bloomberg/CME/bank-direct threats; the models generally dismiss this but Tradeweb's credit-trading share gains have flattened per recent industry data, and MarketAxess (the credit specialist) has been losing share too — the pie may be growing slower than either believes. Also worth noting: at 10.3x sales and 13.9x EV/EBITDA, this trades in line with LSEG and ICE, not at a discount — the "undervalued" framing depends entirely on extrapolating 2024-2025 growth.

GPT Reading
Independent reading · gpt-5.4 · generated 2026-08-03 12:44:08
Verdict Fairly valued around $98 — a superb cash-generative market-plumbing franchise, but fair value looks roughly $90-$105 unless 2026 proves the new revenue run-rate is sustainably above $2.25B.

Tradeweb looks like a genuinely elite market-structure asset, but the current price is not obviously cheap once you separate structural quality from unusually strong recent conditions. The raw business is excellent: revenue grew from $1.08B in 2021 to $2.05B in 2025, a near-doubling in four years, while operating income rose from $371.6M to $845.1M and net income from $226.8M to $812.8M. That last jump in earnings is especially striking, but it also contains a warning: 2025 net margin was 39.6%, far above 2024’s 29.0% and 2023’s 27.2%, and quarterly margins are lumpy enough to suggest some non-operating or tax help rather than purely clean operating leverage. Q4 2025 net income of $325.0M on $521.2M of revenue implies a 62.4% margin, which is not a normal steady-state earnings power number for an exchange-like platform. If I normalize around the more typical 30-36% quarterly net margin range seen in most of the series, the earnings multiple is less optically cheap than the headline 26x P/E suggests.

The more important point is that the business is still growing at a rate that a “mature earner” label undersells, but the market is not giving it a full growth premium because the latest quarterly pattern already hints at moderation. Revenue was $405.0M in Q2 2024, $448.9M in Q3, $463.3M in Q4, then $509.7M, $513.0M, $508.6M, $521.2M, and finally a breakout to $617.8M in Q1 2026. On a year-over-year basis that latest quarter is up 21.2% versus Q1 2025, strong by any standard, but sequentially the business often plateaus before bursts, which is what transaction-driven platforms do. That makes me wary of simply capitalizing the latest run rate. Annualized off Q1 2026, revenue would be about $2.47B; annualized off the prior three quarters, it is closer to $2.05B-$2.10B. The stock at $98.14 and $21.9B market cap is therefore trading around 8.9x-10.7x sales depending on what baseline you use, and roughly 19x EV/annualized Q1 revenue after backing out $2.08B of cash is still a premium for a business whose volumes can be macro-assisted.

What stands out most positively is the cash profile and balance sheet. This is a platform that needed only $40.6M of capex to produce $1.17B of operating cash flow and $1.13B of free cash flow in 2025. That is absurdly good conversion: FCF exceeded reported net income by more than $300M, and FCF margin was about 55% of revenue. With no debt and cash equal to roughly 9.5% of market cap, there is very little balance-sheet risk. Even on enterprise value, the multiple set is not crazy for a business with gross margins of 67.3% and operating margins of 41.2%. But “not crazy” is different from “undervalued.” At roughly 19x trailing FCF, the stock is paying for durability and high returns, not distress. For a company tied to trading activity, rate volatility, and electronification trends that are favorable but not linear, that feels closer to fair value than to a major mispricing. My read is that this is a high-quality compounder priced about where high-quality compounders should trade when the market is unsure whether recent growth is structural or cyclical.

The strongest case against my caution is straightforward: maybe I am over-normalizing a business that is simply taking durable share in electronic fixed-income and derivatives workflows. The evidence for that case is real. Revenue has not just risen; it has stair-stepped higher with very little giveback, from $1.34B in 2023 to $1.73B in 2024 to $2.05B in 2025, and Q1 2026 accelerated again to $617.8M. Operating income scaled from $495.8M to $685.8M to $845.1M across those same years, which is consistent with genuine platform economics rather than one-off market luck. If that latest quarter is closer to the new base than a peak, then the current valuation compresses quickly: annualizing the $205.3M of Q1 2026 net income gets you about $821M, already near 2025 levels despite the suspicion around Q4, and if 2026 earnings move toward $900M-$950M on sustained revenue above $2.3B, then $98 looks quite reasonable and perhaps cheap. The debt-free balance sheet also gives management room to keep compounding value through buybacks or acquisitions without financial strain.

What would change my mind is evidence that 2026 is not just another “good volatility year” but a higher structural earnings plateau. If the next two quarters hold revenue above $560M and net margin above 33% without another obviously anomalous quarter, I would stop treating 2025’s earnings spike as partly non-recurring and would move more constructive, because that would imply annual revenue power of at least $2.25B and cleaner EPS support for a price above $110. Conversely, if revenue falls back toward the $500M-$520M range and margins slip under 30%, that would confirm the market is right to cap the multiple, and I would want the stock in the low $80s to get interested. For now, the business deserves respect; the valuation does not yet demand action.

Grok Reading
Independent reading · grok-4.5 · generated 2026-08-03 12:44:45
Verdict Modestly undervalued quality compounder at $98; 26x PE and 5%+ FCF yield underprice durable mid-teens growth and fortress economics

The numbers describe a high-quality cash compounder that has quietly scaled into a $2 billion revenue franchise while expanding economics rather than diluting them. Revenue climbed from $1.08B in 2021 to $2.05B in 2025, a 17–24% CAGR depending on the window, while operating income more than doubled to $845M and net income nearly quadrupled to $813M. Free cash flow hit $1.13B on only $41M of capex—an extraordinary 55% FCF margin that leaves the company with $2.08B net cash and zero debt. The most recent quarter is the tell: $618M revenue in Q1 2026 versus a $510–520M run-rate through most of 2025, a clear 21% year-over-year step-up that undercuts the “growth is over” narrative. Margins remain elite—gross 67%, operating 41%, net ~40% on a clean annual basis—despite the anomalous 62% net margin spike in Q4 2025 that looks one-time. At $98 and 26x trailing earnings, 10.3x sales and 13.9x EV/EBITDA, the market is capitalizing this infrastructure business as if mid-teens growth is already baked in and fading, yet the trailing three-year acceleration and the latest print say otherwise. ROE of 11% looks pedestrian only because the balance sheet is over-capitalized; strip the excess cash and the underlying returns on invested capital sit closer to the mid-teens with almost no financial leverage.

The electronification runway in rates and credit remains the structural driver, and the data show operating leverage still kicking in rather than saturating. Insider activity is noise—routine awards and modest sales—while FCF quality is pristine. Relative to capital-markets peers and pure-play market infrastructure names, a 5%+ FCF yield on a business still growing high-teens with pricing power and a near-monopoly position in several fixed-income verticals is not expensive; it is a discount to durability.

The strongest counter-argument is cyclicality masquerading as secular growth. The 2023–2025 surge coincided with the most violent rates regime in decades; average daily volumes and duration volatility are mean-reverting, and a prolonged low-vol, tight-spread environment would compress the top line faster than any model currently assumes. Bloomberg, CME and bank-sponsored platforms are not standing still, and any material share loss in the higher-growth credit or swaps segments would justify the market’s skepticism that management’s mid-single-digit long-term CAGR is already optimistic. The valuation synthesis itself is internally conflicted—composite fair value near $100 versus a signal-adjusted $146—so the “48% upside” claim rests on growth persistence that has not yet been stress-tested in a calm rates market. Revenue confidence is already flagged as decelerating on a sequential basis before the Q1 pop, and at 10x sales any multiple compression from fintech re-rating would erase the apparent discount quickly. I weigh these risks as real but secondary: the Q1 2026 acceleration and the still-expanding margins suggest the moat is converting share even as volatility normalizes, and the fortress balance sheet gives management years of optionality the bears under-count.

I would flip to a clear overvalued stance if the next two quarters show revenue settling back below $530M with flat or declining volumes, or if FCF margins compress below 45% on rising competitive spend. Sustained 15%+ organic growth with stable share would push me to higher conviction undervalued.

Big-3 Panel — where each AI stands
Each AI above independently stated a direction (undervalued, fairly valued, or overvalued) and how strongly it believes it (conviction, 0–5). We combine those into a Bull-Bear Index on a 0–10 scale: 5 is neutral, 10 is maximum bullish (undervalued at full conviction), 0 is maximum bearish. We compute the score ourselves with the same arithmetic for every seat — the models never grade their own bullishness — so the three are directly comparable. Δ shows how far each seat sits from the panel average of 6.0; a large Δ marks the dissenting voice, usually the one worth reading.
Claude claude-opus-4-7 5.0
fairly valued · conviction 3/5 · Δ -1.0 vs panel · self: 4.0
GPT gpt-5.4 5.0
fairly valued · conviction 4/5 · Δ -1.0 vs panel · self: 5.0
Grok grok-4.5 8.0
undervalued · conviction 3/5 · Δ +2.0 vs panel · self: 6.0
Advanced Analysis Forensic deep-dive · separate lenses
Separate reads — Company Quality (is it a great business?), Valuation (is it mispriced?), and General Sentiment (how macro + narrative are pushing it), kept deliberately apart · 2026-08-03 13:54:53
Delvantic - Cairn AI
Quality — wait for a dip 7/10
Fortress-quality compounder (Q85) trading right on top of fair value (V-52, gap ~2%) in a neutral tape (S-4) — own the business, but wait for a real dip before sizing up.
The cruxWhether you're willing to pay ~32x normalized earnings for a name where the EPV floor is $40 and every deserved-value method except a stretched DCF clusters near today's $98.41 price.
Forensic checks Derived mechanically from TW's filed financials — not from the AI lenses
Liquidity & RunwaySelf-Funding
DilutionStable Share Count
Earnings QualityHigh Earnings Quality
The four lensesswitch a tab for its full read — score + evidence
Company Quality
+85
Fortress
edge √Σ 159 · risk √Σ 32 · conf 9/10

Revenue nearly doubled from $1.08B (2021) to $2.05B (2025), a ~17% CAGR, while gross margin expanded from 62.2% to 67.3% and operating margin from 34.5% to 41.2% — clear operating leverage on a scaling platform business. Net income more than tripled ($227M to $813M) and FCF doubled to $1.13B, giving an OCF/NI of 1.97x and negative accruals (-5.2% of assets), both indicating pristine earnings quality. Altman Z of 14.01 and $2.08B net cash (no debt overhang implied) place this among the financially safest listed businesses.

Strengths 4
m90
Elite cash conversion and earnings integrity
FCF $1.13B exceeds net income $813M (OCF/NI 1.97x); accruals -5.2% of assets. Reported profits are backed by cash, not accrual games.
m85
Sustained margin expansion at scale
Operating margin climbed every year from 34.5% (2021) to 41.2% (2025) while revenue grew ~90%. Rare combination of growth and expanding profitability.
m80
Fortress balance sheet
$2.08B liquid cash, net cash position, Altman Z 14.01. Zero survival risk; self-funding with $1.13B annual FCF.
m60
Disciplined share count
Diluted shares moved from 208M to 215M over 5 years (~0.8% CAGR); SBC only 5% of revenue and buybacks offset ~99% of SBC. Per-share value is protected.
Concerns 2
m20
Insider selling with no offsetting buys
10 sales totaling $6.4M vs zero open-market buys in trailing 12 months. Modest amounts and typical for executive compensation monetization, but no insider is voting with cash on the upside.
m25
Moat/durability not verifiable from data alone
Financials imply platform economics and network effects, but customer concentration, competitive threats from CME/MarketAxess, and rates-cycle exposure need filing-level confirmation.
This is a genuinely high-quality business. The financial signature — accelerating revenue, expanding margins, cash flow exceeding earnings, negligible dilution, huge net cash — is the profile of a scaled electronic marketplace enjoying network effects and operating leverage. There's nothing in the forensic data that even hints at aggressive accounting or capital-structure stress. The only reason I don't push higher is that I can't verify moat durability and end-market cyclicality from the numbers alone, and executive selling (while small and likely programmatic) offers no positive signal. Solidly in the 'robust' tier.
Verify before trusting this (5)
  • Customer/counterparty concentration and top-client revenue share
  • Segment mix (rates vs credit vs equities vs money markets) and organic vs acquired growth (ICD acquisition contribution)
  • Recurring/subscription vs transaction-based revenue split
  • Competitive position vs MarketAxess, Bloomberg, CME BrokerTec in each asset class
  • Nature of the 10 insider sales — 10b5-1 plans or discretionary
Valuation / Mispricing
-52
Fairly Valued
edge √Σ 20 · risk √Σ 77 · conf 7/10
Price $98.41 vs composite deserved ~$100 - roughly 2% gap, no margin of safety; the 49% 'upside' is a DCF artifact, not a real dislocation. attractive below $78.00

The composite fair value of $100.07 lands within 2% of the $98.41 price - the tightest possible read on 'fairly valued.' The signal-adjusted FV of $146 leans entirely on the DCF at $159, which itself is doing all the heavy lifting on the bull side; the EPV floor of $40 and anchored-PE of $41 both scream that stripped of growth assumptions, this business supports less than half the current price. Averaging methods gives you roughly today's quote, which is exactly what an efficient market does to a well-followed Fortress-quality name.

Cheap signals 1
m20
Fortress quality deserves premium multiple
Quality score 85, fortress balance sheet, expanding margins, negligible dilution - this legitimately supports paying above EPV. It justifies today's price; it does not create a discount.
Rich / priced-in 3
m55
EPV and anchored-PE both near $41
Two of three methods peg no-growth/current-earnings value at ~$40-42, meaning ~58% of today's $98 price is pure growth capitalization. That is a lot to pay upfront for a business already priced as a compounder.
m45
Signal-adjusted FV is a runaway DCF
The $146 signal-adjusted FV is essentially the $159 DCF; with EPV at $40 that DCF is almost certainly assuming heroic terminal margins and volume growth. I would not treat 49% upside as real.
m30
Composite FV essentially equals price
Composite $100.07 vs price $98.41 is a ~2% gap - the definition of fairly valued. No margin of safety exists at this quote.
This is a great business at a fair price - not a mispricing. The composite fair value is basically the current quote, and the only way to get to 'undervalued' is to lean entirely on a DCF that the EPV floor of $40 tells me is stretched. I need this ~20% lower, call it high-$70s, before the quality-adjusted math offers any real margin of safety. Owning it here is a bet on continued flawless execution, not on a gap between price and value.
Verify before trusting this (4)
  • Rate-volatility sensitivity in transaction-fee guidance
  • Credit and ETF segment volume trends vs Bloomberg/MarketAxess share
  • Terminal growth and margin assumptions embedded in sell-side DCFs
  • Any capital-return acceleration (buybacks) that would shift deserved value
General Sentiment
-4
Balanced
tail √Σ 41 · head √Σ 44 · conf 6/10

Tradeweb sits in a genuinely quiet sentiment pocket. The archetype is 'quiet-quality' with minimal narrative intensity and low cult coefficient - meaning almost no one on the tape is telling a loud story about this name, bull or bear. That matters: without an active narrative, macro cross-currents and news drive the marginal move, and TW's low 0.62 beta damps even those. The neutral-to-slightly-tailwind regime (VIX 16, S&P just 1.6% off highs) is a mild positive but not the kind of risk-on euphoria that lifts capital-markets plumbing names. Recent news is constructive but unspectacular - Q2 beat, buybacks, a new dividend - the kind of coverage that reinforces the quiet-compounder frame without igniting momentum. Analyst tone implied by target revisions and the DCF discount suggests skepticism about growth durability (low vol, tight spreads compressing volumes), which is a soft, persistent headwind rather than an acute one. Net: the forces roughly cancel. A stretched market PE (26.9) and 4.68% 10y are a generic drag on all equities, but TW's low beta and defensive cash-flow profile mute that pressure. There's no narrative collapse to fear and no narrative surge to ride - the stock trades on its own numbers.

Tailwinds 3
m28
Constructive Q2 print and capital return
Earnings beat, buyback, and new dividend land as quietly positive news flow - reinforces the durable-compounder frame without igniting momentum in a low-cult name.
m22
Low-beta shield in a mildly positive tape
Beta 0.62 plus defensive capital-markets-plumbing profile means the neutral/slightly risk-on regime gently supports the stock without any macro whiplash risk.
m20
Strong price momentum backdrop
23.8% CAGR and +12.3pp 3y outperformance mean the tape has been quietly rewarding the name; momentum tends to persist in quiet-quality archetypes absent a shock.
Headwinds 3
m32
Soft analyst skepticism on growth durability
The bear frame (low vol, tight spreads, competition from Bloomberg/CME) reflects a persistent analyst worry that caps multiple expansion - a slow drag, not a break.
m25
Stretched market PE and 4.68% 10y
Generic valuation and rate pressure on all equities; muted here by TW's low beta and cash-generative profile but not zero.
m18
No active narrative to lean on
Minimal narrative intensity and low cult mean there is no story-driven bid - if sentiment sours anywhere in capital markets, TW has no defenders shouting the bull case.
This is a genuinely balanced sentiment setup - the rare case where I don't see a dominant force in either direction. The narrative is too quiet to be either a tailwind or a headwind, the tape is benign, and TW's low beta absorbs what little macro pressure exists. The soft analyst skepticism on growth is the most persistent force but it's a low-grade drag, not a de-rating event. Net read: mildly balanced with a whisper of headwind from the 'no story to defend it' problem, offset by constructive Q2 news flow. Sentiment is not the reason to buy or sell this name right now - the numbers are.
Verify before trusting this (4)
  • Whether fixed-income volatility picks up (would revive the volumes narrative and shift intensity higher)
  • Any analyst upgrade cycle or target revisions post-Q2 print
  • Signs of narrative activation - sell-side notes framing TW as an AI/electronification winner
  • Competitive news from Bloomberg, MarketAxess, or CME that could crack the moat story
The market-wide tape + this name's exposure to it (beta / sector / narrative durability). Context on the non-fundamental pressure — not a call on the business or the price. processId: detail-general-sentiment
Growth Outlook
not run

This lens hasn't been run for this ticker yet.

The forward growth verdict — is the business itself likely to grow (next 2 quarters / year 1 / years 2–3), judged against its category and against printed expectations. The full horizon ladder + creme renders on the Growth Outlook card above. Not a call on the price (Valuation owns that) or the tape (Sentiment owns that).
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Lenses kept deliberately separate — Company Quality (price-agnostic), Valuation (price-conditional), General Sentiment (non-fundamental macro/narrative pressure), and Growth Outlook (the forward growth verdict). The scores are not blended. Filing-level items (convertibles, lock-ups, customer concentration) are v2 — see each lens's "verify."
Price Prediction
Higher +17.4% v0.6.0 View full prediction →

When we made this prediction on Aug 5, 2026, TW was $100.48. We expect it to be $118.00 by Feb 2027, and we consider it great value under $78.00. This is an early model (v0.6.0) — the direction is more reliable than the exact price. Made Aug 5, 2026.

Price when predicted$100.48
Our estimate for Feb 2027$118.00+17.4%
Great value below$78.00
Price history shown (6 Months)

Blue is our prediction, starting the day we made it. Grey is a slower route to the same place — the same destination, taking longer. Black is the actual price, so you can see how we are doing.

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My Notes personal — only you see this
v1.1.562 · 9b2927c4 · 2026-08-22 16:52:06