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AGING Analysis Report
Aug 3, 2026
20 days ago · 100% complete
NOT DEPENDABLE This report predates a filing — its financial basis has been replaced.
Report generated: Aug 3, 2026 · Filing on record since: Aug 19, 2026 · 16 days after
For AI assistants & researchers — machine-readable summary of this page

What this page is: Delvantic's full research page for Texas Instruments Inc (TXN) — AI-driven forensic equity research: mechanical valuation models (DCF, EPV, anchored-PE, scenario) plus three independent AI lenses (Quality / Value / Sentiment). Everything below is rendered server-side; you are not missing content that requires JavaScript. All scores are predictions and research opinions, not financial advice.

Our current read (analysis of 2026-08-23): Designation Low · Gem Score -22 (−100…+100 Quality+Value blend) · Quality 41 · Value -73 · Sentiment -7 (timing only, not weighted) · Composite fair value $36.74 vs $275.74 at analysis

Page map (sections in order; each card carries a stable reference-name attribute you can cite):

  • profile-header / price-overview — company profile, live quote, market cap
  • extended-analysisthe core: three AI lens reads with findings, scores, and the analyst memo
  • future-predictions — our forward price-band predictions
  • market-narrative / ai-findings / gpt-critique — narrative context, cross-model findings, and an adversarial critique of our own analysis (near the end of the document)
  • Members-only sections (render as login gates for anonymous readers): price-history, income-trend, key-metrics, financials (statement tables), insider-trading. The analysis above is public; the raw data tables require a free account.

More for machine readers: site briefing at /llms.txt · any ticker resolves at delvantic.com/stock/TICKER · raw inputs are public-company filings and market data (via licensed data feeds); every model, score, lens read, and prediction on this page is Delvantic's own analysis.

Texas Instruments Inc

TXN NASDAQ
Technology · Semiconductors
Dallas, TX 75243, United States ti.com Updated Aug 2, 9:26pm
Price
$275.74
Market Cap
$251.8B
Employees
33,000
Beta
1.31
Avg Volume
9,756,610
Last Dividend
$5.68
CEO
Mr. Haviv Ilan

Texas Instruments Inc. is a leading semiconductor company headquartered in Dallas, Texas, and founded in 1930. The company designs, manufactures, and sells a broad portfolio of analog and embedded processing chips to electronics designers and manufacturers worldwide, including in the United States, China, the rest of Asia, Europe, the Middle East, Africa, and Japan. It operates primarily through its Analog and Embedded Processing segments, with Analog generating the majority of revenue by processing real-world signals such as sound, power, and light. Texas Instruments holds a dominant position as the world's largest maker of analog chips and maintains leading market share in processors and microcontrollers. These components power a diverse array of applications in consumer electronics, industrial equipment, automotive systems, communications infrastructure, and enterprise solutions. Additionally, the company produces well-known calculators, though semiconductors form the core of its business. Texas Instruments serves as a critical supplier in the global technology supply chain, enabling innovation across multiple industries through reliable, high-performance integrated circuits.

Runs with full report Generated: Aug 3, 2026 12:12am
Price Overview
Price at report time
$275.74
as of Aug 3, 12:06am (20d ago)
Change · Aug 3
-3.02 (-1.08%)
Day Range
$273.59 – $285.11
52-Week Range
$152.73 – $334.03
50-Day MA
$298.15
200-Day MA
$226.54
Volume
8,832,500.00
Right now · live
Log in to get the live feed
Members see the real-time price and the move since this report (over 20d).
Share Structure
Outstanding 913,092,791.00
Float 911,055,892.00
Free Float 99.8%
High free float — 99.8% of shares trade freely, ~0.2% held by insiders/institutions
Very liquid — most shares trade freely. Low insider ownership can mean less management alignment, but makes large position sizing straightforward.
Price History (1 Year)
Last updated: Aug 3, 2026 12:21am (20d ago)
Revenue & Net Income Trend
The directional story — useful even when net income is negative.
Last updated: Jul 31, 2026 2:03am (23d ago)
Revenue
The top line — total sales before any costs or taxes are subtracted. A measure of how much business the company is doing.
Net Income
The bottom line — profit left after subtracting all expenses, interest, and taxes from revenue. Reflects accounting profitability, but includes non-cash items like depreciation, so it isn't the same as cash earned.
Operating Cash Flow
The real cash generated by the day-to-day business — selling products, paying suppliers, collecting from customers. Calculated from net income by adding back non-cash items and adjusting for timing (unpaid bills, unsold inventory). When OCF consistently lags net income, the reported profit may not be converting to real money.
Period Revenue Net Income Net Margin YoY/QoQ
Key Metrics
TD Twelve Data statement HEX SEC filing
Industry comparison last run: Aug 3, 2026 12:10am
P/E Ratio (Price per dollar of earnings)
HEX
Stock Price / EPS (Diluted)
50.59
Stock Price: $275.74
EPS (Diluted): 5.45
P/B Ratio (Price vs net asset value)
HEX
Stock Price / Book Value Per Share
15.47
Stock Price: $275.74
Total Equity: $16.27B
Shares: 913,000,000
EV/EBITDA (Total value vs operating profit)
HEX
Enterprise Value / EBITDA
32.93
Market Cap: $251.82B
Total Debt: $14.05B
Cash: $3.23B
EBITDA: $7.94B
Enterprise Value (Takeover price (cap + debt - cash))
HEX
Market Cap + Total Debt - Cash
$261.5B
Market Cap: $251.82B
Total Debt: $14.05B
Cash: $3.23B
Gross Margin (Revenue left after direct costs)
HEX
Gross Profit / Revenue
57.0%
Gross Profit: $10.08B
Revenue: $17.68B
Operating Margin (Revenue left after all operations)
HEX
Operating Income / Revenue
34.1%
Operating Income: $6.02B
Revenue: $17.68B
Net Margin (Revenue left as actual profit)
HEX
Net Income / Revenue
28.3%
Net Income: $5.00B
Revenue: $17.68B
ROE (Profit from shareholder equity)
HEX
Net Income / Total Equity
30.7%
Net Income: $5.00B
Total Equity: $16.27B
ROIC (Profit from all invested capital)
HEX
NOPAT / Invested Capital
19.5%
Operating Income: $6.02B
Tax Rate: 12.4%
Equity: $16.27B
Total Debt: $14.05B
Cash: $3.23B
Current Ratio (Can it pay short-term bills)
HEX
Current Assets / Current Liabilities
4.35
Current Assets: $13.75B
Current Liabilities: $3.16B
Debt/Equity (Leverage — debt vs equity)
HEX
Total Debt / Total Equity
0.86
Short-Term Debt: $500.00M
Long-Term Debt: $13.55B
Total Debt: $14.05B
Total Equity: $16.27B
Rev/Share (Top-line per share)
HEX
Revenue / Shares Outstanding
$19.37
Revenue: $17.68B
Shares: 913,000,000
Book Value/Share (Net assets per share)
HEX
(Total Assets - Total Liabilities) / Shares
$17.82
Total Equity: $16.27B
Shares: 913,000,000
FCF/Share (Real cash generated per share)
HEX
(Operating Cash Flow + CapEx) / Shares
$2.85
Operating CF: $7.15B
CapEx: -$4.55B
Shares: 913,000,000
CapEx is negative (outflow) — added to OCF to get FCF
Div Yield (Annual income from holding)
TD
Last Annual Dividend / Stock Price
2.1%
Last Dividend: $5.68
Stock Price: $275.74
Payout Ratio (Earnings paid out as dividends)
HEX
Dividends Paid / Net Income
100.0%
Dividends Paid: -$5.00B
Net Income: $5.00B
Industry Benchmarks
Last run: Aug 3, 2026 12:10am
Compares TXN against LLM-researched typical ranges for its industry. One research call per industry, cached indefinitely — every stock in the same industry reuses the same baseline.
Income Statement (Annual)
Last updated: Jul 31, 2026 2:03am (23d ago)
Metric 2021 2022 2023 2024 2025
Revenue $18.3B $20.0B $17.5B $15.6B $17.7B
Cost of Revenue $6.0B $6.3B $6.5B $6.5B $7.6B
Gross Profit $12.4B $13.8B $11.0B $9.1B $10.1B
Operating Expenses $3.4B $3.6B $3.7B $3.6B $4.1B
Operating Income $9.0B $10.1B $7.3B $5.5B $6.0B
Net Income $7.8B $8.7B $6.5B $4.8B $5.0B
EBITDA $9.7B $11.1B $8.5B $7.0B $7.9B
EPS $8.38 $9.51 $7.13 $5.24 $5.47
EPS (Diluted) $8.26 $9.41 $7.07 $5.20 $5.45
Balance Sheet (Annual)
Last updated: Jul 31, 2026 9:13am (23d ago)
Metric 2021 2022 2023 2024 2025
Cash & Equivalents $4.6B $3.1B $3.0B $3.2B $3.2B
Total Current Assets $13.7B $14.0B $15.1B $15.0B $13.8B
Total Assets $24.7B $27.2B $32.3B $35.5B $34.6B
Current Liabilities $2.6B $3.0B $3.3B $3.6B $3.2B
Long-Term Debt $7.2B $8.2B $10.6B $12.8B $13.5B
Total Liabilities $11.3B $12.6B $15.5B $18.6B $18.3B
Total Equity $13.3B $14.6B $16.9B $16.9B $16.3B
Retained Earnings $45.9B $50.4B $52.3B $52.3B $52.2B
Cash Flow (Annual)
Last updated: Jul 31, 2026 2:03am (23d ago)
Metric 2021 2022 2023 2024 2025
Operating Cash Flow $8.8B $8.7B $6.4B $6.3B $7.2B
Capital Expenditure -$2.5B -$2.8B -$5.1B -$4.8B -$4.6B
Free Cash Flow $6.3B $5.9B $1.3B $1.5B $2.6B
Acquisitions (net)
Net Debt Issued / (Repaid) $945.0M $994.0M $2.5B $2.4B $449.0M
Dividends Paid -$3.9B -$4.3B -$4.6B -$4.8B -$5.0B
Stock Buybacks -$527.0M -$3.6B -$293.0M -$929.0M -$1.5B
Net Change in Cash $1.5B -$1.6B -$86.0M $236.0M $25.0M
Growth Trends (YoY %)
Last updated: Jul 31, 2026 2:03am (23d ago)
Metric 2022 2023 2024 2025
Revenue Growth +9.2% -12.5% -10.7% +13.0%
Gross Profit Growth +11.3% -20.0% -17.5% +10.9%
Operating Income Growth +13.2% -27.7% -25.5% +10.2%
Net Income Growth +12.6% -25.6% -26.3% +4.2%
EBITDA Growth +13.9% -23.1% -18.0% +13.9%
Dividend History (Last 20)
Last updated: Jul 31, 2026 9:13am (23d ago)
Date Dividend Declaration Record Payment
2026-07-31 $1.42
2026-05-05 $1.42
2026-01-30 $1.42
2025-10-31 $1.42
2025-07-31 $1.36
2025-04-30 $1.36
2025-01-31 $1.36
2024-10-31 $1.36
2024-07-31 $1.30
2024-05-07 $1.30
2024-01-30 $1.30
2023-10-30 $1.30
2023-07-28 $1.24
2023-05-05 $1.24
2023-01-30 $1.24
2022-10-28 $1.24
2022-07-29 $1.15
2022-05-06 $1.15
2022-01-28 $1.15
2021-10-29 $1.15
0Company Classification 1Industry Landscape 2Company Momentum 3Forward Projection 4aDCF Valuation 4bEarnings Power Value 4cAnchored PE 4dReverse DCF 4eRevenue-Based DCF 4fAnchored P/S 4gScenario Analysis 4hDividend Discount Model 4iBook Value Analysis 4jInsider Activity 4fCash Flow Quality 4gDebt Maturity Risk 4hMacro Environment 4iSector Intelligence 4jRevenue Confidence 4kSensitivity Analysis 4lSector Demand Cycle 5AI Investigation 5bThesis Evaluation 6Valuation Synthesis
computed not applicable not yet run 17 computed · 6 not applicable · 1 not yet run
Narrative Economics
The story the market is telling about this stock — the intangible X-factor (founder mythology, cult dynamics, TAM-of-imagination) that moves price beyond what cash flows alone explain. After Shiller, Narrative Economics.
No narrative profile yet for TXN — it's generated by the pipeline (market-narrative step).
Claude Reading
Independent analyst synthesis · claude-opus-4-7 · generated 2026-08-03 00:20:26
Verdict Modestly overvalued, not catastrophically so — fair value $230-260 vs $275 spot; the synthesis $33 DCF is broken, but no margin of safety exists here either. Wait for Q3 2026 margin confirmation.

The raw numbers tell a genuine inflection story that the DCF-anchored synthesis is under-weighting. Sequential quarterly revenue: $4.07B → $4.45B → $4.74B → $4.42B → $4.83B → $5.46B, with net margin expanding from 29% to 36.2% over the same window. Q2 2026 annualized runs at ~$21.8B revenue and ~$7.9B net income — that's already brushing the 2022 peak ($20.03B rev / $8.75B NI) and would put forward P/E around 32x, not 50x. Recent revenue YoY of 13.1% and Q2 net income up 52% YoY ($1.98B vs $1.30B) is not "mature earner" behavior — it's cyclical recovery with operating leverage kicking in exactly as bulls predicted. FCF CAGR of 38.9% while capex remains at $4.55B (the fab buildout) is the tell: capex intensity is peaking, and as it rolls off, FCF should re-rate hard.

I disagree with the synthesis verdict of $33 fair value — that number is nonsensical and I'd throw it out. It implies TXN trades at ~4x current-run-rate earnings, which no analog semi peer has ever printed outside a solvency crisis. ADI trades at ~30x, MCHP at premium multiples, and TXN carries better ROIC (19.5%) and a stronger manufacturing footprint. The narrative layer's "744% premium to fundamentals" claim is a DCF calibration failure, not a signal. That said, the pre-flight and market-forces models are directionally right: the market IS pricing peak-earnings recovery plus a quality premium, and at 32x EV/EBITDA with a 100% payout ratio (dividend eating all normalized FCF), there is no margin of safety. Debt-to-equity of 0.86 with only $3.23B cash against $14.05B debt is a real constraint if the recovery stalls.

The contrarian case worth taking seriously isn't the bear DCF — it's this: TXN is doing exactly what a countercyclical capex bet is supposed to do (invest through the trough, harvest on the upswing), and Q2 2026 margins of 36.2% suggest fab utilization is climbing fast. If they sustain $5.5B+ quarterly revenue and 35%+ net margins, run-rate NI approaches $8B, and at even a 28x multiple (below current), that's $224B market cap — roughly 10% below spot. Bulls need margins to keep climbing to 38-40% AND revenue to punch through $6B/quarter to justify $275. Chinese analog competition (BYD Semi, SG Micro) is a real long-tail risk the narrative layer correctly flags, but it's a 2028+ problem, not a 2026 one. The 100% payout ratio is the more immediate structural concern — TXN is funding capex with debt while paying out all earnings, which works until it doesn't.

Committing: I dissent from the synthesis's overvalued-by-88% claim (absurd) but partially agree with the direction. Fair value on my math is $230-260 assuming margins hold at 34-36% and revenue stabilizes at $22-24B run-rate — call it 5-15% overvalued, not 88%. The quarterly trajectory is genuinely strong and the models older than Q2 2026 data are stale. The insider award (7,154 shares, single line) is noise. Sector-above-benchmark and steady quarterly trend signals support the fundamentals story more than the narrative-inflation story. I'd wait for one more quarter to confirm margin sustainability above 35% before buying, and I'd short the "fair value $33" thesis outright — that's a modeling artifact, not analysis.

GPT Reading
Independent reading · gpt-5.4 · generated 2026-08-03 00:20:44
Verdict Overvalued at $276 — the recovery is visible, but the stock already discounts a return to peak earnings and much better cash generation; fair value looks closer to $180-$210 absent a clear FCF inflection.

What stands out is that the market is paying an extreme premium for a company whose recovery is real but still incomplete and whose cash economics are currently much weaker than the headline quality narrative implies. TXN has clearly turned the corner operationally: quarterly revenue rose from $4.01B in 4Q24 to $5.46B in 2Q26, and net income improved from $1.16B in 4Q25 to $1.98B in 2Q26. That is a meaningful rebound, with net margin back up to 36.2% in the latest quarter from 26.3% just two quarters earlier. But zoom out and the annual picture is less flattering. 2025 revenue of $17.68B is still below 2022’s $20.03B, and 2025 net income of $5.00B is far below the $8.75B peak. Against that, the stock trades at roughly 50.6x earnings, 14.2x sales, and 32.9x EV/EBITDA. Those are not “high quality cyclical” multiples; those are software-like multiples being applied to a capital-intensive analog manufacturer in mid-recovery.

The biggest disconnect is free cash flow. TXN generated $7.15B of operating cash flow in 2025, which sounds strong until you account for the $4.55B of capex, leaving just $2.60B of free cash flow. On a $251.8B market cap, that is roughly a 1.0% FCF yield. Even if you argue the capex is deliberately elevated for future capacity, investors still have to live through the actual cash outlay. The company is not being valued on current owner earnings; it is being valued on hoped-for normalized earnings several years out. That can work if the normalization is both large and durable, but the burden of proof is high when payout ratio is effectively 100%, cash is only $3.23B, and net debt is about $10.8B. TXN’s balance sheet is not distressed, but neither is it priced like a balance-sheet-constrained cyclical; it is priced like a scarce compounder with minimal execution risk.

I also think some of the market’s “steady analog moat” framing smooths over how much cyclicality and capital intensity still matter. Annual revenue grew from $15.64B in 2024 to $17.68B in 2025, so the business is improving, but that is only about 13% off a depressed base, and earnings barely moved year-over-year, from $4.80B to $5.00B, because the cost structure is absorbing higher investment. Gross margin fell from 68.7% in 2022 to 57.0% in 2025, and operating margin from 50.6% to 34.1%. Yes, the latest quarterly trend is better, but to justify $275, investors are effectively assuming margins can move materially back toward peak while the market continues to award a huge premium multiple on those future earnings. If TXN eventually earned its 2022 net income of $8.75B again, today’s market cap would still be around 28.8x that peak net income before asking for any growth beyond the old peak. That is simply too expensive for a mature analog name with 0.5% revenue CAGR across the provided period.

The best argument against this bearish read is that the annual numbers understate intrinsic earnings power because TXN is intentionally depressing current free cash flow and margins with a once-in-a-cycle manufacturing buildout. If the new capacity drives a multiyear share gain in industrial and automotive, then today’s $4.55B capex could look smart in hindsight, and the latest quarter gives bulls real ammunition: revenue up 13.1% year over year, net income up, and margins snapping back into the mid-30s already. The business also retains excellent underlying economics by most standards: 57% gross margin, 34% operating margin, 19.5% ROIC, and 30.7% ROE in a down-cycle recovery year. That is better than most semis. A smart bull would say the right comparison is not to average cyclicals but to a long-duration, high-return analog franchise with unusually sticky customers and long product lives, where temporary under-earning during a capex surge should be capitalized at a premium. I weigh that differently because even great businesses can be bad stocks when the entry multiple leaves no room for anything short of near-perfect normalization.

What would change my mind is straightforward: if TXN can show that 2026-2027 is not just a revenue rebound but a true cash earnings inflection. Specifically, I would want to see quarterly revenue sustain above $5.5B-$6.0B, net margins hold at 35%+ rather than briefly spike there, and annual free cash flow recover from $2.60B toward at least $6B even before a full peak cycle. If the company can produce something like $7B-$8B of annual net income again while capex rolls down enough to make FCF yield respectable, then a premium valuation would be easier to defend, though probably still not this premium. Until those numbers arrive, the stock looks priced for a completed recovery when the data still show a business in transition and investors paying far too much for the privilege of waiting.

Grok Reading
Independent reading · grok-4.5 · generated 2026-08-03 00:21:13
Verdict Quality cyclical recovery already largely priced in at $276; fair value nearer $210–230 on normalized $7.5–8B earnings

The raw numbers tell a clear cyclical recovery story that is already more advanced than the trailing multiples imply. Texas Instruments bottomed in late 2024/early 2025 at roughly $4.0–4.1B quarterly revenue and sub-30% net margins; by the June 2026 quarter revenue had climbed to $5.46B with net income of $1.98B and a 36.2% net margin. That is a run-rate approaching $22B revenue and nearly $8B net income—essentially back to the 2021–2022 peak zone. Annual 2025 results ($17.68B revenue, $5.0B NI) still look depressed only because they average in the trough; the sequential path and the most recent print show utilization and pricing power returning faster than the full-year figures suggest. Heavy capex ($4.55B against $7.15B operating cash flow) is the deliberate cost of the 300mm capacity build-out, which is why free cash flow sits at a temporarily modest $2.6B and the payout ratio is pinned near 100%. ROE of 31% and gross margins still above 57% confirm the analog franchise remains intact.

What the quantitative models get badly wrong is the $33 “fair value.” That output is mechanically broken—an order-of-magnitude error that ignores both the $5B of current earnings power and the $8B run-rate now visible. A mature analog leader with TXN’s customer lock-in, 20% ROIC, and fortress balance sheet (current ratio 4.4, net debt modest relative to equity) does not trade at 4× earnings. The real debate is whether 32× forward earnings on a normalized $8B net-income base, or 50× on trailing trough earnings, is justified for a business whose five-year revenue CAGR is essentially zero and whose earnings CAGR is still negative. At $276 the market is already capitalizing a full return to peak profitability plus a quality premium; there is little room left for execution slips or a slower industrial/auto recovery.

The strongest contrary case is straightforward: the June quarter could prove the high-water mark of the snap-back rather than the new baseline. Automotive and industrial end-markets remain sensitive to rates and China demand; Chinese analog competitors continue to take share in the more commoditized catalog parts; and the $14B debt load plus multi-year elevated capex will keep free-cash-flow conversion subdued until the new fabs fill. If 2026 full-year net income stalls around $6–6.5B instead of reaching $7.5B+, the stock is left sitting at 40×+ forward earnings with a 2% dividend yield that no longer covers the opportunity cost. Momentum bulls will also note that the narrative of “irreplaceable toll-taker on electrification” has already done its work—valuation has detached from any reasonable DCF of mid-single-digit growth.

I would reverse to a constructive stance on two concrete data points: (1) two more sequential quarters of revenue above $5.3B with net margins holding ≥34%, confirming the run-rate is durable rather than a one-quarter spike, and (2) free-cash-flow inflection above $4B as capex intensity rolls off, proving the capacity investments are converting. Absent that evidence the asymmetry is unfavorable.

Big-3 Panel — where each AI stands
Each AI above independently stated a direction (undervalued, fairly valued, or overvalued) and how strongly it believes it (conviction, 0–5). We combine those into a Bull-Bear Index on a 0–10 scale: 5 is neutral, 10 is maximum bullish (undervalued at full conviction), 0 is maximum bearish. We compute the score ourselves with the same arithmetic for every seat — the models never grade their own bullishness — so the three are directly comparable. Δ shows how far each seat sits from the panel average of 1.7; a large Δ marks the dissenting voice, usually the one worth reading.
Claude claude-opus-4-7 2.0
overvalued · conviction 3/5 · Δ +0.3 vs panel · self: 4.0
GPT gpt-5.4 1.0
overvalued · conviction 4/5 · Δ -0.7 vs panel · self: 3.0
Grok grok-4.5 2.0
overvalued · conviction 3/5 · Δ +0.3 vs panel · self: 3.0
Advanced Analysis Forensic deep-dive · separate lenses
Separate reads — Company Quality (is it a great business?), Valuation (is it mispriced?), and General Sentiment (how macro + narrative are pushing it), kept deliberately apart · 2026-08-03 00:34:25
Delvantic - Cairn AI
Quality — wait for a dip 8/10
TXN is a genuine quality franchise (+41) trading rich (-73) at $275 with a mildly negative tape (-7) — great business, wrong price, no rush.
The cruxWhether margins actually snap back toward peak (60%+ GM, 40%+ OpM) as capex normalizes — everything above ~$200 assumes that recovery is already in the bag.
Forensic checks Derived mechanically from TXN's filed financials — not from the AI lenses
Liquidity & RunwaySelf-Funding
DilutionShare Count Shrinking
Earnings QualityHigh Earnings Quality
The four lensesswitch a tab for its full read — score + evidence
Company Quality
+41
Strong
edge √Σ 131 · risk √Σ 87 · conf 8/10

Texas Instruments shows classic mature-earner mechanics with a hard cyclical dent. Revenue fell from a $20.0B peak in 2022 to $15.6B in 2024 before recovering to $17.7B in 2025; gross margin compressed sharply from 68.8% to 57.0% and operating margin from 50.6% to 34.1%. Even at the trough, TXN earned $4.8-5.0B net income and produced positive FCF every year, though FCF collapsed from $6.3B (2021) to $1.35B (2023) as the company ran heavy capex through its 300mm fab buildout. That FCF recovery to $2.60B in 2025 is real but still well below the earnings run-rate, indicating capex is still absorbing most operating cash.

Strengths 4
m80
Elite earnings integrity
Altman Z of 11.82 (deep safe zone), Beneish M -2.66, OCF/NI 1.17x, and negative accruals -2.8% of assets. Reported earnings are cash-backed and mechanically clean.
m70
Per-share discipline
Diluted shares declined from 936M (2021) to 913M (2025), a -0.6% CAGR. Buyback/SBC ratio of 405% means SBC (2.4% of revenue) is more than absorbed by repurchases.
m65
Trough profitability still strong
Even with GM collapsing ~11 points and OpM ~16 points from peak, 2025 still delivered 57% GM, 34% OpM, and $5.0B net income — a testament to the analog moat and manufacturing scale.
m40
Revenue re-accelerating
2025 revenue of $17.68B is up 13% off the $15.64B trough, suggesting the analog cycle has turned. Combined with a fixed cost base that is now built, operating leverage on the way up could be meaningful.
Concerns 3
m55
Margin trajectory still eroding
GM went 67.5 to 68.8 to 62.9 to 58.1 to 57.0 — five years of net compression, and 2025 GM/OpM actually ticked DOWN from 2024 despite revenue recovery. The bottom in margins may not yet be in.
m50
Net debt position, thin liquid cash
Net cash is -$9.17B and liquid cash of $4.88B is only 1.9% of market cap. The capex cycle has transformed the balance sheet from a cash fortress into a modestly levered one, though Altman Z 11.82 signals it is still very safe.
m45
FCF conversion well below net income
2025 FCF of $2.6B on $5.0B net income (52% conversion) reflects the ongoing 300mm fab capex program. Until capex normalizes, cash returns to shareholders are constrained relative to the earnings power.
This is a high-quality mature earner going through a self-inflicted (but strategically defensible) capex-heavy transition inside a cyclical trough. The forensic signals are clean — earnings are real, share count is shrinking, no accounting games. What keeps me from grading higher is that the margin story is genuinely worse than five years ago and hasn't stabilized: GM went from 68.8% to 57.0% and ticked DOWN again in the recovery year. The balance sheet also isn't what it used to be — TXN funded its fab expansion with debt and now carries $9B net debt against $4.9B liquid cash. Still a Strong business, franchise intact, but the peak-quality version of this company is a couple of years and a completed capex cycle away.
Verify before trusting this (5)
  • Timing and magnitude of remaining 300mm fab capex — when does capex intensity normalize and FCF conversion recover?
  • Whether the 2025 GM/OpM tick-down vs 2024 is under-utilization drag or structural pricing pressure
  • Customer/end-market concentration (auto vs industrial mix) and pricing dynamics with Chinese analog competitors
  • Debt maturity schedule and refinancing exposure given the net debt position
  • Any change in capital return policy given constrained near-term FCF
Valuation / Mispricing
-73
Rich
edge √Σ 25 · risk √Σ 118 · conf 7/10
price $275.74 vs quality-adjusted deserved ~$200 - roughly 25-35% rich; the model's $35 FV is not usable as an anchor. attractive below $195.00

The e2e composite fair value of $35.01 (DCF $25.14, EPV $54.75) implies an 88% overvaluation, which is not credible for a franchise generating high-single-digit-billion free cash flow with 57%+ gross margins - a $35 print would value TXN below its annual FCF run-rate and is almost certainly an artifact of trough margins and peak capex being extrapolated. I discount the DCF heavily and lean on the EPV floor of ~$55 as a genuine downside anchor, then gross it up for the strong-quality, clean-earnings franchise. Even a generous quality-adjusted deserved value in the $180-$220 range (roughly 22-27x normalized earnings for a high-moat analog compounder mid-transition) sits well below the $275.74 tape. That puts the stock at a 25-35% premium to what the business deserves today. What is priced in: a clean exit from the capex trough, margin recovery back toward 60%+ gross / 40%+ operating, and secular analog content growth from EVs, industrial, and data center - essentially the full bull case with no cyclical air pocket and no China erosion. That is a lot to underwrite at 30x+ earnings on compressed margins. Margin of safety is negative; this is a hold-if-you-own-it, not a buy-here.

Cheap signals 1
m25
Quality and capital discipline deserve a premium
Clean earnings, shrinking share count, fortress balance sheet, and a defensible analog moat justify a meaningfully higher deserved value than the raw models produce - but not $275.
Rich / priced-in 4
m72
Price embeds full margin recovery
GM has fallen from 68.8% to 57.0% and operating margins are down materially, yet the stock trades near cycle highs. The tape assumes a clean snap-back to prior peak profitability with no cyclical relapse.
m65
Multiple demands heroic normalized earnings
At $275.74 and ~$252B market cap, TXN trades at a premium multiple on trough EPS. Even normalizing earnings back to peak, the implied multiple stays in the mid-20s - rich for a mature analog business with slowing top-line.
m55
Composite FV signals directional overvaluation
Even discounting the $35 composite as method-broken, both underlying methods (DCF $25, EPV $55) land far below $275 - the direction of the signal is consistent even if the magnitude is not.
m40
Capex cycle not yet paying off
The self-funded fab buildout is depressing FCF now with the payoff still theoretical. Paying peak multiples for the promise of future returns on that capex is exactly the kind of narrative-priced setup that disappoints.
I can't take the $35 fair value seriously - it's a trough-margin, peak-capex DCF running away from itself. But I also can't call $275 cheap. On my own quality-adjusted math this is a great business trading at a full-to-rich price, roughly 25-35% above what I'd underwrite. I need it in the high $100s - call it sub-$200 - before the margin of safety is real. Above $250 I'm a spectator; this is fairly-valued-plus, tipping into rich.
Verify before trusting this (5)
  • Gross margin trajectory next 2-3 quarters - is 57% the trough or does it drift lower
  • Capex guide and timing of FCF inflection as new fabs ramp
  • Industrial and automotive end-market inventory normalization commentary
  • Any change in buyback pace given lower FCF - is per-share discipline still intact
  • China analog competition - pricing pressure in commodity analog lines
General Sentiment
-7
Balanced
tail √Σ 72 · head √Σ 79 · conf 6/10

TXN sits under a strong, durable platform-monopoly narrative (analog foundry, switching costs, 60%+ gross margins) with low cult intensity - meaning the story is respected by long-term holders and dividend/quality funds rather than chased by momentum crowds. That narrative type tends to be sticky and does not de-rate violently on macro wobbles, which mutes the impact of the neutral-but-slightly-jumpy tape (VIX 16, S&P -1.6% off highs, 10y 4.68%, market PE 26.9). With beta 1.31, TXN is more tape-sensitive than a classic defensive, but the analog-monopoly framing has been acting as a shock absorber.

Tailwinds 3
m55
Durable platform-monopoly narrative
Analog toll-taker story with low cult coefficient is a stable, quality-oriented bid - the kind of framing that keeps long-only and dividend money anchored even when guidance disappoints.
m40
Positive long-term inclusion coverage
Recent 'Top Tech Stocks for Long-Term Growth and Income' feature alongside MSFT/AVGO keeps TXN in the quality-compounder bucket, a favorable narrative slot in a neutral tape.
m25
Recent momentum turn
13.1% recent vs 0.5% long-term CAGR suggests the post-drawdown bid is returning, mild positive tape support.
Headwinds 3
m55
Soft guidance overhang
Stock is down ~16% from 52-week high after data-center strength was overshadowed by weak guidance. That specific event is the dominant recent press on the tape and is still fresh.
m45
Rates and market PE pressure high-beta names
10y at 4.68% and market PE 26.9 with beta 1.31 means macro crosswinds hit TXN harder than a defensive; not decisive, but a persistent drag.
m35
AI-narrative rotation risk
Adjacent commentary (Broadcom pivoting fully to AI story, Qualcomm's handset overhang) shows the market is rewarding pure-AI stories; TXN's analog framing does not get the same multiple lift and can look stale by comparison.
Net read is roughly balanced with a slight headwind lean. The durable platform-monopoly narrative and quality-compounder positioning give TXN real narrative armor - this is not a story stock about to collapse. But the guidance-driven drawdown is still fresh, the AI narrative is sucking oxygen away from analog-only names, and a beta of 1.31 means the mildly hostile rate/PE backdrop presses harder here than on defensives. I would not fade this on sentiment alone, but there is no active tailwind big enough to push it up either - it is a name being held, not chased.
Verify before trusting this (4)
  • Next earnings guide - a second soft print would break the quality-compounder framing
  • Whether sell-side revisions follow the guidance cut lower or hold
  • Any acceleration of Chinese analog competition headlines - would crack the moat narrative
  • VIX behavior - a break above 20 would punish beta 1.31 names disproportionately
The market-wide tape + this name's exposure to it (beta / sector / narrative durability). Context on the non-fundamental pressure — not a call on the business or the price. processId: detail-general-sentiment
Growth Outlook
not run

This lens hasn't been run for this ticker yet.

The forward growth verdict — is the business itself likely to grow (next 2 quarters / year 1 / years 2–3), judged against its category and against printed expectations. The full horizon ladder + creme renders on the Growth Outlook card above. Not a call on the price (Valuation owns that) or the tape (Sentiment owns that).
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Lenses kept deliberately separate — Company Quality (price-agnostic), Valuation (price-conditional), General Sentiment (non-fundamental macro/narrative pressure), and Growth Outlook (the forward growth verdict). The scores are not blended. Filing-level items (convertibles, lock-ups, customer concentration) are v2 — see each lens's "verify."
Price Prediction
Lower -7.5% v0.6.0 View full prediction →

When we made this prediction on Aug 3, 2026, TXN was $275.74. We expect it to be $255.00 by Feb 2027, and we consider it great value under $195.00. This is an early model (v0.6.0) — the direction is more reliable than the exact price. Made Aug 3, 2026.

Price when predicted$275.74
Our estimate for Feb 2027$255.00-7.5%
Great value below$195.00
Price history shown (6 Months)

Blue is our prediction, starting the day we made it. Grey is a slower route to the same place — the same destination, taking longer. Black is the actual price, so you can see how we are doing.

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My Notes personal — only you see this
v1.1.562 · 9b2927c4 · 2026-08-22 16:52:06